VariableName,VarLabel,Notes,Code,Value,in2009,in2011,in2013,in2015,in2017,in2019,in2021,in2023,StartYear,EndYear
gereg,Geographic region,,1,Northeast,y,y,y,y,y,y,y,y,2009,
gereg,Geographic region,,2,Midwest,y,y,y,y,y,y,y,y,2009,
gereg,Geographic region,,3,South,y,y,y,y,y,y,y,y,2009,
gereg,Geographic region,,4,West,y,y,y,y,y,y,y,y,2009,
gestfips,State,,1,AL,y,y,y,y,y,y,y,y,2009,
gestfips,State,,2,AK,y,y,y,y,y,y,y,y,2009,
gestfips,State,,4,AZ,y,y,y,y,y,y,y,y,2009,
gestfips,State,,5,AR,y,y,y,y,y,y,y,y,2009,
gestfips,State,,6,CA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,8,CO,y,y,y,y,y,y,y,y,2009,
gestfips,State,,9,CT,y,y,y,y,y,y,y,y,2009,
gestfips,State,,10,DE,y,y,y,y,y,y,y,y,2009,
gestfips,State,,11,DC,y,y,y,y,y,y,y,y,2009,
gestfips,State,,12,FL,y,y,y,y,y,y,y,y,2009,
gestfips,State,,13,GA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,15,HI,y,y,y,y,y,y,y,y,2009,
gestfips,State,,16,ID,y,y,y,y,y,y,y,y,2009,
gestfips,State,,17,IL,y,y,y,y,y,y,y,y,2009,
gestfips,State,,18,IN,y,y,y,y,y,y,y,y,2009,
gestfips,State,,19,IA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,20,KS,y,y,y,y,y,y,y,y,2009,
gestfips,State,,21,KY,y,y,y,y,y,y,y,y,2009,
gestfips,State,,22,LA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,23,ME,y,y,y,y,y,y,y,y,2009,
gestfips,State,,24,MD,y,y,y,y,y,y,y,y,2009,
gestfips,State,,25,MA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,26,MI,y,y,y,y,y,y,y,y,2009,
gestfips,State,,27,MN,y,y,y,y,y,y,y,y,2009,
gestfips,State,,28,MS,y,y,y,y,y,y,y,y,2009,
gestfips,State,,29,MO,y,y,y,y,y,y,y,y,2009,
gestfips,State,,30,MT,y,y,y,y,y,y,y,y,2009,
gestfips,State,,31,NE,y,y,y,y,y,y,y,y,2009,
gestfips,State,,32,NV,y,y,y,y,y,y,y,y,2009,
gestfips,State,,33,NH,y,y,y,y,y,y,y,y,2009,
gestfips,State,,34,NJ,y,y,y,y,y,y,y,y,2009,
gestfips,State,,35,NM,y,y,y,y,y,y,y,y,2009,
gestfips,State,,36,NY,y,y,y,y,y,y,y,y,2009,
gestfips,State,,37,NC,y,y,y,y,y,y,y,y,2009,
gestfips,State,,38,ND,y,y,y,y,y,y,y,y,2009,
gestfips,State,,39,OH,y,y,y,y,y,y,y,y,2009,
gestfips,State,,40,OK,y,y,y,y,y,y,y,y,2009,
gestfips,State,,41,OR,y,y,y,y,y,y,y,y,2009,
gestfips,State,,42,PA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,44,RI,y,y,y,y,y,y,y,y,2009,
gestfips,State,,45,SC,y,y,y,y,y,y,y,y,2009,
gestfips,State,,46,SD,y,y,y,y,y,y,y,y,2009,
gestfips,State,,47,TN,y,y,y,y,y,y,y,y,2009,
gestfips,State,,48,TX,y,y,y,y,y,y,y,y,2009,
gestfips,State,,49,UT,y,y,y,y,y,y,y,y,2009,
gestfips,State,,50,VT,y,y,y,y,y,y,y,y,2009,
gestfips,State,,51,VA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,53,WA,y,y,y,y,y,y,y,y,2009,
gestfips,State,,54,WV,y,y,y,y,y,y,y,y,2009,
gestfips,State,,55,WI,y,y,y,y,y,y,y,y,2009,
gestfips,State,,56,WY,y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,0,Not in MSA or MSA code not reported,y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10180,"Abilene, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10420,"Akron, OH",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10500,"Albany, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10540,"Albany, OR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10580,"Albany-Schenectady-Troy, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10740,"Albuquerque, NM",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10900,"Allentown-Bethlehem-Easton, PA-NJ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11020,"Altoona, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11100,"Amarillo, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11460,"Ann Arbor, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11500,"Anniston-Oxford-Jacksonville, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11540,"Appleton, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11700,"Asheville, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12020,"Athens-Clarke County, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12060,"Atlanta-Sandy Springs-Roswell, GA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12100,"Atlantic City-Hammonton, NJ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12220,"Auburn-Opelika, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12260,"Augusta-Richmond County, GA-SC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12420,"Austin-Round Rock, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12540,"Bakersfield, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12580,"Baltimore-Columbia-Towson, MD",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12620,"Bangor, ME~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12700,"Barnstable Town, MA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12940,"Baton Rouge, LA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12980,"Battle Creek, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13140,"Beaumont-Port Arthur, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13380,"Bellingham, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13460,"Bend-Redmond, OR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13740,"Billings, MT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13780,"Binghamton, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13820,"Birmingham-Hoover, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13980,"Blacksburg-Christiansburg-Radford, VA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14010,"Bloomington, IL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14020,"Bloomington, IN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14260,"Boise City, ID",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14460,"Boston-Cambridge-Newton, MA-NH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14500,"Boulder, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14540,"Bowling Green, KY~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14740,"Bremerton-Silverdale, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14860,"Bridgeport-Stamford-Norwalk, CT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15180,"Brownsville-Harlingen, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15380,"Buffalo-Cheektowaga-Niagara Falls, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15500,"Burlington, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15540,"Burlington-South Burlington, VT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15680,"California-Lexington Park, MD",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15940,"Canton-Massillon, OH",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15980,"Cape Coral-Fort Myers, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16060,"Carbondale-Marion, IL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16300,"Cedar Rapids, IA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16540,"Chambersburg-Waynesboro, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16580,"Champaign-Urbana, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16620,"Charleston, WV~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16700,"Charleston-North Charleston, SC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16740,"Charlotte-Concord-Gastonia, NC-SC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16820,"Charlottesville, VA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16860,"Chattanooga, TN-GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16980,"Chicago-Naperville-Elgin, IL-IN-WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17020,"Chico, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17140,"Cincinnati, OH-KY-IN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17300,"Clarksville, TN-KY~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17420,"Cleveland, TN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17460,"Cleveland-Elyria, OH",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17660,"Coeur dAlene, ID",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17780,"College Station-Bryan, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17820,"Colorado Springs, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17860,"Columbia, MO~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17900,"Columbia, SC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17980,"Columbus, GA-AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18140,"Columbus, OH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18580,"Corpus Christi, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18880,"Crestview-Fort Walton Beach-Destin, FL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19100,"Dallas-Fort Worth-Arlington, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19300,"Daphne-Fairhope-Foley, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19340,"Davenport-Moline-Rock Island, IA-IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19380,"Dayton, OH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19460,"Decatur, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19500,"Decatur, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19660,"Deltona-Daytona Beach-Ormond Beach, FL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19740,"Denver-Aurora-Lakewood, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19780,"Des Moines-West Des Moines, IA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19820,"Detroit-Warren-Dearborn, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20100,"Dover, DE",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20260,"Duluth, MN-WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20500,"Durham-Chapel Hill, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20700,"East Stroudsburg, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20740,"Eau Claire, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20940,"El Centro, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21140,"Elkhart-Goshen, IN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21340,"El Paso, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21500,"Erie, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21660,"Eugene, OR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21780,"Evansville, IN-KY~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22020,"Fargo, ND-MN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22140,"Farmington, NM",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22180,"Fayetteville, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22220,"Fayetteville-Springdale-Rogers, AR-MO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22420,"Flint, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22500,"Florence, SC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22520,"Florence-Muscle Shoals, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22660,"Fort Collins, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22900,"Fort Smith, AR-OK~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23060,"Fort Wayne, IN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23420,"Fresno, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23540,"Gainesville, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23580,"Gainesville, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24020,"Glens Falls, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24140,"Goldsboro, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24340,"Grand Rapids-Wyoming, MI~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24540,"Greeley, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24580,"Green Bay, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24660,"Greensboro-High Point, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24780,"Greenville, NC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24860,"Greenville-Anderson-Mauldin, SC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25060,"Gulfport-Biloxi-Pascagoula, MS~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25180,"Hagerstown-Martinsburg, MD-WV~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25260,"Hanford-Corcoran, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25420,"Harrisburg-Carlisle, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25500,"Harrisonburg, VA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25540,"Hartford-West Hartford-East Hartford, CT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25860,"Hickory-Lenoir-Morganton, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25940,"Hilton Head Island-Bluffton-Beaufort, SC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26420,"Houston-The Woodlands-Sugar Land, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26580,"Huntington-Ashland, WV-KY-OH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26620,"Huntsville, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26820,"Idaho Falls, ID~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26900,"Indianapolis-Carmel-Anderson, IN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26980,"Iowa City, IA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27100,"Jackson, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27140,"Jackson, MS~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27260,"Jacksonville, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27340,"Jacksonville, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27500,"Janesville-Beloit, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27740,"Johnson City, TN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27780,"Johnstown, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27900,"Joplin, MO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27980,"Kahului-Wailuku-Lahaina, HI~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28020,"Kalamazoo-Portage, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28100,"Kankakee, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28140,"Kansas City, MO-KS~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28420,"Kennewick-Richland, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28660,"Killeen-Temple, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28700,"Kingsport-Bristol-Bristol, TN-VA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28740,"Kingston, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28940,"Knoxville, TN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29100,"La Crosse-Onalaska, WI-MN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29180,"Lafayette, LA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29200,"Lafayette-West Lafayette, IN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29340,"Lake Charles, LA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29420,"Lake Havasu City-Kingman, AZ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29460,"Lakeland-Winter Haven, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29540,"Lancaster, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29620,"Lansing-East Lansing, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29700,"Laredo, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29740,"Las Cruces, NM",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29820,"Las Vegas-Henderson-Paradise, NV",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29940,"Lawrence, KS",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30020,"Lawton, OK~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30340,"Lewiston-Auburn, ME~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30460,"Lexington-Fayette, KY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30780,"Little Rock-North Little Rock-Conway, AR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30980,"Longview, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31080,"Los Angeles-Long Beach-Anaheim, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31140,"Louisville/Jefferson County, KY-IN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31180,"Lubbock, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31340,"Lynchburg, VA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31420,"Macon, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31460,"Madera, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31540,"Madison, WI~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31700,"Manchester-Nashua, NH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32580,"McAllen-Edinburg-Mission, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32780,"Medford, OR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32820,"Memphis, TN-MS-AR~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32900,"Merced, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33100,"Miami-Fort Lauderdale-West Palm Beach, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33140,"Michigan City-La Porte, IN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33260,"Midland, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33340,"Milwaukee-Waukesha-West Allis, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33460,"Minneapolis-St. Paul-Bloomington, MN-WI~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33660,"Mobile, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33700,"Modesto, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33740,"Monroe, LA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33780,"Monroe, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33860,"Montgomery, AL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34060,"Morgantown, WV",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34580,"Mount Vernon-Anacortes, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34740,"Muskegon, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34820,"Myrtle Beach-Conway-North Myrtle Beach, SC-NC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34900,"Napa, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34940,"Naples-Immokalee-Marco Island, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34980,"Nashville-Davidson-Murfreesboro-Franklin, TN~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35300,"New Haven-Milford, CT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35380,"New Orleans-Metairie, LA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35620,"New York-Newark-Jersey City, NY-NJ-PA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35660,"Niles-Benton Harbor, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35840,"North Port-Sarasota-Bradenton, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35980,"Norwich-New London, CT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36100,"Ocala, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36140,"Ocean City, NJ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36220,"Odessa, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36260,"Ogden-Clearfield, UT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36420,"Oklahoma City, OK",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36500,"Olympia-Tumwater, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36540,"Omaha-Council Bluffs, NE-IA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36740,"Orlando-Kissimmee-Sanford, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36780,"Oshkosh-Neenah, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37100,"Oxnard-Thousand Oaks-Ventura, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37340,"Palm Bay-Melbourne-Titusville, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37460,"Panama City, FL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37860,"Pensacola-Ferry Pass-Brent, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37900,"Peoria, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37980,"Philadelphia-Camden-Wilmington, PA-NJ-DE-MD",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38060,"Phoenix-Mesa-Scottsdale, AZ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38220,"Pine Bluff, AR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38300,"Pittsburgh, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38860,"Portland-South Portland, ME~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38900,"Portland-Vancouver-Hillsboro, OR-WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38940,"Port St. Lucie, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39140,"Prescott, AZ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39300,"Providence-Warwick, RI-MA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39340,"Provo-Orem, UT",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39380,"Pueblo, CO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39460,"Punta Gorda, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39540,"Racine, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39580,"Raleigh, NC",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39740,"Reading, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39820,"Redding, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39900,"Reno, NV",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40060,"Richmond, VA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40140,"Riverside-San Bernardino-Ontario, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40220,"Roanoke, VA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40380,"Rochester, NY~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40420,"Rockford, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40900,"Sacramento-Roseville-Arden-Arcade, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40980,"Saginaw, MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41060,"St. Cloud, MN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41100,"St. George, UT",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41180,"St. Louis, MO-IL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41420,"Salem, OR",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41500,"Salinas, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41540,"Salisbury, MD-DE~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41620,"Salt Lake City, UT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41700,"San Antonio-New Braunfels, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41740,"San Diego-Carlsbad, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41860,"San Francisco-Oakland-Hayward, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41940,"San Jose-Sunnyvale-Santa Clara, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42020,"San Luis Obispo-Paso Robles-Arroyo Grande, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42100,"Santa Cruz-Watsonville, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42140,"Santa Fe, NM",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42200,"Santa Maria-Santa Barbara, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42220,"Santa Rosa, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42340,"Savannah, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42540,"Scranton-Wilkes-Barre-Hazleton, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42660,"Seattle-Tacoma-Bellevue, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42680,"Sebastian-Vero Beach, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43300,"Sherman-Denison, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43340,"Shreveport-Bossier City, LA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43420,"Sierra Vista-Douglas, AZ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43620,"Sioux Falls, SD",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43780,"South Bend-Mishawaka, IN-MI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43900,"Spartanburg, SC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44060,"Spokane-Spokane Valley, WA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44100,"Springfield, IL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44140,"Springfield, MA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44180,"Springfield, MO",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44220,"Springfield, OH",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44700,"Stockton-Lodi, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45060,"Syracuse, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45220,"Tallahassee, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45300,"Tampa-St. Petersburg-Clearwater, FL",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45460,"Terre Haute, IN",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45780,"Toledo, OH~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45820,"Topeka, KS",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45940,"Trenton, NJ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46060,"Tucson, AZ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46140,"Tulsa, OK",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46220,"Tuscaloosa, AL~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46340,"Tyler, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46520,"Urban Honolulu, HI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46540,"Utica-Rome, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46660,"Valdosta, GA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46700,"Vallejo-Fairfield, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47020,"Victoria, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47220,"Vineland-Bridgeton, NJ",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47260,"Virginia Beach-Norfolk-Newport News, VA-NC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47300,"Visalia-Porterville, CA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47380,"Waco, TX~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47580,"Warner Robins, GA~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47900,"Washington-Arlington-Alexandria, DC-VA-MD-WV~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47940,"Waterloo-Cedar Falls, IA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48060,"Watertown-Fort Drum, NY",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48140,"Wausau, WI",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48620,"Wichita, KS~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48660,"Wichita Falls, TX",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48700,"Williamsport, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49020,"Winchester, VA-WV",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49180,"Winston-Salem, NC~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49340,"Worcester, MA-CT~",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49420,"Yakima, WA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49620,"York-Hanover, PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49660,"Youngstown-Warren-Boardman, OH-PA",y,y,y,y,y,y,y,y,2009,
msa13,MSA,~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49740,"Yuma, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,0,Not in MSA or MSA code not reported,y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10180,"Abilene, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10420,"Akron, OH",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10500,"Albany, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10540,"Albany, OR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10580,"Albany-Schenectady-Troy, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10740,"Albuquerque, NM",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,10900,"Allentown-Bethlehem-Easton, PA-NJ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11020,"Altoona, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11100,"Amarillo, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11460,"Ann Arbor, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11500,"Anniston-Oxford-Jacksonville, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11540,"Appleton, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,11700,"Asheville, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12020,"Athens-Clarke County, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12060,"Atlanta-Sandy Springs-Roswell, GA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12100,"Atlantic City-Hammonton, NJ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12220,"Auburn-Opelika, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12260,"Augusta-Richmond County, GA-SC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12420,"Austin-Round Rock, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12540,"Bakersfield, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12580,"Baltimore-Columbia-Towson, MD",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12620,"Bangor, ME~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12700,"Barnstable Town, MA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12940,"Baton Rouge, LA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,12980,"Battle Creek, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13140,"Beaumont-Port Arthur, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13380,"Bellingham, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13460,"Bend-Redmond, OR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13740,"Billings, MT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13780,"Binghamton, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13820,"Birmingham-Hoover, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,13980,"Blacksburg-Christiansburg-Radford, VA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14010,"Bloomington, IL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14020,"Bloomington, IN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14260,"Boise City, ID",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14460,"Boston-Cambridge-Newton, MA-NH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14500,"Boulder, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14540,"Bowling Green, KY~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14740,"Bremerton-Silverdale, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,14860,"Bridgeport-Stamford-Norwalk, CT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15180,"Brownsville-Harlingen, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15380,"Buffalo-Cheektowaga-Niagara Falls, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15500,"Burlington, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15540,"Burlington-South Burlington, VT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15680,"California-Lexington Park, MD",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15940,"Canton-Massillon, OH",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,15980,"Cape Coral-Fort Myers, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16060,"Carbondale-Marion, IL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16300,"Cedar Rapids, IA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16540,"Chambersburg-Waynesboro, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16580,"Champaign-Urbana, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16620,"Charleston, WV~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16700,"Charleston-North Charleston, SC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16740,"Charlotte-Concord-Gastonia, NC-SC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16820,"Charlottesville, VA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16860,"Chattanooga, TN-GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,16980,"Chicago-Naperville-Elgin, IL-IN-WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17020,"Chico, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17140,"Cincinnati, OH-KY-IN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17300,"Clarksville, TN-KY~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17420,"Cleveland, TN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17460,"Cleveland-Elyria, OH",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17660,"Coeur dAlene, ID",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17780,"College Station-Bryan, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17820,"Colorado Springs, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17860,"Columbia, MO~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17900,"Columbia, SC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,17980,"Columbus, GA-AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18140,"Columbus, OH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18580,"Corpus Christi, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,18880,"Crestview-Fort Walton Beach-Destin, FL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19100,"Dallas-Fort Worth-Arlington, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19300,"Daphne-Fairhope-Foley, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19340,"Davenport-Moline-Rock Island, IA-IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19380,"Dayton, OH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19460,"Decatur, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19500,"Decatur, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19660,"Deltona-Daytona Beach-Ormond Beach, FL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19740,"Denver-Aurora-Lakewood, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19780,"Des Moines-West Des Moines, IA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,19820,"Detroit-Warren-Dearborn, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20100,"Dover, DE",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20260,"Duluth, MN-WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20500,"Durham-Chapel Hill, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20700,"East Stroudsburg, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20740,"Eau Claire, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,20940,"El Centro, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21140,"Elkhart-Goshen, IN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21340,"El Paso, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21500,"Erie, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21660,"Eugene, OR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,21780,"Evansville, IN-KY~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22020,"Fargo, ND-MN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22140,"Farmington, NM",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22180,"Fayetteville, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22220,"Fayetteville-Springdale-Rogers, AR-MO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22420,"Flint, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22500,"Florence, SC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22520,"Florence-Muscle Shoals, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22660,"Fort Collins, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,22900,"Fort Smith, AR-OK~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23060,"Fort Wayne, IN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23420,"Fresno, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23540,"Gainesville, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,23580,"Gainesville, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24020,"Glens Falls, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24140,"Goldsboro, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24340,"Grand Rapids-Wyoming, MI~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24540,"Greeley, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24580,"Green Bay, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24660,"Greensboro-High Point, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24780,"Greenville, NC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,24860,"Greenville-Anderson-Mauldin, SC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25060,"Gulfport-Biloxi-Pascagoula, MS~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25180,"Hagerstown-Martinsburg, MD-WV~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25260,"Hanford-Corcoran, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25420,"Harrisburg-Carlisle, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25500,"Harrisonburg, VA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25540,"Hartford-West Hartford-East Hartford, CT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25860,"Hickory-Lenoir-Morganton, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,25940,"Hilton Head Island-Bluffton-Beaufort, SC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26420,"Houston-The Woodlands-Sugar Land, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26580,"Huntington-Ashland, WV-KY-OH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26620,"Huntsville, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26820,"Idaho Falls, ID~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26900,"Indianapolis-Carmel-Anderson, IN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,26980,"Iowa City, IA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27100,"Jackson, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27140,"Jackson, MS~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27260,"Jacksonville, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27340,"Jacksonville, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27500,"Janesville-Beloit, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27740,"Johnson City, TN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27780,"Johnstown, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27900,"Joplin, MO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,27980,"Kahului-Wailuku-Lahaina, HI~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28020,"Kalamazoo-Portage, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28100,"Kankakee, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28140,"Kansas City, MO-KS~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28420,"Kennewick-Richland, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28660,"Killeen-Temple, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28700,"Kingsport-Bristol-Bristol, TN-VA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28740,"Kingston, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,28940,"Knoxville, TN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29100,"La Crosse-Onalaska, WI-MN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29180,"Lafayette, LA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29200,"Lafayette-West Lafayette, IN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29340,"Lake Charles, LA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29420,"Lake Havasu City-Kingman, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29460,"Lakeland-Winter Haven, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29540,"Lancaster, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29620,"Lansing-East Lansing, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29700,"Laredo, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29740,"Las Cruces, NM",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29820,"Las Vegas-Henderson-Paradise, NV",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,29940,"Lawrence, KS",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30020,"Lawton, OK~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30340,"Lewiston-Auburn, ME~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30460,"Lexington-Fayette, KY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30780,"Little Rock-North Little Rock-Conway, AR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,30980,"Longview, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31080,"Los Angeles-Long Beach-Anaheim, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31140,"Louisville/Jefferson County, KY-IN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31180,"Lubbock, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31340,"Lynchburg, VA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31420,"Macon, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31460,"Madera, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31540,"Madison, WI~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,31700,"Manchester-Nashua, NH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32580,"McAllen-Edinburg-Mission, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32780,"Medford, OR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32820,"Memphis, TN-MS-AR~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,32900,"Merced, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33100,"Miami-Fort Lauderdale-West Palm Beach, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33140,"Michigan City-La Porte, IN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33260,"Midland, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33340,"Milwaukee-Waukesha-West Allis, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33460,"Minneapolis-St. Paul-Bloomington, MN-WI~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33660,"Mobile, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33700,"Modesto, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33740,"Monroe, LA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33780,"Monroe, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,33860,"Montgomery, AL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34060,"Morgantown, WV",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34580,"Mount Vernon-Anacortes, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34740,"Muskegon, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34820,"Myrtle Beach-Conway-North Myrtle Beach, SC-NC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34900,"Napa, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34940,"Naples-Immokalee-Marco Island, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,34980,"Nashville-Davidson-Murfreesboro-Franklin, TN~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35300,"New Haven-Milford, CT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35380,"New Orleans-Metairie, LA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35620,"New York-Newark-Jersey City, NY-NJ-PA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35660,"Niles-Benton Harbor, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35840,"North Port-Sarasota-Bradenton, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,35980,"Norwich-New London, CT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36100,"Ocala, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36140,"Ocean City, NJ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36220,"Odessa, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36260,"Ogden-Clearfield, UT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36420,"Oklahoma City, OK",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36500,"Olympia-Tumwater, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36540,"Omaha-Council Bluffs, NE-IA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36740,"Orlando-Kissimmee-Sanford, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,36780,"Oshkosh-Neenah, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37100,"Oxnard-Thousand Oaks-Ventura, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37340,"Palm Bay-Melbourne-Titusville, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37460,"Panama City, FL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37860,"Pensacola-Ferry Pass-Brent, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37900,"Peoria, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,37980,"Philadelphia-Camden-Wilmington, PA-NJ-DE-MD",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38060,"Phoenix-Mesa-Scottsdale, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38220,"Pine Bluff, AR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38300,"Pittsburgh, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38860,"Portland-South Portland, ME~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38900,"Portland-Vancouver-Hillsboro, OR-WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,38940,"Port St. Lucie, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39140,"Prescott, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39300,"Providence-Warwick, RI-MA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39340,"Provo-Orem, UT",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39380,"Pueblo, CO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39460,"Punta Gorda, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39540,"Racine, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39580,"Raleigh, NC",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39740,"Reading, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39820,"Redding, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,39900,"Reno, NV",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40060,"Richmond, VA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40140,"Riverside-San Bernardino-Ontario, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40220,"Roanoke, VA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40380,"Rochester, NY~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40420,"Rockford, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40900,"Sacramento-Roseville-Arden-Arcade, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,40980,"Saginaw, MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41060,"St. Cloud, MN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41100,"St. George, UT",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41180,"St. Louis, MO-IL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41420,"Salem, OR",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41500,"Salinas, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41540,"Salisbury, MD-DE~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41620,"Salt Lake City, UT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41700,"San Antonio-New Braunfels, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41740,"San Diego-Carlsbad, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41860,"San Francisco-Oakland-Hayward, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,41940,"San Jose-Sunnyvale-Santa Clara, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42020,"San Luis Obispo-Paso Robles-Arroyo Grande, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42100,"Santa Cruz-Watsonville, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42140,"Santa Fe, NM",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42200,"Santa Maria-Santa Barbara, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42220,"Santa Rosa, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42340,"Savannah, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42540,"Scranton-Wilkes-Barre-Hazleton, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42660,"Seattle-Tacoma-Bellevue, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,42680,"Sebastian-Vero Beach, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43300,"Sherman-Denison, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43340,"Shreveport-Bossier City, LA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43420,"Sierra Vista-Douglas, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43620,"Sioux Falls, SD",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43780,"South Bend-Mishawaka, IN-MI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,43900,"Spartanburg, SC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44060,"Spokane-Spokane Valley, WA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44100,"Springfield, IL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44140,"Springfield, MA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44180,"Springfield, MO",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44220,"Springfield, OH",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,44700,"Stockton-Lodi, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45060,"Syracuse, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45220,"Tallahassee, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45300,"Tampa-St. Petersburg-Clearwater, FL",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45460,"Terre Haute, IN",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45780,"Toledo, OH~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45820,"Topeka, KS",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,45940,"Trenton, NJ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46060,"Tucson, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46140,"Tulsa, OK",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46220,"Tuscaloosa, AL~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46340,"Tyler, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46520,"Urban Honolulu, HI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46540,"Utica-Rome, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46660,"Valdosta, GA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,46700,"Vallejo-Fairfield, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47020,"Victoria, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47220,"Vineland-Bridgeton, NJ",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47260,"Virginia Beach-Norfolk-Newport News, VA-NC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47300,"Visalia-Porterville, CA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47380,"Waco, TX~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47580,"Warner Robins, GA~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47900,"Washington-Arlington-Alexandria, DC-VA-MD-WV~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,47940,"Waterloo-Cedar Falls, IA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48060,"Watertown-Fort Drum, NY",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48140,"Wausau, WI",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48620,"Wichita, KS~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48660,"Wichita Falls, TX",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,48700,"Williamsport, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49020,"Winchester, VA-WV",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49180,"Winston-Salem, NC~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49340,"Worcester, MA-CT~",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49420,"Yakima, WA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49620,"York-Hanover, PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49660,"Youngstown-Warren-Boardman, OH-PA",y,y,y,y,y,y,y,y,2009,
msa5yr13,MSA 5-year (uses February 2013 MSA delineations),~ indicates areas with geographic boundary changes between the 2013 and 2015 surveys.,49740,"Yuma, AZ",y,y,y,y,y,y,y,y,2009,
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,0,Not in MSA or MSA code not reported,y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10180,"Abilene, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10420,"Akron, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10500,"Albany, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10580,"Albany-Schenectady-Troy, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10740,"Albuquerque, NM",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,10900,"Allentown-Bethlehem-Easton, PA-NJ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11020,"Altoona, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11100,"Amarillo, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11300,"Anderson, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11340,"Anderson, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11460,"Ann Arbor, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11500,"Anniston-Oxford, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11540,"Appleton, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,11700,"Asheville, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12020,"Athens-Clarke County, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12060,"Atlanta-Sandy Springs-Marietta, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12100,"Atlantic City, NJ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12220,"Auburn-Opelika, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12260,"Augusta-Richmond County, GA-SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12420,"Austin-Round Rock, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12540,"Bakersfield, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12580,"Baltimore-Towson, MD",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12940,"Baton Rouge, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,12980,"Battle Creek, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13140,"Beaumont-Port Arthur, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13380,"Bellingham, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13460,"Bend, OR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13740,"Billings, MT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13780,"Binghamton, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13820,"Birmingham-Hoover, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,13980,"Blacksburg-Christiansburg-Radford, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14020,"Bloomington, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14060,"Bloomington-Normal, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14260,"Boise City-Nampa, ID",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14500,"Boulder, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14540,"Bowling Green, KY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,14740,"Bremerton-Silverdale, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,15180,"Brownsville-Harlingen, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,15380,"Buffalo-Niagara Falls, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,15500,"Burlington, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,15940,"Canton-Massillon, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,15980,"Cape Coral-Fort Myers, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16300,"Cedar Rapids, IA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16580,"Champaign-Urbana, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16620,"Charleston, WV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16700,"Charleston-North Charleston, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16740,"Charlotte-Gastonia-Concord, NC-SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16820,"Charlottesville, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16860,"Chattanooga, TN-GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,16980,"Chicago-Naperville-Joliet, IL-IN-WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17020,"Chico, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17140,"Cincinnati-Middletown, OH-KY-IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17420,"Cleveland, TN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17460,"Cleveland-Elyria-Mentor, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17660,"Coeur dAlene, ID",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17780,"College Station-Bryan, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17820,"Colorado Springs, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17860,"Columbia, MO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17900,"Columbia, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,17980,"Columbus, GA-AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,18140,"Columbus, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,18580,"Corpus Christi, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19100,"Dallas-Fort Worth-Arlington, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19340,"Davenport-Moline-Rock Island, IA-IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19380,"Dayton, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19460,"Decatur, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19500,"Decatur, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19660,"Deltona-Daytona Beach-Ormond Beach, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19740,"Denver-Aurora, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19780,"Des Moines, IA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,19820,"Detroit-Warren-Livonia, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,20100,"Dover, DE",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,20260,"Duluth, MN-WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,20500,"Durham, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,20740,"Eau Claire, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,20940,"El Centro, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,21140,"Elkhart-Goshen, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,21340,"El Paso, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,21500,"Erie, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,21660,"Eugene-Springfield, OR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,21780,"Evansville, IN-KY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22020,"Fargo, ND-MN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22140,"Farmington, NM",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22180,"Fayetteville, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22220,"Fayetteville-Springdale-Rogers, AR-MO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22420,"Flint, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22460,"Florence, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22500,"Florence, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22660,"Fort Collins-Loveland, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,22900,"Fort Smith, AR-OK",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,23020,"Fort Walton Beach-Crestview-Destin, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,23060,"Fort Wayne, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,23420,"Fresno, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,23540,"Gainesville, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,23580,"Gainesville, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24020,"Glens Falls, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24140,"Goldsboro, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24340,"Grand Rapids-Wyoming, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24540,"Greeley, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24580,"Green Bay, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24660,"Greensboro-High Point, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,24860,"Greenville, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25060,"Gulfport-Biloxi, MS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25180,"Hagerstown-Martinsburg, MD-WV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25260,"Hanford-Corcoran, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25420,"Harrisburg-Carlisle, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25500,"Harrisonburg, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,25860,"Hickory-Morganton-Lenoir, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26100,"Holland-Grand Haven, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26180,"Honolulu, HI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26420,"Houston-Baytown-Sugar Land, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26580,"Huntington-Ashland, WV-KY-OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26620,"Huntsville, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26900,"Indianapolis, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,26980,"Iowa City, IA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27100,"Jackson, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27140,"Jackson, MS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27260,"Jacksonville, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27340,"Jacksonville, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27500,"Janesville, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27740,"Johnson City, TN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27780,"Johnstown, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,27900,"Joplin, MO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28020,"Kalamazoo-Portage, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28100,"Kankakee-Bradley, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28140,"Kansas City, MO-KS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28420,"Kennewick-Richland-Pasco, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28660,"Killeen-Temple-Fort Hood, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28700,"Kingsport-Bristol, TN-VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28740,"Kingston, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,28940,"Knoxville, TN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29100,"La Crosse, WI-MN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29180,"Lafayette, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29340,"Lake Charles, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29460,"Lakeland-Winter Haven, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29540,"Lancaster, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29620,"Lansing-East Lansing, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29700,"Laredo, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29740,"Las Cruces, NM",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29820,"Las Vegas-Paradise, NV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,29940,"Lawrence, KS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,30020,"Lawton, OK",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,30460,"Lexington-Fayette, KY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,30780,"Little Rock-North Little Rock, AR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,30980,"Longview, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31100,"Los Angeles-Long Beach-Santa Ana, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31140,"Louisville, KY-IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31180,"Lubbock, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31340,"Lynchburg, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31420,"Macon, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31460,"Madera, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,31540,"Madison, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,32580,"McAllen-Edinburg-Pharr, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,32780,"Medford, OR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,32820,"Memphis, TN-MS-AR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,32900,"Merced, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33100,"Miami-Fort Lauderdale-Miami Beach, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33140,"Michigan City-La Porte, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33260,"Midland, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33340,"Milwaukee-Waukesha-West Allis, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33460,"Minneapolis-St. Paul-Bloomington, MN-WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33660,"Mobile, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33700,"Modesto, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33740,"Monroe, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33780,"Monroe, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,33860,"Montgomery, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34060,"Morgantown, WV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34580,"Mount Vernon-Anacortes, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34740,"Muskegon-Norton Shores, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34820,"Myrtle Beach-Conway-North Myrtle Beach, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34900,"Napa, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34940,"Naples-Marco Island, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,34980,"Nashville-Davidson-Murfreesboro, TN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,35380,"New Orleans-Metairie-Kenner, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,35620,"New York-Northern New Jersey-Long Island, NY-NJ-PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,35660,"Niles-Benton Harbor, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36100,"Ocala, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36140,"Ocean City, NJ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36220,"Odessa, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36260,"Ogden-Clearfield, UT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36420,"Oklahoma City, OK",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36500,"Olympia, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36540,"Omaha-Council Bluffs, NE-IA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36740,"Orlando, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,36780,"Oshkosh-Neenah, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37100,"Oxnard-Thousand Oaks-Ventura, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37340,"Palm Bay-Melbourne-Titusville, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37460,"Panama City-Lynn Haven, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37860,"Pensacola-Ferry Pass-Brent, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37900,"Peoria, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,37980,"Philadelphia-Camden-Wilmington, PA-NJ-DE-MD",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,38060,"Phoenix-Mesa-Scottsdale, AZ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,38220,"Pine Bluff, AR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,38300,"Pittsburgh, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,38900,"Portland-Vancouver-Beaverton, OR-WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,38940,"Port St. Lucie-Fort Pierce, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39100,"Poughkeepsie-Newburgh-Middletown, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39140,"Prescott, AZ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39340,"Provo-Orem, UT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39380,"Pueblo, CO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39460,"Punta Gorda, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39540,"Racine, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39580,"Raleigh-Cary, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39740,"Reading, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39820,"Redding, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,39900,"Reno-Sparks, NV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40060,"Richmond, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40140,"Riverside-San Bernardino-Ontario, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40220,"Roanoke, VA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40380,"Rochester, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40420,"Rockford, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40900,"Sacramento-Arden-Arcade-Roseville, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,40980,"Saginaw-Saginaw Township North, MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41060,"St. Cloud, MN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41180,"St. Louis, MO-IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41420,"Salem, OR",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41500,"Salinas, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41540,"Salisbury, MD",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41620,"Salt Lake City, UT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41700,"San Antonio, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41740,"San Diego-Carlsbad-San Marcos, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41860,"San Francisco-Oakland-Fremont, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,41940,"San Jose-Sunnyvale-Santa Clara, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42020,"San Luis Obispo-Paso Robles, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42060,"Santa Barbara-Santa Maria-Goleta, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42100,"Santa Cruz-Watsonville, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42140,"Santa Fe, NM",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42220,"Santa Rosa-Petaluma, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42260,"Sarasota-Bradenton-Venice, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42340,"Savannah, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42540,"Scranton-Wilkes-Barre, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,42660,"Seattle-Tacoma-Bellevue, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,43300,"Sherman-Denison, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,43340,"Shreveport-Bossier City, LA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,43620,"Sioux Falls, SD",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,43780,"South Bend-Mishawaka, IN-MI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,43900,"Spartanburg, SC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,44060,"Spokane, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,44100,"Springfield, IL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,44180,"Springfield, MO",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,44220,"Springfield, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,44700,"Stockton, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45060,"Syracuse, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45220,"Tallahassee, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45300,"Tampa-St. Petersburg-Clearwater, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45460,"Terre Haute, IN",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45780,"Toledo, OH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45820,"Topeka, KS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,45940,"Trenton-Ewing, NJ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46060,"Tucson, AZ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46140,"Tulsa, OK",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46220,"Tuscaloosa, AL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46340,"Tyler, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46540,"Utica-Rome, NY",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46660,"Valdosta, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46700,"Vallejo-Fairfield, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,46940,"Vero Beach, FL",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47020,"Victoria, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47220,"Vineland-Millville-Bridgeton, NJ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47260,"Virginia Beach-Norfolk-Newport News, VA-NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47300,"Visalia-Porterville, CA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47380,"Waco, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47580,"Warner Robins, GA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47900,"Washington-Arlington-Alexandria, DC-VA-MD-WV",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,47940,"Waterloo-Cedar Falls, IA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,48140,"Wausau, WI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,48620,"Wichita, KS",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,48660,"Wichita Falls, TX",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,48700,"Williamsport, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,49180,"Winston-Salem, NC",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,49420,"Yakima, WA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,49620,"York-Hanover, PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,49660,"Youngstown-Warren-Boardman, OH-PA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,49740,"Yuma, AZ",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,70750,"Bangor, ME",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,70900,"Barnstable Town, MA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,71650,"Boston-Cambridge-Quincy, MA-NH",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,71950,"Bridgeport-Stamford-Norwalk, CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,72400,"Burlington-South Burlington, VT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,72850,"Danbury, CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,73450,"Hartford-West Hartford-East Hartford, CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,74500,"Leominster-Fitchburg-Gardner, MA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,75700,"New Haven, CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,76450,"Norwich-New London, CT-RI",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,76750,"Portland-South Portland, ME",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,77200,"Providence-Fall River-Warwick, RI-MA",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,77350,"Rochester-Dover, NH-ME",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,78100,"Springfield, MA-CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,78700,"Waterbury, CT",y,y,y,.,.,.,.,.,2009,2013
msa5yr03,MSA 5-year (uses June 2003 MSA delineations),,79600,"Worcester, MA-CT",y,y,y,.,.,.,.,.,2009,2013
msa13chg,MSA boundary change between 2013 and 2015 surveys,,1,Yes,y,y,y,y,y,y,y,y,2009,
msa13chg,MSA boundary change between 2013 and 2015 surveys,,2,No,y,y,y,y,y,y,y,y,2009,
msa13chg,MSA boundary change between 2013 and 2015 surveys,,-1,NIU (not in MSA or MSA code not reported),y,y,y,y,y,y,y,y,2009,
gtcbsast,Metropolitan status,,1,Metropolitan area - principal city,y,y,y,y,y,y,y,y,2009,
gtcbsast,Metropolitan status,,2,Metropolitan area - balance,y,y,y,y,y,y,y,y,2009,
gtcbsast,Metropolitan status,,3,Not in metropolitan area,y,y,y,y,y,y,y,y,2009,
gtcbsast,Metropolitan status,,4,Not identified,y,y,y,y,y,y,y,y,2009,
hagege16,Number of persons aged 16 or older,,,,y,y,y,y,y,y,y,y,2009,
hagege18,Number of persons aged 18 or older,,,,y,y,y,y,y,y,y,y,2009,
hagele15,Number of children aged 15 or younger,,,,y,y,y,y,y,y,y,y,2009,
hagege15_17,Number of children aged 15-17,,,,y,y,y,y,y,y,y,y,2009,
hagege15_18,Number of children aged 15-18,,,,y,y,y,y,y,y,y,y,2009,
hagele17,Number of children aged 17 or younger,,,,y,y,y,y,y,y,y,y,2009,
hagele18,Number of children aged 18 or younger,,,,y,y,y,y,y,y,y,y,2009,
hanyafsv3,Timing of nonbank transaction and credit product use,"Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Used: In past 30 days,.,.,y,.,.,.,.,.,2013,2013
hanyafsv3,Timing of nonbank transaction and credit product use,"Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Used: Not in past 30 days but in past 12 months,.,.,y,.,.,.,.,.,2013,2013
hanyafsv3,Timing of nonbank transaction and credit product use,"Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",3,Used: Not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
hanyafsv3,Timing of nonbank transaction and credit product use,"Timing is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",4,Never used,.,.,y,.,.,.,.,.,2013,2013
hbankstat,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Unbanked,y,.,.,.,.,.,.,.,2009,2009
hbankstat,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Banked: Underbanked,y,.,.,.,.,.,.,.,2009,2009
hbankstat,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",3,Banked: Fully banked,y,.,.,.,.,.,.,.,2009,2009
hbankstat,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",4,Banked: Underbanked status unknown,y,.,.,.,.,.,.,.,2009,2009
hbankstatv2,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Unbanked,.,y,y,y,y,y,.,.,2011,2019
hbankstatv2,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Banked: Underbanked,.,y,y,y,y,y,.,.,2011,2019
hbankstatv2,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",3,Banked: Fully banked,.,y,y,y,y,y,.,.,2011,2019
hbankstatv2,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",4,Banked: Underbanked status unknown,.,y,y,y,y,y,.,.,2011,2019
hbankstatv3,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Unbanked,.,.,y,y,y,y,.,.,2013,2019
hbankstatv3,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Banked: Underbanked,.,.,y,y,y,y,.,.,2013,2019
hbankstatv3,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",3,Banked: Fully banked,.,.,y,y,y,y,.,.,2013,2019
hbaseresp,Base respondent - household,,0,Nonrespondent,y,y,y,y,y,y,y,y,2009,
hbaseresp,Base respondent - household,,1,Respondent,y,y,y,y,y,y,y,y,2009,
hbnkaccm,Most common way to access account,,1,Bank teller,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,,2,ATM or bank kiosk,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,,3,Telephone banking,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,,4,Online banking,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,,5,Mobile banking,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,,6,Other,.,.,y,y,y,y,y,y,2013,
hbnkaccm,Most common way to access account,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,y,y,y,2013,
hbnkaccm1,Bank account access: Bank teller,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm1,Bank account access: Bank teller,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm1,Bank account access: Bank teller,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm2,Bank account access: ATM or bank kiosk,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm2,Bank account access: ATM or bank kiosk,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm2,Bank account access: ATM or bank kiosk,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm3,Bank account access: Telephone banking,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm3,Bank account access: Telephone banking,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm3,Bank account access: Telephone banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm4,Bank account access: Online banking,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm4,Bank account access: Online banking,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm4,Bank account access: Online banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm5,Bank account access: Mobile banking,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm5,Bank account access: Mobile banking,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm5,Bank account access: Mobile banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm6,Bank account access: Other,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm6,Bank account access: Other,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm6,Bank account access: Other,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm7,Bank account access: Did not access in past 12 months,,1,Yes,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm7,Bank account access: Did not access in past 12 months,,2,No,.,.,y,y,y,.,.,.,2013,2017
hbnkaccm7,Bank account access: Did not access in past 12 months,Banked households,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbnkaccmnbr,Number of banking access methods,,0,Did not access account in past 12 months,.,.,y,y,y,.,.,.,2013,2017
hbnkaccmnbr,Number of banking access methods,,1,1 method,.,.,y,y,y,.,.,.,2013,2017
hbnkaccmnbr,Number of banking access methods,,2,2 or more methods,.,.,y,y,y,.,.,.,2013,2017
hbnkaccmnbr,Number of banking access methods,Banked households,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hnumbmths_c,Number of banking access methods (continuous),,,,.,.,y,y,y,.,.,.,2013,2017
hbnkfutr,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,1,Very likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutr,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,2,Somewhat likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutr,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,3,Not very likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutr,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,4,Not at all likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutr,Likelihood of opening account,Unbanked households,-1,NIU,y,y,y,y,y,.,.,.,2009,2017
hbnkfutr,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,99,Unknown,y,y,y,y,y,.,.,.,2009,2017
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,1,To put money in a safe place,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,2,To be able to write checks and pay bills,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,3,To be able to apply for a loan or mortgage,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,4,To save money for the future,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,5,To take advantage of direct deposit of paychecks,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,6,To send money to family and friends,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,7,Other,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Excludes households with missing information on reasons for opening an account.,99,Unknown,y,y,.,.,.,.,.,.,2009,2011
hbnkfutrrsn,Reason plan to open account,Unbanked households,-1,NIU,y,y,.,.,.,.,.,.,2009,2011
hbnkmob1,Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob1,Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob1,Mobile activity: Downloaded or used bank mobile app (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3,Mobile activity: Made bill payment (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3,Mobile activity: Made bill payment (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3,Mobile activity: Made bill payment (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4,Mobile activity: Read text message alert from bank (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4,Mobile activity: Read text message alert from bank (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4,Mobile activity: Read text message alert from bank (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5,Mobile activity: Sent money to other people (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5,Mobile activity: Sent money to other people (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5,Mobile activity: Sent money to other people (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6,Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6,Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6,Mobile activity: Transferred money between accounts owned by same person (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7,Mobile activity: Deposited check electronically (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7,Mobile activity: Deposited check electronically (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7,Mobile activity: Deposited check electronically (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8,Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8,Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8,Mobile activity: Located closest in-network ATM or bank branch (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9,Mobile activity: Other (conditional on using mobile banking),,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9,Mobile activity: Other (conditional on using mobile banking),,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9,Mobile activity: Other (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnknew,Length of bank account ownership,,1,Became banked in past 12 months,.,.,y,y,y,.,.,y,2013,
hbnknew,Length of bank account ownership,,2,Banked prior to past 12 months,.,.,y,y,y,.,.,y,2013,
hbnknew,Length of bank account ownership,Banked households,-1,NIU,.,.,y,y,y,.,.,y,2013,
hbnknewrsn,Reason opened account in past 12 months,,1,To put money in a safe place,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,2,"To pay for everyday purchases, write checks, or/and pay bills",.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,3,To be able to apply for a loan or mortgage,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,4,To save money for the future,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,5,To receive direct deposit,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,6,To send money to family or friends,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,,7,Other,.,.,y,.,.,.,.,.,2013,2013
hbnknewrsn,Reason opened account in past 12 months,Banked households that opened account in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkpp,"Prepaid card obtained in bank branch, used in past 30 days",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkpp,"Prepaid card obtained in bank branch, used in past 30 days",,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkppunb,"Prepaid card obtained in bank branch, used in past 30 days, unbanked",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkppunb,"Prepaid card obtained in bank branch, used in past 30 days, unbanked",,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkprev,Previously banked,Excludes households with missing information on previous bank account ownership.,1,Once had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprev,Previously banked,Excludes households with missing information on previous bank account ownership.,2,Never had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprev,Previously banked,Unbanked households,-1,NIU,y,y,y,y,y,y,y,y,2009,
hbnkprev,Previously banked,Excludes households with missing information on previous bank account ownership.,99,Unknown,y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,1,Had bank account within last year,y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,2,Had bank account more than 1 year ago,y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,3,Never had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Unbanked households,-1,NIU,y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,98,"Previously banked, recency unknown",y,y,y,y,y,y,y,y,2009,
hbnkprevly,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,99,Unknown,y,y,y,y,y,y,y,y,2009,
hbnktyp,Bank account type,Excludes households with missing information on bank account types.,1,Unbanked,.,y,y,y,y,.,.,.,2011,2017
hbnktyp,Bank account type,Excludes households with missing information on bank account types.,2,Checking and savings,.,y,y,y,y,.,.,.,2011,2017
hbnktyp,Bank account type,Excludes households with missing information on bank account types.,3,Savings only,.,y,y,y,y,.,.,.,2011,2017
hbnktyp,Bank account type,Excludes households with missing information on bank account types.,4,Checking only,.,y,y,y,y,.,.,.,2011,2017
hbnktyp,Bank account type,Excludes households with missing information on bank account types.,99,"Banked, account type unknown",.,y,y,y,y,.,.,.,2011,2017
hbnktypc,"Bank account type, banked households",Excludes households with missing information on bank account types.,2,Checking and savings,.,y,y,y,y,.,.,.,2011,2017
hbnktypc,"Bank account type, banked households",Excludes households with missing information on bank account types.,3,Savings only,.,y,y,y,y,.,.,.,2011,2017
hbnktypc,"Bank account type, banked households",Excludes households with missing information on bank account types.,4,Checking only,.,y,y,y,y,.,.,.,2011,2017
hbnktypc,"Bank account type, banked households",Banked households,-1,NIU,.,y,y,y,y,.,.,.,2011,2017
hddacct,Direct deposit account type,,1,Checking and savings,.,.,y,.,.,.,.,.,2013,2013
hddacct,Direct deposit account type,,2,Checking only,.,.,y,.,.,.,.,.,2013,2013
hddacct,Direct deposit account type,,3,Savings only,.,.,y,.,.,.,.,.,2013,2013
hddacct,Direct deposit account type,,4,Direct deposit account type unknown,.,.,y,.,.,.,.,.,2013,2013
hddacct,Direct deposit account type,,5,No direct deposit (banked),.,.,y,.,.,.,.,.,2013,2013
hddacct,Direct deposit account type,Banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hdirdep,Direct deposit status,,1,Has direct deposit,.,.,y,.,.,.,.,.,2013,2013
hdirdep,Direct deposit status,,2,No direct deposit,.,.,y,.,.,.,.,.,2013,2013
hdirdep,Direct deposit status,Banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent1,HH event: Significant loss of income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent1,HH event: Significant loss of income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent1bc,Event contributed to bank account closing: Significant loss of income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent1bc,Event contributed to bank account closing: Significant loss of income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent1bc,Event contributed to bank account closing: Significant loss of income,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent1bo,Event contributed to bank account opening: Significant loss of income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent1bo,Event contributed to bank account opening: Significant loss of income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent1bo,Event contributed to bank account opening: Significant loss of income,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent2,HH event: Significant increase in income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent2,HH event: Significant increase in income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent2bc,Event contributed to bank account closing: Significant increase in income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent2bc,Event contributed to bank account closing: Significant increase in income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent2bc,Event contributed to bank account closing: Significant increase in income,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent2bo,Event contributed to bank account opening: Significant increase in income,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent2bo,Event contributed to bank account opening: Significant increase in income,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent2bo,Event contributed to bank account opening: Significant increase in income,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent3,HH event: Job loss,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent3,HH event: Job loss,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent3bc,Event contributed to bank account closing: Job loss,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent3bc,Event contributed to bank account closing: Job loss,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent3bc,Event contributed to bank account closing: Job loss,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent3bo,Event contributed to bank account opening: Job loss,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent3bo,Event contributed to bank account opening: Job loss,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent3bo,Event contributed to bank account opening: Job loss,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent4,HH event: New job,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent4,HH event: New job,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent4bc,Event contributed to bank account closing: New job,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent4bc,Event contributed to bank account closing: New job,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent4bc,Event contributed to bank account closing: New job,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent4bo,Event contributed to bank account opening: New job,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent4bo,Event contributed to bank account opening: New job,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent4bo,Event contributed to bank account opening: New job,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent5,HH event: Retirement,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent5,HH event: Retirement,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent5bc,Event contributed to bank account closing: Retirement,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent5bc,Event contributed to bank account closing: Retirement,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent5bc,Event contributed to bank account closing: Retirement,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent5bo,Event contributed to bank account opening: Retirement,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent5bo,Event contributed to bank account opening: Retirement,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent5bo,Event contributed to bank account opening: Retirement,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent6,HH event: Significant increase in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent6,HH event: Significant increase in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent6bc,Event contributed to bank account closing: Significant increase in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent6bc,Event contributed to bank account closing: Significant increase in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent6bc,Event contributed to bank account closing: Significant increase in household expenses,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent6bo,Event contributed to bank account opening: Significant increase in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent6bo,Event contributed to bank account opening: Significant increase in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent6bo,Event contributed to bank account opening: Significant increase in household expenses,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent7,HH event: Significant decrease in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent7,HH event: Significant decrease in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent7bc,Event contributed to bank account closing: Significant decrease in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent7bc,Event contributed to bank account closing: Significant decrease in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent7bc,Event contributed to bank account closing: Significant decrease in household expenses,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent7bo,Event contributed to bank account opening: Significant decrease in household expenses,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent7bo,Event contributed to bank account opening: Significant decrease in household expenses,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent7bo,Event contributed to bank account opening: Significant decrease in household expenses,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent8,HH event: Divorce or death,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent8,HH event: Divorce or death,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent8bc,Event contributed to bank account closing: Divorce or death,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent8bc,Event contributed to bank account closing: Divorce or death,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent8bc,Event contributed to bank account closing: Divorce or death,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent8bo,Event contributed to bank account opening: Divorce or death,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent8bo,Event contributed to bank account opening: Divorce or death,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent8bo,Event contributed to bank account opening: Divorce or death,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent9,"HH event: New marriage, civil union, or domestic partnership",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent9,"HH event: New marriage, civil union, or domestic partnership",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent9bc,"Event contributed to bank account closing: New marriage, civil union, or domestic partnership",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent9bc,"Event contributed to bank account closing: New marriage, civil union, or domestic partnership",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent9bc,"Event contributed to bank account closing: New marriage, civil union, or domestic partnership",Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent9bo,"Event contributed to bank account opening: New marriage, civil union, or domestic partnership",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent9bo,"Event contributed to bank account opening: New marriage, civil union, or domestic partnership",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent9bo,"Event contributed to bank account opening: New marriage, civil union, or domestic partnership",Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent10,"HH event: Birth, adoption, or other addition of a child",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent10,"HH event: Birth, adoption, or other addition of a child",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent10bc,"Event contributed to bank account closing: Birth, adoption, or other addition of a child",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent10bc,"Event contributed to bank account closing: Birth, adoption, or other addition of a child",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent10bc,"Event contributed to bank account closing: Birth, adoption, or other addition of a child",Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent10bo,"Event contributed to bank account opening: Birth, adoption, or other addition of a child",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent10bo,"Event contributed to bank account opening: Birth, adoption, or other addition of a child",,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent10bo,"Event contributed to bank account opening: Birth, adoption, or other addition of a child",Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent11,HH event: Move or relocation,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent11,HH event: Move or relocation,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent11bc,Event contributed to bank account closing: Move or relocation,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent11bc,Event contributed to bank account closing: Move or relocation,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent11bc,Event contributed to bank account closing: Move or relocation,Recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hevent11bo,Event contributed to bank account opening: Move or relocation,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hevent11bo,Event contributed to bank account opening: Move or relocation,,2,No,.,.,y,.,.,.,.,.,2013,2013
hevent11bo,Event contributed to bank account opening: Move or relocation,Recently banked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hhaschk,Checking account ownership,Excludes households with missing information on checking account ownership.,1,Has checking account,.,y,y,y,y,.,.,.,2011,2017
hhaschk,Checking account ownership,Excludes households with missing information on checking account ownership.,2,Does not have checking account,.,y,y,y,y,.,.,.,2011,2017
hhaschk,Checking account ownership,Excludes households with missing information on checking account ownership.,99,Unknown,.,y,y,y,y,.,.,.,2011,2017
hhassav,Savings account ownership,Excludes households with missing information on savings account ownership.,1,Has savings account,.,y,y,y,y,.,.,.,2011,2017
hhassav,Savings account ownership,Excludes households with missing information on savings account ownership.,2,Does not have savings account,.,y,y,y,y,.,.,.,2011,2017
hhassav,Savings account ownership,Excludes households with missing information on savings account ownership.,99,Unknown,.,y,y,y,y,.,.,.,2011,2017
hhfamtyp,Household family type,,1,Family household,y,y,y,y,y,y,y,y,2009,
hhfamtyp,Household family type,,2,Nonfamily household,y,y,y,y,y,y,y,y,2009,
hhfamtyp,Household family type,,3,Other,y,y,y,y,y,y,y,y,2009,
hhincome,Family income,,1,"Less than $15,000",.,y,y,y,y,y,y,y,2011,
hhincome,Family income,,2,"$15,000 to $30,000",.,y,y,y,y,y,y,y,2011,
hhincome,Family income,,3,"$30,000 to $50,000",.,y,y,y,y,y,y,y,2011,
hhincome,Family income,,4,"$50,000 to $75,000",.,y,y,y,y,y,y,y,2011,
hhincome,Family income,,5,"At least $75,000",.,y,y,y,y,y,y,y,2011,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,1,"Less than $15,000",y,y,y,y,y,y,y,y,2009,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,2,"$15,000 to $30,000",y,y,y,y,y,y,y,y,2009,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,3,"$30,000 to $50,000",y,y,y,y,y,y,y,y,2009,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,4,"$50,000 to $75,000",y,y,y,y,y,y,y,y,2009,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,5,"At least $75,000",y,y,y,y,y,y,y,y,2009,
hhincome2,Family income (excludes imputed values),Households with unknown income are categorized as Missing.,99,Missing,y,y,y,y,y,y,y,y,2009,
hhsupwgt,Household supplement weight,,,,y,y,y,y,y,y,y,y,2009,
hhtenure,Homeownership,,1,Homeowner,y,y,y,y,y,y,y,y,2009,
hhtenure,Homeownership,,2,Non-homeowner,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,1,Married couple,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,2,Unmarried female-householder family,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,3,Unmarried male-householder family,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,4,Female-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,5,Male-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtype,Household type,,6,Other,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,1,Married couple,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,2,Unmarried female-householder family: Single-mother household,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,3,Unmarried female-householder family: Other,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,4,Unmarried male-householder family: Single-father household,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,5,Unmarried male-householder family: Other,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,6,Female-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,7,Male-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtypev2,Household type (more detail: single-mother and single-father households),Single-mother households are family households that consist of one adult (an unmarried female householder) and one or more children. Single-father households are family households that consist of one adult (an unmarried male householder) and one or more children.,8,Other,y,y,y,y,y,y,y,y,2009,
hintacc,Internet access through home or work,,1,Has access,.,.,y,.,.,.,.,.,2013,2013
hintacc,Internet access through home or work,,2,Does not have access,.,.,y,.,.,.,.,.,2013,2013
hmobnk,Banking status of households that used mobile banking,,1,Underbanked and used mobile banking,.,.,y,.,.,.,.,.,2013,2013
hmobnk,Banking status of households that used mobile banking,,2,Fully banked and used mobile banking,.,.,y,.,.,.,.,.,2013,2013
hmobnk,Banking status of households that used mobile banking,Banked households that used mobile banking in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphone,Mobile phone,,1,Has mobile phone,.,.,y,y,y,y,.,.,2013,2019
hmphone,Mobile phone,,2,Does not have mobile phone,.,.,y,y,y,y,.,.,2013,2019
hmphoneppu1,Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu1,Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu1,Used prepaid card through mobile phone: Downloaded or used prepaid card providers mobile app,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu2,Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu2,Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu2,Used prepaid card through mobile phone: Checked prepaid account balance or recent transactions,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu3,Used prepaid card through mobile phone: Made bill payment using prepaid card,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu3,Used prepaid card through mobile phone: Made bill payment using prepaid card,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu3,Used prepaid card through mobile phone: Made bill payment using prepaid card,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu4,Used prepaid card through mobile phone: Received text message alert from prepaid card account,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu4,Used prepaid card through mobile phone: Received text message alert from prepaid card account,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu4,Used prepaid card through mobile phone: Received text message alert from prepaid card account,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu5,Used prepaid card through mobile phone: Sent money to other people from prepaid card account,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu5,Used prepaid card through mobile phone: Sent money to other people from prepaid card account,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu5,Used prepaid card through mobile phone: Sent money to other people from prepaid card account,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu6,Used prepaid card through mobile phone: Transferred money between accounts owned by same person,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu6,Used prepaid card through mobile phone: Transferred money between accounts owned by same person,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu6,Used prepaid card through mobile phone: Transferred money between accounts owned by same person,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu7,Used prepaid card through mobile phone: Deposited check electronically to prepaid card account,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu7,Used prepaid card through mobile phone: Deposited check electronically to prepaid card account,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu7,Used prepaid card through mobile phone: Deposited check electronically to prepaid card account,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu8,Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu8,Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu8,Used prepaid card through mobile phone: Waved or tapped mobile phone at cash register to pay for purchase with prepaid card,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu9,Used prepaid card through mobile phone: Other,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu9,Used prepaid card through mobile phone: Other,,2,No,.,.,y,.,.,.,.,.,2013,2013
hmphoneppu9,Used prepaid card through mobile phone: Other,Households that accessed or loaded prepaid card account through mobile phone in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hplacecc,Nonbank check casher: Typical location used,,1,Large retail or department store,.,.,y,.,.,.,.,.,2013,2013
hplacecc,Nonbank check casher: Typical location used,,2,"Grocery, liquor, convenience, or drug store",.,.,y,.,.,.,.,.,2013,2013
hplacecc,Nonbank check casher: Typical location used,,3,Stand alone nonbank financial services store,.,.,y,.,.,.,.,.,2013,2013
hplacecc,Nonbank check casher: Typical location used,Households that used nonbank check cashers in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hplacecc,Nonbank check casher: Typical location used,,99,Unknown location,.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,,1,Post office,.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,,2,Large retail or department store,.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,,3,"Grocery, liquor, convenience, or drug store",.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,,4,Stand alone nonbank financial services store,.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,Households that used nonbank money orders in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hplacemo,Nonbank money order: Typical location used,,99,Other/Unknown,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,1,Large retail or department store,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,2,"Grocery, liquor, convenience, or drug store",.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,3,Stand alone nonbank financial services store,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,4,A bank branch,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,5,Internet/Online,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,6,Over the telephone,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,7,Provided by someone else,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hplacepp,Prepaid card: Typical location to get it,,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,1,Large retail or department store,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,2,"Grocery, liquor, convenience, or drug store",.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,3,Stand alone nonbank financial services store,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,4,Mobile phone,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,5,Online through computer,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,Households that used nonbank international remittances in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hplacerm,Nonbank international remittance: Typical location used,,99,Other/Unknown,.,.,y,.,.,.,.,.,2013,2013
hrloadpp,"Prepaid card, reloaded in past 12 months",,1,Card was reloaded,.,.,y,.,.,.,.,.,2013,2013
hrloadpp,"Prepaid card, reloaded in past 12 months",,2,Card was not reloaded,.,.,y,.,.,.,.,.,2013,2013
hrloadpp,"Prepaid card, reloaded in past 12 months",Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm1,Prepaid card access or load: Bank teller,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm1,Prepaid card access or load: Bank teller,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm1,Prepaid card access or load: Bank teller,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm2,Prepaid card access or load: ATM or bank kiosk,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm2,Prepaid card access or load: ATM or bank kiosk,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm2,Prepaid card access or load: ATM or bank kiosk,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm3,Prepaid card access or load: Retail store clerk,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm3,Prepaid card access or load: Retail store clerk,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm3,Prepaid card access or load: Retail store clerk,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm4,Prepaid card access or load: Telephone,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm4,Prepaid card access or load: Telephone,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm4,Prepaid card access or load: Telephone,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm5,"Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm5,"Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email",,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm5,"Prepaid card access or load: Mobile phone through text messaging, phone Internet browser, mobile app, email",Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm6,"Prepaid card access or load: Online through desktop, laptop, or tablet",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm6,"Prepaid card access or load: Online through desktop, laptop, or tablet",,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm6,"Prepaid card access or load: Online through desktop, laptop, or tablet",Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm7,Prepaid card access or load: Direct deposit of paycheck,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm7,Prepaid card access or load: Direct deposit of paycheck,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm7,Prepaid card access or load: Direct deposit of paycheck,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hrloadppm8,Prepaid card access or load: Other,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hrloadppm8,Prepaid card access or load: Other,,2,No,.,.,y,.,.,.,.,.,2013,2013
hrloadppm8,Prepaid card access or load: Other,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hryear4,Survey year,,,,y,y,y,y,y,y,y,y,2009,
hsmphone,Smartphone,,1,Smartphone,.,.,y,y,y,y,.,.,2013,2019
hsmphone,Smartphone,,2,Non-smartphone,.,.,y,y,y,y,.,.,2013,2019
hsmphone,Smartphone,,3,No mobile phone,.,.,y,y,y,y,.,.,2013,2019
hsupresp,Supplement respondent - household,,0,Nonrespondent,y,y,y,y,y,y,y,y,2009,
hsupresp,Supplement respondent - household,,1,Respondent,y,y,y,y,y,y,y,y,2009,
hsupwgtk,Household-level weight (1000s),,,,y,y,y,y,y,y,y,y,2009,
hunbnk,Unbanked,,1,Unbanked,y,y,y,y,y,y,y,y,2009,
hunbnk,Unbanked,,2,Has bank account,y,y,y,y,y,y,y,y,2009,
hunbnkpp,"Unbanked, used prepaid card in past 30 days",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkpp,"Unbanked, used prepaid card in past 30 days",,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr1,Why unbanked: Inconvenient hours or locations,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr1,Why unbanked: Inconvenient hours or locations,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr1,Why unbanked: Inconvenient hours or locations,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr2,Why unbanked: Account fees too high or unpredictable,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr2,Why unbanked: Account fees too high or unpredictable,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr2,Why unbanked: Account fees too high or unpredictable,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr3,Why unbanked: Banks do not offer needed products or services,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr3,Why unbanked: Banks do not offer needed products or services,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr3,Why unbanked: Banks do not offer needed products or services,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr4,Why unbanked: Do not like dealing with or do not trust banks,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr4,Why unbanked: Do not like dealing with or do not trust banks,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr4,Why unbanked: Do not like dealing with or do not trust banks,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr5,Why unbanked: Do not have enough money to keep in account or meet minimum balance,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr5,Why unbanked: Do not have enough money to keep in account or meet minimum balance,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr5,Why unbanked: Do not have enough money to keep in account or meet minimum balance,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr6,Why unbanked: Not using bank provides more privacy,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr6,Why unbanked: Not using bank provides more privacy,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr6,Why unbanked: Not using bank provides more privacy,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr7,"Why unbanked: ID, credit, or banking history problems",,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr7,"Why unbanked: ID, credit, or banking history problems",,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr7,"Why unbanked: ID, credit, or banking history problems",Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkr8,Why unbanked: Other reason,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hunbnkr8,Why unbanked: Other reason,,2,No,.,.,y,.,.,.,.,.,2013,2013
hunbnkr8,Why unbanked: Other reason,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,1,Previously had an account but the bank closed it,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,2,"ID, credit, or banking history problems",.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,3,Banks do not have convenient hours or locations,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,4,Bank account fees or minimum balance requirements are too high,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,5,Banks do not offer the needed products or services,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,6,Do not like dealing with and/or do not trust banks,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,7,Do not have enough money,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,8,Do not know how to open or manage an account,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,9,Do not need or want an account,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,10,Other/None of the above,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
hunbnkrm,Main reason unbanked,Unbanked households,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
hunbnkrmv2,Main reason unbanked,,1,Inconvenient hours or locations,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,2,Account fees too high or unpredictable,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,3,Banks do not offer needed products or services,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,4,Do not like dealing with or do not trust banks,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,5,Do not have enough money to keep in account or meet minimum balance,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,6,Not using bank provides more privacy,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,7,"ID, credit, or banking history problems",.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,8,Other reason,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,,99,Unknown reason,.,.,y,.,.,.,.,.,2013,2013
hunbnkrmv2,Main reason unbanked,Unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huse1AFS,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Has used,y,y,y,.,.,.,.,.,2009,2013
huse1AFS,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Has not used,y,y,y,.,.,.,.,.,2009,2013
huse1AFS,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1AFSC,"Nonbank credit product use, ever","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",1,Has used,y,y,y,.,.,.,.,.,2009,2013
huse1AFSC,"Nonbank credit product use, ever","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",2,Has not used,y,y,y,.,.,.,.,.,2009,2013
huse1AFSC,"Nonbank credit product use, ever","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1AFSCv2,"Nonbank credit product use, ever","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse1AFSCv2,"Nonbank credit product use, ever","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse1AFST,"Nonbank transaction product use, ever",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,1,Has used,y,y,y,.,.,.,.,.,2009,2013
huse1AFST,"Nonbank transaction product use, ever",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,2,Has not used,y,y,y,.,.,.,.,.,2009,2013
huse1AFST,"Nonbank transaction product use, ever",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1AFSTv2,"Nonbank transaction product use, ever","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",1,Has used,.,y,y,.,.,.,.,.,2011,2013
huse1AFSTv2,"Nonbank transaction product use, ever","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",2,Has not used,.,y,y,.,.,.,.,.,2011,2013
huse1AFSTv2,"Nonbank transaction product use, ever","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse1AFSv2,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Has used,.,y,y,.,.,.,.,.,2011,2013
huse1AFSv2,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Has not used,.,y,y,.,.,.,.,.,2011,2013
huse1AFSv2,"Nonbank transaction and credit product use, ever","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse1AFSv3,"Nonbank transaction and credit product use, ever","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse1AFSv3,"Nonbank transaction and credit product use, ever","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse1atl,"Auto title loan, ever used",,1,Has ever used,.,.,y,.,.,.,.,.,2013,2013
huse1atl,"Auto title loan, ever used",,2,Has never used,.,.,y,.,.,.,.,.,2013,2013
huse1cc,"Nonbank check cashing, ever used",Excludes households with missing information on use of check cashing.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1cc,"Nonbank check cashing, ever used",Excludes households with missing information on use of check cashing.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1cc,"Nonbank check cashing, ever used",Excludes households with missing information on use of check cashing.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1mo,"Nonbank money order, ever used",Excludes households with missing information on use of money orders.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1mo,"Nonbank money order, ever used",Excludes households with missing information on use of money orders.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1mo,"Nonbank money order, ever used",Excludes households with missing information on use of money orders.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1pdl,"Payday loan, ever used",Excludes households with missing information on use of payday loans.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1pdl,"Payday loan, ever used",Excludes households with missing information on use of payday loans.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1pdl,"Payday loan, ever used",Excludes households with missing information on use of payday loans.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1pp,"Prepaid card, ever used",Excludes households with missing information on use of prepaid cards.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1pp,"Prepaid card, ever used",Excludes households with missing information on use of prepaid cards.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1pp,"Prepaid card, ever used",Excludes households with missing information on use of prepaid cards.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1pwn,"Pawn shop loan, ever used",Excludes households with missing information on use of pawn shop loans.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1pwn,"Pawn shop loan, ever used",Excludes households with missing information on use of pawn shop loans.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1pwn,"Pawn shop loan, ever used",Excludes households with missing information on use of pawn shop loans.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1ral,"Refund anticipation loan, ever used","Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.",1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1ral,"Refund anticipation loan, ever used","Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.",2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1ral,"Refund anticipation loan, ever used","Excludes households with missing information on use of refund anticipation loans. In 2009 survey instrument, the timeframe for refund anticipation loan was past five years.",99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse1rm,"Nonbank international remittance, ever used",Excludes households with missing information on use of international remittances.,1,Has ever used,.,y,y,.,.,.,.,.,2011,2013
huse1rm,"Nonbank international remittance, ever used",Excludes households with missing information on use of international remittances.,2,Has never used,.,y,y,.,.,.,.,.,2011,2013
huse1rm,"Nonbank international remittance, ever used",Excludes households with missing information on use of international remittances.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse1rto,"Rent-to-own service, ever used",Excludes households with missing information on use of rent-to-own services.,1,Has ever used,y,y,y,.,.,.,.,.,2009,2013
huse1rto,"Rent-to-own service, ever used",Excludes households with missing information on use of rent-to-own services.,2,Has never used,y,y,y,.,.,.,.,.,2009,2013
huse1rto,"Rent-to-own service, ever used",Excludes households with missing information on use of rent-to-own services.,99,Unknown,y,y,y,.,.,.,.,.,2009,2013
huse2AFSC,"Nonbank credit product use, past 12 months","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",1,Has used,.,y,y,y,y,y,y,.,2011,2021
huse2AFSC,"Nonbank credit product use, past 12 months","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",2,Has not used,.,y,y,y,y,y,y,.,2011,2021
huse2AFSC,"Nonbank credit product use, past 12 months","Excludes households with not enough information to characterize nonbank credit product use. Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and refund anticipation loan.",99,Unknown,.,y,y,y,y,y,y,.,2011,2021
huse2AFSCv2,"Nonbank credit product use, past 12 months","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse2AFSCv2,"Nonbank credit product use, past 12 months","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse2afsnbr,"Number of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",0,Did not use,.,y,y,y,y,y,.,.,2011,2019
huse2afsnbr,"Number of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Used 1,.,y,y,y,y,y,.,.,2011,2019
huse2afsnbr,"Number of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Used 2,.,y,y,y,y,y,.,.,2011,2019
huse2afsnbr,"Number of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",3,Used 3 or more,.,y,y,y,y,y,.,.,2011,2019
huse2afsnbr,"Number of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize number of nonbank transaction and credit products used. Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",99,Unknown,.,y,y,y,y,y,.,.,2011,2019
huse2afsnbrv2,"Number of nonbank transaction and credit products used, past 12 months","Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",0,Did not use,.,.,y,.,.,.,.,.,2013,2013
huse2afsnbrv2,"Number of nonbank transaction and credit products used, past 12 months","Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Used 1,.,.,y,.,.,.,.,.,2013,2013
huse2afsnbrv2,"Number of nonbank transaction and credit products used, past 12 months","Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Used 2,.,.,y,.,.,.,.,.,2013,2013
huse2afsnbrv2,"Number of nonbank transaction and credit products used, past 12 months","Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",3,Used 3 or more,.,.,y,.,.,.,.,.,2013,2013
huse2AFSTv1,"Nonbank transaction product use, past 12 months",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,1,Has used,.,y,y,y,y,y,y,y,2011,
huse2AFSTv1,"Nonbank transaction product use, past 12 months",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,2,Has not used,.,y,y,y,y,y,y,y,2011,
huse2AFSTv1,"Nonbank transaction product use, past 12 months",Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing and money order.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse2AFSTv2,"Nonbank transaction product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",1,Has used,.,y,y,.,.,.,.,.,2011,2013
huse2AFSTv2,"Nonbank transaction product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",2,Has not used,.,y,y,.,.,.,.,.,2011,2013
huse2AFSTv2,"Nonbank transaction product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2afstypev2,"Type of nonbank transaction and credit products used, past 12 months","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Nonbank transaction only,.,.,y,.,.,.,.,.,2013,2013
huse2afstypev2,"Type of nonbank transaction and credit products used, past 12 months","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Nonbank transaction and credit,.,.,y,.,.,.,.,.,2013,2013
huse2afstypev2,"Type of nonbank transaction and credit products used, past 12 months","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",3,Nonbank credit only,.,.,y,.,.,.,.,.,2013,2013
huse2afstypev2,"Type of nonbank transaction and credit products used, past 12 months","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",4,Did not use,.,.,y,.,.,.,.,.,2013,2013
huse3afstypev2,"Type of nonbank transaction and credit products used, past 30 days","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",1,Nonbank transaction only,.,.,y,.,.,.,.,.,2013,2013
huse3afstypev2,"Type of nonbank transaction and credit products used, past 30 days","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",2,Nonbank transaction and credit,.,.,y,.,.,.,.,.,2013,2013
huse3afstypev2,"Type of nonbank transaction and credit products used, past 30 days","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",3,Nonbank credit only,.,.,y,.,.,.,.,.,2013,2013
huse3afstypev2,"Type of nonbank transaction and credit products used, past 30 days","Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",4,Did not use,.,.,y,.,.,.,.,.,2013,2013
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Nonbank transaction only,.,y,y,y,y,y,.,.,2011,2019
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Nonbank transaction and credit,.,y,y,y,y,y,.,.,2011,2019
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",3,Nonbank credit only,.,y,y,y,y,y,.,.,2011,2019
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",4,Did not use,.,y,y,y,y,y,.,.,2011,2019
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",98,"Nonbank products used, type unknown",.,y,y,y,y,y,.,.,2011,2019
huse2afstype,"Type of nonbank transaction and credit products used, past 12 months","Excludes households with not enough information to characterize type of nonbank transaction and credit products used. Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",99,Use unknown,.,y,y,y,y,y,.,.,2011,2019
huse2AFSv2,"Nonbank transaction and credit product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",1,Has used,.,y,y,y,y,y,.,.,2011,2019
huse2AFSv2,"Nonbank transaction and credit product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",2,Has not used,.,y,y,y,y,y,.,.,2011,2019
huse2AFSv2,"Nonbank transaction and credit product use, past 12 months","Excludes households with not enough information to characterize nonbank transaction and credit product use. Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and refund anticipation loan.",99,Unknown,.,y,y,y,y,y,.,.,2011,2019
huse2AFSv3,"Nonbank transaction and credit product use, past 12 months","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse2AFSv3,"Nonbank transaction and credit product use, past 12 months","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse2atl,"Auto title loan, past 12 months",,1,Used in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huse2atl,"Auto title loan, past 12 months",,2,Used but not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huse2atl,"Auto title loan, past 12 months",,3,Never used,.,.,y,.,.,.,.,.,2013,2013
huse2cc,"Nonbank check cashing, past 12 months",Excludes households with missing information on use of check cashing.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2cc,"Nonbank check cashing, past 12 months",Excludes households with missing information on use of check cashing.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2cc,"Nonbank check cashing, past 12 months",Excludes households with missing information on use of check cashing.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2cc,"Nonbank check cashing, past 12 months",Excludes households with missing information on use of check cashing.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2mo,"Nonbank money order, past 12 months",Excludes households with missing information on use of money orders.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2mo,"Nonbank money order, past 12 months",Excludes households with missing information on use of money orders.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2mo,"Nonbank money order, past 12 months",Excludes households with missing information on use of money orders.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2mo,"Nonbank money order, past 12 months",Excludes households with missing information on use of money orders.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2pdl,"Payday loan, past 12 months",Excludes households with missing information on use of payday loans.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2pdl,"Payday loan, past 12 months",Excludes households with missing information on use of payday loans.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2pdl,"Payday loan, past 12 months",Excludes households with missing information on use of payday loans.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2pdl,"Payday loan, past 12 months",Excludes households with missing information on use of payday loans.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2pp,"Prepaid card, past 12 months",,1,Used in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huse2pp,"Prepaid card, past 12 months",,2,Used but not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huse2pp,"Prepaid card, past 12 months",,3,Never used,.,.,y,.,.,.,.,.,2013,2013
huse2pwn,"Pawn shop loan, past 12 months",Excludes households with missing information on use of pawn shop loans.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2pwn,"Pawn shop loan, past 12 months",Excludes households with missing information on use of pawn shop loans.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2pwn,"Pawn shop loan, past 12 months",Excludes households with missing information on use of pawn shop loans.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2pwn,"Pawn shop loan, past 12 months",Excludes households with missing information on use of pawn shop loans.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2ral,"Refund anticipation loan, past 12 months",Excludes households with missing information on use of refund anticipation loans.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2ral,"Refund anticipation loan, past 12 months",Excludes households with missing information on use of refund anticipation loans.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2ral,"Refund anticipation loan, past 12 months",Excludes households with missing information on use of refund anticipation loans.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2ral,"Refund anticipation loan, past 12 months",Excludes households with missing information on use of refund anticipation loans.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2rm,"Nonbank international remittance, past 12 months",Excludes households with missing information on use of international remittances.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2rm,"Nonbank international remittance, past 12 months",Excludes households with missing information on use of international remittances.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2rm,"Nonbank international remittance, past 12 months",Excludes households with missing information on use of international remittances.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2rm,"Nonbank international remittance, past 12 months",Excludes households with missing information on use of international remittances.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse2rto,"Rent-to-own service, past 12 months",Excludes households with missing information on use of rent-to-own services.,1,Used in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2rto,"Rent-to-own service, past 12 months",Excludes households with missing information on use of rent-to-own services.,2,Used but not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huse2rto,"Rent-to-own service, past 12 months",Excludes households with missing information on use of rent-to-own services.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse2rto,"Rent-to-own service, past 12 months",Excludes households with missing information on use of rent-to-own services.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3AFSC,"Nonbank credit product use, past 30 days","Nonbank credit product use is based on the following: payday loan, pawn shop loan, and rent-to-own service.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSC,"Nonbank credit product use, past 30 days","Nonbank credit product use is based on the following: payday loan, pawn shop loan, and rent-to-own service.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSCv2,"Nonbank credit product use, past 30 days","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSCv2,"Nonbank credit product use, past 30 days","Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSTv2,"Nonbank transaction product use, past 30 days","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",1,Has used,.,y,y,.,.,.,.,.,2011,2013
huse3AFSTv2,"Nonbank transaction product use, past 30 days","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",2,Has not used,.,y,y,.,.,.,.,.,2011,2013
huse3AFSTv2,"Nonbank transaction product use, past 30 days","Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3AFSv2,"Nonbank transaction and credit product use, past 30 days","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, and pawn shop loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSv2,"Nonbank transaction and credit product use, past 30 days","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, and pawn shop loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSv3,"Nonbank transaction and credit product use, past 30 days","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",1,Has used,.,.,y,.,.,.,.,.,2013,2013
huse3AFSv3,"Nonbank transaction and credit product use, past 30 days","Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, and auto title loan.",2,Has not used,.,.,y,.,.,.,.,.,2013,2013
huse3atl,"Auto title loan, past 30 days",,1,Used in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3atl,"Auto title loan, past 30 days",,2,Used but not in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3atl,"Auto title loan, past 30 days",,3,Never used,.,.,y,.,.,.,.,.,2013,2013
huse3cc,"Nonbank check cashing, past 30 days",Excludes households with missing information on use of check cashing.,1,Used in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3cc,"Nonbank check cashing, past 30 days",Excludes households with missing information on use of check cashing.,2,Used but not in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3cc,"Nonbank check cashing, past 30 days",Excludes households with missing information on use of check cashing.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse3cc,"Nonbank check cashing, past 30 days",Excludes households with missing information on use of check cashing.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3ccfq,"Nonbank check cashing, frequency of use in past 30 days",,,,.,y,.,.,.,.,.,.,2011,2011
huse3mo,"Nonbank money order, past 30 days",Excludes households with missing information on use of money orders.,1,Used in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3mo,"Nonbank money order, past 30 days",Excludes households with missing information on use of money orders.,2,Used but not in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3mo,"Nonbank money order, past 30 days",Excludes households with missing information on use of money orders.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse3mo,"Nonbank money order, past 30 days",Excludes households with missing information on use of money orders.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3mofq,"Nonbank money order, frequency of use in past 30 days",,,,.,y,.,.,.,.,.,.,2011,2011
huse3mopo,"Nonbank money order in past 30 days, purchased at post office",Excludes households with missing information on money orders purchased at the post office.,1,Yes,.,y,.,.,.,.,.,.,2011,2011
huse3mopo,"Nonbank money order in past 30 days, purchased at post office",Excludes households with missing information on money orders purchased at the post office.,2,No,.,y,.,.,.,.,.,.,2011,2011
huse3mopo,"Nonbank money order in past 30 days, purchased at post office",Excludes households with missing information on money orders purchased at the post office.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
huse3mopo,"Nonbank money order in past 30 days, purchased at post office",Households that used money orders in past 30 days,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
huse3pdl,"Payday loan, past 30 days",Excludes households with missing information on use of payday loans.,1,Used in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3pdl,"Payday loan, past 30 days",Excludes households with missing information on use of payday loans.,2,Used but not in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3pdl,"Payday loan, past 30 days",Excludes households with missing information on use of payday loans.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse3pdl,"Payday loan, past 30 days",Excludes households with missing information on use of payday loans.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3pp,"Prepaid card, past 30 days",,1,Used in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3pp,"Prepaid card, past 30 days",,2,Used but not in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3pp,"Prepaid card, past 30 days",,3,Never used,.,.,y,.,.,.,.,.,2013,2013
huse3pwn,"Pawn shop loan, past 30 days",Excludes households with missing information on use of pawn shop loans.,1,Used in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3pwn,"Pawn shop loan, past 30 days",Excludes households with missing information on use of pawn shop loans.,2,Used but not in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3pwn,"Pawn shop loan, past 30 days",Excludes households with missing information on use of pawn shop loans.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse3pwn,"Pawn shop loan, past 30 days",Excludes households with missing information on use of pawn shop loans.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3rm,"Nonbank international remittance, past 30 days",Excludes households with missing information on use of international remittances.,1,Used in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3rm,"Nonbank international remittance, past 30 days",Excludes households with missing information on use of international remittances.,2,Used but not in past 30 days,.,y,y,.,.,.,.,.,2011,2013
huse3rm,"Nonbank international remittance, past 30 days",Excludes households with missing information on use of international remittances.,3,Never used,.,y,y,.,.,.,.,.,2011,2013
huse3rm,"Nonbank international remittance, past 30 days",Excludes households with missing information on use of international remittances.,99,Unknown,.,y,y,.,.,.,.,.,2011,2013
huse3rmfq,"Nonbank international remittance, frequency of use in past 30 days",,,,.,y,.,.,.,.,.,.,2011,2011
huse3rto,"Rent-to-own service, past 30 days",,1,Used in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3rto,"Rent-to-own service, past 30 days",,2,Used but not in past 30 days,.,.,y,.,.,.,.,.,2013,2013
huse3rto,"Rent-to-own service, past 30 days",,3,Never used,.,.,y,.,.,.,.,.,2013,2013
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,1,To make up for lost income,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,2,For basic living expenses,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,3,For house repairs or to buy an appliance,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,4,For medical expenses,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,5,For car repairs,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,6,For school or childcare expenses,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,7,For special gifts or luxuries,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,8,Other,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2009 survey instrument.,99,Unknown,y,.,.,.,.,.,.,.,2009,2009
huseafscrsn,Nonbank credit: Reason used,Households that ever used nonbank credit,-1,NIU,y,.,.,.,.,.,.,.,2009,2009
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,1,To make up for job loss or decrease in income,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,2,For basic living expenses,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,3,For house or car repairs or to buy an appliance,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,4,"For medical, dental or death expenses",.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,5,For school or childcare expenses,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,6,For special gifts or luxuries,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,7,For legal expenses,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,8,Other,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Excludes households with missing information on reasons for using nonbank credit. Reasons for using nonbank credit are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
huseafscrsnv2,Nonbank credit: Reason used,Households that used nonbank credit in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
huseatl,Auto title loan use,,1,Used: In past 30 days,.,.,y,.,.,.,.,.,2013,2013
huseatl,Auto title loan use,,2,Used: Not in past 30 days but in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huseatl,Auto title loan use,,3,Used: Not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huseatl,Auto title loan use,,4,Never used,.,.,y,.,.,.,.,.,2013,2013
husecc,Nonbank check cashing use,Excludes households with missing information on use of check cashing.,1,Used: In past 30 days,.,y,y,.,.,.,.,.,2011,2013
husecc,Nonbank check cashing use,Excludes households with missing information on use of check cashing.,2,Used: Not in past 30 days but in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husecc,Nonbank check cashing use,Excludes households with missing information on use of check cashing.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husecc,Nonbank check cashing use,Excludes households with missing information on use of check cashing.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
husecc,Nonbank check cashing use,Excludes households with missing information on use of check cashing.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,1,Do not have a bank account,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,2,To get money faster,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,3,The place is more convenient,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,4,A bank charges more to cash checks,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,5,The place to cash checks asks for fewer IDs,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,6,Feel more comfortable than at a bank,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,7,Other,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2009 survey instrument.,99,Unknown,y,.,.,.,.,.,.,.,2009,2009
huseccrsn,Nonbank check casher: Reason used,Households that ever used nonbank check cashers,-1,NIU,y,.,.,.,.,.,.,.,2009,2009
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,1,Banks do not cash checks,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,2,To get money faster,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,3,The place to cash checks has more convenient hours or location,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,4,A bank charges more to cash checks,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,5,The place to cash checks asks for fewer IDs,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,6,The place to cash checks feels more comfortable than a bank,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,7,Do not have a bank account,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,8,Do not trust banks,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,9,Other,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Excludes households with missing information on reasons for using check casher. Reasons for using check casher are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
huseccrsnv2,Nonbank check casher: Reason used,Households that used nonbank check cashers in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
husemo,Nonbank money order use,Excludes households with missing information on use of money orders.,1,Used: In past 30 days,.,y,y,.,.,.,.,.,2011,2013
husemo,Nonbank money order use,Excludes households with missing information on use of money orders.,2,Used: Not in past 30 days but in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husemo,Nonbank money order use,Excludes households with missing information on use of money orders.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husemo,Nonbank money order use,Excludes households with missing information on use of money orders.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
husemo,Nonbank money order use,Excludes households with missing information on use of money orders.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,1,Banks do not sell money orders,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,2,The place to purchase money orders is more convenient than a bank,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,3,Banks charge more for money orders,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,4,The place feels more comfortable than a bank,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,5,Other,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2009 survey instrument.,99,Unknown,y,.,.,.,.,.,.,.,2009,2009
husemorsn,Nonbank money order: Reason used,Households that ever used nonbank money orders,-1,NIU,y,.,.,.,.,.,.,.,2009,2009
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,1,Banks do not sell money orders,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,2,The place to purchase money orders has more convenient hours or location,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,3,A bank charges more for money orders,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,4,The place to purchase money orders feels more comfortable than a bank,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,5,Do not have a bank account,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,6,Do not trust banks,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,7,Other,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Excludes households with missing information on reasons for using money order. Reasons for using money order are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
husemorsnv2,Nonbank money order: Reason used,Households that used nonbank money orders in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
husepdl,Payday loan use,Excludes households with missing information on use of payday loans.,1,Used: In past 30 days,.,y,y,.,.,.,.,.,2011,2013
husepdl,Payday loan use,Excludes households with missing information on use of payday loans.,2,Used: Not in past 30 days but in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husepdl,Payday loan use,Excludes households with missing information on use of payday loans.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husepdl,Payday loan use,Excludes households with missing information on use of payday loans.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
husepdl,Payday loan use,Excludes households with missing information on use of online payday loans.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
husepdlol,Online payday loan use,,1,Has taken out online payday loan,.,.,y,.,.,.,.,.,2013,2013
husepdlol,Online payday loan use,,2,Has not taken out online payday loan,.,.,y,.,.,.,.,.,2013,2013
husepdlol,Online payday loan use,Households that used payday loans in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,1,The payday loan service is more convenient,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,2,It is easier to get a payday loan than to qualify for a bank loan,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,3,A payday loan service feels more comfortable than using a bank,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,4,Do not qualify for a bank loan,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,5,Other,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2009 survey instrument.,99,Unknown,y,.,.,.,.,.,.,.,2009,2009
husepdlrsn,Payday loan: Reason used,Households that ever used payday loans,-1,NIU,y,.,.,.,.,.,.,.,2009,2009
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,1,Banks do not make small dollar loans,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,2,The place to get payday loans has more convenient hours or location,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,3,It is easier or faster to get a payday loan than to qualify for a bank loan,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,4,The place to get payday loans feels more comfortable than a bank,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,5,Do not qualify for a bank loan,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,6,Do not trust banks,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,7,Other,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Excludes households with missing information on reasons for using payday loan. Reasons for using payday loan are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
husepdlrsnv2,Payday loan: Reason used,Households that used payday loans in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
husepp,Prepaid card use,,1,Used: In past 30 days,.,.,y,.,.,.,.,.,2013,2013
husepp,Prepaid card use,,2,Used: Not in past 30 days but in past 12 months,.,.,y,.,.,.,.,.,2013,2013
husepp,Prepaid card use,,3,Used: Not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
husepp,Prepaid card use,,4,Never used,.,.,y,.,.,.,.,.,2013,2013
huseppr1,Why used prepaid card: To put money in a safe place,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr1,Why used prepaid card: To put money in a safe place,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr1,Why used prepaid card: To put money in a safe place,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr2,Why used prepaid card: To pay for everyday purchases or pay bills,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr2,Why used prepaid card: To pay for everyday purchases or pay bills,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr2,Why used prepaid card: To pay for everyday purchases or pay bills,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr3,Why used prepaid card: To save money for the future,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr3,Why used prepaid card: To save money for the future,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr3,Why used prepaid card: To save money for the future,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr4,Why used prepaid card: To receive payments,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr4,Why used prepaid card: To receive payments,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr4,Why used prepaid card: To receive payments,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr5,Why used prepaid card: To send or give money,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr5,Why used prepaid card: To send or give money,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr5,Why used prepaid card: To send or give money,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr6,Why used prepaid card: To control spending,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr6,Why used prepaid card: To control spending,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr6,Why used prepaid card: To control spending,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
huseppr7,Why used prepaid card: Other,,1,Yes,.,.,y,.,.,.,.,.,2013,2013
huseppr7,Why used prepaid card: Other,,2,No,.,.,y,.,.,.,.,.,2013,2013
huseppr7,Why used prepaid card: Other,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,1,To put money in a safe place,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,2,To pay for everyday purchases or pay bills,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,3,To save money for the future,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,4,To receive payments,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,5,To send or give money,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,6,To control spending,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,,7,Other,.,.,y,.,.,.,.,.,2013,2013
husepprm,Main reason used prepaid card,Households that used prepaid cards in past 12 months,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
husepwn,Pawn shop loan use,Excludes households with missing information on use of pawn shop loans.,1,Used: In past 30 days,.,y,y,.,.,.,.,.,2011,2013
husepwn,Pawn shop loan use,Excludes households with missing information on use of pawn shop loans.,2,Used: Not in past 30 days but in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husepwn,Pawn shop loan use,Excludes households with missing information on use of pawn shop loans.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
husepwn,Pawn shop loan use,Excludes households with missing information on use of pawn shop loans.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
husepwn,Pawn shop loan use,Excludes households with missing information on use of pawn shop loans.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,1,Banks do not have small loans,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,2,The pawn shop service is more convenient,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,3,It is easier to get money from a pawn shop than to qualify for a bank loan,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,4,More comfortable at a pawn shop than at a bank,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,5,Do not qualify for a bank loan,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,6,Other,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2009 survey instrument.,99,Unknown,y,.,.,.,.,.,.,.,2009,2009
husepwnrsn,Pawn shop loan: Reason used,Households that ever used pawn shop loans,-1,NIU,y,.,.,.,.,.,.,.,2009,2009
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,1,Banks do not make small dollar loans,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,2,The pawn shop has more convenient hours or location,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,3,It is easier and faster to get money from a pawn shop than to qualify for a bank loan,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,4,The pawn shop feels more comfortable than a bank,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,5,Do not qualify for a bank loan,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,6,Do not trust banks,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,7,Other,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Excludes households with missing information on reasons for using pawn shop loan. Reasons for using pawn shop loan are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
husepwnrsnv2,Pawn shop loan: Reason used,Households that used pawn shop loans in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
huseral,Refund anticipation loan use,Excludes households with missing information on use of refund anticipation loans.,2,Used: In past 12 months,.,y,y,.,.,.,.,.,2011,2013
huseral,Refund anticipation loan use,Excludes households with missing information on use of refund anticipation loans.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huseral,Refund anticipation loan use,Excludes households with missing information on use of refund anticipation loans.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
huseral,Refund anticipation loan use,Excludes households with missing information on use of refund anticipation loans.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
huserm,Nonbank international remittance use,Excludes households with missing information on use of international remittances.,1,Used: In past 30 days,.,y,y,.,.,.,.,.,2011,2013
huserm,Nonbank international remittance use,Excludes households with missing information on use of international remittances.,2,Used: Not in past 30 days but in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huserm,Nonbank international remittance use,Excludes households with missing information on use of international remittances.,3,Used: Not in past 12 months,.,y,y,.,.,.,.,.,2011,2013
huserm,Nonbank international remittance use,Excludes households with missing information on use of international remittances.,4,Never used,.,y,y,.,.,.,.,.,2011,2013
huserm,Nonbank international remittance use,Excludes households with missing information on use of international remittances.,99,Use unknown,.,y,y,.,.,.,.,.,2011,2013
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,1,Banks do not send money abroad,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,2,The money gets there faster,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,3,The place to give or send money has more convenient hours or location,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,4,A bank charges more to send money abroad,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,5,The place to give or send money feels more comfortable than a bank,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,6,Do not have a bank account,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,7,Do not trust banks,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,8,Other,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Excludes households with missing information on reasons for using international remittance. Reasons for using international remittance are based on the 2011 survey instrument.,99,Unknown,.,y,.,.,.,.,.,.,2011,2011
husermrsnv2,Nonbank international remittance: Reason used,Households that used nonbank international remittances in past 12 months,-1,NIU,.,y,.,.,.,.,.,.,2011,2011
huserto,Rent-to-own service use,,1,Used: In past 30 days,.,.,y,.,.,.,.,.,2013,2013
huserto,Rent-to-own service use,,2,Used: Not in past 30 days but in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huserto,Rent-to-own service use,,3,Used: Not in past 12 months,.,.,y,.,.,.,.,.,2013,2013
huserto,Rent-to-own service use,,4,Never used,.,.,y,.,.,.,.,.,2013,2013
husesPYRL,Payroll card: Receives payment for wages,Exclude households with missing information on receiving payment for wages on a payroll card.,1,Receives payment on payroll card,y,y,.,.,.,.,.,.,2009,2011
husesPYRL,Payroll card: Receives payment for wages,Exclude households with missing information on receiving payment for wages on a payroll card.,2,Does not receive payment on payroll card,y,y,.,.,.,.,.,.,2009,2011
husesPYRL,Payroll card: Receives payment for wages,Exclude households with missing information on receiving payment for wages on a payroll card.,99,Unknown,y,y,.,.,.,.,.,.,2009,2011
occurnum,Person identifier,,,,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,1,15 to 24 years,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,2,25 to 34 years,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,3,35 to 44 years,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,4,45 to 54 years,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,5,55 to 64 years,y,y,y,y,y,y,y,y,2009,
pagegrp,Age group,,6,65 years or more,y,y,y,y,y,y,y,y,2009,
pdisabl_age25to64,Disability status,,1,"Disabled, aged 25 to 64",y,y,y,y,y,y,y,y,2009,
pdisabl_age25to64,Disability status,,2,"Not disabled, aged 25 to 64",y,y,y,y,y,y,y,y,2009,
pdisabl_age25to64,Disability status,,99,Not applicable (not aged 25 to 64),y,y,y,y,y,y,y,y,2009,
peducgrp,Education,,1,No high school diploma,y,y,y,y,y,y,y,y,2009,
peducgrp,Education,,2,High school diploma,y,y,y,y,y,y,y,y,2009,
peducgrp,Education,,3,Some college,y,y,y,y,y,y,y,y,2009,
peducgrp,Education,,4,College degree,y,y,y,y,y,y,y,y,2009,
pempstat,Employment status,,1,Employed,y,y,y,y,y,y,y,y,2009,
pempstat,Employment status,,2,Unemployed,y,y,y,y,y,y,y,y,2009,
pempstat,Employment status,,3,Not in labor force,y,y,y,y,y,y,y,y,2009,
pnativ,Citizenship and place of birth,,1,U.S.-born,y,y,y,y,y,y,y,y,2009,
pnativ,Citizenship and place of birth,,2,Foreign-born citizen,y,y,y,y,y,y,y,y,2009,
pnativ,Citizenship and place of birth,,3,Foreign-born noncitizen,y,y,y,y,y,y,y,y,2009,
pnativ2,Citizenship and place of birth (less detail),,1,U.S.-born,y,y,y,y,y,y,y,y,2009,
pnativ2,Citizenship and place of birth (less detail),,2,Foreign-born citizen or foreign-born noncitizen,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",1,Black,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",2,Hispanic,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",3,Asian,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",4,American Indian or Alaska Native,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",5,Native Hawaiian or Other Pacific Islander,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",6,White,y,y,y,y,y,y,y,y,2009,
praceeth,Race/Ethnicity (previous definition),"Race/Ethnicity (previous definition): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander (alone or in combination with another race(s)), and the household is not classified into any of the previous categories. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as Other.",7,Other,y,y,y,y,y,y,y,y,2009,
praceeth2,"Race/Ethnicity (previous definition, less detail)","Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.",1,Black,y,y,y,y,y,y,y,y,2009,
praceeth2,"Race/Ethnicity (previous definition, less detail)","Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.",2,Hispanic,y,y,y,y,y,y,y,y,2009,
praceeth2,"Race/Ethnicity (previous definition, less detail)","Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.",3,Asian,y,y,y,y,y,y,y,y,2009,
praceeth2,"Race/Ethnicity (previous definition, less detail)","Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.",4,White,y,y,y,y,y,y,y,y,2009,
praceeth2,"Race/Ethnicity (previous definition, less detail)","Race/Ethnicity (previous definition, less detail): A household is classified as Black if the householder identifies as Black or African American (alone or in combination with another race(s)) regardless of whether the householder also identifies as Hispanic or Latino. A household is classified as Hispanic if the householder identifies as Hispanic or Latino, and the household is not classified as Black. A household is classified as Asian if the householder identifies as Asian (alone or in combination with another race(s)), and the household is not classified as Black or Hispanic. A household is classified as White if the householder identifies as White alone, and the household is not classified as Hispanic. The remaining households are classified as other.",5,Other,y,y,y,y,y,y,y,y,2009,
qstnum,Household identifier,,,,y,y,y,y,y,y,y,y,2009,
hbnktrans,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,1,Longer-term unbanked,.,.,y,.,.,.,.,.,2013,2013
hbnktrans,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,2,Recently unbanked,.,.,y,.,.,.,.,.,2013,2013
hbnktrans,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,3,Recently banked,.,.,y,.,.,.,.,.,2013,2013
hbnktrans,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,4,Longer-term banked,.,.,y,.,.,.,.,.,2013,2013
hbnktransv2,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,1,Longer-term unbanked,.,.,y,y,y,.,.,y,2013,
hbnktransv2,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,2,Recently unbanked,.,.,y,y,y,.,.,y,2013,
hbnktransv2,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,3,Recently banked,.,.,y,y,y,.,.,y,2013,
hbnktransv2,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey or at any point in the 12 months before. Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 12 months before. Longer-term banked households had a bank account at the time of the survey and continually during the 12 months before.,4,Longer-term banked,.,.,y,y,y,.,.,y,2013,
hbranchstat,Bank account access: Use of bank teller and other methods,,1,Used bank teller only,.,.,y,y,y,.,.,.,2013,2017
hbranchstat,Bank account access: Use of bank teller and other methods,,2,Used bank teller and other methods,.,.,y,y,y,.,.,.,2013,2017
hbranchstat,Bank account access: Use of bank teller and other methods,,3,Did not use bank teller but used other methods,.,.,y,y,y,.,.,.,2013,2017
hbranchstat,Bank account access: Use of bank teller and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hbranchatmstat,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,1,Used in-person channels only,.,.,y,y,y,.,.,.,2013,2017
hbranchatmstat,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,2,Used in-person channels and other methods,.,.,y,y,y,.,.,.,2013,2017
hbranchatmstat,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,3,Did not use in-person channels but used other methods,.,.,y,y,y,.,.,.,2013,2017
hbranchatmstat,Bank account access: Use of in-person channels and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
prtage,Age of householder respondent,,,,y,y,y,y,y,y,y,y,2009,
prpertyp,Type of person record (see codebook for base CPS),,,,y,y,y,y,y,y,y,y,2009,
perrp,Relationship to reference person (see codebook for base CPS),,,,y,y,y,y,y,y,y,y,2009,
hrintsta,Interview status (see codebook for base CPS),,,,y,y,y,y,y,y,y,y,2009,
hunbnkr1v3,Why unbanked: Inconvenient hours,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr1v3,Why unbanked: Inconvenient hours,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr1v3,Why unbanked: Inconvenient hours,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr2v3,Why unbanked: Inconvenient locations,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr2v3,Why unbanked: Inconvenient locations,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr2v3,Why unbanked: Inconvenient locations,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr3v3,Why unbanked: Account fees too high,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr3v3,Why unbanked: Account fees too high,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr3v3,Why unbanked: Account fees too high,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr4v3,Why unbanked: Account fees unpredictable,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr4v3,Why unbanked: Account fees unpredictable,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr4v3,Why unbanked: Account fees unpredictable,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr5v3,Why unbanked: Banks do not offer needed products or services,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr5v3,Why unbanked: Banks do not offer needed products or services,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr5v3,Why unbanked: Banks do not offer needed products or services,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr6v3,Why unbanked: Do not trust banks,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr6v3,Why unbanked: Do not trust banks,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr6v3,Why unbanked: Do not trust banks,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr7v3,Why unbanked: Do not have enough money to keep in account,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr7v3,Why unbanked: Do not have enough money to keep in account,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr7v3,Why unbanked: Do not have enough money to keep in account,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr8v3,Why unbanked: Avoiding bank gives more privacy,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr8v3,Why unbanked: Avoiding bank gives more privacy,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr8v3,Why unbanked: Avoiding bank gives more privacy,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr9v3,"Why unbanked: ID, credit, or former bank account problems",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr9v3,"Why unbanked: ID, credit, or former bank account problems",,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr9v3,"Why unbanked: ID, credit, or former bank account problems",Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkr10v3,Why unbanked: Other reason,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hunbnkr10v3,Why unbanked: Other reason,,2,No,.,.,.,y,y,.,.,.,2015,2017
hunbnkr10v3,Why unbanked: Other reason,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,1,Inconvenient hours,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,2,Inconvenient locations,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,3,Account fees too high,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,4,Account fees unpredictable,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,5,Banks do not offer needed products or services,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,6,Do not trust banks,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,7,Do not have enough money to keep in account,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,8,Avoiding bank gives more privacy,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,9,"ID, credit, or former bank account problems",.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,10,Other reason,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,,98,Did not select a reason,.,.,.,y,y,.,.,.,2015,2017
hunbnkrmv3,Main reason unbanked,Unbanked households,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hbnkintsrv,How interested are banks in serving households like yours?,"Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.",1,Very interested,.,.,.,y,.,.,.,.,2015,2015
hbnkintsrv,How interested are banks in serving households like yours?,"Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.",2,Somewhat interested,.,.,.,y,.,.,.,.,2015,2015
hbnkintsrv,How interested are banks in serving households like yours?,"Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.",3,Not at all interested,.,.,.,y,.,.,.,.,2015,2015
hbnkintsrv,How interested are banks in serving households like yours?,"Unknown: Do not know was not one of the three administered response options. Some households did not choose one of the three administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,y,.,.,.,.,2015,2015
huse12pp,Used prepaid card in past 12 months,,1,Yes,.,.,y,y,y,y,.,.,2013,2019
huse12pp,Used prepaid card in past 12 months,,2,No,.,.,y,y,y,y,.,.,2013,2019
hppwhere1,"Prepaid card, where from: Bank location or bank website",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere1,"Prepaid card, where from: Bank location or bank website",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere1,"Prepaid card, where from: Bank location or bank website",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere2,"Prepaid card, where from: Store or website that is not a bank",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere2,"Prepaid card, where from: Store or website that is not a bank",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere2,"Prepaid card, where from: Store or website that is not a bank",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere3,"Prepaid card, where from: Government agency",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere3,"Prepaid card, where from: Government agency",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere3,"Prepaid card, where from: Government agency",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere4,"Prepaid card, where from: Employer payroll card",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere4,"Prepaid card, where from: Employer payroll card",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere4,"Prepaid card, where from: Employer payroll card",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere5,"Prepaid card, where from: Family or friends",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere5,"Prepaid card, where from: Family or friends",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere5,"Prepaid card, where from: Family or friends",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere6,"Prepaid card, where from: Other",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere6,"Prepaid card, where from: Other",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere6,"Prepaid card, where from: Other",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppwhere99,"Prepaid card, where from: Unknown",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppwhere99,"Prepaid card, where from: Unknown",,2,No,.,.,.,y,y,.,.,.,2015,2017
hppwhere99,"Prepaid card, where from: Unknown",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn1,Prepaid card from government: To receive social security or disability benefits,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn1,Prepaid card from government: To receive social security or disability benefits,,2,No,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn1,Prepaid card from government: To receive social security or disability benefits,Households that used prepaid cards from government agency in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn2,Prepaid card from government: To receive unemployment benefits,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn2,Prepaid card from government: To receive unemployment benefits,,2,No,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn2,Prepaid card from government: To receive unemployment benefits,Households that used prepaid cards from government agency in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn3,Prepaid card from government: To receive food or child care benefits,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn3,Prepaid card from government: To receive food or child care benefits,,2,No,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn3,Prepaid card from government: To receive food or child care benefits,Households that used prepaid cards from government agency in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn4,Prepaid card from government: Other,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn4,Prepaid card from government: Other,,2,No,.,.,.,y,y,.,.,.,2015,2017
hppgovrsn4,Prepaid card from government: Other,Households that used prepaid cards from government agency in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
huse12cc,Used nonbank check cashing in past 12 months,Excludes households with missing information on use of check cashing.,1,Yes,.,y,y,y,y,y,y,y,2011,
huse12cc,Used nonbank check cashing in past 12 months,Excludes households with missing information on use of check cashing.,2,No,.,y,y,y,y,y,y,y,2011,
huse12cc,Used nonbank check cashing in past 12 months,Excludes households with missing information on use of check cashing.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse12mo,Used nonbank money order in past 12 months,Excludes households with missing information on use of money orders.,1,Yes,.,y,y,y,y,y,y,y,2011,
huse12mo,Used nonbank money order in past 12 months,Excludes households with missing information on use of money orders.,2,No,.,y,y,y,y,y,y,y,2011,
huse12mo,Used nonbank money order in past 12 months,Excludes households with missing information on use of money orders.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse12pdl,Used payday loan in past 12 months,Excludes households with missing information on use of payday loans.,1,Yes,.,y,y,y,y,y,y,y,2011,
huse12pdl,Used payday loan in past 12 months,Excludes households with missing information on use of payday loans.,2,No,.,y,y,y,y,y,y,y,2011,
huse12pdl,Used payday loan in past 12 months,Excludes households with missing information on use of payday loans.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse12pwn,Used pawn shop loan in past 12 months,Excludes households with missing information on use of pawn shop loans.,1,Yes,.,y,y,y,y,y,y,y,2011,
huse12pwn,Used pawn shop loan in past 12 months,Excludes households with missing information on use of pawn shop loans.,2,No,.,y,y,y,y,y,y,y,2011,
huse12pwn,Used pawn shop loan in past 12 months,Excludes households with missing information on use of pawn shop loans.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse12ral,Used refund anticipation loan in past 12 months,Excludes households with missing information on use of refund anticipation loans.,1,Yes,.,y,y,y,y,y,y,.,2011,2021
huse12ral,Used refund anticipation loan in past 12 months,Excludes households with missing information on use of refund anticipation loans.,2,No,.,y,y,y,y,y,y,.,2011,2021
huse12ral,Used refund anticipation loan in past 12 months,Excludes households with missing information on use of refund anticipation loans.,99,Unknown,.,y,y,y,y,y,y,.,2011,2021
huse12rto,Used rent-to-own service in past 12 months,Excludes households with missing information on use of rent-to-own services.,1,Yes,.,y,y,y,y,y,y,y,2011,
huse12rto,Used rent-to-own service in past 12 months,Excludes households with missing information on use of rent-to-own services.,2,No,.,y,y,y,y,y,y,y,2011,
huse12rto,Used rent-to-own service in past 12 months,Excludes households with missing information on use of rent-to-own services.,99,Unknown,.,y,y,y,y,y,y,y,2011,
huse12atl,Used auto title loan in past 12 months,,1,Yes,.,.,y,y,y,y,y,y,2013,
huse12atl,Used auto title loan in past 12 months,,2,No,.,.,y,y,y,y,y,y,2013,
huse12rmany,Used any international remittance (bank or nonbank) in past 12 months,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
huse12rmany,Used any international remittance (bank or nonbank) in past 12 months,,2,No,.,.,.,y,y,.,.,.,2015,2017
huse12rmbnk,Used international remittance through bank in past 12 months,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
huse12rmbnk,Used international remittance through bank in past 12 months,,2,No,.,.,.,y,y,.,.,.,2015,2017
htyprmbnk,Used international remittance through bank in typical month,,1,Yes,.,.,.,y,.,.,.,.,2015,2015
htyprmbnk,Used international remittance through bank in typical month,,2,No,.,.,.,y,.,.,.,.,2015,2015
huse12rm,Used international remittance through nonbank in past 12 months,Excludes households with missing information on use of nonbank international remittances.,1,Yes,.,y,y,y,y,y,.,.,2011,2019
huse12rm,Used international remittance through nonbank in past 12 months,Excludes households with missing information on use of nonbank international remittances.,2,No,.,y,y,y,y,y,.,.,2011,2019
huse12rm,Used international remittance through nonbank in past 12 months,Excludes households with missing information on use of nonbank international remittances.,99,Unknown,.,y,y,y,y,y,.,.,2011,2019
htyprmnbnk,Used international remittance through nonbank in typical month,,1,Yes,.,.,.,y,.,.,.,.,2015,2015
htyprmnbnk,Used international remittance through nonbank in typical month,,2,No,.,.,.,y,.,.,.,.,2015,2015
huse12rmtype,International remittance: Types sent in past 12 months,,1,Used nonbank (and not bank),.,.,.,y,y,.,.,.,2015,2017
huse12rmtype,International remittance: Types sent in past 12 months,,2,Used nonbank and bank,.,.,.,y,y,.,.,.,2015,2017
huse12rmtype,International remittance: Types sent in past 12 months,,3,Used bank (and not nonbank),.,.,.,y,y,.,.,.,2015,2017
huse12rmtype,International remittance: Types sent in past 12 months,,4,"Sent, place unknown",.,.,.,y,y,.,.,.,2015,2017
huse12rmtype,International remittance: Types sent in past 12 months,,5,Did not send,.,.,.,y,y,.,.,.,2015,2017
htyprmtype,International remittance: Types sent in typical month,,1,Nonbank only,.,.,.,y,.,.,.,.,2015,2015
htyprmtype,International remittance: Types sent in typical month,,2,Nonbank and bank,.,.,.,y,.,.,.,.,2015,2015
htyprmtype,International remittance: Types sent in typical month,,3,Bank only,.,.,.,y,.,.,.,.,2015,2015
htyprmtype,International remittance: Types sent in typical month,,4,Sent in past 12 months but not in typical month,.,.,.,y,.,.,.,.,2015,2015
htyprmtype,International remittance: Types sent in typical month,,5,Did not send in past 12 months,.,.,.,y,.,.,.,.,2015,2015
htypincchkmo,Typical income: Paper check or money order,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincchkmo,Typical income: Paper check or money order,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincchkmo,Typical income: Paper check or money order,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincddbnk,Typical income: Direct deposit or electronic transfer into bank account,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincddbnk,Typical income: Direct deposit or electronic transfer into bank account,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincddbnk,Typical income: Direct deposit or electronic transfer into bank account,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincddpp,Typical income: Direct deposit or electronic transfer onto prepaid card,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincddpp,Typical income: Direct deposit or electronic transfer onto prepaid card,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincddpp,Typical income: Direct deposit or electronic transfer onto prepaid card,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypinccash,Typical income: Cash,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypinccash,Typical income: Cash,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypinccash,Typical income: Cash,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincoth,Typical income: Other,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincoth,Typical income: Other,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincoth,Typical income: Other,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypinccc,Typical income: Used nonbank check casher,Excludes households that volunteered that they did not receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypinccc,Typical income: Used nonbank check casher,Excludes households that volunteered that they did not receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypinccc,Typical income: Used nonbank check casher,Households that received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincnone,Typical income: None selected,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincnone,Typical income: None selected,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincnone,Typical income: None selected,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincbnka,Typical income: Any bank method,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincbnka,Typical income: Any bank method,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincbnka,Typical income: Any bank method,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypincbnko,Typical income: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypincbnko,Typical income: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypincbnko,Typical income: Only bank methods,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaycash,Typical billpay: Cash,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaycash,Typical billpay: Cash,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaycash,Typical billpay: Cash,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkchk,Typical billpay: Personal check,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkchk,Typical billpay: Personal check,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkchk,Typical billpay: Personal check,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkdc,Typical billpay: Debit card,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkdc,Typical billpay: Debit card,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkdc,Typical billpay: Debit card,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaycc,Typical billpay: Credit card,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaycc,Typical billpay: Credit card,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaycc,Typical billpay: Credit card,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaypp,Typical billpay: Prepaid card,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaypp,Typical billpay: Prepaid card,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaypp,Typical billpay: Prepaid card,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkbp,Typical billpay: Electronic payment from bank account,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkbp,Typical billpay: Electronic payment from bank account,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkbp,Typical billpay: Electronic payment from bank account,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaynbnkmo,Typical billpay: Nonbank money order,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaynbnkmo,Typical billpay: Nonbank money order,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaynbnkmo,Typical billpay: Nonbank money order,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkmo,Typical billpay: Bank money order or cashiers check,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkmo,Typical billpay: Bank money order or cashiers check,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnkmo,Typical billpay: Bank money order or cashiers check,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppayoth,Typical billpay: Other,Excludes households that volunteered that they did not pay bills in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppayoth,Typical billpay: Other,Excludes households that volunteered that they did not pay bills in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppayoth,Typical billpay: Other,Households that paid bills in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,1,Cash,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,2,Personal check,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,3,Debit card,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,4,Credit card,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,5,Prepaid card,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,6,Electronic payment from bank account,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,7,Nonbank money order,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,8,Bank money order or cashiers check,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,9,Other,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Excludes households that volunteered that they did not pay bills in a typical month.,98,Did not select a method,.,.,.,y,.,.,.,.,2015,2015
htyppaym,Typical billpay: Most common method,Households that paid bills in typical month,-1,NIU,.,.,.,y,.,.,.,.,2015,2015
htyppaynone,Typical billpay: None selected,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaynone,Typical billpay: None selected,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaynone,Typical billpay: None selected,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnka,Typical billpay: Any bank method,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnka,Typical billpay: Any bank method,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnka,Typical billpay: Any bank method,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htyppaybnko,Typical billpay: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htyppaybnko,Typical billpay: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htyppaybnko,Typical billpay: Only bank methods,Households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypbnko,Typical billpay and income receipt: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
htypbnko,Typical billpay and income receipt: Only bank methods,Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
htypbnko,Typical billpay and income receipt: Only bank methods,Banked households that paid bills and received income in typical month,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
htypbnkoafsc,"Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months",Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,"Used only banks, no nonbank credit",.,.,.,.,y,.,.,.,2017,2017
htypbnkoafsc,"Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months",Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,"Used only banks, used nonbank credit",.,.,.,.,y,.,.,.,2017,2017
htypbnkoafsc,"Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months",Excludes households that indicated that they did not pay bills or receive income in a typical month.,3,"Did not use only banks, no nonbank credit",.,.,.,.,y,.,.,.,2017,2017
htypbnkoafsc,"Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months",Excludes households that indicated that they did not pay bills or receive income in a typical month.,4,"Did not use only banks, used nonbank credit",.,.,.,.,y,.,.,.,2017,2017
htypbnkoafsc,"Underbanked households: use of banks to pay bills and receive income in a typical month, and use of nonbank credit in past 12 months",Underbanked households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hcred12cc,"Had Visa, MasterCard, American Express, or Discover credit card in past 12 months",,1,Yes,.,.,.,y,y,y,y,y,2015,
hcred12cc,"Had Visa, MasterCard, American Express, or Discover credit card in past 12 months",,2,No,.,.,.,y,y,y,y,y,2015,
hcred12bnk,Had personal loan or line of credit from bank in past 12 months,,1,Yes,.,.,.,y,.,y,y,.,2015,2021
hcred12bnk,Had personal loan or line of credit from bank in past 12 months,,2,No,.,.,.,y,.,y,y,.,2015,2021
hcred12bnkv2,Had other personal loans or lines of credit from bank in past 12 months,,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12bnkv2,Had other personal loans or lines of credit from bank in past 12 months,,2,No,.,.,.,.,y,.,.,y,2017,
hcred12ccorbnk,Used bank credit product in past 12 months,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks.",1,Yes,.,.,.,y,.,y,y,.,2015,2021
hcred12ccorbnk,Used bank credit product in past 12 months,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks.",2,No,.,.,.,y,.,y,y,.,2015,2021
hcred12newapp,Applied for credit card or personal loan or line of credit from bank in past 12 months,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12newapp,Applied for credit card or personal loan or line of credit from bank in past 12 months,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",2,No,.,.,.,y,y,y,.,.,2015,2019
hcred12denied,Applied for credit card or personal loan or line of credit from bank in past 12 months and was denied or not given as much credit as requested,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12denied,Applied for credit card or personal loan or line of credit from bank in past 12 months and was denied or not given as much credit as requested,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",2,No,.,.,.,y,y,y,.,.,2015,2019
hcred12deniedc,"Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months","Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12deniedc,"Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months","Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",2,No,.,.,.,y,y,y,.,.,2015,2019
hcred12deniedc,"Denied or not given as much credit as requested, among households that had applied for credit card or personal loan or line of credit from bank in past 12 months",Households that had applied for a credit card or a personal loan or line of credit from bank in past 12 months,-1,NIU,.,.,.,y,y,y,.,.,2015,2019
hcred12discour,Did not apply for credit card or personal loan or line of credit from bank in past 12 months because of concerns about being turned down,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12discour,Did not apply for credit card or personal loan or line of credit from bank in past 12 months because of concerns about being turned down,"Credit cards include Visa, MasterCard, American Express, or Discover credit cards.",2,No,.,.,.,y,y,y,.,.,2015,2019
hcred12grps,Bank and nonbank credit product use,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).",1,Bank credit only,.,.,.,y,.,y,y,.,2015,2021
hcred12grps,Bank and nonbank credit product use,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).",2,Bank and nonbank credit,.,.,.,y,.,y,y,.,2015,2021
hcred12grps,Bank and nonbank credit product use,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).",3,Nonbank credit only,.,.,.,y,.,y,y,.,2015,2021
hcred12grps,Bank and nonbank credit product use,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and personal loans or lines of credit from banks. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans. Households may have used credit products that were not asked about in the 2015, 2019, and 2021 surveys (e.g., mortgages, auto loans, and student loans).",4,No credit,.,.,.,y,.,y,y,.,2015,2021
hsav12,Saved for unexpected expenses or emergencies in past 12 months,,1,Yes,.,.,.,y,y,y,.,.,2015,2019
hsav12,Saved for unexpected expenses or emergencies in past 12 months,,2,No,.,.,.,y,y,y,.,.,2015,2019
hsav12typ1,Saved: Kept savings in checking account,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ1,Saved: Kept savings in checking account,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ1,Saved: Kept savings in checking account,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ2,Saved: Kept savings in savings account,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ2,Saved: Kept savings in savings account,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ2,Saved: Kept savings in savings account,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ3,Saved: Kept savings on prepaid card,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ3,Saved: Kept savings on prepaid card,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ3,Saved: Kept savings on prepaid card,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ4,Saved: Kept savings in other accounts,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ4,Saved: Kept savings in other accounts,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ4,Saved: Kept savings in other accounts,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ5,"Saved: Kept savings in home, or with family or friends",,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ5,"Saved: Kept savings in home, or with family or friends",,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ5,"Saved: Kept savings in home, or with family or friends",Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ6,Saved: Bought something with intent to pawn or sell later,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ6,Saved: Bought something with intent to pawn or sell later,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ6,Saved: Bought something with intent to pawn or sell later,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ7,Saved: Other method,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ7,Saved: Other method,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ7,Saved: Other method,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hsav12typ99,Saved: Unknown method,,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hsav12typ99,Saved: Unknown method,,2,No,.,.,.,y,y,.,.,.,2015,2017
hsav12typ99,Saved: Unknown method,Households that saved for unexpected expenses or emergencies in past 12 months,-1,NIU,.,.,.,y,y,.,.,.,2015,2017
hincvol,Monthly income volatility,,1,Income was about the same each month,.,.,.,y,y,y,.,y,2015,
hincvol,Monthly income volatility,,2,Income varied somewhat from month to month,.,.,.,y,y,y,.,y,2015,
hincvol,Monthly income volatility,,3,Income varied a lot from month to month,.,.,.,y,y,y,.,y,2015,
hincvolv2,Monthly income volatility (less detail),,1,Income was about the same each month,.,.,.,y,y,y,.,y,2015,
hincvolv2,Monthly income volatility (less detail),,2,Income varied somewhat or a lot from month to month,.,.,.,y,y,y,.,y,2015,
hbilldq,Fell behind on bill payments in past 12 months,,1,Yes,.,.,.,y,y,.,.,y,2015,
hbilldq,Fell behind on bill payments in past 12 months,,2,No,.,.,.,y,y,.,.,y,2015,
hfinfobnk,Asked bank teller or customer service agent about finances in past 12 months,,1,Yes,.,.,.,y,.,.,.,.,2015,2015
hfinfobnk,Asked bank teller or customer service agent about finances in past 12 months,,2,No,.,.,.,y,.,.,.,.,2015,2015
hfinedu,Attended financial education classes or counseling sessions in past 12 months,,1,Yes,.,.,.,y,.,.,.,.,2015,2015
hfinedu,Attended financial education classes or counseling sessions in past 12 months,,2,No,.,.,.,y,.,.,.,.,2015,2015
hfinedbnk,Learned about financial education classes or counseling sessions from bank,,1,Yes,.,.,.,y,.,.,.,.,2015,2015
hfinedbnk,Learned about financial education classes or counseling sessions from bank,,2,No,.,.,.,y,.,.,.,.,2015,2015
hfinedbnk,Learned about financial education classes or counseling sessions from bank,Households that attended financial education classes or counseling sessions in past 12 months,-1,NIU,.,.,.,y,.,.,.,.,2015,2015
hintaccv2,Home internet access,,1,Has access,.,.,.,y,y,y,.,.,2015,2019
hintaccv2,Home internet access,,2,Does not have access,.,.,.,y,y,y,.,.,2015,2019
huse12AFST,Used nonbank transaction product in past 12 months,"Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",1,Yes,.,y,y,y,y,y,.,.,2011,2019
huse12AFST,Used nonbank transaction product in past 12 months,"Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",2,No,.,y,y,y,y,y,.,.,2011,2019
huse12AFST,Used nonbank transaction product in past 12 months,"Excludes households with not enough information to characterize nonbank transaction product use. Nonbank transaction product use is based on the following: check cashing, money order, and international remittance.",99,Unknown,.,y,y,y,y,y,.,.,2011,2019
huse12AFSC,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Yes,.,.,y,y,y,y,y,.,2013,2021
huse12AFSC,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,No,.,.,y,y,y,y,y,.,2013,2021
huse12AFS,Used nonbank transaction or credit product in past 12 months,"Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Yes,.,.,y,y,y,y,.,.,2013,2019
huse12AFS,Used nonbank transaction or credit product in past 12 months,"Nonbank transaction and credit product use is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,No,.,.,y,y,y,y,.,.,2013,2019
huse12afsnbr,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",0,Did not use,.,.,y,y,y,y,.,.,2013,2019
huse12afsnbr,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Used 1,.,.,y,y,y,y,.,.,2013,2019
huse12afsnbr,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,Used 2,.,.,y,y,y,y,.,.,2013,2019
huse12afsnbr,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",3,Used 3 or more,.,.,y,y,y,y,.,.,2013,2019
huse12afstype,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",1,Nonbank transaction only,.,.,y,y,y,y,.,.,2013,2019
huse12afstype,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",2,Nonbank transaction and credit,.,.,y,y,y,y,.,.,2013,2019
huse12afstype,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",3,Nonbank credit only,.,.,y,y,y,y,.,.,2013,2019
huse12afstype,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing, money order, international remittance, payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan.",4,Did not use,.,.,y,y,y,y,.,.,2013,2019
hinutyp,"In universe, transactions in typical month (2015 sample selection)",Excludes households that volunteered that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,y,y,.,.,.,2015,2017
hinutyp,"In universe, transactions in typical month (2015 sample selection)",Excludes households that volunteered that they did not pay bills or receive income in a typical month.,2,No,.,.,.,y,y,.,.,.,2015,2017
hinutypv2,"In universe, transactions in typical month (2017 sample selection)",Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hinutypv2,"In universe, transactions in typical month (2017 sample selection)",Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
hinucred,"In universe, bank credit",,1,Yes,.,.,.,y,y,y,y,y,2015,
hinucred,"In universe, bank credit",,2,No,.,.,.,y,y,y,y,y,2015,
hinunbcred,"In universe, nonbank credit",,1,Yes,.,.,.,y,y,y,y,y,2015,
hinunbcred,"In universe, nonbank credit",,2,No,.,.,.,y,y,y,y,y,2015,
hinuec,"In universe, measuring economic inclusion",Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hinuec,"In universe, measuring economic inclusion",Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
hinulearn,"In universe, learning about finances",,1,Yes,.,.,.,y,.,.,.,.,2015,2015
hinulearn,"In universe, learning about finances",,2,No,.,.,.,y,.,.,.,.,2015,2015
hbnkbrgo,Visited bank branch in past 12 months,,1,Yes,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgo,Visited bank branch in past 12 months,,2,No,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq,Number of bank branch visits in past 12 months,,1,1 to 4 times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq,Number of bank branch visits in past 12 months,,2,5 to 9 times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq,Number of bank branch visits in past 12 months,,3,10 or more times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq,Number of bank branch visits in past 12 months,,5,Did not visit bank branch in past 12 months,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq_c,Number of bank branch visits in past 12 months (conditional on visiting bank branch),,1,1 to 4 times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq_c,Number of bank branch visits in past 12 months (conditional on visiting bank branch),,2,5 to 9 times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq_c,Number of bank branch visits in past 12 months (conditional on visiting bank branch),,3,10 or more times,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgofq_c,Number of bank branch visits in past 12 months (conditional on visiting bank branch),Households that visited bank branch in past 12 months,-1,NIU,.,.,.,.,y,y,.,.,2017,2019
hbnkbrgounb,Unbanked households: Visited bank branch in past 12 months,,1,Yes,.,.,.,.,y,y,y,.,2017,2021
hbnkbrgounb,Unbanked households: Visited bank branch in past 12 months,,2,No,.,.,.,.,y,y,y,.,2017,2021
hbnkbrgounb,Unbanked households: Visited bank branch in past 12 months,Unbanked households,-1,NIU,.,.,.,.,y,y,y,.,2017,2021
hbnkmobv2a,Mobile activity: Checked email from bank about account,,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2a,Mobile activity: Checked email from bank about account,,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2a,Mobile activity: Checked email from bank about account,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b,Mobile activity: Received mobile text alert or push notification from bank about account,The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b,Mobile activity: Received mobile text alert or push notification from bank about account,The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b,Mobile activity: Received mobile text alert or push notification from bank about account,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c,Mobile activity: Checked bank account balance or recent transactions,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d,Mobile activity: Made bill payment,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e,Mobile activity: Sent money to other people,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f,Mobile activity: Transferred money between bank accounts owned by same person,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f,Mobile activity: Transferred money between bank accounts owned by same person,Excludes households with missing information on specified mobile activity.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f,Mobile activity: Transferred money between bank accounts owned by same person,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f,Mobile activity: Transferred money between bank accounts owned by same person,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g,Mobile activity: Deposited check into bank account,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g,Mobile activity: Deposited check into bank account,Excludes households with missing information on specified mobile activity.,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g,Mobile activity: Deposited check into bank account,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g,Mobile activity: Deposited check into bank account,Banked or recently unbanked households,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2a_c,Mobile activity: Checked email from bank about account (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2a_c,Mobile activity: Checked email from bank about account (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2a_c,Mobile activity: Checked email from bank about account (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b_c,Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b_c,Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2b_c,Mobile activity: Received mobile text alert or push notification from bank about account (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c_c,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c_c,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2c_c,Mobile activity: Checked bank account balance or recent transactions (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d_c,Mobile activity: Made bill payment (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d_c,Mobile activity: Made bill payment (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2d_c,Mobile activity: Made bill payment (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e_c,Mobile activity: Sent money to other people (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e_c,Mobile activity: Sent money to other people (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2e_c,Mobile activity: Sent money to other people (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f_c,Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f_c,Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2f_c,Mobile activity: Transferred money between bank accounts owned by same person (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g_c,Mobile activity: Deposited check into bank account (conditional on using mobile banking),,1,Yes,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g_c,Mobile activity: Deposited check into bank account (conditional on using mobile banking),,2,No,.,.,.,.,y,.,.,.,2017,2017
hbnkmobv2g_c,Mobile activity: Deposited check into bank account (conditional on using mobile banking),Banked households that used mobile banking in past 12 months,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
huse12oafsc,"Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months",,1,Yes,.,.,.,.,y,.,.,.,2017,2017
huse12oafsc,"Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months",,2,No,.,.,.,.,y,.,.,.,2017,2017
huse12oafsc,"Took out other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher in past 12 months","Households that did not use a payday loan, pawn shop loan, refund anticipation loan, or auto title loan in past 12 months",-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hcred12sc,Had store credit card in past 12 months,,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12sc,Had store credit card in past 12 months,,2,No,.,.,.,.,y,.,.,y,2017,
hcred12car,Had auto loan in past 12 months,,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12car,Had auto loan in past 12 months,,2,No,.,.,.,.,y,.,.,y,2017,
hcred12hmln,"Had mortgage, home equity loan, or home equity line of credit in past 12 months",,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12hmln,"Had mortgage, home equity loan, or home equity line of credit in past 12 months",,2,No,.,.,.,.,y,.,.,y,2017,
hcred12sl,Had student loan in past 12 months,,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12sl,Had student loan in past 12 months,,2,No,.,.,.,.,y,.,.,y,2017,
hcred12oth,Had other personal loans or lines of credit from company other than bank in past 12 months,,1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12oth,Had other personal loans or lines of credit from company other than bank in past 12 months,,2,No,.,.,.,.,y,.,.,y,2017,
hcred12any,Used mainstream credit in past 12 months,"Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.",1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12any,Used mainstream credit in past 12 months,"Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.",2,No,.,.,.,.,y,.,.,y,2017,
hcred12none,Did not use mainstream credit in past 12 months,"Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.",1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12none,Did not use mainstream credit in past 12 months,"Mainstream credit products include Visa, MasterCard, American Express, or Discover credit cards; store credit cards; auto loans; mortgages, home equity loans, or home equity lines of credit; student loans; other personal loans or lines of credit from banks; and other personal loans or lines of credit from companies other than banks.",2,No,.,.,.,.,y,.,.,y,2017,
hbankstatv4,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",1,Unbanked,.,.,.,.,y,.,.,.,2017,2017
hbankstatv4,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",2,Banked: Underbanked,.,.,.,.,y,.,.,.,2017,2017
hbankstatv4,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",3,Banked: Fully banked,.,.,.,.,y,.,.,.,2017,2017
huse12AFSCv2,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",1,Yes,.,.,.,.,y,.,.,.,2017,2017
huse12AFSCv2,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",2,No,.,.,.,.,y,.,.,.,2017,2017
huse12AFSv2,Used nonbank credit or transaction product in past 12 months,"Nonbank credit or transaction product use is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",1,Yes,.,.,.,.,y,.,.,.,2017,2017
huse12AFSv2,Used nonbank credit or transaction product in past 12 months,"Nonbank credit or transaction product use is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",2,No,.,.,.,.,y,.,.,.,2017,2017
huse12afsnbrv2,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",0,Did not use,.,.,.,.,y,.,.,.,2017,2017
huse12afsnbrv2,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",1,Used 1,.,.,.,.,y,.,.,.,2017,2017
huse12afsnbrv2,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",2,Used 2,.,.,.,.,y,.,.,.,2017,2017
huse12afsnbrv2,Number of nonbank transaction and credit products used,"Number of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",3,Used 3 or more,.,.,.,.,y,.,.,.,2017,2017
huse12afstypev2,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",1,Nonbank transaction only,.,.,.,.,y,.,.,.,2017,2017
huse12afstypev2,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",2,Nonbank transaction and credit,.,.,.,.,y,.,.,.,2017,2017
huse12afstypev2,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",3,Nonbank credit only,.,.,.,.,y,.,.,.,2017,2017
huse12afstypev2,Type of nonbank transaction and credit products used in past 12 months,"Type of nonbank transaction and credit products used is based on the following: check cashing; money order; international remittance; payday loan; rent-to-own service; pawn shop loan; refund anticipation loan; auto title loan; and other types of loans or lines of credit from payday lender, auto title lender, pawn shop, or check casher.",4,Did not use,.,.,.,.,y,.,.,.,2017,2017
htypincchkmov2,Typical income: Paper check or money order,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincchkmov2,Typical income: Paper check or money order,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincchkmov2,Typical income: Paper check or money order,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincddbnkv2,Typical income: Direct deposit or electronic transfer into bank account,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincddbnkv2,Typical income: Direct deposit or electronic transfer into bank account,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincddbnkv2,Typical income: Direct deposit or electronic transfer into bank account,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincddppv2,Typical income: Direct deposit or electronic transfer onto prepaid card,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincddppv2,Typical income: Direct deposit or electronic transfer onto prepaid card,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincddppv2,Typical income: Direct deposit or electronic transfer onto prepaid card,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypinccashv2,Typical income: Cash,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypinccashv2,Typical income: Cash,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypinccashv2,Typical income: Cash,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincothv2,Typical income: Other,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincothv2,Typical income: Other,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincothv2,Typical income: Other,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincccv2,Typical income: Used nonbank check casher,Excludes households that indicated that they did not receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincccv2,Typical income: Used nonbank check casher,Excludes households that indicated that they did not receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincccv2,Typical income: Used nonbank check casher,Households that received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincnonev2,Typical income: None selected,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincnonev2,Typical income: None selected,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincnonev2,Typical income: None selected,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincbnkav2,Typical income: Any bank method,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincbnkav2,Typical income: Any bank method,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincbnkav2,Typical income: Any bank method,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypincbnkov2,Typical income: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypincbnkov2,Typical income: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypincbnkov2,Typical income: Only bank methods,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaycashv2,Typical billpay: Cash,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaycashv2,Typical billpay: Cash,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaycashv2,Typical billpay: Cash,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkchkv2,Typical billpay: Personal check,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkchkv2,Typical billpay: Personal check,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkchkv2,Typical billpay: Personal check,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkdcv2,Typical billpay: Debit card,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkdcv2,Typical billpay: Debit card,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkdcv2,Typical billpay: Debit card,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppayccv2,Typical billpay: Credit card,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppayccv2,Typical billpay: Credit card,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppayccv2,Typical billpay: Credit card,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppayppv2,Typical billpay: Prepaid card,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppayppv2,Typical billpay: Prepaid card,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppayppv2,Typical billpay: Prepaid card,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkbpv2,Typical billpay: Electronic payment from bank account,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkbpv2,Typical billpay: Electronic payment from bank account,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkbpv2,Typical billpay: Electronic payment from bank account,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaynbnkmov2,Typical billpay: Nonbank money order,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaynbnkmov2,Typical billpay: Nonbank money order,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaynbnkmov2,Typical billpay: Nonbank money order,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkmov2,Typical billpay: Bank money order or cashiers check,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkmov2,Typical billpay: Bank money order or cashiers check,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkmov2,Typical billpay: Bank money order or cashiers check,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppayothv2,Typical billpay: Other,Excludes households that indicated that they did not pay bills in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppayothv2,Typical billpay: Other,Excludes households that indicated that they did not pay bills in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppayothv2,Typical billpay: Other,Households that paid bills in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaynonev2,Typical billpay: None selected,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaynonev2,Typical billpay: None selected,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaynonev2,Typical billpay: None selected,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkav2,Typical billpay: Any bank method,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkav2,Typical billpay: Any bank method,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkav2,Typical billpay: Any bank method,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkov2,Typical billpay: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkov2,Typical billpay: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htyppaybnkov2,Typical billpay: Only bank methods,Households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
htypbnkov2,Typical billpay and income receipt: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,1,Yes,.,.,.,.,y,.,.,.,2017,2017
htypbnkov2,Typical billpay and income receipt: Only bank methods,Excludes households that indicated that they did not pay bills or receive income in a typical month.,2,No,.,.,.,.,y,.,.,.,2017,2017
htypbnkov2,Typical billpay and income receipt: Only bank methods,Banked households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
hbnkmob1bnk,Mobile activity: Downloaded or used bank mobile app,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob1bnk,Mobile activity: Downloaded or used bank mobile app,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob1bnk,Mobile activity: Downloaded or used bank mobile app,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob1bnk,Mobile activity: Downloaded or used bank mobile app,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2bnk,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2bnk,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2bnk,Mobile activity: Checked bank account balance or recent transactions,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob2bnk,Mobile activity: Checked bank account balance or recent transactions,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3bnk,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3bnk,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3bnk,Mobile activity: Made bill payment,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob3bnk,Mobile activity: Made bill payment,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4bnk,Mobile activity: Read text message alert from bank,Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4bnk,Mobile activity: Read text message alert from bank,Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4bnk,Mobile activity: Read text message alert from bank,Excludes households with missing information on specified mobile activity. The proportion of banked or recently unbanked households that performed this activity cannot be compared in 2013 and 2017 due to differences in the types of households that were asked about this activity in the 2013 and 2017 surveys.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob4bnk,Mobile activity: Read text message alert from bank,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5bnk,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5bnk,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5bnk,Mobile activity: Sent money to other people,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob5bnk,Mobile activity: Sent money to other people,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6bnk,Mobile activity: Transferred money between accounts owned by same person,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6bnk,Mobile activity: Transferred money between accounts owned by same person,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6bnk,Mobile activity: Transferred money between accounts owned by same person,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob6bnk,Mobile activity: Transferred money between accounts owned by same person,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7bnk,Mobile activity: Deposited check electronically,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7bnk,Mobile activity: Deposited check electronically,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7bnk,Mobile activity: Deposited check electronically,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob7bnk,Mobile activity: Deposited check electronically,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8bnk,Mobile activity: Located closest in-network ATM or bank branch,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8bnk,Mobile activity: Located closest in-network ATM or bank branch,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8bnk,Mobile activity: Located closest in-network ATM or bank branch,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob8bnk,Mobile activity: Located closest in-network ATM or bank branch,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9bnk,Mobile activity: Other,Excludes households with missing information on specified mobile activity.,1,Yes,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9bnk,Mobile activity: Other,Excludes households with missing information on specified mobile activity.,2,No,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9bnk,Mobile activity: Other,Excludes households with missing information on specified mobile activity.,99,Unknown,.,.,y,.,.,.,.,.,2013,2013
hbnkmob9bnk,Mobile activity: Other,Banked or recently unbanked households,-1,NIU,.,.,y,.,.,.,.,.,2013,2013
hcred12int,"Applied for credit card or personal loan or line of credit from bank, did not apply because of concerns about being turned down, or used nonbank credit product in past 12 months","Credit cards include Visa, MasterCard, American Express, or Discover credit cards. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12int,"Applied for credit card or personal loan or line of credit from bank, did not apply because of concerns about being turned down, or used nonbank credit product in past 12 months","Credit cards include Visa, MasterCard, American Express, or Discover credit cards. Nonbank credit includes payday loans, pawn shop loans, rent-to-own services, refund anticipation loans, and auto title loans.",2,No,.,.,.,y,y,y,.,.,2015,2019
hcred12undem,Had unmet demand for mainstream small-dollar credit in past 12 months,"A household is classified as having unmet demand for mainstream small-dollar credit if the household used a nonbank credit product (i.e., a payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, or auto title loan); was denied a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank (or not given as much credit as requested); or did not apply for a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank because of concerns about being turned down.",1,Yes,.,.,.,y,y,y,.,.,2015,2019
hcred12undem,Had unmet demand for mainstream small-dollar credit in past 12 months,"A household is classified as having unmet demand for mainstream small-dollar credit if the household used a nonbank credit product (i.e., a payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, or auto title loan); was denied a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank (or not given as much credit as requested); or did not apply for a Visa, MasterCard, American Express, or Discover credit card or a personal loan or line of credit from a bank because of concerns about being turned down.",2,No,.,.,.,y,y,y,.,.,2015,2019
htypbnkound,Underbanked households: use of bank methods to pay bills and receive income in a typical month,Excludes households that indicated that they did not pay bills or receive income in a typical month. Used only bank methods to pay bills and receive income (did not exclusively use bank methods to pay bills and receive income) corresponds to underbanked group 1 (underbanked group 2) from the 2017 report.,1,Used only bank methods to pay bills and receive income,.,.,.,.,y,.,.,.,2017,2017
htypbnkound,Underbanked households: use of bank methods to pay bills and receive income in a typical month,Excludes households that indicated that they did not pay bills or receive income in a typical month. Used only bank methods to pay bills and receive income (did not exclusively use bank methods to pay bills and receive income) corresponds to underbanked group 1 (underbanked group 2) from the 2017 report.,2,Did not exclusively use bank methods to pay bills and receive income,.,.,.,.,y,.,.,.,2017,2017
htypbnkound,Underbanked households: use of bank methods to pay bills and receive income in a typical month,Underbanked households that paid bills and received income in typical month,-1,NIU,.,.,.,.,y,.,.,.,2017,2017
gtmetsta,Metropolitan and nonmetropolitan status,,1,Metropolitan area,y,y,y,y,y,y,y,y,2009,
gtmetsta,Metropolitan and nonmetropolitan status,,2,Not in metropolitan area,y,y,y,y,y,y,y,y,2009,
gtmetsta,Metropolitan and nonmetropolitan status,,3,Not identified,y,y,y,y,y,y,y,y,2009,
gtmetsta5yr03,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.,1,Metropolitan area,y,y,y,.,.,.,.,.,2009,2013
gtmetsta5yr03,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.,2,Not in metropolitan area,y,y,y,.,.,.,.,.,2009,2013
gtmetsta5yr03,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on June 2003 MSA delineations.,3,Not identified,y,y,y,.,.,.,.,.,2009,2013
gtmetsta5yr13,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.,1,Metropolitan area,y,y,y,y,y,y,y,y,2009,
gtmetsta5yr13,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.,2,Not in metropolitan area,y,y,y,y,y,y,y,y,2009,
gtmetsta5yr13,Metropolitan and nonmetropolitan status,Metropolitan and nonmetropolitan status are based on February 2013 MSA delineations.,3,Not identified,y,y,y,y,y,y,y,y,2009,
hbnkprevv2,Previously banked,Excludes households with missing information on previous bank account ownership.,1,Once had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprevv2,Previously banked,Excludes households with missing information on previous bank account ownership.,2,Never had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprevv2,Previously banked,Unbanked households,-1,NIU,y,y,y,y,y,y,y,y,2009,
hbnkfutrv2,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,1,Very likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutrv2,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,2,Somewhat likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutrv2,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,3,Not very likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutrv2,Likelihood of opening account,Excludes households with missing information on likelihood of opening an account.,4,Not at all likely,y,y,y,y,y,.,.,.,2009,2017
hbnkfutrv2,Likelihood of opening account,Unbanked households,-1,NIU,y,y,y,y,y,.,.,.,2009,2017
hbnkprevlyv2,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,1,Had bank account within last year,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv2,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,2,Had bank account more than 1 year ago,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv2,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,3,Never had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv2,Previously banked (within last year),Unbanked households,-1,NIU,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv2,Previously banked (within last year),Excludes households with missing information on previous bank account ownership.,98,"Previously banked, recency unknown",y,y,y,y,y,y,y,y,2009,
hbnkprevlyv3,Previously banked (within last year),Excludes households with missing information on previous or recent bank account ownership.,1,Had bank account within last year,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv3,Previously banked (within last year),Excludes households with missing information on previous or recent bank account ownership.,2,Had bank account more than 1 year ago,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv3,Previously banked (within last year),Excludes households with missing information on previous or recent bank account ownership.,3,Never had bank account,y,y,y,y,y,y,y,y,2009,
hbnkprevlyv3,Previously banked (within last year),Unbanked households,-1,NIU,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,1,Black,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,2,Hispanic,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,3,Asian,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,4,American Indian or Alaska Native,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,5,Native Hawaiian or Other Pacific Islander,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,6,White,y,y,y,y,y,y,y,y,2009,
praceeth3,Race/Ethnicity,Race/Ethnicity: A household is classified as Hispanic if the householder identifies as Hispanic or Latino regardless of race. A household is classified as Black if the householder identifies as Black or African American alone and not Hispanic or Latino. A household is classified as Asian if the householder identifies as Asian alone and not Hispanic or Latino. A household is classified as American Indian or Alaska Native if the householder identifies as American Indian or Alaska Native alone and not Hispanic or Latino. A household is classified as Native Hawaiian or Other Pacific Islander if the householder identifies as Native Hawaiian or Other Pacific Islander alone and not Hispanic or Latino. A household is classified as White if the householder identifies as White alone and not Hispanic or Latino. A household is classified as Two or More Races if the householder identifies as two or more races and not Hispanic or Latino.,7,Two or More Races,y,y,y,y,y,y,y,y,2009,
hinuphoneint,"In universe, mobile phone, smartphone, and home internet access",,1,Yes,.,.,.,y,y,y,.,.,2015,2019
hinuphoneint,"In universe, mobile phone, smartphone, and home internet access",,2,No,.,.,.,y,y,y,.,.,2015,2019
hbnkint,Interest in having bank account,Excludes households with missing information on interest in having a bank account.,1,Very interested,.,.,.,.,.,y,y,y,2019,
hbnkint,Interest in having bank account,Excludes households with missing information on interest in having a bank account.,2,Somewhat interested,.,.,.,.,.,y,y,y,2019,
hbnkint,Interest in having bank account,Excludes households with missing information on interest in having a bank account.,3,Not very interested,.,.,.,.,.,y,y,y,2019,
hbnkint,Interest in having bank account,Excludes households with missing information on interest in having a bank account.,4,Not at all interested,.,.,.,.,.,y,y,y,2019,
hbnkint,Interest in having bank account,Unbanked households,-1,NIU,.,.,.,.,.,y,y,y,2019,
hunbnkr1v4,Why unbanked: Bank hours are inconvenient,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr1v4,Why unbanked: Bank hours are inconvenient,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr1v4,Why unbanked: Bank hours are inconvenient,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr2v4,Why unbanked: Bank locations are inconvenient,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr2v4,Why unbanked: Bank locations are inconvenient,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr2v4,Why unbanked: Bank locations are inconvenient,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr3v4,Why unbanked: Bank account fees are too high,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr3v4,Why unbanked: Bank account fees are too high,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr3v4,Why unbanked: Bank account fees are too high,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr4v4,Why unbanked: Bank account fees are too unpredictable,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr4v4,Why unbanked: Bank account fees are too unpredictable,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr4v4,Why unbanked: Bank account fees are too unpredictable,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr5v4,Why unbanked: Banks do not offer needed products and services,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr5v4,Why unbanked: Banks do not offer needed products and services,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr5v4,Why unbanked: Banks do not offer needed products and services,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr6v4,Why unbanked: Do not trust banks,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr6v4,Why unbanked: Do not trust banks,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr6v4,Why unbanked: Do not trust banks,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr7v4,Why unbanked: Do not have enough money to meet minimum balance requirements,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr7v4,Why unbanked: Do not have enough money to meet minimum balance requirements,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr7v4,Why unbanked: Do not have enough money to meet minimum balance requirements,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr8v4,Why unbanked: Avoiding a bank gives more privacy,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr8v4,Why unbanked: Avoiding a bank gives more privacy,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr8v4,Why unbanked: Avoiding a bank gives more privacy,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr9v4,"Why unbanked: Personal identification, credit, or former bank account problems",Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr9v4,"Why unbanked: Personal identification, credit, or former bank account problems",Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr9v4,"Why unbanked: Personal identification, credit, or former bank account problems",Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkr10v4,Why unbanked: Other reason,Excludes households with missing information on specified reason for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkr10v4,Why unbanked: Other reason,Excludes households with missing information on specified reason for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkr10v4,Why unbanked: Other reason,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkrnonev4,Why unbanked: Did not select a reason,Excludes households with missing information on reasons for not having a bank account.,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hunbnkrnonev4,Why unbanked: Did not select a reason,Excludes households with missing information on reasons for not having a bank account.,2,No,.,.,.,.,.,y,.,.,2019,2019
hunbnkrnonev4,Why unbanked: Did not select a reason,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,1,Bank hours are inconvenient,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,2,Bank locations are inconvenient,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,3,Bank account fees are too high,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,4,Bank account fees are too unpredictable,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,5,Banks do not offer needed products and services,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,6,Do not trust banks,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,7,Do not have enough money to meet minimum balance requirements,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,8,Avoiding a bank gives more privacy,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,9,"Personal identification, credit, or former bank account problems",.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,10,Other reason,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Excludes households with missing information on main reason for not having a bank account.,98,Did not select a reason,.,.,.,.,.,y,.,.,2019,2019
hunbnkrmv4,Main reason unbanked,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hppwhere1v2,"Prepaid card, where from: Employer to pay salary or wages",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hppwhere1v2,"Prepaid card, where from: Employer to pay salary or wages",,2,No,.,.,.,.,.,y,.,.,2019,2019
hppwhere1v2,"Prepaid card, where from: Employer to pay salary or wages",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hppwhere2v2,"Prepaid card, where from: Government agency",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hppwhere2v2,"Prepaid card, where from: Government agency",,2,No,.,.,.,.,.,y,.,.,2019,2019
hppwhere2v2,"Prepaid card, where from: Government agency",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hppwhere3v2,"Prepaid card, where from: Place or website that is not a bank",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hppwhere3v2,"Prepaid card, where from: Place or website that is not a bank",,2,No,.,.,.,.,.,y,.,.,2019,2019
hppwhere3v2,"Prepaid card, where from: Place or website that is not a bank",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hppwhere4v2,"Prepaid card, where from: Bank branch or bank website",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hppwhere4v2,"Prepaid card, where from: Bank branch or bank website",,2,No,.,.,.,.,.,y,.,.,2019,2019
hppwhere4v2,"Prepaid card, where from: Bank branch or bank website",Households that used prepaid cards in past 12 months,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hppbankstill,Still use prepaid card from bank branch or bank website,,1,Yes,.,.,.,.,.,y,.,.,2019,2019
hppbankstill,Still use prepaid card from bank branch or bank website,,2,No,.,.,.,.,.,y,.,.,2019,2019
hppbankstill,Still use prepaid card from bank branch or bank website,Households that used prepaid cards from bank branch or bank website in past 12 months,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnkaccm1v2,Bank account access: Bank teller,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm1v2,Bank account access: Bank teller,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm1v2,Bank account access: Bank teller,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm2v2,Bank account access: ATM or bank kiosk,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm2v2,Bank account access: ATM or bank kiosk,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm2v2,Bank account access: ATM or bank kiosk,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm3v2,Bank account access: Telephone banking,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm3v2,Bank account access: Telephone banking,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm3v2,Bank account access: Telephone banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm4v2,Bank account access: Online banking,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm4v2,Bank account access: Online banking,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm4v2,Bank account access: Online banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm5v2,Bank account access: Mobile banking,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm5v2,Bank account access: Mobile banking,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm5v2,Bank account access: Mobile banking,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm6v2,Bank account access: Other,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm6v2,Bank account access: Other,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm6v2,Bank account access: Other,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccm7v2,Bank account access: Did not access in past 12 months,,1,Yes,.,.,.,.,.,y,y,y,2019,
hbnkaccm7v2,Bank account access: Did not access in past 12 months,,2,No,.,.,.,.,.,y,y,y,2019,
hbnkaccm7v2,Bank account access: Did not access in past 12 months,Banked households,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbnkaccmnbrv2,Number of banking access methods,,0,Did not access account in past 12 months,.,.,.,.,.,y,y,y,2019,
hbnkaccmnbrv2,Number of banking access methods,,1,1 method,.,.,.,.,.,y,y,y,2019,
hbnkaccmnbrv2,Number of banking access methods,,2,2 or more methods,.,.,.,.,.,y,y,y,2019,
hbnkaccmnbrv2,Number of banking access methods,Banked households,-1,NIU,.,.,.,.,.,y,y,y,2019,
hnumbmths_cv2,Number of banking access methods (continuous),,,,.,.,.,.,.,y,y,y,2019,
hbranchstatv2,Bank account access: Use of bank teller and other methods,,1,Used bank teller only,.,.,.,.,.,y,y,y,2019,
hbranchstatv2,Bank account access: Use of bank teller and other methods,,2,Used bank teller and other methods,.,.,.,.,.,y,y,y,2019,
hbranchstatv2,Bank account access: Use of bank teller and other methods,,3,Did not use bank teller but used other methods,.,.,.,.,.,y,y,y,2019,
hbranchstatv2,Bank account access: Use of bank teller and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hbranchatmstatv2,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,1,Used in-person channels only,.,.,.,.,.,y,y,y,2019,
hbranchatmstatv2,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,2,Used in-person channels and other methods,.,.,.,.,.,y,y,y,2019,
hbranchatmstatv2,Bank account access: Use of in-person channels and other methods,In-person channels consist of bank tellers and ATMs or bank kiosks.,3,Did not use in-person channels but used other methods,.,.,.,.,.,y,y,y,2019,
hbranchatmstatv2,Bank account access: Use of in-person channels and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
huse12p2p,Used nonbank person-to-person or peer-to-peer (P2P) payment service in past 12 months,,1,Yes,.,.,.,.,.,y,.,.,2019,2019
huse12p2p,Used nonbank person-to-person or peer-to-peer (P2P) payment service in past 12 months,,2,No,.,.,.,.,.,y,.,.,2019,2019
huse12bp,Used nonbank bill payment service in past 12 months,,1,Yes,.,.,.,.,.,y,.,.,2019,2019
huse12bp,Used nonbank bill payment service in past 12 months,,2,No,.,.,.,.,.,y,.,.,2019,2019
hfreqmo,Frequency of nonbank money order use in past 12 months,,1,Often,.,.,.,.,.,y,.,.,2019,2019
hfreqmo,Frequency of nonbank money order use in past 12 months,,2,Sometimes,.,.,.,.,.,y,.,.,2019,2019
hfreqmo,Frequency of nonbank money order use in past 12 months,,3,Rarely,.,.,.,.,.,y,.,.,2019,2019
hfreqmo,Frequency of nonbank money order use in past 12 months,,4,Did not use,.,.,.,.,.,y,.,.,2019,2019
hfreqcc,Frequency of nonbank check cashing use in past 12 months,,1,Often,.,.,.,.,.,y,.,.,2019,2019
hfreqcc,Frequency of nonbank check cashing use in past 12 months,,2,Sometimes,.,.,.,.,.,y,.,.,2019,2019
hfreqcc,Frequency of nonbank check cashing use in past 12 months,,3,Rarely,.,.,.,.,.,y,.,.,2019,2019
hfreqcc,Frequency of nonbank check cashing use in past 12 months,,4,Did not use,.,.,.,.,.,y,.,.,2019,2019
hfreqrm,Frequency of nonbank international remittance use in past 12 months,,1,Often,.,.,.,.,.,y,.,.,2019,2019
hfreqrm,Frequency of nonbank international remittance use in past 12 months,,2,Sometimes,.,.,.,.,.,y,.,.,2019,2019
hfreqrm,Frequency of nonbank international remittance use in past 12 months,,3,Rarely,.,.,.,.,.,y,.,.,2019,2019
hfreqrm,Frequency of nonbank international remittance use in past 12 months,,4,Did not use,.,.,.,.,.,y,.,.,2019,2019
hfreqbp,Frequency of nonbank bill payment service use in past 12 months,,1,Often,.,.,.,.,.,y,.,.,2019,2019
hfreqbp,Frequency of nonbank bill payment service use in past 12 months,,2,Sometimes,.,.,.,.,.,y,.,.,2019,2019
hfreqbp,Frequency of nonbank bill payment service use in past 12 months,,3,Rarely,.,.,.,.,.,y,.,.,2019,2019
hfreqbp,Frequency of nonbank bill payment service use in past 12 months,,4,Did not use,.,.,.,.,.,y,.,.,2019,2019
huse12nbtrans,"Used nonbank check cashing, money order, international remittance, bill payment service, or person-to-person or peer-to-peer (P2P) payment service in past 12 months",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
huse12nbtrans,"Used nonbank check cashing, money order, international remittance, bill payment service, or person-to-person or peer-to-peer (P2P) payment service in past 12 months",,2,No,.,.,.,.,.,y,.,.,2019,2019
huse12moccbp,"Used nonbank check cashing, money order, or bill payment service in past 12 months",,1,Yes,.,.,.,.,.,y,.,.,2019,2019
huse12moccbp,"Used nonbank check cashing, money order, or bill payment service in past 12 months",,2,No,.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,1,Used money orders often to pay bills,.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,2,Used money orders sometimes to pay bills,.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,3,Used money orders often but not to pay bills,.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,4,Used money orders sometimes but not to pay bills,.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,5,Used money orders rarely (bill payment use unknown),.,.,.,.,.,y,.,.,2019,2019
hfreqmobill,Use of nonbank money orders to pay bills in past 12 months,,6,Did not use money orders,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Somewhat satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",3,Not very satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",4,Not satisfied at all,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnk,Banked households: Satisfaction with primary bank,Banked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Somewhat satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",3,Not very satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",4,Not satisfied at all,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnk,Unbanked households: Satisfaction with most recent bank,Unbanked households that had previously been banked,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Somewhat clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",3,Not very clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",4,Not clearly at all,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnk,Banked households: Clarity of own bank communication about account fees,Banked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Somewhat clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",3,Not very clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",4,Not clearly at all,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnk,Unbanked households: Clarity of bank communications about account fees,Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnkv2,Banked households: Satisfaction with primary bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very or somewhat satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnkv2,Banked households: Satisfaction with primary bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Not very satisfied or not satisfied at all,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnkv2,Banked households: Satisfaction with primary bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnksatisbnkv2,Banked households: Satisfaction with primary bank (less detail),Banked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnkv2,Unbanked households: Satisfaction with most recent bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very or somewhat satisfied,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnkv2,Unbanked households: Satisfaction with most recent bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Not very satisfied or not satisfied at all,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnkv2,Unbanked households: Satisfaction with most recent bank (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnksatisunbnkv2,Unbanked households: Satisfaction with most recent bank (less detail),Unbanked households that had previously been banked,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnkv2,Banked households: Clarity of own bank communication about account fees (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very or somewhat clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnkv2,Banked households: Clarity of own bank communication about account fees (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Not very clearly or not clearly at all,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnkv2,Banked households: Clarity of own bank communication about account fees (less detail),"Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnkfeebnkv2,Banked households: Clarity of own bank communication about account fees (less detail),Banked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnkv2,Unbanked households: Clarity of bank communications about account fees (less detail),"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",1,Very or somewhat clearly,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnkv2,Unbanked households: Clarity of bank communications about account fees (less detail),"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",2,Not very clearly or not clearly at all,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnkv2,Unbanked households: Clarity of bank communications about account fees (less detail),"Excludes households with missing information on how clearly they thought banks, in general, communicate account fees. Unknown: Do not know was not one of the four administered response options. Some households did not choose one of the four administered response options and instead volunteered, do not know.",98,Unknown: Do not know,.,.,.,.,.,y,.,.,2019,2019
hbnkfeeunbnkv2,Unbanked households: Clarity of bank communications about account fees (less detail),Unbanked households,-1,NIU,.,.,.,.,.,y,.,.,2019,2019
hcred12ccorbnkv2,Used bank credit product in past 12 months,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and other personal loans or lines of credit from banks.",1,Yes,.,.,.,.,y,.,.,y,2017,
hcred12ccorbnkv2,Used bank credit product in past 12 months,"Bank credit includes Visa, MasterCard, American Express, or Discover credit cards and other personal loans or lines of credit from banks.",2,No,.,.,.,.,y,.,.,y,2017,
hunbnkr1v5,Why unbanked: Bank locations are inconvenient,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr1v5,Why unbanked: Bank locations are inconvenient,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr1v5,Why unbanked: Bank locations are inconvenient,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr2v5,Why unbanked: Bank account fees are too high,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr2v5,Why unbanked: Bank account fees are too high,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr2v5,Why unbanked: Bank account fees are too high,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr3v5,Why unbanked: Bank account fees are too unpredictable,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr3v5,Why unbanked: Bank account fees are too unpredictable,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr3v5,Why unbanked: Bank account fees are too unpredictable,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr4v5,Why unbanked: Banks do not offer needed products and services,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr4v5,Why unbanked: Banks do not offer needed products and services,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr4v5,Why unbanked: Banks do not offer needed products and services,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr5v5,Why unbanked: Do not trust banks,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr5v5,Why unbanked: Do not trust banks,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr5v5,Why unbanked: Do not trust banks,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr6v5,Why unbanked: Do not have enough money to meet minimum balance requirements,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr6v5,Why unbanked: Do not have enough money to meet minimum balance requirements,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr6v5,Why unbanked: Do not have enough money to meet minimum balance requirements,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr7v5,Why unbanked: Avoiding a bank gives more privacy,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr7v5,Why unbanked: Avoiding a bank gives more privacy,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr7v5,Why unbanked: Avoiding a bank gives more privacy,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr8v5,Why unbanked: Do not have personal identification required to open an account,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr8v5,Why unbanked: Do not have personal identification required to open an account,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr8v5,Why unbanked: Do not have personal identification required to open an account,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr9v5,Why unbanked: Problems with past banking or credit history,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr9v5,Why unbanked: Problems with past banking or credit history,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr9v5,Why unbanked: Problems with past banking or credit history,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkr10v5,Why unbanked: Other reason,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkr10v5,Why unbanked: Other reason,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkr10v5,Why unbanked: Other reason,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkrnonev5,Why unbanked: Did not select a reason,,1,Yes,.,.,.,.,.,.,y,y,2021,
hunbnkrnonev5,Why unbanked: Did not select a reason,,2,No,.,.,.,.,.,.,y,y,2021,
hunbnkrnonev5,Why unbanked: Did not select a reason,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,1,Bank locations are inconvenient,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,2,Bank account fees are too high,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,3,Bank account fees are too unpredictable,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,4,Banks do not offer needed products and services,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,5,Do not trust banks,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,6,Do not have enough money to meet minimum balance requirements,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,7,Avoiding a bank gives more privacy,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,8,Do not have personal identification required to open an account,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,9,Problems with past banking or credit history,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,10,Other reason,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,,98,Did not select a reason,.,.,.,.,.,.,y,y,2021,
hunbnkrmv5,Main reason unbanked,Unbanked households,-1,NIU,.,.,.,.,.,.,y,y,2021,
husenowops,Used nonbank online payment service,,1,Yes,.,.,.,.,.,.,y,y,2021,
husenowops,Used nonbank online payment service,,2,No,.,.,.,.,.,.,y,y,2021,
husenowpp,Used prepaid card,,1,Yes,.,.,.,.,.,.,y,y,2021,
husenowpp,Used prepaid card,,2,No,.,.,.,.,.,.,y,y,2021,
huse12bnkrsna,Bank account transaction type in past 12 months: Build savings or keep money in safe place,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsna,Bank account transaction type in past 12 months: Build savings or keep money in safe place,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsna,Bank account transaction type in past 12 months: Build savings or keep money in safe place,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnb,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnb,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnb,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnc,"Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnc,"Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnc,"Bank account transaction type in past 12 months: Receive money from work, retirement, or government agency",Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnd,Bank account transaction type in past 12 months: Send or receive money from family or friends,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnd,Bank account transaction type in past 12 months: Send or receive money from family or friends,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnd,Bank account transaction type in past 12 months: Send or receive money from family or friends,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsne,Bank account transaction type in past 12 months: Make purchases in person,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsne,Bank account transaction type in past 12 months: Make purchases in person,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsne,Bank account transaction type in past 12 months: Make purchases in person,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnf,Bank account transaction type in past 12 months: Make purchases online,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnf,Bank account transaction type in past 12 months: Make purchases online,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnf,Bank account transaction type in past 12 months: Make purchases online,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsng,Bank account transaction type in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsng,Bank account transaction type in past 12 months: Some other use,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsng,Bank account transaction type in past 12 months: Some other use,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnnone,Bank account transaction type in past 12 months: None selected,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnnone,Bank account transaction type in past 12 months: None selected,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnnone,Bank account transaction type in past 12 months: None selected,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnbc,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnbc,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnbc,"Bank account transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12bnkrsnnum_c,Number of bank account transaction types (continuous),"Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.",,,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsna,Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsna,Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place,,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsna,Nonbank online payment service transaction type in past 12 months: Build savings or keep money in safe place,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsnb,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnb,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnb,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnbv2,"Nonbank online payment service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12opsrsnbv2,"Nonbank online payment service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,.,y,2023,
huse12opsrsnbv2,"Nonbank online payment service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12opsrsnc,"Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsnc,"Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsnc,"Nonbank online payment service transaction type in past 12 months: Receive money from work, retirement, or government agency",Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsnd,Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsnd,Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends,,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsnd,Nonbank online payment service transaction type in past 12 months: Send or receive money from family or friends,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsne,Nonbank online payment service transaction type in past 12 months: Make purchases in person,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsne,Nonbank online payment service transaction type in past 12 months: Make purchases in person,,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsne,Nonbank online payment service transaction type in past 12 months: Make purchases in person,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsnf,Nonbank online payment service transaction type in past 12 months: Make purchases online,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsnf,Nonbank online payment service transaction type in past 12 months: Make purchases online,,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsnf,Nonbank online payment service transaction type in past 12 months: Make purchases online,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsng,Nonbank online payment service transaction type in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12opsrsng,Nonbank online payment service transaction type in past 12 months: Some other use,,2,No,.,.,.,.,.,.,y,y,2021,
huse12opsrsng,Nonbank online payment service transaction type in past 12 months: Some other use,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12opsrsnnone,Nonbank online payment service transaction type in past 12 months: None selected,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnnone,Nonbank online payment service transaction type in past 12 months: None selected,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnnone,Nonbank online payment service transaction type in past 12 months: None selected,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnnonev2,Nonbank online payment service transaction type in past 12 months: None selected,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12opsrsnnonev2,Nonbank online payment service transaction type in past 12 months: None selected,,2,No,.,.,.,.,.,.,.,y,2023,
huse12opsrsnnonev2,Nonbank online payment service transaction type in past 12 months: None selected,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12opsrsnbc,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnbc,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnbc,"Nonbank online payment service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12opsrsnnum_c,Number of nonbank online payment service transaction types (continuous),"Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.",,,.,.,.,.,.,.,y,.,2021,2021
huse12pprsna,Prepaid card transaction type in past 12 months: Build savings or keep money in safe place,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsna,Prepaid card transaction type in past 12 months: Build savings or keep money in safe place,,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsna,Prepaid card transaction type in past 12 months: Build savings or keep money in safe place,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsnb,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnb,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnb,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnbv2,"Prepaid card transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12pprsnbv2,"Prepaid card transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,.,y,2023,
huse12pprsnbv2,"Prepaid card transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12pprsnc,"Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsnc,"Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsnc,"Prepaid card transaction type in past 12 months: Receive money from work, retirement, or government agency",Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsnd,Prepaid card transaction type in past 12 months: Send or receive money from family or friends,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsnd,Prepaid card transaction type in past 12 months: Send or receive money from family or friends,,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsnd,Prepaid card transaction type in past 12 months: Send or receive money from family or friends,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsne,Prepaid card transaction type in past 12 months: Make purchases in person,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsne,Prepaid card transaction type in past 12 months: Make purchases in person,,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsne,Prepaid card transaction type in past 12 months: Make purchases in person,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsnf,Prepaid card transaction type in past 12 months: Make purchases online,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsnf,Prepaid card transaction type in past 12 months: Make purchases online,,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsnf,Prepaid card transaction type in past 12 months: Make purchases online,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsng,Prepaid card transaction type in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12pprsng,Prepaid card transaction type in past 12 months: Some other use,,2,No,.,.,.,.,.,.,y,y,2021,
huse12pprsng,Prepaid card transaction type in past 12 months: Some other use,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12pprsnnone,Prepaid card transaction type in past 12 months: None selected,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnnone,Prepaid card transaction type in past 12 months: None selected,,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnnone,Prepaid card transaction type in past 12 months: None selected,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnnonev2,Prepaid card transaction type in past 12 months: None selected,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12pprsnnonev2,Prepaid card transaction type in past 12 months: None selected,,2,No,.,.,.,.,.,.,.,y,2023,
huse12pprsnnonev2,Prepaid card transaction type in past 12 months: None selected,Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12pprsnbc,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnbc,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnbc,"Prepaid card transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care or receive money from work, retirement, or government agency",Households that used prepaid cards,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12pprsnnum_c,Number of prepaid card transaction types (continuous),"Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; and making purchases online.",,,.,.,.,.,.,.,y,.,2021,2021
hopslink1,Account linked to nonbank online payment service: Credit card,,1,Yes,.,.,.,.,.,.,y,y,2021,
hopslink1,Account linked to nonbank online payment service: Credit card,,2,No,.,.,.,.,.,.,y,y,2021,
hopslink1,Account linked to nonbank online payment service: Credit card,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
hopslink2,Account linked to nonbank online payment service: Bank account,,1,Yes,.,.,.,.,.,.,y,y,2021,
hopslink2,Account linked to nonbank online payment service: Bank account,,2,No,.,.,.,.,.,.,y,y,2021,
hopslink2,Account linked to nonbank online payment service: Bank account,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
hopslink3,Account linked to nonbank online payment service: Prepaid card,,1,Yes,.,.,.,.,.,.,y,y,2021,
hopslink3,Account linked to nonbank online payment service: Prepaid card,,2,No,.,.,.,.,.,.,y,y,2021,
hopslink3,Account linked to nonbank online payment service: Prepaid card,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
hopslink4,Account linked to nonbank online payment service: Other account,,1,Yes,.,.,.,.,.,.,y,y,2021,
hopslink4,Account linked to nonbank online payment service: Other account,,2,No,.,.,.,.,.,.,y,y,2021,
hopslink4,Account linked to nonbank online payment service: Other account,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
hopslink5,Account linked to nonbank online payment service: Not linked to any accounts,,1,Yes,.,.,.,.,.,.,y,y,2021,
hopslink5,Account linked to nonbank online payment service: Not linked to any accounts,,2,No,.,.,.,.,.,.,y,y,2021,
hopslink5,Account linked to nonbank online payment service: Not linked to any accounts,Households that used nonbank online payment services,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12morsn1,"Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12morsn1,"Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12morsn1,"Nonbank money order transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",Households that used nonbank money orders in past 12 months,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12morsn1v2,"Nonbank money order transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12morsn1v2,"Nonbank money order transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,.,y,2023,
huse12morsn1v2,"Nonbank money order transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",Households that used nonbank money orders in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12morsn2,Nonbank money order transaction type in past 12 months: Send money to family or friends,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12morsn2,Nonbank money order transaction type in past 12 months: Send money to family or friends,,2,No,.,.,.,.,.,.,y,y,2021,
huse12morsn2,Nonbank money order transaction type in past 12 months: Send money to family or friends,Households that used nonbank money orders in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12morsn3,Nonbank money order transaction type in past 12 months: Make purchases,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12morsn3,Nonbank money order transaction type in past 12 months: Make purchases,,2,No,.,.,.,.,.,.,y,y,2021,
huse12morsn3,Nonbank money order transaction type in past 12 months: Make purchases,Households that used nonbank money orders in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12morsn4,Nonbank money order transaction type in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12morsn4,Nonbank money order transaction type in past 12 months: Some other use,,2,No,.,.,.,.,.,.,y,y,2021,
huse12morsn4,Nonbank money order transaction type in past 12 months: Some other use,Households that used nonbank money orders in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12morsnnum_c,Number of nonbank money order transaction types (continuous),"Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; sending money to family or friends; and making purchases.",,,.,.,.,.,.,.,y,.,2021,2021
huse12mt,Used nonbank money transfer service in past 12 months,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12mt,Used nonbank money transfer service in past 12 months,,2,No,.,.,.,.,.,.,y,y,2021,
huse12mtrsn1,"Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12mtrsn1,"Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12mtrsn1,"Nonbank money transfer service transaction type in past 12 months: Pay monthly bills like rent, mortgage, utilities, or child care",Households that used nonbank money transfer services in past 12 months,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
huse12mtrsn1v2,"Nonbank money transfer service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12mtrsn1v2,"Nonbank money transfer service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",,2,No,.,.,.,.,.,.,.,y,2023,
huse12mtrsn1v2,"Nonbank money transfer service transaction type in past 12 months: Pay bills like rent, mortgage, utilities, or child care",Households that used nonbank money transfer services in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12mtrsn2,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12mtrsn2,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States,,2,No,.,.,.,.,.,.,y,y,2021,
huse12mtrsn2,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends in United States,Households that used nonbank money transfer services in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12mtrsn3,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12mtrsn3,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States,,2,No,.,.,.,.,.,.,y,y,2021,
huse12mtrsn3,Nonbank money transfer service transaction type in past 12 months: Send or receive money from family or friends outside United States,Households that used nonbank money transfer services in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12mtrsn4,Nonbank money transfer service transaction type in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12mtrsn4,Nonbank money transfer service transaction type in past 12 months: Some other use,,2,No,.,.,.,.,.,.,y,y,2021,
huse12mtrsn4,Nonbank money transfer service transaction type in past 12 months: Some other use,Households that used nonbank money transfer services in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
huse12mtrsnnum_c,Number of nonbank money transfer service transaction types (continuous),"Transaction types include paying monthly bills like rent, mortgage, utilities, or child care; sending or receiving money from family or friends in the U.S.; and sending or receiving money from family or friends outside the U.S.",,,.,.,.,.,.,.,y,.,2021,2021
huse12ccfrom,"Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12ccfrom,"Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,y,2021,
huse12ccfrom,"Nonbank check cashing transaction type in past 12 months: Cashed checks from work, retirement, or government agency",Households that used nonbank check cashers in past 12 months,-1,NIU,.,.,.,.,.,.,y,y,2021,
hbillincomemethod,"Used bank account, nonbank online payment service, prepaid card, nonbank money order, nonbank money transfer service, or nonbank check cashing to pay monthly bills like rent, mortgage, utilities, or child care or to receive money from work, retirement, or government agency",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hbillincomemethod,"Used bank account, nonbank online payment service, prepaid card, nonbank money order, nonbank money transfer service, or nonbank check cashing to pay monthly bills like rent, mortgage, utilities, or child care or to receive money from work, retirement, or government agency",,2,No,.,.,.,.,.,.,y,.,2021,2021
hpurchasemethod,"Used bank account, nonbank online payment service, prepaid card, or nonbank money order to make purchases",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hpurchasemethod,"Used bank account, nonbank online payment service, prepaid card, or nonbank money order to make purchases",,2,No,.,.,.,.,.,.,y,.,2021,2021
hsendmoneymethod,"Used bank account, nonbank online payment service, prepaid card, nonbank money order, or nonbank money transfer service to send or receive money from family or friends",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hsendmoneymethod,"Used bank account, nonbank online payment service, prepaid card, nonbank money order, or nonbank money transfer service to send or receive money from family or friends",,2,No,.,.,.,.,.,.,y,.,2021,2021
hsavemethod,"Used bank account, nonbank online payment service, or prepaid card to build savings or keep money in safe place",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hsavemethod,"Used bank account, nonbank online payment service, or prepaid card to build savings or keep money in safe place",,2,No,.,.,.,.,.,.,y,.,2021,2021
huse12rmv2,Used international remittance through nonbank in past 12 months,Use of nonbank international remittances in 2021 and 2023 is not directly comparable to use of nonbank international remittances in previous years because of changes to the question on international remittances.,1,Yes,.,.,.,.,.,.,y,y,2021,
huse12rmv2,Used international remittance through nonbank in past 12 months,Use of nonbank international remittances in 2021 and 2023 is not directly comparable to use of nonbank international remittances in previous years because of changes to the question on international remittances.,2,No,.,.,.,.,.,.,y,y,2021,
huse12bpv2,"Used nonbank money transfer service to pay monthly bills like rent, mortgage, utilities, or child care in past 12 months",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
huse12bpv2,"Used nonbank money transfer service to pay monthly bills like rent, mortgage, utilities, or child care in past 12 months",,2,No,.,.,.,.,.,.,y,.,2021,2021
hbankstatv5,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",1,Unbanked,.,.,.,.,.,.,y,.,2021,2021
hbankstatv5,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",2,Banked: Underbanked,.,.,.,.,.,.,y,.,2021,2021
hbankstatv5,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",3,Banked: Fully banked,.,.,.,.,.,.,y,.,2021,2021
hbankstattype,"Unbanked and underbanked, nonbank transactions and credit","Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",1,Unbanked,.,.,.,.,.,.,y,.,2021,2021
hbankstattype,"Unbanked and underbanked, nonbank transactions and credit","Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",2,"Banked: Underbanked, nonbank transactions only",.,.,.,.,.,.,y,.,2021,2021
hbankstattype,"Unbanked and underbanked, nonbank transactions and credit","Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",3,"Banked: Underbanked, nonbank credit only",.,.,.,.,.,.,y,.,2021,2021
hbankstattype,"Unbanked and underbanked, nonbank transactions and credit","Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",4,"Banked: Underbanked, both nonbank transactions and credit",.,.,.,.,.,.,y,.,2021,2021
hbankstattype,"Unbanked and underbanked, nonbank transactions and credit","Underbanked definition is based on the following products: nonbank transactions (check cashing, money orders, and international remittances) and nonbank credit (payday loans, rent-to-own services, pawn shop loans, refund anticipation loans, and auto title loans). The underbanked rate and fully banked rate in 2021 are not directly comparable to underbanked rates and fully banked rates in previous years because of changes to the question on international remittances.",5,Banked: Fully banked,.,.,.,.,.,.,y,.,2021,2021
hcred12bnkamt,Dollar amount of most recent personal loan or line of credit from bank,,1,"$1,000 or less",.,.,.,.,.,.,y,.,2021,2021
hcred12bnkamt,Dollar amount of most recent personal loan or line of credit from bank,,2,"More than $1,000",.,.,.,.,.,.,y,.,2021,2021
hcred12bnkamt,Dollar amount of most recent personal loan or line of credit from bank,Households that had a personal loan or line of credit from bank in past 12 months,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hcred12nbnk,Had personal loan or line of credit from company other than bank in past 12 months,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hcred12nbnk,Had personal loan or line of credit from company other than bank in past 12 months,,2,No,.,.,.,.,.,.,y,.,2021,2021
hcred12nbnkamt,Dollar amount of most recent personal loan or line of credit from company other than bank,,1,"$1,000 or less",.,.,.,.,.,.,y,.,2021,2021
hcred12nbnkamt,Dollar amount of most recent personal loan or line of credit from company other than bank,,2,"More than $1,000",.,.,.,.,.,.,y,.,2021,2021
hcred12nbnkamt,Dollar amount of most recent personal loan or line of credit from company other than bank,Households that had a personal loan or line of credit from company other than bank in past 12 months,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hbnknewv2,Length of bank account ownership,,1,Became banked between March 2020 and June 2021,.,.,.,.,.,.,y,.,2021,2021
hbnknewv2,Length of bank account ownership,,2,Banked prior to March 2020,.,.,.,.,.,.,y,.,2021,2021
hbnknewv2,Length of bank account ownership,Banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hbnktransv3,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any point in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.,1,Longer-term unbanked,.,.,.,.,.,.,y,.,2021,2021
hbnktransv3,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any point in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.,2,Recently unbanked,.,.,.,.,.,.,y,.,2021,2021
hbnktransv3,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any point in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.,3,Recently banked,.,.,.,.,.,.,y,.,2021,2021
hbnktransv3,Transitions in bank account ownership,Longer-term unbanked households did not have a bank account at the time of the survey (in June 2021) or at any point in the 12 months before (between June 2020 and June 2021). Recently unbanked households did not have a bank account at the time of the survey but did at some point in the 12 months before. Recently banked households had a bank account at the time of the survey but did not at some point in the 15 months before (between March 2020-when the Coronavirus pandemic began widely affecting the United States-and June 2021). Longer-term banked households had a bank account at the time of the survey and continually during the 15 months before.,4,Longer-term banked,.,.,.,.,.,.,y,.,2021,2021
hevent1v2,"HH event: Lost or quit job, furloughed, or reduced hours",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent1v2,"HH event: Lost or quit job, furloughed, or reduced hours",,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent2v2,HH event: Started new job,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent2v2,HH event: Started new job,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent3v2,HH event: Had significant loss of income,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent3v2,HH event: Had significant loss of income,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent4v2,HH event: Had significant increase in income,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent4v2,HH event: Had significant increase in income,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent5v2,"HH event: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent5v2,"HH event: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)",,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent1bcv2,"Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent1bcv2,"Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours",,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent1bcv2,"Event contributed to bank account closing: Lost or quit a job, furloughed, or reduced hours",Recently unbanked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hevent3bcv2,Event contributed to bank account closing: Had significant loss of income,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent3bcv2,Event contributed to bank account closing: Had significant loss of income,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent3bcv2,Event contributed to bank account closing: Had significant loss of income,Recently unbanked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hevent2bov2,Event contributed to bank account opening: Started new job,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent2bov2,Event contributed to bank account opening: Started new job,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent2bov2,Event contributed to bank account opening: Started new job,Recently banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hevent4bov2,Event contributed to bank account opening: Had significant increase in income,,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent4bov2,Event contributed to bank account opening: Had significant increase in income,,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent4bov2,Event contributed to bank account opening: Had significant increase in income,Recently banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hevent5bov2,"Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)",,1,Yes,.,.,.,.,.,.,y,.,2021,2021
hevent5bov2,"Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)",,2,No,.,.,.,.,.,.,y,.,2021,2021
hevent5bov2,"Event contributed to bank account opening: Received government benefit payment (e.g., unemployment benefits or Coronavirus stimulus payment)",Recently banked households,-1,NIU,.,.,.,.,.,.,y,.,2021,2021
hsmphonev2,Smartphone,,1,Smartphone,.,.,y,y,y,y,.,y,2013,
hsmphonev2,Smartphone,,2,Non-smartphone or no mobile phone,.,.,y,y,y,y,.,y,2013,
hcred12bnpl,"Used Buy Now, Pay Later in past 12 months",,1,Yes,.,.,.,.,.,.,.,y,2023,
hcred12bnpl,"Used Buy Now, Pay Later in past 12 months",,2,No,.,.,.,.,.,.,.,y,2023,
hcred12bnplfreq,"Frequency of use of Buy Now, Pay Later in past 12 months",,1,1 time,.,.,.,.,.,.,.,y,2023,
hcred12bnplfreq,"Frequency of use of Buy Now, Pay Later in past 12 months",,2,2 to 10 times,.,.,.,.,.,.,.,y,2023,
hcred12bnplfreq,"Frequency of use of Buy Now, Pay Later in past 12 months",,3,More than 10 times,.,.,.,.,.,.,.,y,2023,
hcred12bnplfreq,"Frequency of use of Buy Now, Pay Later in past 12 months","Households that used Buy Now, Pay Later in past 12 months",-1,NIU,.,.,.,.,.,.,.,y,2023,
hcred12bnplonl,"Use of Buy Now, Pay Later in past 12 months: Online purchase",,1,Yes,.,.,.,.,.,.,.,y,2023,
hcred12bnplonl,"Use of Buy Now, Pay Later in past 12 months: Online purchase",,2,No,.,.,.,.,.,.,.,y,2023,
hcred12bnplonl,"Use of Buy Now, Pay Later in past 12 months: Online purchase","Households that used Buy Now, Pay Later in past 12 months",-1,NIU,.,.,.,.,.,.,.,y,2023,
hcred12bnplper,"Use of Buy Now, Pay Later in past 12 months: In-person purchase",,1,Yes,.,.,.,.,.,.,.,y,2023,
hcred12bnplper,"Use of Buy Now, Pay Later in past 12 months: In-person purchase",,2,No,.,.,.,.,.,.,.,y,2023,
hcred12bnplper,"Use of Buy Now, Pay Later in past 12 months: In-person purchase","Households that used Buy Now, Pay Later in past 12 months",-1,NIU,.,.,.,.,.,.,.,y,2023,
hcred12bnpldq,"Use of Buy Now, Pay Later in past 12 months: Missed or late payment",,1,Yes,.,.,.,.,.,.,.,y,2023,
hcred12bnpldq,"Use of Buy Now, Pay Later in past 12 months: Missed or late payment",,2,No,.,.,.,.,.,.,.,y,2023,
hcred12bnpldq,"Use of Buy Now, Pay Later in past 12 months: Missed or late payment","Households that used Buy Now, Pay Later in past 12 months",-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12cryp,Owned or used crypto in past 12 months,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryp,Owned or used crypto in past 12 months,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn1,Use of crypto in past 12 months: Hold as an investment,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryprsn1,Use of crypto in past 12 months: Hold as an investment,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn1,Use of crypto in past 12 months: Hold as an investment,Households that owned or used crypto in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12cryprsn2,Use of crypto in past 12 months: Send or receive money from friends or family,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryprsn2,Use of crypto in past 12 months: Send or receive money from friends or family,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn2,Use of crypto in past 12 months: Send or receive money from friends or family,Households that owned or used crypto in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12cryprsn3,Use of crypto in past 12 months: Buy items online,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryprsn3,Use of crypto in past 12 months: Buy items online,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn3,Use of crypto in past 12 months: Buy items online,Households that owned or used crypto in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12cryprsn4,Use of crypto in past 12 months: Buy items in-person,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryprsn4,Use of crypto in past 12 months: Buy items in-person,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn4,Use of crypto in past 12 months: Buy items in-person,Households that owned or used crypto in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
huse12cryprsn5,Use of crypto in past 12 months: Some other use,,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12cryprsn5,Use of crypto in past 12 months: Some other use,,2,No,.,.,.,.,.,.,.,y,2023,
huse12cryprsn5,Use of crypto in past 12 months: Some other use,Households that owned or used crypto in past 12 months,-1,NIU,.,.,.,.,.,.,.,y,2023,
husenowppops,Use of prepaid cards and nonbank online payment services,,1,Prepaid card only,.,.,.,.,.,.,y,y,2021,
husenowppops,Use of prepaid cards and nonbank online payment services,,2,Nonbank online payment service only,.,.,.,.,.,.,y,y,2021,
husenowppops,Use of prepaid cards and nonbank online payment services,,3,Prepaid card and nonbank online payment service,.,.,.,.,.,.,y,y,2021,
husenowppops,Use of prepaid cards and nonbank online payment services,,4,Neither prepaid card nor nonbank online payment service,.,.,.,.,.,.,y,y,2021,
huse12opsrsnnum_cv2,Number of nonbank online payment service transaction types (continuous),"Transaction types include paying bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; making purchases online; and some other use.",,,.,.,.,.,.,.,.,y,2023,
huse12pprsnnum_cv2,Number of prepaid card transaction types (continuous),"Transaction types include paying bills like rent, mortgage, utilities, or child care; receiving money from work, retirement, or a government agency; building savings or keeping money in a safe place; sending or receiving money from family or friends; making purchases in person; making purchases online; and some other use.",,,.,.,.,.,.,.,.,y,2023,
huse12morsnnum_cv2,Number of nonbank money order transaction types (continuous),"Transaction types include paying bills like rent, mortgage, utilities, or child care; sending money to family or friends; making purchases; and some other use.",,,.,.,.,.,.,.,.,y,2023,
huse12mtrsnnum_cv2,Number of nonbank money transfer service transaction types (continuous),"Transaction types include paying bills like rent, mortgage, utilities, or child care; sending or receiving money from family or friends in the U.S.; sending or receiving money from family or friends outside the U.S.; and some other use.",,,.,.,.,.,.,.,.,y,2023,
huse12AFSCv3,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan. Nonbank credit product use in 2023 is not directly comparable to nonbank credit product use in previous years because of changes to the question on refund anticipation loans.",1,Yes,.,.,.,.,.,.,.,y,2023,
huse12AFSCv3,Used nonbank credit product in past 12 months,"Nonbank credit product use is based on the following: payday loan, pawn shop loan, rent-to-own service, refund anticipation loan, and auto title loan. Nonbank credit product use in 2023 is not directly comparable to nonbank credit product use in previous years because of changes to the question on refund anticipation loans.",2,No,.,.,.,.,.,.,.,y,2023,
huse12ralv2,Used refund anticipation loan in past 12 months,Use of refund anticipation loans in 2023 is not directly comparable to use of refund anticipation loans in previous years because of changes to the question on refund anticipation loans.,1,Yes,.,.,.,.,.,.,.,y,2023,
huse12ralv2,Used refund anticipation loan in past 12 months,Use of refund anticipation loans in 2023 is not directly comparable to use of refund anticipation loans in previous years because of changes to the question on refund anticipation loans.,2,No,.,.,.,.,.,.,.,y,2023,
hbankstatv6,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2023 are not directly comparable to the underbanked rate and fully banked rate in 2021 because of changes to the question on refund anticipation loans.",1,Unbanked,.,.,.,.,.,.,.,y,2023,
hbankstatv6,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2023 are not directly comparable to the underbanked rate and fully banked rate in 2021 because of changes to the question on refund anticipation loans.",2,Banked: Underbanked,.,.,.,.,.,.,.,y,2023,
hbankstatv6,Unbanked and underbanked,"Underbanked definition is based on the following nonbank transaction and credit products: check cashing, money order, international remittance, payday loan, rent-to-own service, pawn shop loan, refund anticipation loan, and auto title loan. The underbanked rate and fully banked rate in 2023 are not directly comparable to the underbanked rate and fully banked rate in 2021 because of changes to the question on refund anticipation loans.",3,Banked: Fully banked,.,.,.,.,.,.,.,y,2023,
hmobonltelstatv2,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",1,Used off-site channels only,.,.,.,.,.,y,y,y,2019,
hmobonltelstatv2,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",2,Used off-site channels and other methods,.,.,.,.,.,y,y,y,2019,
hmobonltelstatv2,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",3,Did not use off-site channels but used other methods,.,.,.,.,.,y,y,y,2019,
hmobonltelstatv2,Bank account access: Use of off-site channels and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,.,.,.,y,y,y,2019,
hmobonltelstat,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",1,Used off-site channels only,.,.,y,y,y,.,.,.,2013,2017
hmobonltelstat,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",2,Used off-site channels and other methods,.,.,y,y,y,.,.,.,2013,2017
hmobonltelstat,Bank account access: Use of off-site channels and other methods,"Off-site channels consist of mobile banking, online banking, and telephone banking.",3,Did not use off-site channels but used other methods,.,.,y,y,y,.,.,.,2013,2017
hmobonltelstat,Bank account access: Use of off-site channels and other methods,Banked households that accessed account in past 12 months,-1,NIU,.,.,y,y,y,.,.,.,2013,2017
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,1,Married couple with one or more children,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,2,Married couple with no children,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,3,Unmarried female-householder or male-householder family: Single-parent household,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,4,Unmarried female-householder or male-householder family: Other,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,5,Female-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,6,Male-householder nonfamily,y,y,y,y,y,y,y,y,2009,
hhtypev3,Household type (more detail: single-parent households),Single-parent households are family households that consist of one adult (an unmarried female or male householder) and one or more children.,7,Other,y,y,y,y,y,y,y,y,2009,
hunbnkcashonly,Cash-only unbanked,Cash-only unbanked households are unbanked households that used neither nonbank online payment services nor prepaid cards.,1,Cash-only unbanked,.,.,.,.,.,.,y,y,2021,
hunbnkcashonly,Cash-only unbanked,Cash-only unbanked households are unbanked households that used neither nonbank online payment services nor prepaid cards.,2,Not cash-only unbanked,.,.,.,.,.,.,y,y,2021,