ࡱ> )* !"#$%&'(Root EntrydO) 4 Pictures%PowerPoint Document(}.SummaryInformation( ,  "#$%&'()*@=m 9rڼc$(c8$xZ]h\Us٬iMJڍX-Ec[ipiKKiM4[+A| (BPA(V" >-B>Tm]gΝswnv09s~s33dABZW\FtoPӋ8f8}Ty28CFTi!Ym3?kh0RǮN;L7|artݼ*9iy͂HC  FDP#|XV!ŐV1c );l+YoEs,cz ȸ]%x5sҸuCX`LWYnrغWaFu)Ӂ{>F6JO?Bcɧ/^WкRnm ˴`#m5FrmZf~ɽ؇X?Ǚ;&*bM844f /!x(WfYQF!m nd,krX&ˎg %YA.fu v}ԗ؞m~B۷mٝȟPa7ς]p`:Qd11i?ovb=wVju܈7ky=Nm(i>7^LJKדy㢮8Fs?;oi7/?Vܙq<7ځ*1'hbHrp."^ $w7iAO} .Ntd ݕ1}hSaw9KE%1ג֣8vfq\ ċ`_ xb8%+!mHumUᣧr,ȝBn [fu}1}=}R~~WoҼ!˹Z{L<*4n|;'\躇gܧxe+,l_2ԛM&k|AA0%b2.av?e$AVͷYG{,~`q[4-}VzJ/O7ɽl3b-ȵ8>` 8 svsKCUb4 ׋I x|&̝-ԝl [A<_}1ﳺ)WTp7)lkzXl NdLX 76=]I0m$[Ƨ]#>]O N棽v1+|#J]b|cTdZKjE'oO>/?C[9-燆 ]V}]!׳/4O)ϷW:0W9lGY;5Jy!%*PnJӬG;UJ؞mnE2TV`þO(G„%/u ĶbۀQHKԾBfY~RVNi>WRWK^`l{v"]WgV3Ѹ&BlK$%XBZ(F$EJj)gJ} KIvV$f,nݒ[?1앪ݬܥlӷT1kYG,onۉ[m|X+ 2A2By4X1}wW oG/cqjNaD Rbi)1dF Eڄ/?JߕXB9~k2}y.IaxQ#Yj` z˜,@D^rwٹαAԯ33ˁˁ~#Oʿxz~[ҳF+iSz'v"=..Dwo=No&H􀮗*a[b0:"~@z]A:7O{FK3/7w2՜.+,0   ( 0 On-screen Show(Federal Deposit Insurance Corporation6 ArialDefault DesignMicrosoft Office Excel ChartSlide 1Slide 2 (@   HG  Chart Excel.Chart.808Microsoft Office Excel Chart/ 0LDArialԖe0Ԗ0llz-a0@ .  @n?" dd@  @@`` ,$@  4$$$$$$"$m 9rڼc% 0AA@3ʚ;ʚ;g42d2d -a0ppp@ <4dddd8))0lz 80___PPT10 ?  % W1995 Small Banks: Lending only for a Satisfactory Rating (100 percent) Large Banks: Lending (50 percent of the rating) Investments (25 percent of the rating) Services (25 percent of the rating) 2005 Intermediate Small Banks Lending (50 percent of the rating) Community Development Loans, Investments, or Services (50 percent of the rating) 5 nu5 n  u        0` 33` Sf3f` 33g` f` www3PP` ZXdbmo` \ғ3y`Ӣ` 3f3ff` 3f3FKf` hk]wwwfܹ` ff>>\`Y{ff` R>&- {p_/̴>?" dd@,|?" dd@   " @ ` n?" dd@   @@``PR    @ ` ` p>> $(    6ܼ  `}  T Click to edit Master title style! !  0ȿ  `  RClick to edit Master text styles Second level Third level Fourth level Fifth level!     S  0ƒ ^ `  X*  0˒ ^   Z*  0В ^ `  Z*H  0޽h ? 3380___PPT10.1p^ Default Design 0 0 (   r  S      H  0޽h ? 33___PPT10i.1@".+D='  = @B + 0 <(  < <0 ZA G?AA ? G   < 0 m "`0  Y'C.D. Lending, Investments, or Services( 2( H < 0޽h ? 33___PPT10i.:+D='  = @B +lx] |SUֿ%i4m҅P,R(K˪({@iJmв+"ul" 茊Ђ 0 .(*. E`\@s{KIiE}n.=_GCO~ӿ4T4^R,d5ݎ$ x{C__LԻF\+`V6=q^]$Huyc:_׶#_㏺^hr=PvݖS5l21_Y8֨_'œzgl0Fs | ~ֱT6 ҩ(dR jw ԏeV.@{idCAJ}X8  Ƣ7Mo>|S1[o 8ǃo-'o$eN BsF P]/sxﲡ:c Ǫ#C m,T"+_]ԏΟ:s5_qe2'x!=䔱\<̓};L"O))-rWX4`5Z&4<ŷy3c_? =4 }s竑9۰࿪$M2g!F;5?xt5-:6''7;#pn :%/7?7:`[6RaB~v\kqǾ. ̜ ӈPLb(&!]>] ~&20uxRLqoۊa} V/$K爑ee%v} :v؛citFJv҅J$#B2Di* ~d`#D_۸˵Qs`{<{8MC\1z"Q,79Ws&%UI,\e|cL_C 0=H4uVـr2dSh/a)ȇM7aD-o-cjz rN˲AWK`rYF*k顮(Hv"zC/ p_$,(f=:Xϗg3T֖uD$긶!;^hʊT-2H"p0.?R{Wmímy ;%ZlR ~/.84tT_!o<]Rݣ Ko˔Ǖ6~J6&|o\߸hُVՉGn5OD?{rl\]~K GuËϼmo8~V[`4nYڒ5OiBa\s^qc3uxFɆw:+yGZ;4̋f<%nC:/gzknUb}^. *2طkk<`țѧ÷nm_{>d{֙.-AϿ;oshܝ.}>,ͅ7 3kOhq'/e\}Օ.#~0}tm~ԥɝkZk5M-[=Ks32><+ƐǾLvr-Q]kqVջ$E|4V^}9H"\M١#\58, F|nB$QϪҤ<ɂ O-dXEk,&tUFX̲9(` j L,r#,1L X\8Bcb-fiI$$LIFqV,DjLG p[nZXP=؝ YUnR yP,ցekjlKZPaFtWnc\K{NqÍ".QeYGb#L`1vp~4&xZLrNuŒɈ< JiPIcz@Tmzx LZXE-.F|aөJL gm4R\S i%9PV bw_ z8g!I#W@ !Jh+Vܠ1AWH.M^QEWzv7]KWEcoZ~NToo߾OKzl&OtՊ~kb__9Vp`Kͭ?yogc>ŞWۆ<v%ۘ_6eda'|=$7˝g~\tzox0\֒UGOHܾ8݄1%ӗ}1?]V:b%wXdA+>}dbwZMhi˕ wT>z'>E_{2Z]E$ۊw,a n8y[9Q~~aiq^0%ov׿*x6?/?zOGZr vM YB.QDdɕ71H9IXPC"k%kL˃sT )X|_1B ‹(_xd/Y[*N,t}u9]#tV8] >Iוt}j/ K4]BR;J)MX +t<2S]uzv^E xeA`Dqx=mWB,ePf@)bHgЁ Zb/3T:jzX,ҭl&z'| jM>\c]"Z ;&@5 C܀7RlYaϠ-l  y3X ȳ \5g=Hz(mj\Pvu``f<&ꄜH?so]ZuE cK]DkWSĽRS4\1Q;7M?]?Rob#:噹=ܞetPUTHw~.D*(ܫiLESyl)|)s*#}.hK-XU¸㪀p9- ƩI 0Yjhdwy"\fkv^r[keR_kNsBU U15fwpQT=3}D^? 2dv-=.r;a%k,̹8ϚZ<>h-a%eqqEQb$Fm@^*XZ{ģ/M5|9%86Nt'¹u&N{(qIs*Fl-dn%慙5VB /Sixct9^q͠G{yEXmp_|7 wż}ARej^@$$K.{&K1d+EU KrAP#DD3+{⎐$PGP]S91#]qTݨc|s (m]b˲/L^*֨N} ą-\l7oOċ-WsPOT~x8Q(shsu"J1rLvu-`^WKuQpd%SUg+Ek .\]\^Ns[>?ϲ<-f./IpxlYBͯ/<gCZ1prЪZ΃VVM8h#{:huܗ\JkB[k[m2*ϣda+@rmxK;vq.y9G޸stA[CWjkuC_/A!AHndE-WZc1$ƳXihIٍZ'_V(JRo"ڍցidޚt]@b|-ZHQ6bj&@ 5jѐVxtE⊛=$4֍&FVT3Z AS\ ZG|@|B+!h.D&Vf99sN4:j?gpi^7^73ozo)%&FU];Z6ѵ@n/Srn1 QVSg# 0WPI ojeJ 0>8bRnKejvK4Zbb>Q¯~&l#MN/)Z+.Za~hMśo|k=0rU2n)l[BR!Th @p?PB+>w_3 );Ɣu,]UfN=r>q:Lʆ U 0`Robz[a@pڍ9܇k"AD%;kn aMTӲ^Dب0mfw;Eɡd}&[JlIWy'WW\u\uهztPd.~*;y;[yH 9 7&,L:ֆ0*Jp ""L'd-膈jPR]ơvʼnʼnѫ8^aZm3NZ` 4CvơNC0{g 5zϯ Em/)Ҥ(1 ?L{_oX[j=ZƺH/MvM;n:lue8r0 5. 1Oh+'0 `hx  Slide 1Luke W. Reynoldsmbarham4Microsoft Office PowerPoint@у@2V3@0y9Gg  U  y--$xx--'@Arial-.  2 J1995."System`-- J W-@Arial-.  2 .-@Arial-. 2  Small Banks: .-@Arial-.  2 .-@Arial-. U2 4Lending only for a Satisfactory Rating (100 percent).-@Arial-.  2 %.-@Arial-. 2 % Large Banks:.-@Arial-.  2 -.-@Arial-. :2 -"Lending (50 percent of the rating).-@Arial-.  2 4.-@Arial-. @2 4&Investments (25 percent of the rating).-@Arial-.  2 <.-@Arial-. <2 <#Services (25 percent of the rating)n.-@Arial-.  2 NJ2005.--NJNW-@Arial-.  2 W.-@Arial-. +2 W Intermediate Small Banks.-@Arial-.  2 ^.-@Arial-. :2 ^"Lending (50 percent of the rating).-@Arial-.  2 f.-@Arial-. K2 f-Community Development Loans, Investments, or .-@Arial-. =2 m$Services (50 percent of the rating) .-DocumentSummaryInformation8!DCurrent User+5 Fonts UsedDesign TemplateEmbedded OLE Servers Slide Titles_Y.mbarhammbarham