%PDF-1.7 % 707 0 obj <> endobj 731 0 obj <>/Filter/FlateDecode/ID[<9EDB07E83C41DC468C1C190075DF754C><71DE353CC0455B4BACD890C2994CC412>]/Index[707 40]/Info 706 0 R/Length 110/Prev 317801/Root 708 0 R/Size 747/Type/XRef/W[1 2 1]>>stream hbbd``b`$ ;`gqX@u, = HL D-~ ( !$ $x0012Y ?{] endstream endobj startxref 0 %%EOF 746 0 obj <>stream hb```*Vvk20p,`eR)큆Q~K'20,xz%fT ʿ蓇׶8+Og}<;Ak~E&(Sw )28g<鈷;R_WRA(`3!kxf , qr!:%u XU e`qb@YtBD @w8ʘ(|07v``\ù]RIk<Xʘ!֠p@l ,k4 H22`/j]$RH10OkbXnA`d0>\ endstream endobj 708 0 obj <>/Metadata 89 0 R/Pages 703 0 R/StructTreeRoot 179 0 R/Type/Catalog>> endobj 709 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Thumb 77 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 710 0 obj <>stream hXmo6b莢^(EmlIi- EmHrԫcNA"#s`IfVYW N>uKxt3K:+3hX̶uitl؁\2v~XIap&aZ*?y1S17Nw'̂qX~ELB +Q 3ŋ izPNyEydS8OLd E-Xf {2A*Lgmfa1V/0 5C#5;8p c8O B UaCXFIR%iZ"^AQ$MC4>!8NU_[4MeRa9wu$LeS n3A_+9d%9f/`fjRZ]"IkI"]p KUV }+͍vX@ 'fɥq )-\ Y=%,#-{ŸQ^i77p ?*RgLpZ2[AU3t8/uA8O_>d}EɎظ+({j T!K-o9яOO~gLBU F9F!t9\pXieT#s<ɔR$*/S}&]L6oN&pRf䋕5QXWxyUQ g9z)(vq5+/ ?GJy;5*ⶓbpaHT\3Wnzv@mO>zc 'LiOB*M˪==PggYXzsl/ݨp@}=$횩%7\<P .XP_Kxke7\ w^*s<lo,0`ޣ1q!YLc6@c395.V V+ZS])o>j jٶIw j<7Ӯ`Cg2b>v|x8#iةeBK(KZԀ1rpD0@р p2Ը3B Vo[Y0԰;G<_kW}v9TH)vT -}-mK!{*fUY'aQ:]ԏYyBn'Q$ў>C'+׳(O`XNtSrRk\Kl"ȶtu0#8JUPJmµo=pA_0.a#ڜ>a  -WWtYvOlkE9}Zq}.(wH8WEc-k z7N)J!]aX*P&{[s`KG09 endstream endobj 711 0 obj <>stream H\݊@Cݹ)ޮS)ճծڰcÇmpf⳾]1˿ѱ՜=մʳ?Խv<}9_ӾK]|.i]6N-fMk׼:Cӹ}|M_.MΚXrdaYW+䚹F0o[5/K䊹Bfi0{c6d=~{=̞N& m& m& m& m& m& t+t n s`??h0́rbrbrbrbrbrbrb7EoJ 4( ){SMћ7EoJlЛooooofpϊǕ1SK.qb}jό[ 3~o0׼O l*a|l jߧ)e].; ۪FK 03A& endstream endobj 712 0 obj <>stream H\nPṟ Ad/d!B$@Cj8޾^^Q*|9)>6)Vfx!Çu}d4ݦ,6ipkᰨ꧱ʄ:4Зx!=z73y(+Kñ۱̏ܨ_:NJǰի.˥-+؆~?+~?-ޱɳ4ܗѲ3ͳٹ8Ѳ9?t86M؄6M؄6M؄6M؄6M؄6M8lNS8lЭY9l~_ʅ_ʅ_ʅ_՘څY՘S،1118<6h3،68OwV>ZV䲧>}n2_0> endstream endobj 713 0 obj <>stream H\͎@=OQEnݫ 1;q1?gtHF ~p:=ɘ@]>)aǾ>ɝۮ㭿utxilYVCmCwtt6mS|ocǶ_ˏam64K5|Cη%w]1/&ކc]bV.kdk;oesŋEJYYyżB^3w;= 9aJ{y/s=2=2m6ŏL[-2fOMxGxGxGxGxA؛7aoބ6-@g3 t8@g3 ؔ=(zPK{Q/~(QGяE?~ ooooo0~Ys^⚵goY ~ޘ;[4=I㘶>stream HVn6}Ẉ d^$JB[d/O8 %4EgΜ9Q:P.WQ~3G89aWQ֠A'.7Msn-+4267)2-eg*Nʠ7T% 8WK *6w^4}Z4[ÍKr\ozG8+tR㍆>*Gt k{ kly.jNOO!聪>ř1Trr!g[WlM!o /p).(f(q$䈁-a\) 4V/^'%}L1 3_;g3/774&m95NwY>/ڠoBV١B927&ɱB8VB s-X|QFOm[KidB~#gx;j{ gwS߂~X9s\09FHQ_ +|p1EF#k( -#Z[F&Mq\DWxnrXǿU(2@#80ۂOR%y=--XjzivR]yqVyyN?Mv AYK (AlM.sjL4uSYŮլN&lgT*Зw𗵨u6#2]2kl,s./Xb.@@iNpˤe7Hv={~U.Lancr}OP<]lBd]?H܎>mL LwFJGxD3]v=:ūD$:{„,p{^l؁)%5lAi{l=;iiUcTD!H]KE6BI@ |C_&HeMq)s xciu֔Rϝ4G fMctESDd\y!~+]1p:^/U9[ǕaB'ï^1ի n9Ad uh&4ZN46Nx"ښEfOxIA'KxA" 2Dې1G܊"M [UJJM%Qa<}[, KȏTz ZC%'t۹XzZp;Hdݶ<2i: }F?}')1G*siKqB=reVȳ3{9.du\fa|h0AL9̸ϔ+'B1K endstream endobj 715 0 obj <>stream HVn0+h%#.ڀn@NĶA̐([Jm9С̼ g'f_r;_曟0]nե{Fx{\v62áȔu2WzmqpJt#tLqf'Er6BZeha)4}^ ӸƔB[pGpj;<[QA Кy> _7S>XbAg➊ξK6*ЮEhIj , f ٩QM /t VhG)> E)Ngaq0#B6峨fqSn1G2ýt/QyyxNwh$B't \@'.0b2@bxު΁ Bתܕ-W_"HOTQd@Z9=GN<Ò!EyїXgPpRa9(Č՚FIFI'&p^"$_.u3jm8aCSWFy!ԽZ=lGX%ńh5t%)*c-}5)UMe7(v:~,Z~W1*ndIhg1.c$|Φ*ȳuDEnmͲr$Z>#ϰV UGb-H M9ƃ^=aZg0' XP4<wuNA*ddZPfD^D7Aw2=SK=&;bƛgܞVPM $6yd`5}\>stream HWrF+戭 |T|}J|(YV"IZgzv"%Lowrr[Z\]]=ѫWW){J?^oyGC_y,y-הƧg*3-ti\5dYZn Wm=.!|fj=Ju9J:TLSM_>+,*-Jʢ*1ɰ=*GK|qԧ奸^]ue*٢-n $YHZP#a`s-W|c}$cmjd_2Qv}eWf3*<[=Js*,S`vs.7>6 eZ A^Bl` ]\*SUQl-~e|&ɻkËRtM$z`{#1b S VUg!DϜJ{o^Q%([U,t)p!,J"nk،H`ձ/8 endstream endobj 717 0 obj <>stream HWnF}W#0)䢆:   ْ\7TtU8s朙aG]} p7=$yF߾KvQQqNLUPz'C*9Hf $ !UVAtd.Y@k8ЮV"5YvV$3 ?:pEŕ.|2|_a1]mSE{#!l2Æ\o=]&#'~I[24-Y-`B,# A&̲9; ܥFN }6St hG@ {oxF2Vᆰ8${x^B p'l1b;f^40Q&ӒΎpq|6D--8^t;4c  #0%rݤ wy>5<'R;;bߘ`y7~I/ͳ( 6)55w_2`I6B~[zeu~}u} 6,Jޡ9:ɹ &Ӡkr5ʫ-pc$@o(&i(ͿiE#hMҲ>Ř蚉!|Q "_}yMf;d;b7 5x\ !*T1uUdE)zbi&YOEE2mk u4W8.g@Ḍמm°.+ma@mI^S[|&a QIyo-Y nvu:ɅsNM 8[ձt+ۗdqm(/I섨MF%J&罙<RLvzχ56])K( {ڈiPu;aeӅx3^?8},P%q td+UbyOS g q 4'#nZy5Ğ8% ?k4AЗRP?Rx>Rou G.w3nxW Qμw_D1MP endstream endobj 718 0 obj <>stream H\Kk ໿b< ([ 9AШsȿe #^V+ѡAip6=JWLu8z01!8{I;N6n [ $Wn@Sڮ! 9'VP}Fl@a4^hj/^Aܸ#",ur]FWUt]GчC1}>EїK*^M,7ts JXc!dI~$c endstream endobj 719 0 obj <>stream HWMo6WQVH" ,ZtOўE8Nnlq6n}gH9vbS9ow.BqlYbR܂w'׭Q`S1U`OOEdj`hIf!ril(^iPkV -6z&c ]{Zr6` Q'Ll+Γ {RqcGZk{lQ #k.T()cUPp[%q/,&ؑӠc>4oٳ6E8₈ሡ°;t>Ӵ"%w-CԬ*Y764N2!Η;ڌp<"Q+MjB'IET]$8@/ odnR+M@W.\̡&xx{n%lXI(jY$Ю9VcϛtejsTU#qL1pg0=D:W%>p̝1F Cd:'a}(!|.Gf CРUXPPVIA"z< Iډ3]kW|ړ8C[쨞X!= ڻG|m2_Ef#Ù@RL ̈%'Xl:00Uu>ZF_4`]+7 endstream endobj 720 0 obj <>stream HWN@}ẈWf{%T.ZSC(Z@I(m3^{CPRzvw朳gdtrzMא̖3wz%cd$%-2ҁL*,Fpn*Rm Bz{eV'LArIGa"%$k|LB|Ue! 'X K Zen2h7`*)>>I] י8PM4(piWBj*dchA/w >MҪRWL7Rղj,RsJ/ͥgc&Ғ2_i(ѫboGDxv)eTY6m4ETr  ,jX Yd -d.(]2"Q8~4-TBKJh4Q ,a4:@Z3g Rf^d% ,<r>b ygD+M-2~OH=o술ﴑ4mY㢢G^ C/H$tYmdbA6xZ @N"gR״d9 RŇhx)`.)4s=vQo}%inH"eX  +; ]i5H-("3{3ֶVL%h/{]< ;' ,>stream HVKo0 WhkI%EqО6}IZ4r3'6: z/$FI&$Dif. ޅ;(!Y О7B 0R5yV@rBf2N,ᰠ%!x_"uqB,g8OQҾj9]=ơ? K\w z]U.rZ0sc { .ѧ$3NLaǴmƖthۃu]68>*nS*ŶXp?އ25uB>'5 Mއo+o:1Q*hr+5*:<`) CI_F跬#]M @pҎJl+m$Ϩ\(,{me?:lнmYS6d5C y䑝AO7֧jхƢYtiArhɥ F`8U` }i#{nv τkAStAiwa2cϋA/OĘW"hH;m%XvbiTkdž_$ѭcp!A4ԶhTr[!l|x|C5j`^Y|ڒإBc/álPq@MM kqEX(+Jp@nz!w*נk q']!6CX[[~oo\><.Mפ RLn9y>t!ڱ>2Ѷh;AB 0C endstream endobj 722 0 obj <>/Subtype/Form>>stream H  endstream endobj 723 0 obj <>stream HV]O0}ϯرV@ӦM{{JiK5ڲk'qKYa!ı97TH*B~Y {p=HKzf"uwxS16..tjLQ\ʳ)YcTQL_ m9blUM`UY r?3b\|;8ZIh92Kvq`H 9CKYWYd"H ؒV |NJjQң7Bɸ/zɹ_O`BD61oURȌ= )D^'%8_s /gBr Ҩ9PB<LH~NN╟Rkj{@(gX xS-Cl Zq8$ Fz44C6>EHvQN"Q4 ټedC|_kHYe("{jhRd3]<" Z1nR^ibc)| gm ʗJRň=hCXis mdUcN|rD0qmBS+HNE}pj/6PG&gR<+:e]#1Zm>stream HyTSwoɞc [5laQIBHADED2mtFOE.c}08׎8GNg9w߽'0 ֠Jb  2y.-;!KZ ^i"L0- @8(r;q7Ly&Qq4j|9 V)gB0iW8#8wթ8_٥ʨQQj@&A)/g>'Kt;\ ӥ$պFZUn(4T%)뫔0C&Zi8bxEB;Pӓ̹A om?W= x-[0}y)7ta>jT7@tܛ`q2ʀ&6ZLĄ?_yxg)˔zçLU*uSkSeO4?׸c. R ߁-25 S>ӣVd`rn~Y&+`;A4 A9=-tl`;~p Gp| [`L`< "A YA+Cb(R,*T2B- ꇆnQt}MA0alSx k&^>0|>_',G!"F$H:R!zFQd?r 9\A&G rQ hE]a4zBgE#H *B=0HIpp0MxJ$D1D, VĭKĻYdE"EI2EBGt4MzNr!YK ?%_&#(0J:EAiQ(()ӔWT6U@P+!~mD eԴ!hӦh/']B/ҏӿ?a0nhF!X8܌kc&5S6lIa2cKMA!E#ƒdV(kel }}Cq9 N')].uJr  wG xR^[oƜchg`>b$*~ :Eb~,m,-ݖ,Y¬*6X[ݱF=3뭷Y~dó ti zf6~`{v.Ng#{}}jc1X6fm;'_9 r:8q:˜O:ϸ8uJqnv=MmR 4 n3ܣkGݯz=[==<=GTB(/S,]6*-W:#7*e^YDY}UjAyT`#D="b{ų+ʯ:!kJ4Gmt}uC%K7YVfFY .=b?SƕƩȺy چ k5%4m7lqlioZlG+Zz͹mzy]?uuw|"űNwW&e֥ﺱ*|j5kyݭǯg^ykEklD_p߶7Dmo꿻1ml{Mś nLl<9O[$h՛BdҞ@iءG&vVǥ8nRĩ7u\ЭD-u`ֲK³8%yhYѹJº;.! zpg_XQKFAǿ=ȼ:ɹ8ʷ6˶5̵5͵6ζ7ϸ9к<Ѿ?DINU\dlvۀ܊ݖޢ)߯6DScs 2F[p(@Xr4Pm8Ww)Km endstream endobj 725 0 obj <>stream HT}TS$Hr&[rCTG1|> 0HHTaĵxX<ԊSD@萚52K;isᅹHyvvy8+QsT Fc(d^T+кzKɢFĔTtB]Eg47h"M_Z݉I!lj0+8 d/ beX>0̈Յa;0ì%űDE]}ڻ_!_Pm=ԇC l>C>h>Eo飾!ib'pNtS ؏ip@ DSi&g<bl7bS4ֽlIs0A|[G$Td{;VClB l !ѭS!#ƨ6􆢼WRd+zѕeh>i?'ZK7emfz@"8q+H#5nf9Z W7c:CBk.%ʩ|4O?ʹΰG!o%6(=LAaR뭻(<$H&AoBT@^%  pF i8 Qqɍ! S;(zՂnQx}PKC(*s^nć&egip3":@fVQ(fL;LSiţt܀Tu C~-o"88qpDtj,sO|S-a꒕ͮ wp88{ M4 fMhqEHD3?+R=vjb+ƌ'Zںd%bzb1%  0,o؜[Q7 jlOӾ: 묒vXmS*m; cX~ 7䗺r5#Wo) ;7es̵[̘ᭀx4 h̴``6r9bV#niyfxsdZyJqhjb읏?%\JAxljcz<2TC1Ο(r!00;'O/KΥ#rOͷOm ~0$mpoC-,@œ'g47,X@1xSQL_lBhU`9{:TtK)OqI[gW*C%$Qڈ3qbtZo$م^>ٚ#PqT%5Y(930`E X} IbUW\[cZ N)VAe4XJ#nTM*[ՌnTMބ39WȏMU̎I@ .5FnM}a9 GK _TVF~@ e˵t|:a,g4Jw"ysD԰`V@4egQM)ȑp23I6:턩!~7l w*IjvdWJ,%h[0qp1 yԙDh$\!MO<2O+{1=t MS"QP$`Wud/txNOZaɥ `r㽊cN:u0~v(Giv<`P] .7pv9˵;tN-qwaakՊoENw*vi4L`faMĩtbs]LVFT=JY(ma8-wD+4QCaZw_(ڶВm-K/\i14\Kc"6:Ea\u 3&P i qa w<+̑@ 9g%k_"1-]zxKDx5+L@Z9("n$ v!lXx.7O7q52M}уûrq PѶ=[6F!G$V$.EAY]W lώ6TElq4fПk@6gDU˟ݨ9u픨S^,TUb{˰C`74 ׵8Hzw8F,֪l@Ĕ% .5KҐ^x'wl0L&OC ½=IO`FZDG Sh7$nEz!H1(F-_w-LChR;4N@l@1X]PA i&*lQ>]SW}8SYލ/:c4^~| xUs9hRU}FN:.[QŃ̽l]žLZMt;_X!yQBĴNn—-͏pb+r9ysa NLt}'+_}]V[*O'I"7TޠmAFvW)Y0j,E>^S̆@ZO2!C.U&?#u06? osy1V¶~Yb |'F?65#…^>0MQֻbQꂛF!* .2 0,YСȠC2lPAE'YӈSn%$\|W~uۻ*ɒK.gd2 bb7Ѫ=8b1hWXفlEZ o͆2[񥺯U5'8##'q[Trl[Ȥ؝3;ˊGzO>ڱ糦ʳձ纪"-ۣՊ>stream H|RiXSg!$*F%^o0P]@ȢX !, $&PEPdQĥ`ᩢc39_}{XbVܵ#(zL.S iljDKR 6֧W͙pJӫ{blYS2/-t,6NM9;qΣ<Σ aΣ3R*4IEɣdRQ^ԼRJURe.4F3y** f"Zh\m\SLEGW?NߟKTT*) c+c*/R#M((.?ti)Ƌ t,XUDcϸ(D+RjL,ܨ~" p3X003#Cۈayd05i0(a4*pv`!KBQ/FRo\W%ۓ>b#@J8Ow 7}-YиpEEGߋ}O#WX.9{i2eaX(`  ӗOD*?760O(#m$w&&++E<1!.FQ~ꩩvgfCfwFc1M1 ;1K͊PӜBw1gHh)GR~i3;6HY[vfGCq-:k^*d \J)qh$89c]i_k}bdϾ}^DAcޑ"Q+z@㉕1d싀&Ҡbu#_tj oLªɧ:Mӯf9VԸ{Ĭ=aii̇SS3$bbfO+TN Q1aw.D\('Zړ: @;?Xb>4d>ܝF4@X p8$蝕Л<.j"ː>}/4s)aicw]gvc[0vB$4:"3˳no' ;H^khkQqQ oR=A1q݉n7wnF]hH` oo/||$ װ`=p"]M(zFT?=vU層h pO I~O=w=#[rsE\I:giP! )XῼkDQy Vyp+}8|GPPHOM/_/t]C|`|B0}7yUj֊ 9;*Hj ~p#a!I\$O+ o?ooP"))*:=q2-'nr}3quṃyMGVǚF&PW̌J/p= N= 猁ރ#/y_1Kꇁ`?Sb ^-C@&GC\qh/=T<%]ΦKr 󴇳 jOd3fVvu kK>ZqKpkXW^9V["_{򦢼&mt&Tl$5,0'J{8UTCpQmp{NV+jZ* iMit虜ܰlbΐSk !mF( m*>d,xR~7o_DO5^/e}q2o[^›=iU A4D*Ka ,a@# e@QhƕDQ0 bS=I9Mι{?wg8 P"aZ/:Đisi驉yAͭ49qP&>QcZ)rp$b:IhΤCI̦Meۥ7ڇ%vwMt7uu62CQ_ /b'KUir<3_9ZwUUS s%-Mpn€YDtvI4wyFQ:N͋FIx{ ļ$.%%.֒Xk5Z♣uY" k~DBd*ő#Is&jNmPhK"l ׫~" </ɂKa~r ƕ򪛮9M=X,KN~dQ퍧hWYL Y>) r..?{tmFLdX&0<=!q?L.M~"%gC1m%հa*7ئ- $ A9vyr{ ᯗ7*;] {** r1K@Fj۠e, o_SLJ['b,tMz)2ȇ,1(})TRҬ6qƖw(r ^h$wr֕j,Rrj->#/V."' lxM-imIp %^a{BJc_] ?XyV~<'*&얚5Rj4F+{OusV_yQ[&G }Ԇ3To2|Sw3pc~N=I-CՔhεl;32O \܋9-Pa+A&ɍʌ(Ca1LIYAI^BH( O%.L;Hd*ҍieVnefECa9E;X-{+h2Ӊ&VUc+p:|HFQȊp T#Vɕkko\7F3mf.iOh[[ "kii=.i\~Td264G͉Gɩ =+BHɈȼt~Z2V`Vz aɋqht#mUYLNk|{u6 E跐4p7=x1Bm&VHiPPh-#BL' MU} ~Ġav O(ğpp| {? e;w|@/搂%j =MMSa#1nP9K)P[?J˫b?:GAuj*T[RdUW(!4 BGt:0,TA‡t&|4~qؕ@Nˆ+jBd܀c?2ȗ=+)Dn(ʝP,PQDfR%#Eg418\"T{s|F/vVV\vpQs>}P|V6BaK/P"gu1O6P(VU&V2 8b&դ$V[՝_S)!Lnvn&J5 RqStʉ^(O4vɺC3X+ԎR,/*>V4u(rևiݦM5kɠzE Dy?G+ӆa-Yz~ywP~z#xu(SAV7}_Ȇ]Ώv7,2 ~~x/Uřag Jlnkk]ci6.<@"8("aaNA`.`8a@nAEV %"L$ݨ_7O>Op%ZMk2T2 b.ri9|zeȴd؅7Sr[ɶh3mL4]ރUBP͵ԂxԾ󌊣)\ų9yreLS J/BvU*ZkZחךRX}ҭP\r` r,HUEl0G2&V1{YK$\wV{j >1p5#\s`l!hI3 Sѧ$, nR߭[cs`{m._(!Zsj{~tf!9a}#A/G3.,NF6y E#5wϗSLerAR CèSD<wÝf$CЕ_j4!TlLQ)k{a B`06 x'`܆?mc nSq„:*s6\f#Zc"=VԦ>tAʑ*Ka-]A:\W~; cvν}s{j@#a5ՙ_)Y k!dB,tG !ѦX^Йnf>Koِ'Ϙ>SV/u[RX q`ަb c3Z#*!bMKMFB4LEa4.\wFbp-hJFt46M=8R* +t $p&. :MK$hh̩0\cZ[-e5T{|eB<\js xNVIA1:U_s3_% k؄ w>a>1(?U*7~`/%j1WӉH_ᑁ;"S:kt\IzHWݻ8'%T櫀~}kh jeB|<Ұ~Fu{oRr'75n!(llzuD'SIzu MK#xPWD-܀sm>#pG:[KB=#uS:[nsD|q"0VϺu]'6Оȷ#.ŬyIqa^CU:eiXKN"Rc踘}$xxD.9ё:OqkS+'.idf18KL2A™+ A %75*$Ap,e +zؚ9ZbکfQN mJLef5"I)O*MP%N "N)pEVQJ2yBs?jm%\VtQX+z5φ?6H{3.WF)8PW-8c:2(w3&bjâU~Fj:?0Mf0 "dmJT)T*q]\n̥fN3zO e4<ۋĠO_¯LJn_49#Ln+^#Jegee!q/a:x _"]BwBJLb#aҲ jwj9wU?]/d~)lBd6_!~1sa0K.Ş#wnqptJ!"3e,kQTs*TpK$":D(#5L,OMy':P8^Ʊ9BzĤ#z7Dtݘrbp*,+(#lT}7lGsa(,QUpMߡ#!UI)͖,sT.7O۫HAh!"|ܾ|E_T.գ ?aRaFf.fzǵ?ewGϘ2͹ ʬ ߿'`_`N>^=9 a>u"GsJݏhRc(؇ q7>u";`j\8TUu`Sn}˰T9\ q3m!nL5⍃oIJ8iϦ_P ,UhyNdYklnFSLOB] 2!UP:7\c`lFiyx6leXvejKL`w=b3p<0q*tDK ?N4&Ke͜Q5ƭ_,lE{*yY,z{~.cgqi_3l-:`9< o.f3x{J$Т&yԵ(v8ᾞ93$q8-WN+L k4azEc3 נ [kڪ;익^U|&ZcwK&G ?GOӚTq@$,c@23:gXkUj>üpLbNSjD$adNTҨeAPQn1C` wǐsbiSTĞ7m؄k5 yJ!;0^,I>XD H9XyTIS"6׫*쑆6bcfG f{ʞ0= îR !Q 8zGaeD!LXmhW)̖џuf. AIvGo7p>,T93ճ氿}ۜiݰ_yA+οpˠxܽ,C$'ۏ̴ܳ!71g>т=&7,-+ݰ(.Ϳ$$sι۳K؏.<$ʙ -Jm1 *.+U''2 ?4SydzDhTe_LkP-UVQ\%7¢m7K-lWTNCI̘'wڮ[r`+۾o *p88pWs@+\gHk܊Y9srNZ~c ./_PPXZ_tp_w.e` |SJvw9g̅r +pEqΜ9k5-%"?>stream HtT TaٙU``fgUc " (*, ˣD% QAI hhr4/jMr4Ŧ9OOϜ~hK_|T}Rnv8^k+6%XǢF˿ӱrN-ʘuNja'KAa9coqF8}5uj4d3KiRsSzj96lKNavJ2[L<9ʌE%b5[9 /,N : &sQ$En&!vQ`!$fdJf)#"-BJ%Tj㜒o17K F@fqHkb,جgVCHDH6d! i6xAI^RKiEd2SMJIQ PS/PDQcUԋ~L;PTEURBR-j1JݤKjH''٧ɧ[A)~^eb,L ˱%Iv@EUͪS*y#'lwo9@PQoP laQUhFk 4/9[ٹ]\7wuV~t& \3axF%gP^ Y=lC5#{-^|(B&ȃȁ}`/#GXUQVU ^Pdp۱0my+8#BvoiZQcTA(ƏQ[/̍c7^#l=j1}ᆪMk@ŗ~ (!ĝܜC a5"*ȴ$bYK%rdo_7?1oY!7,1Z;\Q{i^_TX&!>/+gDQ xJѭ6 .IN. \H(@T菂Z|Eu}#X +Ag3s% Uz+,&C%+ޚL8܀J% } js>jY Bs ʒCt>vL9d؂Yk2m* (y } 2$ co B"D 2ocNןk߳0fxF@0"P@ щGuXlc|{\ɶ/5ר`[::uar3Z18,"3~{S(ֱw7v{1x~F{Xd[*A wh4lQqH1 D*]NZѪZwu&Ms879:[$q (cgWMY=eKnuU5٬^ݼy2uaжϲAB -j<5e:o0ÇGRP z_]h^gkG-gm`w> 8nNj[d}o0e ׯ^")Edlf0sO ɗHj0l=\?a0nIr·^g|{v.T/̬k;B{y /@ݪO"[x7}.ԇCh*Rw_H}%€`.]e^W;8#d!.0J\| ?r}8/AJ 3`'@C cՒ`5!'ߑ>*4B:Cz3i'pl!KX߉dHgdxYٶAPx3 Ip19\ ;[]V|RVTé|N6ꦥ6@6]XdgSFv u6,)}@'wa6%=O`OBO3v1R>6\g5Ĥ4qH#uh)4oVJdaI 8&k+[fV5"_xcUj*z=QXza"I+m$-ekEwR¿ 8D:@nєs?Pe(4 򶎈^(6ɰ*Yr|4`d_Q /Ҟ !]y *1ˌOT 5}$VCaKRIH/(-Z|)䕘BXLN̗s $z &ωXPPzGCr}gؿŖ#&uV Dʣhaxh8 fxqLC M6Fk/n֒2xs+ ujYjj$[Mͷdݜz uat%,0_Վg "K3 AzYQIa/]bZ8k|a$$gIc+RN`9`áUTcW L]4ԌLe/N6 Ŧ9rΟ/u͚(ZCp 9X$яCiz6C;ncgv@`';OҺN+` ht/Nvxϥm %R:p.ͮȸMĔZ7w$y[#(bvG'.#D #8Ѽj.~ +]Jf162ͭ`/e4A WDFgfE_== GFnF .0[(Cy0/r_ց__36Β^v2x&:lbe lL(̟lMi=m0^nG=x5(ofgFNx;n3 # xÍ`A_quز]8Z';Za~;rfƄ{Z$|*n< %1~V,\Y{fyzPmݡ=W(Zn`I4eWKEa=w/$pй̟3ѡB.ldD.:#q$#uνrSgžte^VޛU EŇ!$9%/H{azvF斔!f86B/o/ۋ,~(V#S bJbk}2E<,iNBz; v5~ui3 d^J-e }r `Kjmiij,er4B=5l6_c!Uޜp\6+A,c` kي#7nJ{ᄏ{9Wh|.9lSH%m{ʷCd6WpwO]M(#vzGut ^k: >stream HԔ{\T03sfQB3릗-(TQLQWfh|[z{SQeZf>KGf{3}^{ \$uOn³j)iYUb NLmn[~Pg;  sϪH Ϝ4l''3g)`۔:d;B Jp(ۙ=f{} 9:-cTܬԉn{;rPśR/]+~=z\!fǦGn*JoУ5RR^'0KC hVi.424O6{T5l*=JAZc7U1@~@me j7WN!ŢPl[%M#|)[}E!n[Q$Ϣ\"3z CG-1 x~A C6&a2\B1nFVQ HJ4FP&i%3YI&)JI }T>%SQpr׃dgKf-VD_fWn|_Ȼh[XQ^ѴFW{?q⋺WYWr7/|\\ڷ44twd`I%%%!%5%OUi(g]k92SS|K[o5w:tDW[ZYܖsrZk&Y*_g[uZZbykm VCd-ժZ+m6[d9jت:|'V wQoZ ⮸GezO@Lњ;tRУfzKĊ35|Դ*n)r9-P1;ݑE/' SЗ(ꊯj;H1K0E\E<=f)z9Klž "j6F(>59.81&9=Д%#zQ*4е&!8@&(ڋ!г0*Kѱ糢c§W<[~sysy_| /<,żʋ5}O^7e /R^"KTeT?,oG^.dWJ,y|.+|_dw]^#_yo^ߖod⿱ƛ]u~%oa۸sM;8x'[lZ AT67CxpG\q} 7䏹a|i-OClag9`%7cǹ)|O 8p4?g7ܜ[ܒY/%~0giSknXwY`wY;F:EB 1nu_W/ {}_} _2۸~TQ~+GB]o [3ka :X;ko.dunzXiXN5>Y`m !64K%Rm`,)ˍeC[KK4K ˴ʶ<˵cP?9!1dBjؐdxۏ~}0|_=nѳt!:LGtҋtmv.Mh?(tYzH2]z^ F7S\Wq\IWw]EWUq܃v]=W5p\cŻkZV+ZB{ȕqe]9WUum\Wq Ìtm̰< +2 ܰ: kwKnXօa}X6acX6asb_7:X!խaקu>#u&v;4Q$ݩɺKStMӽ4CkfAtqzD1:^NГ:QO$=Nutz^gu%t^yzEU]/B}E髺X_%.7t^z]W ]7uz[蛺Vuwt=ݤf~[#}\?,",,2, *:l&lƣx [8؊46l<؅؃؇8ppGpp'ppg<y\Ep qW2^x \uMm6x>_7|9 _|=~ ?; ]GI> K$/E%I)(+ERBJJ)ORFJ9)/TREJ5y@RCjCԒRGJ=/ 4D⥩4BZJ+i-m~;`vN; nğrc_pSWܜ oǭ{n?p[Oܞ w_ƝwpW_ܝr#qq(b7bE?FEyp<$ <42QAQaNQQNrRTԨ$E8=393*ͣ21Q9qQΎ*rNTs<>yQ{ǝ*gxyz\$$$dsAEFAQT &Du\#nQfqM.img+7/}}{EPl`[DNUht5:CUۨmvj{5NSa~q+6۱wT܉pN8L܋p8u,rpV|< .ø+q1%x q\'p9x W,ó jX KdKa+Va5N`cuMY3FlT6Ȉp~8lz+];RKa`ގMskݨWSiԛQT㣑Y*3`2+d ~"?[mTZ?6sf P1>_'jjO%&obs*{DwMC~ۻ`7)}p*a85:( 9g?99jR;]~aj~~KndEW܄ 0$wKk݆ M'@1FȂ,grި#gfx:p@~}NINr{tޭk:v k㍖-SF5 DI^MHI6#[ I)]iڳN teZ5:Js;4ˡUZ2</u924L"$ 34wpK-^ͭ'^\)ё8XBHw[»[LN(Fxrgi+$44 \K&ꪹ63,ʣTA7Җѕl9ɧ}zH=#J˒GQ[t{El|@ng*(& &w( 5 9<~ANpFf^#r6#26R75ZE-:Jo!㚮ysr {hѝ. 5l,baCGu- RЌ1L[$ͭǺ]ƾ4oXˑ9 i!!2}/&ʦ}|7$O'$TwfH2FAz=PjcӺ9o.0\|v1&,W IN6*]&:MMM:M:kLSʏjӢǤ(Ru?)b9:Q 9yޏ+.8Cɹ^(0>H071 EUtR(`/+;8b̸/P (qɧ U[lIytMYMjFG8Qjdas>ņrc H=B X!}r65onZMh,y@S0]W XW+wS:t>-bnLA$@uk^(1nآ(XyQ.IRхĆ},N>TSQùtzOzMg&$|fz#$)\d0YHׂ0W(DB,M}BtVC/QL_0ZF$ 9 C#yxP$ŅJ Q03WrbO<:s؍ғ ")Ha%YbRkBN16Bޯ M"^.]*B ’l X1FtMK ݿ JeX)FC NJ4 !Mmg <d0+^oJнڳ2^Jq3 JUoV?޼较ys@w|2ԉ]Lb{/faPo03 3DcVu bj\ڜi8?} jXNj\tknenqUz/Yw=2 ?3N'=Mm za7W_u5.bZNjx6Dhc 8>™M` d S |^zuq'ƾthb4 -W˶M}p7ox`s,vm~m`G AK6NjEcrr h'ڍ_@}^>f ޓU$QGzHo`ݎTYv2 Qkƫ|݄1im<xF 0&3뷉~8;~Ղt W B$_ںS*-{PF:FuuӪijvCcbH6Gere3B*0MONE o)ǝ]l*I6q~g@ne]Nw|>9ؖ;9;:rRg@*%w?YKtb 啎GR՗񞙗:ٟk6:97L!=y2?8ĉC̡X lNg;:\rEḿ8la3q,ngpB$; 8yR7i4Í!1QhB&$f \7Sy2ȠJbЛY#vtDhF^Ik+m!k4vV)EJP葯^ U!UR\~ʋ=TVbE!xPrmzWTvߛٴϫ_uuH[p>`{pSO Nj!t0"ԢvY!]%J P&).3vMjueWh ~Sa;6jp8.N2t3@oOzw+FG>Ŀ?ŀK7P7`tpVGH.;}-\u3t:EwZVg2qxjЎ4xy ~Qc7=YVΤE/ Yއ#~ނ~,א$ݴ MnH|ЀU濌{lSs_~%ڱďN'vpBb.!@+MBRP*-+lj)kMle)ДnZ'M`AIKJH{Aj,s|ϱ3`єcAe)+U/v)ZafQZ2rꀪHr/;0; 7y4Vkf=[c$ίng,Xyx+hc]12F_aMfsgkhh9NItO/?ʹM67 62UYQ)qqUoq0TkZkָd5G~|Sp5tӝnut.F_E+uuoh14CSDu]݅ SjXsSk~ՉS=CЖFBY}{=:]m5y^O_4ZW&J S+3+@g]jX1۔lkl,mh+`M{z"[ݫf4,F{>M%}k瑽T;uy!~CM bx8yVCPi6UF yi͕E;9~ޖ cH"}ρKcJm(FHEHQ<$&j H($ 'E)u5[ٴl5&1nD*G9=4x D=B0IH!#cgi@ÏgƏ9<⎩Jd3oEԲDjJ='ʫPTh\$$~c7\~aV3@}e@'ˎAfbO|n9߈$H>ݗڌYFlóMw]cFq}~dGIV0fZªֳR5j,՗PSQT}W4.bs/LMxzT^54༗JlnGhsq>mvNUV{$ _'tFi蔗1\hJtp&1jlJ(eZk}/-b0,}`XƺUeV3c6U!yVsYrMvz1 ZfP9-]ڲ,e1Zu*1[vIޖov*\aˢŝ)OނGKNy$el|g[m֕:YP9ں'~CvU7oO6Qsf/!?R{o^;GL#852`xkScw23^Vg B:`k2\& !KuLgyV_b߅!> 6?å ȴܤ9>$s÷?v `tACB4-Qd'21  ߇ }0 u ^@_y~ǒg?77!dB L:n~]nI+r'ӏ@^ ف22~s>xJ_u3H QJ2fa*NPǽ4Z[!\Qm7ycHq6-跁?g g!\F u/sq;|Yτ=A~OaN: YCA `/ '̃8|BA!3 E"(3P 2,2TX2`$A@EHae@2*1 ׄ(2L;n>se1#\;~io6pF'd7U&{sM$ݏw|;&s_f9w1Wuf4l1Tj%9nĖlul0 [Igl{;mLw*Xn;r?fe64vjx<C 99xw?%pG(NZ+v͵KotOp }-^QQgմ(_}T9j%7u>{8ݶOD:^6Մ1ӔAL jO'Zh8i2bk[KY[d8Qi莽G&fdiv8=Ȋ;q='8Vk)OѾn8> 1gJRI|0IX\\yn׍ ' s,8 Xs+4 zȘaOIEܬ,Oz=L 2C.y:f gQlV8951^@8,\/oލƴ=s<5ɽXgBEtżs ȢњKTs~0En'˔tB vlqyRnLG{4ʇ.+_ɳ9_Xc g9Y$OW4JJ|+ofw27Վ|g ,qHf/_RiO@4sv߿}QzJ۪A8fNג^19U1i5~4Mi̔R0:)֪ݙCuWcsskōNC ޒA-ä~0Xoanr}XzifλbW<"{Kۓ3ioehA)~Y}^TS{rFBm] %߂Cf#hvog,DC֐OBZY ӶFgr,3X"єXXlWa&;`G_-;d @̂kWdJVhR6t#'jSdB" e8?'Cw溄Vsq\q_L;?hf?R?niМ+5cxcįRs|RH},ϒ xt9L0F9goH {;qp!Z.3n`t7 K2SLwsތl_ytv %!f7H>rDƣ(#)Hڑ )^I0|k*wJQ /I7#)mM } }ogX`ȀҠY ᐌpLn2hsCrFl҇8tF at ?YEX\rUo2l>#74PLM#~S? !GCٞnJ#dS'[tVO{#ʇ2<$8 g5UÉ=645p?^zOa ?sbb4=w}#[bV bOUbIK b}=RDyV0_A_6ȴFk 0rG 5Iy-6 ^z@bυ&Zgi6EHHV[Șg"jF=yb7yѺykmx:!.' V}x="3q*+9=A'hM 6wD9>|EI J=)TJީt|Gl1^i(i4uG {}?i(Ms'&Cukj~c ;{!tNЁ5|~[NXQ\FNMGl3j+ķ1>z=uN\_FR')un%Sr1;Y$j%h 0.[םHO£sk+ޮezLc snމ~boVc4BngٷuҞq5IZg*5NKx+ȘZqFua;Jvk9fI[yT1j &A֛ ?ߣ\ 6W#nɜy]>? }ka{%{y |:b>~Y @Ӷ6K:j}$꿛ξtC :~ӈ}ϐ>rּ&,q|,^]Ug~{J2LdBfDXFQ e :e0 ltM%,$ӉNol-dvmn}sﭿ(f's{sݹWgݸFo=goSrp ]A"ߩB1^aˏT-]ʚ͑|gb^l/|w]cT/g1?a7\Lf>$+<#o&vWjlGR.ԻYOR]%L \KB: 쐶cGetîwv0B5w{&vW~Y!E^E]yS/s#Nac}e"r4i$iKcv>w9wlN]J=7umn}&ڑoH:hJ>Zb=^-3G—M;Ӎ=mgso^=3-60TDKu-^'F'f-j;(~܇fqƄ%{"$Z01emVl5~@DŽ;Xo# 'ڑgFcF9K9 Cޖ: -+ΰRΐтx/Il>]yt2Gn'vkry{+I'otwws;k~so}J"؋`$olch&Kh ]\)>C0ߢGO9Rp/zƍ :7;>!9Rkt]7V} ~e]P.IY}ܫ[2Ž#2åLtn| mNɘ`)k2+|}9*lݝ r>ĴGdzɜd!V%.)^q^`sGc?rd!wJJKI0rvp*(!GfHÿ@jyC3cEL?73.ęq\58Ř!Ͳ;$WĜ+KdHf&]lmǕR8/i;~kw=E;`SI|O?K0}ʴOP~"z>?=,:d|-x Hg#P4Bp7o1[YaO&UYiE>}js^8"3 w;}Qzf|!wu7˥,FWxKqX!řRY=t򇠞r5}!o/OmF`wcz?;%R/aZMn]J 2C\ܥx RWB-+o|Ma yb8upm&ɣfc}ywFwz|wC||?/&u_ Q =#ٹN nJiܣ 98W}~ܿ'hے}Owҷ =S^S_UM1Qv|6O50x뺺(+猷ړ?b8.OSjijCkrIן0i(FO2)Kz.ϑiqYw~-c3W1r`}U';upKUEtA_mcbuPI?LTX(}RvJs[}ͻPv _A?l[2c'2X,Ηr;fI:`ޑ  t k9MFz%VJ)er̷NOFA0r\)3l`:Ma{e2) /q}*̃?-]m]a_aRUu;3ˢJnzxE@ WD}=a_fفefKA0@y]4B"$@@ %5T"%|+a{=_݀<9{=s$G(_8qPSIw9H;@S,HS,y-Zj] lXH̖Qx?⼣:$Ϳ'O^v}c?,c2& CFXϸ={IsHߕaqs]ڠ%SǦb[#a7.^Kd`'ϸTv@)!3+6a *RqNnE?sd׭𿍹gP!5˻t?NJl0\b8ǣܟO##4qʭ[܏ԻսV.<[`f!ԝ9XMTh:ܦY)q9?$ִӴ5޾;}57k|5qU\|ZpNDwݹ6gkQ]GTs^b)+d#~|J_CrGJOGuvS[ڃ Crځʪ]Iov=ݏhǴI菿[:J|JD%&QRI\/XL&8UHrzH9X)C^= # d/+G"D-F@-60qrY w[ Hc2\8Gn[Nol)QsgKw:MT,L=锻)wQMN4)ɔ%NDHR*((q2RJ SJ(Ŕ"J!e e4v7)(#)#()(C)C(|J%2CD2r+e?J?͔>ޔ^oPn|5ʍ()_ttt\OLDHҁMɢ|eJ{ʵv6֔V/Q2)-(6Ք/R2()(M)M()(_4\Er>retJJ%D R("ZTrTQRP>ʧO(>|93(RD9#$w(dzޢ:(Rr2%o)HrrҢʯ(S^/(OSP~NMEIe委픧((?l$ee# ʏ()(k)S(J%e5ee%ee9eaRb(( )ߧ,XCV0BITVXI .YN*,!I+i!*,bDIYHzR}RMH%GI*H9CH))!Ť&2KgdrӉ_PgO87|$L&qD%x2E)gd ;Qd$r*Σ<2̣O"9ܧlE2dbNTF H%.:I sFL&93I$'rn9 T`J/ A#+A >W'?73*qV~`=QVߒoל|/3)|cV|@p0yw!-JPs5J^!/ y/sY.y<ȓ 8y+e9@sa$}~+cu/M(W.PUzIE$wIܦ\}-n)ݜ"7 z\î)א9w\A.X]J.!s"r!sd;F7J%(BE9fI9FA9%QN29twrzҡM`%kj&!ΣܾTFVpr,%Kbk%-fn_D4d'u|Z|RÇUJ2;$yJ)'sHr@r?D9ʱ )(0Kdr/3Y 9W.PTL#>K}gU`2oīe㕽YLe ʱ1LC|H.29LF&!C@Em8$ Lb۶m۶m۸uέAj}Cozѓt]Bg:ёmiCkZђ4MiBcѐԧuCmjQTUBe*Q e)CiJ.I BAAa//~|+_'>-dz+<)Ox#.w-nr\*W%.r,g8)Nr(G8!rc/{.vlc+[&6c-kX*V,c)KX"c.s,f2Lc*S$&2c,c(F2 c(C c?c?3 Dрh@4  Dрh@4  Dрh@4  Dрh@4 c~l?ۏcp1?8`G endstream endobj 729 0 obj <>stream HtS TW!$~Ckf.+QEt  &lS4ZV5ۊV1*  ]3|1G ǯYN8Q=gx9οOq"T297~WSxu^kҍ유 38ogsaj]2* F..צ:ȩذLv9O>(N29}gsRf )-e"o.YUFJe[Y]*ٜ>[H"hYc:ǮSTUilWjRd* Z*hlF^cPkRor*~Njq7;B7c\*ƒ10c6fb, cK1lERmðl oĵu!C(FtIu"vҟ# d79&/牿HIj'MZ7FSW)!:# 1| oͯ1ԥPDȐftݨz(6vvy tnge++nVk7+K ݥ;6Xw;F:3y>S[x#FK6T'(s^\%T DLS߈6 }\<M"(@,@Y R \p+DV/ wV6|u8QSqkSe[7~ 2҃B !\(YH25 \O!5E ZEP?5TgTH|Շ=W)Z*+~kZ/> C:| f ͤ5MޤX_|F2LDiR2S*.KEQm1zS R=!.і$|$`{W[FmL003hzYh7UC f G$y7c&XL,9RRSr[*I^5-o[V6yo=zau:0ڗĨJS6K ڠ0̳~6abcEMt i䴧k8LH%7FY|?M9l_}vFz9D1H ?<X/л5l8/GTq9t1Q |񽏈rk{-喛9% rыoZ'DI~D_G H(㇉{XZ<{@pH}iE{iedH37%֗ǟ(k~,!ۀ 9T$P6疟d# ZtBU /⊧y :#&- WoSo~1!ZA@娕{QK}$N[rw PÔ#pHCY |޻6arjXд0pkA؞(͒S @iM^wI۹F!& SRz B,C$pK%X꩞A :J`Bc0y?_P|$kkj@1BOA'reyU {SD7y$ ĤaKwpf}x`j[񫣢1' X4~jd2po@o?sN5SU$GAjfDR`?vsuzA9esޅ4͔# ^!r˖Eڦ" Mr̓f/^Չ ;uA<'w:KsQs\aMdY Tih *. "., h@$4BK$!"4$amDofEg~T{V=\<ѥ#MFCL' F%CB_"_/]a3xUh=M{K_#SzsS19xn 6h(6=ʆ;_s;:nL5w/k1H?03pyy7zsmς@3ITh(7_' N+:\>wwn~MBMhIѱ;C6"{n@1J0@9{Z u"^0M-IkDx 8*Zpw y#{P@r+V#1LC;-dwУ%`qsc=Ԡ'Dng{olvjёm->p% PA L$VNq1WR~/b=OazǑC$%"Ф9qk9gl dozTl@ ?;5yIG`{죘X% .n]c-NC0-7}%"a$;~b ٢S{R+aT2/ɓA3{B+xpe4-I}Kҙv mP6әB\;3~2u~om)wYBG ͻ;ܕ o_`'J[DXF*NSR!"C]$0|Ώcҧ j[ކq$k1Տǂ7!k}Zh*U! iȎ a!IԏM0&A u|?a@$rGy lI( 4DA#vI B:$/zqRT4,JѐD'B,qAVIzq[uۗ;/> >HCf&ze.+N@t!6>ؕ#}h:5&uVTXЙP8KJj}FaRYm0KYQaR r)?I\1څZjPz<1GӜ\ΥelCaW9KC.ueCF0̰9cLlcll2q\P# :_1hX-H s *^)K)YI*R~I^B$VzJY QȻ%[]RY>vIt#} jHǮ$ROt9ϓ[UfcA%ͅ÷.fJKO^4"Oxndfn}H@j)zȀYsOv!`+HMVJ(IYpYE@oX3wP0Ml*_dd*i8W=i48!_C+Yx 2.8i#T=BW8d~0h5ZXs/{+Uu^ %Cew~fA$[Ӱoz"w1$Tʶ2?CB\A-dyʛiW؜s Sɡ[} z><})-_-EK3"nb#3ƏIA6c{%^aEb}) :ԸYPC ^()$: e7!o[%W&4:_+C-A6>?*l͠:?/&JRxiġ.-yl懇qg&EoZ^`B=Y{0-!.2."#12q}Tkr ai4"Xf߉HYBAX .8Fd3? @.A7^}'NXvl>-/~{k)l۪?Ҏس2xSK TGrAE\ xΰqv ; KRp0ݍ6H %n"8{vWCc?)nQ-NYLRjo&_/4(ޫBjw j]ؠbdP,s5W'encP) K a 8cO #Ǡs}{/,0bcbJ/k[?!itG"a䎉oSJԈIv sziWuOjNԟY4/mIVQ<Ӛ+,nA,Œuf:;nEK]EHV hyA;oIV[`i^Wp jdUo "(*L)|<4wa%tv 8CXzG.L7 Q\[hJۊSE: &^ 9pot](`.ll#Ű0\`\%Eeٲy-JClIgyii'J.w( 04 endstream endobj 730 0 obj <>stream H\j0E -Eqbׂ I YtfJjhl8}u}KƐImM.f&w6pMpplYk9cŻy mr4x<>f؆Gwݺ|wp nrm8zUew6w.7:WK4Cc݄XǐU\Uq\?4u̪Jd?SbN$/,dߓ{xxxxxxxxxxzzxz#~"?5xCހG=r*W_M&p ܄n7M&p]wSكe"_W+|e"_W=({PAуE={0`Ѓi4x= FOi4x= DȦ~Cs1]w ѥUe_ ; endstream endobj 1 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 1/Tabs/S/Thumb 78 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 2 0 obj <>stream HWrF}Wʄzqʖg4-("eK7 AԼsJ\.GJL,xs;qt~l/_|/>>7Gbz::8iPB׹RY`Ӌ68POPԅbﱕg ƕ_ӻ jz]OX<9>91JCA6:uQ[ N`9b|,':^HWOY#^Pix?|/'8Z-:|iş7qJ`iGwqVmQvV7,,<=AvB/Su"‰|7ϧ໣o5© mK6&:Rs('P0ZsL5Ĵ0UD A4^U> 0b+T!7R8h%Map*!~/'%wфs,yԄxO ,q7@o~K  7C` #̾ ;qEp0N\#= ?qE'注uCPW A+lWіq"P1Et}`F0Cc `ta`~hFKq&a4j3`mҪ<6cN0Z,ft \@8ws4-c:CUPoyA>jjᦑ1tMlMQC!A"o0DwY1t!LMH)\nXVn]yϳ_43S \_QdR™s&0qTFʠKdE,E(a$&M!e(6-C:úݔAm"'cF o"W tS4'>wif _=TB m:E;Ҫ^fb= z+j!Wf(s-t [yj FATd 78ÈP~+̿6ੴ ļP=O;x(#,WpnRPj+FíͰoi q핿y3"/HEh/94Q㶐bv`h[W4~PE4XKjSKt=XK?.Tp<7(Ɲg?%8@o@ga>U%<$/vOUwn\^_|q] &EL_&GpU6ňi7Ъ* aH;ףя;iU<G4d}Ag pH:\ޛUV啵j\WzzɉR><<4aD?m~"<~1kAFjڦegS&iuL&ჍAy,T琪[O,%T=ʊIZ^t޴G|㩖i#,Uw5 ts%:a<;x.@ &%:n0CݲI%AKс񺄖n2cn>b7x`ON@!h%ݎ"E1] NĦ`l sK:ܡl#/r,X6;*gaJ02|DF{1 $G'pΓh<ٷ^YBWAT.K˜|`3*G<3FpSD\D".Ryx< )eV9?,u|ⴞFmҏ\/nE]f*īf]~%\5H8CSֻucz7 Sp$p"Kڟkzb]Izb'ɧzzD?:fO]g\es`Di+{B AS@ fV S:j!6ڐWLj,+sYmB(}63հ"{.֣#jR ֩8xrqr_ߏYUQz0e0_1Dջ13Dp5э޶W%%`ݶuXC:abAėD%e-CL6@Xh [j YnGZjsɅ8T2SF# "[-D(_r!CVMuWaǫШ Ӏr ^ >x F*flr t~ X>HDZ4:,1iAWft/LXq="Y9HT*wYQc)1mg92Y#║Dab cKLȦA4(楦|VjB6X:=b|ykCܟ#x#7ȾjBiJ7c|H@z~<6v.q`GϔoÅmqŁI+c wlneWR9t ?`)aqQi F-I]3 ?دa,:z_0s[ӵ;xAKîC־OowgBV zKDĩi͢W`/vyUŠF%{:_4E@R5e$h[ ZMRO.*j65 3v^۪rv}op%o.| /&[ 2٨Qp=j918 ʈ0wky4mN[O5+d`X.JT;Ӏ˵z×7FI~n,"Jj;Iayhܨ@O.7rF~Jj^BR /.Lٲ)8W/pe`dG:+|]mZRﲤ'BjAگ&V[ЪvyU\S51^4vdR3(‚Gg.9c0,Ntzo,#+\LS74c.|(V7}:jEx]=x7 ݳ# MhGGW'xaMl |L(~FeQ8Ab`n4RObs|TT6X3D_:K'G{ HƉw#/,=>Æǘ'T>Ij 7}UB% hy=:^(#ZjqAg+N| hw2 _2N3Hm .֡c ~n#S(pz G. E6flw#ʚDD]$o&MP T1*hcpj~{cvrI, bI=`F__"[eȒwyO\/&̈NUKrgP-ik"%FV$TI`\@ ~ TWeZ Fu%KذۈQiG-qlB)aUF:('R+mg{5#G;m㇂G$\l}{3 ,3^ 9lJ^trWB;`ujeЫW}Hv*bU&7&Ħ*: zV@СDp6~vFNF#,R>Wi_!? #Ý"gVrbN4Y@WK-1~ӆezDÈz 4 :ŏz}+q8#*VR-0S.0C~CT9OPz{қUDaJRʻ; o.ف5E|gWDŽŘPqVۡR=/JYmKHDEQ׌`*\SS~#:^~WkV߻VOtл Voav.w`.> endstream endobj 3 0 obj <>stream HtTg؝Ę8p3jMҘ ;eX+hA@U~ ZƣIAVj bcbô4m}w# uAdȊEi59EɮHw#R2G!,%?$Qe\txr$-৸IOD29ؘyJsc1&\5[3ڲE!-va` l!#8YI?=)Vh2lQ%mȰ΢LV*%O &(Z:#LV@T EI1)Fdy))VAo5  ؤE_"( >6C6# En4&oUoD`b߬vQr%;9U(GiD$E' H%D&*F$)8OH'e*LZPSSoR>#!z4EXǸF'?o?87r<Ӛzzy^ RVG̛_8_;C;n`mv@ aSgI*\A_B>xj~`b AC^' VtzcAwЇXHy_% A{?j`:}Sj~&}du)OPD(bc|y‰HxX,^ PNA&dtPK0_p ?k?WK} anLH  +-@xGN-}&!J~QܦFJs= 4Yk9NS/~]zfe{p٦5 4Tm/?z?[W_6wQ[]{\gfUі mv e  e)99dO_í/xxK^#a63Wq6vnLc7UU6W`%L^|67[O*\YS= >*CuxN/lz::Ǜ:H_{v .p@\rr\\Hu'Zwyj-'>5kM9g2\_پ-;u9\T8 .r@nP {yh鸝 @|=T$Rބr_jP]O$R_koc(+z𡍎VQiOWCp5FYN75(>yR⯴z0'p&E砆z唹 ]<,s \ܲSxfd-MʶgeN<s`h_Lxw%^vV;njfkUAjwi2\n5u Tܮzm8Ľ͹>xnYOl Goɫ0њkgؿ*4ܾOUn.sɍ=u)jjkfZQ& w]*_\žgTj*nԃiA)[g܋77C'Z}, N`3J endstream endobj 4 0 obj <>stream 2018-09-24T18:19:04-04:00 2018-09-04T16:01:56-04:00 2018-09-24T18:19:04-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:b52e9529-a7eb-44a2-890d-44fa07bd5db7 uuid:5974d1e3-0faf-ab45-9e86-7db0ea6f40a0 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf uuid:e1717736-3aeb-354d-983f-1f81104293d5 xmp.did:df3ab560-199c-4213-b011-1f6737a5bc12 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:b52e9529-a7eb-44a2-890d-44fa07bd5db7 2018-09-04T16:01:56-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.1: Percentage of Banks That Offer This Loan Product to Small Businesses Adobe PDF library 15.00 ౦Ϸ 1 False False 492.000000 345.013326 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Obl Univers LT Std 55 Oblique Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Obl.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 5 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HWn7}࣓߯4w>ڊڠbҩӕ6{]4ș٣/败&ɛ뎴]3?"02<Jkxmu6]0MpxZa c]쉑`X37_]_Lv"vdՕ={T/d-IEOH%9_n~%OyȚVfߐ.;8rsoW;ݒ;8r-ǯͺǺ\-鼫OJsaW0ĕqq]JkDiF.#Q40EѫJu8HA{[w Cnwi b@x&9!>FTP6*H,[WUl*I`TD5R4b.GeG#k*¦E _[޳}Bb1/lN!TiSEVgnƜo7o!r/_|PJ 8ޣlr9? @-|*|S Pj;"~88_ln5~~x;>V=>stream hޜUmo0+Bq,MBac/+h/ڈ4nv &^\.JDHD4!"&Ҕ@p"RP!;N3b^ ZVFjU0}(=7ԕ՗wts6b0|zQTKհjn?)tc+ }WM5awɭ dwc e])er jn$v%;qIk#}$lđsV>ʾWNV;; 'iw9#䣠9jZpzHQ+}q:?G mq;PҾ[`#\mA>u{Y0l!ܵ= *sǻ1rOZߞBlڳރ>lrU4 *+c`eʼ!%LA*؀7x4+0 HlWr`_7NG #L)'E8 Vt6;v] 2WpQ/#N,|X-KE,̨5&5ٮY۶_D_W}"~q=?p!HV߄njF?hD:Z붍[VϷ:ȅ4`+'=-Lu endstream endobj 7 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 2/Tabs/S/Thumb 79 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>stream HWn}W#0ӷP`"wC,h)R_t ZN<ԩSU_FKqbazv[wϣ|_O.O89yTFSض؊R ]ӉәJ.GJB?B7gʈtb< >Vt Mx+' YK[%(i+>ȉ6~0Í . ?6a-^?;eiNNNA0rbgb4hBCg/UY|}F'鏧}'1>C, kCW iVtYJ1JTSk[!$U }7ύTNjDrSޭ$Okx[q,W[#Md3|opD7qah6- 9qhνT% /`_7ԝF#Rcx-< W.9AL&[-"m+#orOae,RYSʛ3Gz4h>*˲J9bְ̑ĺagH@jZdp-sRx'\r 88v{k@=GT$aQP&!tkRQf U1N<w.s-"RQf7Z/uHN//|׳J| Y(@ÂnB2 /?]Yv yЙ\'euH4 2?(JNsOCjf!Ew` N K0DV| }-%њ<ŕE'ڜ\T=EM Z@ %)Ϯp[V2I5JX XE!@V8.f~/ D 2P2Ff˼h0R*1.61[=5lA =ȥ (zxyhphu K4ʸΐl! # :CX*/4h6 Pn0&5v9D Z VI]/z:K75w)CF4ӓ,bGK؛w.ԠBkCt[ϏKmӵpB0?o '.d@K(㏒z:h4*B1dJgf?{.L MսE4Y<&fIVMVlDZ?Kf{m1bRwZZ&=eMwu8p`SdÓ;&G|x(y<t 6uH\U~&V0HNP3m_UnhNU<ǫwb9rX/x Atz$~ ;a@˫^?ܼ^3g [: R1YDJBmr6P"s37"}u&;'tu+0Q6+^UۧV"n̓k8f^RM7=yM9"b$.$FZ'OKqz;'OiW2-X܎HY ?Z>M ԯ]@GQ ZTBAGSUFcNo/$N>ɽ‰ڱ{˯ײІ=ʳ/3'h螹T3s<쀫Faߡ21EMՈJꨅ 2qvi݅<\aPZ, >i:耷f 7Skbg *gBXPM3olpp5jyR?J.Cn֭`|^Cp[6oHoo :^%AY5*'qpzSnEk;*K!>TL*KbSkƐȋld If9 ]drjCW|SXD -CZ$Ԣa1T S(0ҽ&D`Q24j8ite5aZz-[聸uAmN?E$o(4|q]0Iɚa-Oثm$Gi P7]S&X)tHiyFP"QUdE,&aMJ[b3 f`%N܄˾oBb0]Lr>E7+K餇u-&˦!Oi`%[P; >I(=X2ؙ႒ȘĪS䰭޳O8lTl1<K@{A҇Yjv?t3#ozCR;.BNq∦xZU7r+X6CK;c%m"iu|>=˕Krn -v]H&~,&HQ+43;iLRһA& rp3_O| RЄ9݁lGdQT_5T:7@UtA NaGh45*IPކ4`H}#bnk`f~1M]]٦ Sfr dQ\Cu/3ڻn]fFn;#zj_jSq< ٞ-s>鲒XUX[s[9X!s̳֖guGT/n Hx-Ϸ";B˻H@vxjTf\чi`l6X΢]RpWڲu8Sֿ"e tEo-8-[LoAE4Ë|$UFL q=94-Ϯ-) JTKAI)1}gm,G88'U+kٝ4T e)x46XYC)ިUl_ !iL;Y3/;Oh?6- z6"vu&~ wpW s=\6E(کP6d.-y+ ތP*gDra^K{#gߛe40=h\RlLڄT;$yf\e 4;ȾPI2*%˰b)1*kEW43ғv0ѵd|uA:=V]I,2s+CqNXjgax>aY6|DUMu.2P&.:Q/;k*Bvj4'1N Ic sO.H_X'4L6 wAߺti Ч 3,͟#IT~f! ɯ<;MC I÷[U Y.U(r*dp<|tNZ|ǣZڅ 'O-˅q&1{n1ʥNi`MϩiO|d=/i_U= XC.N/K&O^&b+JAT:Mo xR"Ԉ]t喽W[lDʪÿwH@Jx>n֌ ZE 9鶤-t`3:`Wz[YSwT'ڷa.\g@oQ9ߘЕrVڠ5^YRKZ*ו& ?3ŸLx%[/Q!ɂ=F4/=8䷜ O(p+vZZ˰3,(1jٻŔѰO )}~<x?ӕV伶gysq7f &(c]!KM ^aZ4&yQHa#">I;DP $?R[P0jug8 mQf&*)>[&cǐKXE0;ܙʠ-|ݚ%tS~/e)UMG笮#a;4>Ih=*a1Wo6WW Fm 9Rgի˯`dNXiX>ŃSʁCi]Q?c}AңR\֍gY6 cc"]r\yU 86 #" OA µfBгMvÚ8\ KUyo<6[[Z6܊SiLO;X\V}tmmWOͻ?Y+5QɷPb uԊŖ (XRȨ)8 [SEAF|\Z55t]Wu-td| WA$~قOC]f-,җPT0a}%}P2fQFs"!X`M/\k]aՙK.nXth0Y5_%{l I#kTJ;ѫ VF +H NOBh/UP9S{G#c^&J/A /3;idxXwZNj(r`bI fX *"r5]EsO)xbp6V;>ل|v6r`Sk- {mT6@f_i,@^i6~!"IA[9-ۉܤt}48}heݛWMAKB]9H9X{xB`Xgyw̒,ʀ)[,lzu,ygg"7 n(KS yu^n~F5mo1#NV >stream Hj`C( endstream endobj 10 0 obj <>stream HV{PT@؅As+屄-WQ,J.E6V6&bҦhmbRkmf2LmLɘv911=ss"H A:G9}sWhҹ]WwLڶܕ9(\n*_=ڂVڷk9>V`C:ʠO1E;#ʘ3FѨtӘ7bu $ K 2<D FHApR b@vv<0tXJW"T51,88tkubsݡ`KfI+)Xt/+RD[p,%J1eHmAyw~$+ugeڒMF1'+"R94,M1\pE6o܌ܴ̌\y}cʝS>u>=&6VΖOL &ବ[j_hjŐnf&Ӭ =#3r9\# %~GddAzbvǠP8e mPYq kΑw.Kgy:wgfdرح4m|뇋ӓ3 +J.qY=lNN<* ̘5ce331=5ςW_^ݠ4-$$餶 p/c+ w@ʅ-: E8s^ )9Ņ: Gޖ*6] zBl ůgvWA3ZcYҗHyY"Rjq#H  wmm65%JTt)҆5k܁PS$ KH(JPU([CјQ$ @IIfCB!bJ: h4܊zlh!eGe*to-{'d F'fitbQE$@/c h \3Slc v ͽs&_ |^a8 X}^49^_{Fwa4oti tB9VL(qK)GGAS$MT.Ԏ/xy*w3SjP`34cmkmkōyHfuo+-h=QEDTX?.1.;Gumn;ደ vvBNfw#pg5e|v JieB\Z uoO 4< .GQ*'zyƇe;*_tf{HI1V}~JVѧ[o]u5`d@w PTǿ{ιwЀ:uFXC yITd!Uj5%IRKZTt,4i͘ItSLۙ:&t|{w];;|}YYb:QRz;˝noyxHr1K ѐRUy%ޠx7avPJJ/ϒ<Κtԝd+ ĚyrAe-K8̨,б6:< gbp묌7q?\(lojA ⚠ܛW\YִyaVm`G6xON5꺒x{JL誾bh!x1 YѺOJJB}%*VZ&R)+^YjQqȠTP U4R:w\Q8l]V\ǠX.){3mw͑h2ZT3(̢>fKI4,GQ[oH Mp8M4xPAh+riw!\m hFЯBuE-,AA9 qRM4z11(mDB9ipKHsV*%vۦ>CN4/hoB]4A[ACr&M^pn[ӂ'QhQ{FѴa$u+jN̝f$3*c%ifUjV,rʒ f< hnFd86.Z8;Ŭ%7epIpl ERsS:q}}^ )2D tԀ~:FlCcfMV6W|cwnKp#ej:=wn>6?\wH9V uE"W,Q@y$:2G;A#x ԫթb2ALX gB~,5`%9 ODb'b&V4_wTzw`{(c\VSXb.G9M@J~_å$KcED(וC_IE|//*o+}KGCP* oC6Ŗ^|0 8^qߡm#hn*GS +A`@P+"bEq]E;?0`]U7h3\@|e2%WRu|h*YC?3<8AEp* -qgln%iM 9<48O뮯SW٠o8ڱvx~QS.Lae ؛BG ~X4Qd6qFD~LP*j# Ժ]Ukd&d 6A?t_aCGXaCd0MUZCS u\X9[Ÿ+1iboQu r*Wl`KB>vH !O8k籁uvgy,N3MzJ?7 `\J.ݼ6Vj/-eml,F%N>mZ֟Pߦ{8^Sq}9JȔca?|bVlQ{:x#Pg]7آY΁4wrIςxU`k>L0AzyU 9{}/sn-X<*x{Y.AcVr:C u;'fU2rp%;v8q˾gs/&wӾk}*ƧGidCV4z],[?ʓn|1h^/kw)iur`+2nt_3nvDSz#=:}e 񽑦0)=(ŹHǻ~١_ +<'c8!'^9U1͎e\߀&&[QT tb0[ş#Cƙ).c6g?Po7|K|Iԥ:^%̃~޻@! ;PHQ@@!e (”M(m))a"K!L °(e̔Ad)a yad?~s޻sϲtr9f { V٫ݲFYm%ebh츥4[,ki[^V Zo I9_=C(g ;"Sl{N SN> &nrٟseqg2](Caڝ~&?zflx).,tqޗ,bĦW@Htd|P?ŶHX `BnޛI{K; Џdtъvz#Oԏo#y#8)6~4Vh~G#wd5'gd`5/li00 Sf3/ˤ:Lim7֓ a<0y#{o]\')m=-Mװ323)d0r{Bw}ntp'?tHg7'no 6ni1ƾvM- | r L>=>f_J/{56PҖ8y%  w P}/&3OK咦3?^ǝ+pRSv$j:#Y};PJs|6~GA>Ԇ)ض0*y<絍Z6E1󶬾d d}js-?%1_CN1m'4SYBm7ȴ2>,Uʹ|B8;+E<:lͰ`u2J]*ew,Ǯ V;Iq(g HʻRkLޤqVS_~r&4кIDJ#p 'v`=y)+λ7o339#y5[Es~P-%7 k*;YA`RY'\GΥz=DsVs$s>:UEib{TѾҵ92? &sFXI[EKOMj8%SbZv"u-:(7{I}tR muݻ.A[P 6׶gO56;oI(n[S&[ oMЗ:'ԣ^7[ckO|$:Wk!?1 )K-equ0H祐:Zo!#4=󌟖&[%XW[ )WX:Zk}La:W1)y"xT5h|`S^OyZψe7 Bok1JZg,5N}xȐZqFeUa΅!u)4Wɾ2`W&U ތPBQXJyU> ?Xٴ.ְܲ߰԰糲1yr=iȇv4Ӻ <󦍏OSlz*5`ifɢ*m;u>#ʙcOkӃ{RRNK0egUy~7 gTg{ԟ{vvvOͥXss JG.u=WIAeC\UҷJQ>:K1:_] o1M3ԻX^*BJ7Ti?dҼ?2B-d{ mBq.!:H!"^}J=-s`Z"4"w%-,{ꕘ2!~CgUɱxRZm79 豓{Y:zi'e ,i}lsǦy[DM8_%gW#Ro++|#/,SSi N 3{ u5*dIn⸔rGH)5LY/R}$_d>6[.."=۱û0ɻo\1ɰ(9<\8\?_C}cs^o609ڗ0MUy91ihf_Qz'#OKu.H eqrIǢoiƝ9Pa--)~&oȀbxXoKs zKA949-TAR{]a%XMԅz,3UO*O(lXY`m(f`/Q}A$k+}ֳi>!C%Lo!~ [_fCb dE﵇N [1;>.!GS Y rYԷ_OO׭,?e\Uu{}P Yb0`+Z$i$% YJM([JC%F` ֒q[ mLQk*.* F ̈~2/!87ι9aFj]IQ,y>jĜ#~lG*d ITɚsr9J=6"Ξn {ݑ3%O~XzSA'lJ|1Pua̷e>qA!"b:yA$2mb=b sc|8Ռ ϛ,t{k"}NDIsh9ڗ7d wC-c3/o4#m3ùf5#y19R>.s5,'/ռ(Yİ9akܹȷܴǭ;#;ܯ<Ƴ~1at2W>V9`#8 <۟ =`'-hJyŹp"1$bb |Ef53*R|u s'1~;08c}b]8ACfW/`)>=7g;y+:mI3T2@6# k4vPeƞ$l Aem4Q-eHLǺQ:Ϛn m#oŠ栯ey![1 6rJtR -׈ ӪW$%Q@q>IIãR- l31*W&֋ ܟ "#u\_r b7B!$xjx+{WoBʴoQ;u/S>ꯋwVuopˠ[zY~Ch_%{t[ӺC J` P<_uKMsex4SI~sޯp1;K~5a0J;n_X2\g !3oJ KC+B3t[^u{6rn~ΫIJa&F]-okrbm}Z`C!u5⟎?RHy07ޒ;-q.=9Wo,ɳֳ挜<#h(^PƺK}YIu3Sd+hl78D1Fj%ծcTg9*^?g]tt2hP?dάE dn{mFT(*Mm㛅[{ELl#S%_\7T`܀bYUv}zט>g>eҳܵ8p7p<M9<鮇Y꜑cy"13~;Ju@ZYe A%HNB`s+TYtJV߾+Կeb$^/ FOo68@xػSv{dz8UU52Mm>뼻S;77BjQBn$0rp-^Y4kzGv e{̜* SwFse[)8%Ym`FMrBW$.$&0WlA{8)}=!.ySM7o%ͪU#WKOojtuJ^P͝!^}}ǽ7e;ytWcXITz@B7^z.&/=˹8|$t8紎sǽ,ozbKr rnwݢ1ybrӺc7:g5Q] A&B_|ƄtR ۸^QQ]{eD.슽;ر^PLbLTkbL&1{Œ7~Ak}p`kf>y%Iw_ד]oտIOv }B|%#$,גW`y7W\7ϾŒ%&%33!fϐ9O8@/y$kfz8Ҍ{o~Afɸ'<~Vz'5Jxq Eޅ0֌5^{9U2CfHficfM53+3|VL5hęVYd&ٌ\<8I!3Eΐ o'PL3^ol{N3J|&\z{>^>qE\gow{x?a7b V,S]TDdn x~WfK6UoӳMSK\iL᫼[LR&R&PR()(c)c()(#)#()(C)C(()()(})}()(ɔ$J"';%ҍҕOBLDH@iOiGiKiCiM4444Rb()( ) ()(u)є:ڔ(J-JMJ JuJ5JUJJeJ%JEJJyJ9JYJJiJ$$8(0%RRN1(aPJ^J%DM 8(vJ.JFQ|)V%'%śEQ) 5EqR((/)/()(O)O()()()(w)w()(7)7()(W)W()()()(g)g()(')'()(G)G()()()({){()(;);()([)[()()()(k)k()SIYI)(S~,,,J3e'Bʏ( ()(s)s()S|K5+,ʗ/(3)SfPSQR>|J1#ʇɔ(SX{kbQ=G(ڣX{kbQ=G(ڣX{kLaQ?G(bQ?G(bQ?G(bQ?G(bQ=G(ŶvێbQl;mGn֬jҙuCDVU0`h,0 ҡ#uh`0 cr# cK?/G' $ Q+Q;t@Q'#hm@ h ̀@ FF@CXCbtH. Zmj\MP;Uq PT*@9R(e@)+ ŀ@0.D΂@ ?@^ My LĤc2ذa>X dy <-LHgraҀWX{ 9 xOtP+cX=.pk[ װ*FW0%"pks< N$F':w[1(pCAar/ –Ln[-f܄F`k뀵\VaVu`-ցˀ߁߀`1+gܲ k |`0f- 5K `&>-3XL>>>Ώ1|L>Ўn#A0I;Dh-XhGEx`Ź1h!#p`0 `vt ez\2w=H]x xg;xv@[6xָ%hZh{_?M}bK XۥF5`ɂڞ" ::6jj`T] UѨTֶJNPQ:*`qk𨵯qZ8,9$~Z8 /'{en[|Nvk/c5jM2r&FIԛ z:ZA&8Mۤ@Ӗ^1"QP0-}*[(d0 2E:F,8ŽPy=wOuzm|84GY?|wvU`uZnN1XÆij.l6k3c+lM gֲ{^JV`9a)`1-~ 㲍q9aFe6c^c16fۘ*tBMSa5 +kXag6çÞ:㦨r5,W5ќslO[5 PP0d3$C"$2CWǴu/q5'y=S v8Uƚejj$8=L 7R5,U݃@OT_w*6T@||U\V٬pTwӧfUxy-ݞnG ;'ќҡ<<ќIQ_obK4)K bK={R4RNI9SדҤWsKr=v/-[]|d%z'#YI,'&6[M8ݖh$MMœزז`$MMI`%z=6aU;kUXey=f-E2E43YbO!Ɇ\tH-yU~嫎z"=#270/EjύhJd~aYzܢKdz++HF^AdcF/R'SÎQ:J,aS.~8P]~AǚiL_rU?т5,T LT1QI `Ƣ c0bFbcbJ10%臾(F Q> |r9Ft]^tBGdÃvw-. 7Z %Z4G34 7 nBc4BC܈#CD}!)p Pu;lHDaEE,AmBLhZ&o?~og\O?<{|o W_s|O >G83}Ƶ೾7kK/>stream H\j0 ~ CqAO!PrZ[ l琷&AO>ח|}`Lyrc"{R8o&*-p3 c6'Z*}c쩇׹قnp@JP@UNn]Di #!068ȆzTe!UA*U)$O_߆}9]\ٽ/|,yr%'|)B-G=o endstream endobj 12 0 obj <>stream 2018-09-25T14:56:59-04:00 2018-09-04T16:07:50-04:00 2018-09-25T14:56:59-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:69fa6997-4ba3-4547-9496-6a480dd4524e uuid:7256de9a-f702-e94e-bf5f-318787ab16b7 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf uuid:7713d5e7-dbe9-6545-a011-19b028335297 xmp.did:38aa8db4-979d-405a-a0d0-72aab2f8630c uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:69fa6997-4ba3-4547-9496-6a480dd4524e 2018-09-04T16:07:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.2 Percentage of Banks That Cite This as the Purpose for Which Their Number One Loan Product to Small Businesses Was Used Adobe PDF library 15.00 ౦Ϸ 1 True False 321.000000 174.013326 Points Calibri Calibri Regular Open Type Version 5.62 False Calibri.ttf UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf Cyan Magenta Yellow Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 13 0 obj <>stream H\j0 ~ CqAO!PrZ[ l琷&AO>ח|}`Lyrc"{R8o&*-p3 c6'Z*}c쩇׹قnp@JP@UNn]Di #!068ȆzTe!UA*U)$O_߆}9]\ٽ/|,yr%'|)B-G=o endstream endobj 14 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Subtype/Form>>stream HWQ7 ~_Ǵǒ,Ɇ ٻ+Z(ЇRpBRH!_OeB.ǵ,XYI־ޖth|ߛW?`鯇 iϵĤN\zʉf7No>n'j-$d&2εR5AaM%kwV4FҔn?obD%ޥ~L^۴t +8Lw6!dJ>B$7! !fg|)6&uv >J% Rri:JnYp,s89rK=Jg;D=Pgw^츇y&a1T9NZ[pnkqTF-6G4x/=5Jby;21L40Oj$5J=ܳpx>TzK >ʹoGڷh0ݎh.( £G OlBNĊ;:Yl1$U1$jSѽh~aAvV@` !Wb0|\P~ ~Ԃ60S-#nH݇ ־۽ae8NmyX9m(fbu^ᅲC0J 'CɆ*Rإg$(r:iX{X* {y'"`FAɈ+?Ph֬ )|YQPru&dEj>ܑ:<"=n5I*:BDxow~qL@)иnACRҲ/p1bc@ʙT P܅q8='C$~Z`DuG|ByJ\#)w*գ}3.CW [9Nr)ZL)Bէ\At\o ^ Vע>/Properties<>/XObject<>>>/Subtype/Form>>stream H@0E)_b!!$fA,~A9w8i[@#"@ű`(#8a{KbJ;ÞR^~F endstream endobj 16 0 obj <>stream hތTmo0+تbvbBP҆M.q!ZH"LI(m"c{;_p#8! K8Ɖχ#~sC⇈k 8pv!>X$[_c/Z'nK"U[p@L\K?D eqK8 0:3E8`kiCMRFOU_ɛN.+W*,rAnyr7ljCr5+]1:6]uuQW e['5Q#ޓB9)va_BqJ"Xgh<Ȃ6ݥ9avo@,"P)\p_.;D-AZ?"otL)˴T43-Ze}l]Q8q R=N'ثn9t7SU34ˋ*2L4DmE*% xK McMnF%K۰!u<oYdV?$'Y7+0ѥo&Q]{}Ku/kýYΑ,?<Lٔ Ů#Onڅ1s7,̅LJ\^D6Vh c4Zs,}8۪Os4ku{|R3C2 endstream endobj 17 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 3/Tabs/S/Thumb 80 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 18 0 obj <>stream HWnH}WXJp{E&VX,Y%-ǒx~Mv,fyh^O:uhi!VBOOn v9}4=zX/իob~|\o߈h>[D!\7bkVBH1I/ qPujv;d+s'EGxX?of?֯NONTQCAE62:.e^Xvv+dr)D܊ lbj|^x^!h~&pMhwkb&e߃Gw\7/Ed_?)4Y?@o«Fӈxb n4[ ,%dQ*M&2Rr.߅s*RJdJrjgq՘%*+u&%߇.!ҿs)ħ}!nsxNg~Ki p?/IV2b`u`ƕ#/3ŁeH!S̋@\GљּH2;K.R +K'JO |?c 縞Skq9jdYQ*nlx$!t(LV\3(mF$aaτ]^x>WFQ7πC\⑊EG2{(es&\Bg$F2i:#3Q3Ehg$ZHG*S0WOݩr/dJgXg+mfZ h70 Ƀf.(sA匰~r3p?G<њ>GIt*ͻ"9"΢Ҹ`Q 3;k) #p':A)bM7B>P!LW!U (F*dEcEK]bLhsyFeX!"%x|HZQ۶@Br`|VK+0kPlf=5$pP O^-+[5UHKU$G _vO;.a72Xh(V>jX^,VOAa_N|:qThmi-l@YVH)M';eo\G ,[R4ݍ­{Imfs̡l9)><<iϱy4Uqt`Xԧ|*/;( }Y4T~t}fkZu:v/Bo,0ѱOq_G XȊjU gT M]aO-YY*~\,{K..xOPM\B!c ,}1 ֵ\PI:"IH0Ac,Xz  kzw`N,V,4{"odA/{4^n tiD --_l% m9aj!) l͆:Bl\L{r|^ ը=%q~E.X.y@z9޶PNAZG Ԡ`o{ȸݵ$wB@ql"'x0] # Ei)Er++?m+ż!^ʫ]M#1E=K 8 k|gDˎ5:D7qhԇdӡRSe"9Q,JRoO-nD3\'| 6D~ 8Wz-k$_I2g{UzX4.FyVlS/|n 4\P:a$(?u7uk3QZlm{|uY6nc}&k.ydθj9Բ?x2?qa+[< Uz !mr?Sub7M = ̓@)#pvҩ#mydO/MOn5`n@qR2{i5T7IjnHl#;4bЏ-DH;z`<Fo6e@$!*/f#̆'4ajJUUnJ9leϭu$޸oRAՐ| amB->R a3f*Cos5 %C5QN~BD@t灭ޤ^FDyӻZyVz}M0ޡCk@9A1 WCv!C ׭͉*ց 1f.yPZ%',Ch]6ǛFXlMBFV[4g`VʪMMqҁeD.%hxˈ{2FHq՘1.6\o-ɇ+LlGVW[ՙ"ܖ)EnUymFFLhqn);n' jJi>c+)sttGqNO? +J72q#%mHM߫ Bg Zj zkY\&w;S"ׯDC,i8VŖ>3 ,wYu<&m!ْ 6eH!vR̮ϰՖ~,-,5<,]aΦ|IKϲ0aU.˃ttu0gCK<ƮznK!0ع$vVt7q678ͱtfiDm(.$Cf"13F+? t6+&_׊>MMWDt&Ony jq,&nz<hY3ؒZiCHm+ٱZ}8W_ZN>r`cxJn.tp]]97ڹ0si\?˃h$ {(UC9 UF~mueLsX,1X8>㟏Ci)Ζ(DBaN>5#1X{ҕ= eW`]+cCy0_hhdBC0)ڋ-|ڐzD]5!I⦶E3/B{@hVW(Y²Τ;Ħ58:Ŵڰ&BN\Ʈ& `G=v-;ĀpQ퐭N\o2<"w;4+P}J]I4u2DLL-wxaF, YKxf&3VEԃߣ:q 6JEg4xU.>k"6ZgtYYm>BN7߾ Ke=YYJ5]$x30J.$y7AESQ%?|/&~ND";BAtCa6KagWZ̸`[O6S:p0ya 9c},1#e3ݖXQ-59\c73[oo޿Dk+eғ?tEQrU6U~V`dEݵHiS<`rRJ-:x^W 2y!,o˃cR USel[q MD2n+>2nf7`i vtg2PuzVL$/*=]p H,ݙ޷9fz w%  do㝝=_D}I 7ި*(%! nirk Ȅ/E .^,X|ڀɕs;m6!'A% B >ؗ u-m5l_L4lտCx{Fʺ)<Df eCnIDv|/} ˴c?}FAߣL,[T}mrNZDd:@&AyۤihG}?dJ)2^r'wA:8M6 gW诙ߡD'_2Be8͙cp#IMɞD5,(7># < .`Lڍ(=g`!JHB} .y蛢+A2 &pFc\Tu;ROv*Z`/0矪6ݕ: 9?9ʍ;tB ]$cp9I&1Ԁt6.()CpxxA ֮6Jc*D6y;&W.\ 0 aҫl+"y.D@@`˲D^Z+qүH^f$MȎ!=, oEiO%x*{A^ cYX~Ȝ̰}!8γ-,%!1knxgj$b'O@Bm|xJse[kuI;dGkHrLVZ׃V*2g)EGnCVPa.S)\m:4P]zwI` (HUf*"-ĔL" )3rn'O@o8vBX wae|Z3F{=bnJIV35P\Vu~iY:Y w~'Z.!tK39tXշTzͦpj, Ѽ/lDrcQwC#ۼC1W2JЗWRB`ˮx59(i^aV:zc?)i  `m !Gz[8osK?@EͪDgm-s$,{u+9삽c4exY\,:bZ1YgRG#NQ}W+8O2?!L5pCW2!{ș$>6\ROx ;k-n[A1 Pf"߉hC1r;$ҡf{%v<+y=޻;8M#=H[+6-hBאC @Ty$_ΙtM zauBp&{4Z]ѲbbKY$''͹9"!.J*9JjwaҞΨE7"9 oC !->̀%f()|G` /$E&܅Sp봻*-&ÔRfF j&VF1+ GD\KJ J6[wmڵ>,Z1N0OL i0$,/~Npsh{G&U4:X)-5 #@f41ET2KagZ> mI'0ʔ_rį r$6!@1w#shXS* t?I{yp^xI4í,ߢ܇R,csD-Dۜ-xkQ?ջ8+Dʰ Jo'lTAz)V8'TVxF1\Zρas۞A*oR1c:2U}Mq͉)qXFldEGq6HvPmWj#}aqx5˚?H Y0)>W7X$m6/ÆU)3Yڗpm׌ǠĨe ¡*ε4[[UB9PJ3 ~ewO˾C)z.Xg1`#QՓGyDW #g?Z@f`j6 yjp9p"[lpbG7٣'+4sVWg3?7Y 0; endstream endobj 19 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 4/Tabs/S/Thumb 81 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 20 0 obj <>stream HWrF}ẈPes.|SvdSb[)"%9鈔}2 H&,%/`zzN>hùף_7ųٶ^n+~ʬ`l#ʭګƾ~Bɲ4(b8յ'ԸմܳభP<Ւv c9hM9udػǰU ¡  Yƌ'2!p%z4P3QG*Vг`i2%F"b'!Q1wT< 5mMA33} Z: x8Q`p^ 0hT&/nT8T]S1jLM;4f^aw+c9W֕w&P|ԺJ> %bHc13JsHus'7Rm;{&!abOoLZԮ3#ԧeM?w5m rYQvͮT:NS.lФ9k sg3~ܝ\gK 57CcId5G\pdtBk&4f`j&}IgZm*Oqtzx&{n~b%,ϊ<>.9'j XHi9g3]!@1G9xܻ9vۄ7s(tY Fpc jJ1??KN juG}k5JBԵ4 N/ҫemX$ޚNzi;<M} GQ$ON5ҙKHp;1*&"GsV=l._ ɞ+y;[xauRY &ZVFE rMWǰ1r4r?ila4 twl7viw }ΆVpA=^wg =dȡ-#F|O/ b.R+c)BQW:,y,+RuLop.BKCtwS?aPh>#39?)Iԉ2DϱyR5hbަf+:5(/oZ7b NmUDb0c]1 [(GV o>0WE [LT6p,Eߘj9jF3shS"PIXb#Š*P51&,C`]yk\݄eOL-<4<``|I0,a2ѴԦz`k:hd\ynODօ2.f?uGAkïZ|ikaWi-Zݬš(p/g>.8lvb=RM[3?Sx6jhSͳ ʫ endstream endobj 21 0 obj <>stream 2018-09-25T14:44:56-04:00 2018-09-04T16:24:35-04:00 2018-09-25T14:44:56-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:904ec3ba-ab65-437f-b7ab-a6a705e21388 uuid:193de2f4-f396-3542-876f-20ecaef527ec uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:69fa6997-4ba3-4547-9496-6a480dd4524e xmp.did:69fa6997-4ba3-4547-9496-6a480dd4524e uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:904ec3ba-ab65-437f-b7ab-a6a705e21388 2018-09-04T16:24:35-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.3 Percentage of Banks That "Always" or "Almost Always" Use This Underwriting Criterion to Evaluate Small Business Loan Applicants Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 410.179993 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 22 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HW]7}ϯ#Po?\T&*BA!)I.& JՕrמ83zY?3%^j6Wb6J7zM^NOB(qŷGHhExd!Շ wj|'X6>V¨eJ& JHc-N&s%O^gWW`km %Ikmkqqbm"-Y xDvpR8g9LI;6ڄL $/MRa`FP$ÍAZ/B&z/O0ƀ,p6\` *mn}dd@{ހ8!;/},aTΌP@Y7Ҵ9KpJ!x͈!=CHvC'Q t/2|/ҽ''r&+kq?D罈9Qu 0bar̀qӌ]L ޘ.pHbms%>j( (KTp ,Z0cb#Rq|)̨xpa4 B^ tOf/PvRLZ&UyLY,0YQhCVꅁb2ƥ0DQ=DKy] V@\۪uvtuvWWbFG@T_t]gږs7;Wא;Oذ\,$7j(`7Yd+`]h#A]A SC *]Ѓ^@V#Js<tbfz U+:A{8;vώX۠ll F?XNJyЍ1/IaN^?;:3q?0zۯZw߄{aZу _ Eq>!ovq=eE W_7UӖ:ϛaA셪gQf0Ov-.]Qe"+?YpNqNE:}j˷xuߦ j%S@o+2?V|e2I%9>!_31lNlRlh`s-.b(lk(Z>Y a裧3k`d endstream endobj 23 0 obj <>stream hޜTmO1 +n̶BBH1Q8\Bvd7Lew91s `R*'z$I;RS |Ӷhr[³7!ڳ*=<˸z}q9.|Q+[zRڏW1qpm+7rIBLu*؀y aIFu( _=5(H7s(FMZ+7~tA$IxA_7t6ܭM*hh1Shc\s;un;˷߉UXQ'gKz=9ND(<&?|ЋV D5s 7S`.,f`y O endstream endobj 24 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 5/Tabs/S/Thumb 82 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 25 0 obj <>stream HWn}W& e60`mYC!)VL2([u{À8ԩSU{_Goz_ /Su _wVx1|W/V|yz~zM7*UuPj3]'j|ӆ*Se}u5$&Kt,Ƴ/././Mڗ/_*\~߽7UZй:2[G]Й S' -ߓeh+uYy;z:yK^0J85:~ -NXGq7|BNh/.?Ztھ eSvdLGelldc3Ep%,}(tNg[A~5Ylc ߜ>U4F߼_EPť%@'d'Ɏ^A'o6d@ ^R)3di/ᷥ_' `ꔯ/%N15DŽe|!}"N;qL]IV|Qyc`._ dė:9.71$%[|e9_7%s W/b_GWM46*R犮@fB %?.n]@ih +5bPDҺ 0sw4w KId$A^OU?= TʥVm`['1Mtg$e#JQ*gYiGݓF"zjOT )JQ'BdH'ݝg,EY^DIZՠCkz̡tx:~. lc^ v"E% '_ǧS)|PF=q@*OG!lTb9RS45 jdIjs -E89n[0鐂,hH#MdņԀtD-$$͈l"wT蜟PZ@&TtUO.e˪oO#\GcO̓ЛfC0v[ޚ[S+4vfehrdDj2ΒJ 5,XXNeb vF0\,硃 z`LR\9pB$S> ⨶5h=2QBrfMMWOt Jbŋe @:zfgӃ|mZ?.{_Goz9I@lI㌲GSe5^ "1EJGu hvt@eSI]"?QD^r}_!7[t_0vVAA7t{'"O4ċLtw}]&~ذLB8'4lV>stream 2018-09-24T18:20:18-04:00 2018-09-04T16:26:56-04:00 2018-09-24T18:20:18-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:7e8ddf4b-c125-4c93-ba1d-a42077335ced uuid:36f4402f-1cfc-8343-bc6d-8fff0137d535 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:904ec3ba-ab65-437f-b7ab-a6a705e21388 xmp.did:904ec3ba-ab65-437f-b7ab-a6a705e21388 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:7e8ddf4b-c125-4c93-ba1d-a42077335ced 2018-09-04T16:26:56-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.4 Percentage of Banks That Commonly Accept This Collateral for Their Number One Loan Product to Small Businesses Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 299.043629 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 3155 C PANTONE 159 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 27 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HWn7}߯c>&s( U$$ IiwM@a`gΜ&Ve{Obr1U˩hnD 'cVgH`Ķm~f2)1 %}xFɨZ g/ߕ>kn!PB ·:mrݰg U㌴IT'&Jm␤s{Oȿu<9G4G.%rm# Y', !\b_WuK!@teg4XeaQqJ(+rqNM'҃uCW~vv9GG9 @I|MI(_uI] _5OoR"+c[ŏ,1h!N F+ƣ6@xDmr:i-}sT;POg²mSA8ҏii܏'E9P֬o8b8M4T;?@,ZDmҰu=fߏ|΀e@BR%`BKbՑp'An}E ӯۏmu?D70< endstream endobj 28 0 obj <>stream 2018-09-24T18:20:34-04:00 2018-09-04T16:32:27-04:00 2018-09-24T18:20:34-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:cf133318-3568-4d80-86c6-849846ad1dea uuid:f9bf5409-2f01-d94a-9bfc-c1d32d1844f1 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:7e8ddf4b-c125-4c93-ba1d-a42077335ced xmp.did:7e8ddf4b-c125-4c93-ba1d-a42077335ced uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:cf133318-3568-4d80-86c6-849846ad1dea 2018-09-04T16:32:27-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.5 Percentage of Banks That Cite This as a Typical Reason to Make Exceptions to Loan Policy for Their Number One Loan Product to Small Businesses Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 219.119387 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 29 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HWn#7W)$fr@۶&Q+`>؛d9(6_X˫"}v/TŔEȲS>J{OJӶ*~uq64& ^FDV OĚ'*~ֻ @pTM̧r@2N8 qe^nrf8|-Y17j^]bat.ՋuƑIN2SPZ/PF[lUNƪx`C0ydGS^ 0ybVEsvf5+zM(#$lYr` ^T'0eGK9%ˎGx7ZBhaDmOp}):[. 7075!vieCAܸ^=8;ރفSÉ^Thw8'SRNS/ti?M i?a8[CwLPڤk3rXær> Py,۞2%3&w$C U[82qD ,(CSL|vS!Y 9 U"\ qOpцRy%IщC{`?Me鏘 qw?W bGeQpYL%;rztMpD/:"T9n*9#FhNSs(k\QnyІC+k5D:tas#kZl.gus㮒BnJne; WK }ļpdl.,rjT4%Im6_~Yֻ*>VۺepWz[UfmgYzꚮZ첞 ؉Kt]-+l?VSsg/5=-w2gKJxWJ5>$գ8L翖F\VCmo7 U.[:DP$ m0^1ȃ">stream hTk0 W>%QBK{c[9ߠ}%ڍ>|$˒ϱLJJS dRIH(Bւ,)Q&U` ;9%[[~Rz~~%o EOyx5);s?C͇qjKXm~U>.i"ӊc~XneKL !X򥺨UצRxEQdIUR>ܰG8蠳2v?ճ!1/KZcwƞ:7ڴ{㉾=­y^;c>eWu+FB5<[Fu3Y,5tzij2]=gWh5JhE]H!Q :(ɵ.9d$_Kp%^7~g endstream endobj 31 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 6/Tabs/S/Thumb 83 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 32 0 obj <>stream HWioH_@D/6 YL/HbȲ|$ƒɿ:%,HhVzGTA-kGܯ.fxJzqzzp^/E-xz!TV %gJl(UO}(>ɉ8NdWWtx MRNxƳ 'T.½FޜQgx=|QHoV|0.^;>u˿%C!_}S7=9ww<|$>yV RJm*"麪8J1J4Sk[C~"U!N7bTY{jO\JW`~ [M֜ + r w3q[PÚpzF10x-aSxᡕnjڋcW;irN՘P~Lj\ Gj&IGλu7' b:kxC͊jla!v/|֚k:~\{!RJFǜzdIRN2/V$Ԗ CMJ[T$Z;^J BE܊IWHa 77Rv.v Z|t]p*kͼ31t%+ 5 1QC%pACWA!/#Z {1ymZ;F ~ ѦaoBHJ6Q5IP-36}(:7YBL&ER̰U`^Se!'K8PȘx)D\$kР 򍲬8Kt]8 Gtdoaxv lO{4r'bt|3CScqg:<զ "<3EZ )}AL&qIN\k,x veMCb-p2ƪ7;qwm~J0~HGe\)Q큣 S ./DT3Μ/su+ى3;"ɺUȆahy1~ ~uZ8o 9)u ǙHBNQ;ES,%u_.^?E1OɆUR2'gb˵I\Wq,й-cIx df ͬRȉrsƈ in]5٦Pcض' y$jHyL+nӷk`BG;;q?bcJJT -XEgrIK-M>K@̯m:ѳ [_yS%˅? --, 2”Blf*'}AA:NjEk#u2")4\)uݦt*: զ4NVpXuDNz~:~F`w;9A׬< >ӥ(|߁"0.wxY' {||K NB>M@ dryYp30|*MiXSX:wYT)1\ 0K_3&]f&Qdg+ZktJ X=1q+_wı`d(g#727EdHꐴ"p5EP^F\|~"R@s]{'\rGo4Ge> c`fZG`}l&=&EW>J9a6Y"l$|-YLKZpm@Ye5 .6&,UAP onm&v3g6`4w}CY<;ES>S4ݴ./DŽ=ܳkMa0= c3UXQP'MP܇ӯ}Zŧo*|{@T L]$!zzҵHԭ!ƒ->*eB ~,8?IG)x-|k϶w`?ozxjZ:w?_l$Ncn, '?oX ݮw4Ekr1lNWsl jO4?D/'&u`Z Xr7 yLg2aFos"%8n8}[A CLEP]2T1R3V";ᤷhBdت4Dc ; ila6*ɵ6HEئKDA EhrLu6q֡Sc#qOfkܑ (@,7fؖ). Gd`ar7`zqkD3D#g 5RvXֿ(̫kJϒ@Gst\w8\h8Bb SF~qF!g551!F8T bPQwÂ+mCt5bɺZeABG,4ĺ57e:ↁT5̄0>NѴ[J<qM 2nئ @vRr lkI#OsdlPe4tK2U9ZeU7IR#ޣң잲=zƍ$w}E=%. ٗb!,`` G=$x&򈌈ܱNc4Sa2 ߊ=X"J VÊU%s/ 'u u.pS8Ҏ+yɲ,> wC>F+꺸..37IC;А̲ˏghFG+3U,&);VOG6ӹ7F}Rbu?shji5L'A]ă}C a뫊{q%%x}uaO\u.މ>ߝ]}rI̳;>>VxaJ왧!CQ+ T+N5DO!R+0B t]igbmB7X?4c-X{ZP/':<_?`l57X;+5ܩi5V#5rF~)Ff>ة8#.<}<]c *QTr_a[;9${NWbNey%ϊPԓo`,$S Vs@ |qL \Z0MmX I4JWm=nu)`I(2h>h0)LOe.% 4Q2e`dEJ#ÆtB?O\` XðKa:+! 6 O'+$HcKAcv$!4q[dJaiWējvJ@aerg4#fSKFG)%33_debɾD}1Kqf0BI8bT <ϑz3Ddw FRH̷䖊v|ؔTC,z1B'0sYA/:ґk8E]3C 5$-jFZ֜S@,;ASR26ĉ j!&~+)&5oǢ1Uǫ}=HGM)_x蒒' kO}af*%_Ј0䐚I#<'s9JF+9i8*gpаiLBg˻xLb"_ĚmC6$R*6'SH;w Y{nT9]Ag/)e! _Rql , ւї"ъE,l:$Î-쏍g:mtZ;6JXZX7}91 ̝v[iRi-1!`Y`崠 *\\Jl"n8;O~T!Z:j[蚬>NckY| #L_KCIl^zuma;' עjyL43evЉf3ޔr}hp vo폕y8鴫H{O F]3{?wMmJ51hTS>ȧFw,eZ%SIV].ᵰ`.6ݟʂ06 hIP_ovLr1w. 3T^|aη[18Wr{LO`gɕ!;LEebfFDӾe"|_^j]r4u6OStY՜c*GLĶ~0]} )7͖g@l ]tR,phM^Ą{G$_6Nu\R۪u &%$K2oAܩ|[ piX1VHqoB&l-ˬs9h&EXl, 9&"$FD)5SbxUuVGTS]YeTY=SYFC<⚞'X<<|b[r9{Q5. &JJ0\qQ@uUZ+ʺHVT0#h&%.{xO8jDRJegҚ!/spb4=I‘E)YK cFb`bB{o-iYJoD;9|Er.bfU#b8+9Ѯ5GMÛ'홧\xYHONJmp $I@EwWB(pXwlmi_y{Wec'dm]\umV ChP6},&$ѧYA#`0c#ԪptZD+Qt4>m |;"yS+URegD<, ^⟩C3^{W JkfFcF\|DUyψ8boDF+8SezXleQچ: ʪK$㳏rOSϚGŚ^>(j`'HItЈg$=HȆ!i{ӵOLm9}c3%f'JBBI(YB`l0w:x&([yELWck}" ݡ!=ۉ٪5]-mؽk jk=2EDvh8cD4aG.԰ue` e/b[m <&&y9 GUPm@؀ŭ7u %8Gþ }K*~h%=ʳٱʰýډ;62ݲy߹гܯ<6t "} d3NL,ťU= rCsMW$3:8B|eXNK޻]F?Y%7VTP!G&.|c{u ZBᥔu=nTމ`w~2 ߜ̈KIXFx`ZZv0Ip-oAg+\o;Sbg|9\j4\t7l¯'kVD~_Z4}Vһ 쏅ݬ;.'`hPyC"߸DF]8 wUӔ=MRxµoYVUnzMTɲ~;b4o\ڍVjd *ȟl8 s\M4'[X pB!'xĆGεcVskTùHY˭$fFzDF+ ژEꭖ3lF7?y͎R]3Et}@3@!?b6U {m Pe{QZ&B$eؕw3YQ~uZ$t8OeCl2tco9`WlLmgՠ ]b.Ft GO90L{=kK)f ]t߷ʐ-x~jR#Zb9z X* W&x X,W W{ZkP7gE]HuK@I9/83$֜ZeiK(|Dv> cOoFs~PZO~,"T9i-5z#^OFWbRvRٞA ;{1pJlpvxy?`GdqTpF0?TlUMn*5oƌj=T:.G~F5tŎ`/Gy+82| To^u_\B&@c! rذ9OZӿ~>ܶ}q(4Τ԰ԬXj4#|]0<`+O3\euiw7w?l/6kw&HIPz}<~ۻ˦i>vs(vYŽ>ԗ7~ ͠ tE\eaF;1xѦU,TFHdqEMwƶC)'BϢ8&Io-4Ht#IQߐ Kd| |+V_0O- endstream endobj 33 0 obj <>stream HԔ{\UUr'pνpԚ4GJJR@4 1hii23|it{Ags?{Zk[/@ !+9rV%'X] p#֔CFfNvS}̛3*#mxY-hTS(82XjFeL>ѵ%VTjTyJ6LMJꮷ)!/U Ε;7'?[5k&URM W{{W[\)dKc@IAI^iҰg\%J:]W/<8_Z>{yBZjِe˺i~^.YU7ŰJ|Hj W/B1~~@@T͝* Zu/4*:.FɮEFX+;U>bf4-ce\$j.L 5횛᚜fNj4 N/$6>daRMWʚ~C5c ׌Քׄ-mi/g@5PaZ Ԧ`ԡԧh@apQ"ɍ("b7S4d4x#A J#Gi8 F,6v4mi DЕ3MЍ7DdzKm W0*D -D*-0Z4zU9T2h9FJd.K{Mah?!">E :JeuR}sY{Z'l]uXOee!a~@dm aXb,9j#lmIXn,.ub7,,2,ӲQ*rb,lM)6զtim͵[jm56&{ԶVfm=:gL?fzjԀSSL=i6=Lu.գԐQԂZR+jMmԑ:QWFݩ5.CTIk(r)&$LSh͠94|Z@h -崌VJZKimY*|>˧~G\?ďx?ĐBfHcBJ alH Bz}O|?'Q>}O|?=E=GyzNuA;it#tq:I J5z.%zޢB:up]QWܕrݽ*]W=誻k&.5u\sҵr%\Ir-\MW֕s]eWյq}kfekfaVXfaNXa^X懵t=@aAXaQaIaݴ[v~t[u>tqu>#t:JwjѺ[)M={5Ei>i_u>YzHs:Nx}^ Gu:Q$= 'uҩzZ4=:S_YWtst ]u^.ѷt]u^ѕtk]:HǺAFD75ݬQTt~XXXXXXXX؀؄xa Vb?-q;^Z&@WWEW%WeWWUW5$/{^OAyHfî>Qa42듍&F>hj4ӧ-&"EXt0V.Ix6N $| A LC-|?cDe Od@j٠CyGys7+YYPy+, 7+~ٽS'r9ZZ8Ӭgݚ a0Fhca;&Tabg, s`.̃`>,X `9P9+aUfXl> Y]?հz77P̻b*rYVu `;P3ٰ v5}A5l5#6g1;}!c8'ԛq N8 'X!cp>ڷ%U޺Ͽ(e:r݀ʙ>ϲ޴+սWẼ!ܴѼ5<*lMh]l2Tjآ*8_y,,L~OZ`a)[f)\i'T$+E2OӳוJZxT/}XeoJںޱ'qn7~sOg_ O'(O WA)kE A)()\"@1.TJ=8@+a3EQVE(*}* QVPq+#j|Bao5(_*jlQ#h*5$@xrVUJfL靜ԣ{ ]:wء}mq[ŴlѼY&5lR3z\ħ͚)&maaO"R)[Q=;Ŷ;cg1>gLSAp6yYwbgyf]wki@Pp{ĹMiCҽ)qjLXO`LbULB؅#i}{S I޸JAA6ZkZW{YY00%93(ot͛>,fz1#6=q^3̣е q?u󞜻ř|FxVi=baLJ/AݛC|AÅֽ | +mdӑb)J2@)lOY eq3acLƬX@ 1ظ_ظmTĔQPI :5ڨU!$B*~ɔ(MP I)i4R6HU"9pO7o ͋cvz:,;\p CKClf%N{Y8@0lid=Φhme4ԋxIP2۬3TxUJey9ui]7a~n6,=h#辈iD({]PQ³x'œ{C>b:т`4ǬBE%bDk K)醻8(P]i]IIwsBo\o|~\hD_7F ΦdͅFJbg63,njCux6r|[͖.K;K:)9+MAT' sXO,bSJusڈ̖n5w?bj^Fnfcixpc|(lVfnU2}TjQZ:j.S;d*ۆ. βLauYg TP( (HQIL_֪RذBR%5bIAS-,5 Ecm06G# %d3zHa)vSkBz{^kRCÉ{> bs3 R )㾌8Iß*DrRx2Y\u}oEDy"2t\9۲kGXՌ\{<~.M(w%7.XXfKe21g/b.fʊٙLje˫yƧ%j& zw-oW/єPnC>/,Y-fp[^kv>zi3Ϛ;# vV>9-Z jهVތt}'L$-YZ;3LBSȏgrrC3C"Vhd%V "Uu|$>^8;¹?ʴgҮ=Gj%/껔;&:-#ruQ'-y0˪հ<(l q!G }«r[@ӏ{JwḞ W,D {d:i%½I(<y>3*)ꈿʷ-/ғɰ=56ǥ:5ν|_'_o;JٌeRf)tlfϸ??{&ֶ.׏D|1((q74ޥpclb{2O(.и(h ?Wnvv쏋b0ƟE՚CL4XW훯pf3%_}t&_2K9理yB'W46yE`V42F+ns>a(%f ܚZ"/;-e]nJhzl5wC!. e09HĹ[L25 ogaoT>j]>|VD%H?A,փёljaMgǭIՒ5v6vGfYqvSj&4vi9F;k0m&][gsd y;6S&Ik%|ﯠ/oemƅ2Wt_JiLh*(f4J" 1?P׈!/(5Y^KeiwֲK}b-%#S,͟l<:kj!ڄ\A+(y1F4H?}5cMHH v:R_a~|.qFf<O uBU7n9#J:(NRZXHW% Ե4<4 Bb,{ŷ%iHPN$nfĭ)K4E"R1=ҽ{]~>vN rls ;zm#,0Uǥr'+K\''bukDE:( N6g8Λ-͆W9|j?6vq>6hR8q7HoCΜcQ'WU wg=5QuOpANO3iEptQ-o@SgFsL6$֐o1^uB`-Gt[<."$b6"u:׳|}A FKШg /`*Kk{`GgNcPB2+chs 3 N7b;_r&YRރ.u0 i cSCh0w3ҩy_#^UUw{ϽB 2"E6þe$ &!%eK("e KC*:,iARtha`(RtT(K)~y19sWIMAG:Z#}f_E-,1SÖ8㈔'pЋV6vhO?07? #Ktl2JDO7X4LN +P(l cRg2ČɒdȖYĽyzv7g)l^61oVqͯ4m $G %Y%ĹG M2 ۟1:LJ5)P},L!+ h`J-}9u% aoUby#h}}tCr#%I?Y}5vIf=w/PUL-)3pw78oc1h|=g&YS)5iA^gEBuZJ wؿYt#f<.js lHmOVjgHS@qptкuq9V VB3c|~X/q,Mƿd^3%>4e}Վ;@]h3 ln> >,'ܳ‡ѳkɡ~ۖۥ-݆׆2{_᫰9^߰:೾ڷ>ЏC»yݚXGǤ0)0Ǵ:벵Ѵʱ8ϡ~׵$ʳ۳{>u<7gPލy.yy*bG)Pލ^܌G.ݸm& -zK.RT'4 ƶdqCMӘcJ:`-=C8 &$-?=ӎ%9q܁L|KԷsѲ=9J{.Wf$:{$ˠYBz;$=CFt_7(Rs~ɝ3bG+]4CO-{l^k4x?s"ie]e4:Pǽ\HQpv>ЇygX`s6h|݀p7xà ÃSo+dIvu2TziO"'WBߡAwy>owW%ޡA+m7`7m?$Й7xA}dRF ,`@#=Nr\z_5`S*g!#<@}~>ΔLߩ= ޑpw}XFgбYb7Q#Q?{t~-+/砄vBLp@Z7!YI5<-e_A [=]'./t>x?p~Րps4~0jjͭ$1 cӡ6ԁդ څUc2>$µ'W'Jݩ׿:ɳҳyaX'ق&o<=X q~, 7$=!}a 1(("¾=M];ZjX+&$1ccΣ jGS|~Բ?t+t(*=+ -qS)MiHKwrEZ.*$ dJדD:ĎìǓ&#9԰qڱZ$XŌ5O԰;:4}M꒭їM0ܯNR<&T']֒E؟&bYgy\=61/(3;Q$\((p"WB* ,l,T -ՂbX@2r# r;r d7;!O>gy=993 @?߫Ǎ3k3kze98{}Xuދ;uA4QدDk,^_|0.)`U`O0j8x4u ,cJms7/qxuq%ȥx{qX*I]_5<'oG ̕8ǥy1ka^5f{q3r:ug7dL7cWwXEK2| 5=k6CԉE}w̮m\+z% 8Ǥ k eՖpp=\0y<% /4Y:ro9 k䑪lܷ0nih닼Gokۀ*D^K 7^B\3O*>߲y}/݁чfWcqilV6h7dW&xhm8iWD3 ɽV=ƭuObyҌx,GG=cp(PznV@*.@;ο7vZ݀$n\JX]Ag=?C^;}(7_}LaMu5eI5 ;"J%Rɽg_ch4Fh4Fh4Fh4Fh4Fh4Fh4Fh4[0Dϰ.Y-~)OlJLg_F[0K;1=mUِ9xNU*RkUlǷ)J$(l-乿h +Jr$md 廵@aBTAh G#Âlh eg,Ԇawcn5gEn,g5@-Jn-ߝ3)jb{Pl{Nm5_)凲#Vj( gDdUN00oa={uMOk~Ml@0202p`@0?H8#+0$#< 9[Uo<+k!#7nH JA;Afhhn$ 'O^[ҤN'/ om: gai2u;=PSgvRi$k'vr1Z%SZ t:B>aCP}^jEvP۹mGԇVN=?6SS=j=Z˘kl\EVP˩eRj ZDKBjCh5߮GCͥަU@YW-j&&5 zNz#CzçQS)djM^&PPqe5-5"+j 5z%5zI~A QCO<*dWnRCj05 RT6L?A~N=IK+=zQ=TwNuҨ.Tg(Ց@Qm6#T*՚jEjI1ՂzjN5+6RQ?PFTCUߕװ+&dUC=H=@զjQ5ćTu;Iнl{$UBU*QD*~ʳu7uu'OA~@J3f)FGP%u*TuN}K]s5{d|+eu@Q_R_Pgϩ3ﴝP:E}f' ;)t:f'B @G#a; :D0~je=ncq;vj!me-\f}ηNh m =z=Rk*j%32^K"N.eS 9j>5ߡRoSsvwYvV#>(8sWF$m!=%D"t@ )*&=blPP@E3j@ŽpoŽmU\|I<AnwmNt:Rp뜠nᐵ!7sM<%qmʝl8Q݋A)t7 ݉@P'Cݜh܀Gסk5j]VhEvюeJtRINب8^仗V3I8~ҊsIs@лXw1(z=B7a)nD=3KNd>9d2pXr"9o9Hdet>iײTr+I)%%d9DDr* $LƓSȾdAH #CI!) {mIXk/@b@Яh;3 }D_gS V%"z=CϢg)=zЃXhZָ9N \ǏBᴜAfYd&AN'I'TRGjI &Sd"IILNRL&d2k3G,~"k̠]kL[Mz^E[+eLFDa,Lc0#mraMFTR&$I-79,H'^i R-2%Т\/O͗缈-Yv~u-֓lnj +l5b = 7G2ˬqu꨸(O>>;pվF)X5շX7P3ڬ-'Kʈ0"暲峦<Ü%gfə y9]6d}jjʺT1lVIfHRD$3*OKED3"OMEdYDL0rv JMEmE}EYCM!)-Қ S[ PӱQ)0 : ;)-_mQ~˿տ͟U]лtTo{ե.&+>4>,9:{ 5aW;~wԫ{5 [zJ= #,{s29ٙl5-M-"6]#4¸ZtWUG{e*eui4=ZKӊbyMPOJ|d2e\(UV׆j6XN;J{2>a'ʼnblP}GmB=ӜP0x77wDl DaQ}wo߷`y endstream endobj 34 0 obj <>stream H\j >wٜ%PrNReby6l*s)do݀@q;@ڂ.]bqi"w8=8YWȁf8}ކ3aK txg^삠+v!a{Bhk 5YliFe̓T?}YV-ަxBm̒N(}H)&,#o0 endstream endobj 35 0 obj <>stream h,Q 0;)YHHd=,`s2>~9s}Jv}%؇=(%QA&yӓfioo#> :q%s)^F,g&$2ū9W孺\ϫK|;YX@ҡjS ';]H$ 6-reFtV cbLN endstream endobj 36 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 7/Tabs/S/Thumb 84 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 37 0 obj <>stream HWr8}WaH8JsT[__LgkN/ŋ_` >jd}y!VExWB@\(R*aGNrT N<7'oNNRŋ?ryգbr[ȡ5#-ȡ.G8z-ar*\q K5ޜ +~y/!o&⭄n\i~ +7om<Ư¯",h @{3a4A /Su#1<..|1p&ǿzZزY@|!X-`LК!#Uz# XJ=&X} q/xt dG-~PT _@"ׇJa3^ɀOF2nr!>1!Г/6_<]Qh\L18GfB0Agƒ=y0FL[ d 8x nȁe6Zi, "W>XHPwm+/RV+N7_%5g,Y\k{5-l Y})t+Y)hg,n75< M> B$Გ̾H?ܴ Ow1-3ᡋdqEj:3B2QKJ1 (>{2h`x(!ڏ4۩R17B̲ea{SMyL'DIM`+@('tQd_3\c%ax@Y_?3 1f43,s Ȕ>ʢѳ8yev2BN@~N5!ؾcIpt[F*ԣTA5B?ԸyzXa1Uú8MG%KVЄ%NJ 1yca7 [PGȪFCgb|Zۢ%iMb#1C 6vUq;čmzn'{N+7T bQ* iהT2(X% 5@]#ս6R0jΖڳӡ?E',UذBto -"u4Ay.MH,nCr_h#<Z#*L%X-:Go˽E%]5|aj/dN):#Z) WW.'3oYVI'OmNۖf& ?Hj0SMi!XS`ShlhQs>zka@ҧ.G=B=Z(F8IIzg]20`= @ހχ*O JCl2( D/{:E*RU[ul`.XLzmVL +Zt^z=FmT!rYkjɒl*%|FV;PnAB,B@`Qytuާ$-9!b#HW툛"N_}L.ݓxH`U;,ĤUȠOj-+(#j\!02kƴsvPt ԡԡ's}&2%#ki*ؖO؆Z ! '݃'aojwC)_ҭx6 3mj+6  r'6|dk1XhL]3ZdHe`IXơLoq?YAU o&_̥>]]3,SEY׫th 9ٻw iw,[3Rc>Cf؈}ſMu!~wϧ59gF ^(踑[ YB0W-ᱩ`k :ΏDݝAZkCk(IPsaHO0Y\RZ,<5leAhiףN٥Q<#M3Q*#|o3Q0KzFR0"qh?{\;{<{q<]LۿK+%5L-qH#@ b0LՠT8l5)r7\<*i~߲>@ڃ\ ̠csP(pjp$p`!Ɔ( * 4Ux1~bE}1+@\]0Nu[>*Ԓh/r y?!,0MZ|@:1% 6/Y-ſh`,/,:R@s;]-v tY݀ 11h2LX*:*ʊ@ΜMl.%)H9M sZ(sOؤ?xax6dZ%*+Qm+!)) kI֟Ў{`Xk> ղӘVEcTT6#o[L=XmsC OP5eyb0WꥑKu,ICgp rF~I))R,%1|htCp+(<#M[ z3@NiX!eŖ5[v[L4coF(S(pCxG󟼵3݂02V_w1 ^Հc^n(_eՍjܽ Xa-ޔ/w$Df+uzēiC1c\g'lͲlo 6ux6lCj?S[>D}~ǨӠኑ['O L ꪾ1v1 6}˜v%RTE␦C &!&8$~==|k|033$̰f?>stream 2018-09-24T18:20:57-04:00 2018-09-04T16:42:13-04:00 2018-09-24T18:20:57-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:215b5e58-88f3-4ef3-a33e-dabd6e266011 uuid:e9bda534-0b0f-0f4d-8d59-4d25796b2c1c uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:31f71674-37fe-41c1-832f-fa0155b1e0cc xmp.did:31f71674-37fe-41c1-832f-fa0155b1e0cc uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:215b5e58-88f3-4ef3-a33e-dabd6e266011 2018-09-04T16:42:13-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.7 Percentage of Banks That Use Standardized Small Business Loan Products Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 186.164841 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 39 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HTMk1W1mxF}]㤅R/PJ1v !_ߙ[Pd=Ӈj<}|Fp{77- fK 9X5,g_N03|AQ'>ݫC%X"X1{`۷S$$eGK }91b0GI3zJ=J1َ1J) M=ѯ'Dl4fpH\O<J&ch)rӁ th8Xo혺Mi4zV͛ Gveuބ~LCwͳcPMq7 >!f 58 f`׆K'zmWeTarKWc{u>&=#ֿ>stream 2018-09-24T18:20:47-04:00 2018-09-04T16:36:55-04:00 2018-09-24T18:20:47-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:31f71674-37fe-41c1-832f-fa0155b1e0cc uuid:fcdf4b80-d3b0-1d47-9342-7da6a0d4c4ef uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:cf133318-3568-4d80-86c6-849846ad1dea xmp.did:cf133318-3568-4d80-86c6-849846ad1dea uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:31f71674-37fe-41c1-832f-fa0155b1e0cc 2018-09-04T16:36:55-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.6 Percentage of Banks That Require a Minimum Loan Amount for Their Number One Loan Product to Small Businesses Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 186.164841 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 3155 C PANTONE 159 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 41 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HTMk@ﯘc~^㤅R z( ;$Kj@v|owg/W pŊ`}n8BW=Y<2Uz a9bL_0bd[kX-;ݒ+0R?W܋C)%ڗ 3|1 5 ʄ` ՝;"[rp\u%I@2!ED ` 31 CfW:FJ8Ac 1G#ݩ(\0GQ+%9ZHT6QF)~ LG–x+xNw~i 03ہ1]6ZxC~2m 4YA@jkTW{JSV1hT c^' K>G,("-ڱ-",-{&<3u^NE78#,A?٤>stream hT[K0+yɥwN U >5HK 5p/''"!p()) <! @ d`;!,LD\\ь$`Ȕk֊ޑwjH(|S+zcu=lԸҖٓ.?i&#M*JA祾M٭ǥih) EWYLbD&),8+2]6/B`980ocD:A]` Vtg_<G̹q3zI!&f:aӦi^w]Qobv|a*F>=?N~|ۑpQj~q%k5öXwWn{9^%"z R訆ʶ++ i%Xa^Ko_z ]m\ endstream endobj 43 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 8/Tabs/S/Thumb 85 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 44 0 obj <>stream HWnH}W>žIb`b ˗(%x<_u&(FEdwթS.RqbqzNvh~/͛i''Nl4=;41yBjL %f7#Ex7)ʅ.gBNlbx-31W+Nfx Mx'' .7&5.xD$ExxsW߅-&nfq{8Qߥ`k+O_b0_ͮܿ9~Ԝ`,p̀{+)^g76!mtGT\WHXQ6rr#(F*; 2r87g-n֝'dD2~IGtMÍ(LKYJ" x.`r@(kE _J%/|U&/jܭWA {v YqnB qCZ G;A-];]eD!Db`T3I\);v'~0Oa0sIhދw0RNN|̥,X}b R[qAb@[""q[$$~ƈ`!b G%w ogh zqORW^'\T%>KEE*b>uH &sC%S #vuqcUcoB/g>k1٨J<"rX*by{곎' K%N2.aE0gM,x% ,wy'o3 ~T Tn L_W <՜we"V7HSA<YY/\kDZHb.nbD.{i2N<M*?$ڴ2pYԪ&[rӟaTdk)7 fB]Ǻg)3:¤Dc6+Y9{Hˋnܿ mtc V,Ǝ!8x-l+to`ƿ{$"!˥9{o78)rpQ)eV<[]=<^YkmkiWsmEyV]1\WgRԁʯk%-Gd*B4¸p=&BވײjƬJZnPAC<|G2O/Wwrxb"Σ cakI3lFXQ|"3dVN:ẼI M8,4cte~*Q髢1iQJq=> 腷Ϋ6zϸT|,7ĺ2ϸ< -Co#kq+'-ak-ȍ`$͊ %,Ƙ{4P!{CxH~=TB!n~D Ngr{PEE]UW}1p ~.S~3A3֘KV<,CKVxj`[?S[y&6h޼kq5U, a\`Ϙcw`@٫)d)r K4"=Q=QOtcz[<W7<˜<ق-!%,;傤kicv2m#ʺfŦ꫌i}tW~,C JUqJ|PN^=P*<)ZFdxs3~}-dY6g{5-\ \HPVjכ^kb!j O{=zUZFr5-*p?s/g-.3^L dͅ8e#<owoƒ  ](b=HY b3\ظt43&u&2uD ?})Ri -˒_3gfKj%]wr{G"83 sf'37_X'ORCi S8[Pʇ AEq&!0~'Xu,pߣ,0< jW)(ςY"x0Ns QT섨)AGXSܢc쎣{䒤+^)DPܥ2fdpG_RNT_GuMH-\0Tt%Eh)-M܋0ckڬ_jl>?lSMزϸ¸vd?_8\ҕdL6GtK55=dKA&>rY.봾TDc-uj]%R Ċȋi&pB[8#g.lV:gsDX_xE<Sndՠֻ)/3zGvUYBBC5s x4qRӳ9BDsJ+-7}pjϱ9Ukkn ؅qqX#7a.0F$dghxz9$s:ѩNK?Y=:\,?gSr7,!l*|b|D,\^$"By+9 E +m6sdTCZՙ[nys'd$`T#Q3p0ņ9Uw(Ȕ8=^.mb{=ru#t.Y7X$ ;Zy+\ŜqF%zi*06ͽI6_}lG"9d_NkHB4ۉr+Z@Fw1;qI%Y]49G\aV;0?SZnXtJn U/Bl]fˀE5JAov" Q/yݝhnP7 &T\-z՜BZdPݠ c a{C!}/LƔۨx-* =fXްTXj7g;pL1)ͅ-#כz[cѐ#^i^)Y7YWBѳ.(Sä 2nvpUjh]:+Ӊg|u͟05շ>7bI /GC }p@!-J@K;J)+oAD$B@\@F@2;iaPK9CQ{])NWC%UNE t*zGh^hz er^*QG_Tg { /Ħ}â"KlA1Kx E.wZ)^tm 6jΫ{ rwm/CŅQK1m*22eA#Ẍfk&-zdLC??e \hB 'gSB9#9 ce$\U(؀ ޾dhjbBIgsp']upr l[:$EsZ+T!U\_*zXP!VK1\*f ._R/tx"y NGAO& Lxҹg׫YIn=[0$aDjA*9Cn M'&9I"htHѤ(czM(| yB)[B|EPkQH"wPqɥkiDR3ԐM"r=؅AbVm30 +@ΤfX=6=JT;rGu>,E<7^z]/p|.~q%PVilP%JzQ<^hT=! &Ā{^IC9xڟG~ƍ >I|qA]\@e8KY)_.wŻdOuuU5~_9yⅷ]cB/:W  +XSK:$1Mzi)ZgIn0/WcSH. ]ǢbA*~G%"w,u4wh(A(?j4p*V2|m4Zm9fAUӮN/ w(Q%QzkVZyhM !FC0D2s'=۾6Pkއޓ}%/?ۗcь|/x{@2 3uXX+B9?+SthjŸ|B@ t2g1cECzo2i2 Y`m%Ÿ Per|9,<<- [~88?zW٦/_vad2YR*r5f߶aY8:5r4[ɣ}Ë&nHQrjؑ ҚEk?E,1_!nꊠR&>YX!@GK.Zs}$,\u+. GdZZ4oCG 'A&9fQuZ@ j߱ M}W"}" {nQth8ɤ J$3WG.Y씔e4ņ,(~3ADlJY+(iA< aAyC ܫs[dx"_tErjpdV o5_L{a׮[3@w1m>f[^5} ]˧[桏r)Lp.Iĥ∱=+1c>GL?YZd 2HryäϒaT{е"Յ5ٚ f#G?>ӹ?•JG1d݂yq ^VN4㞪k4nXqߚBgܙ}F_gjїϠy;% +f'd~K qr+QAm |ߟI|ܟ % ԗ7>Xj:>c#h*D\% ·y7[I/6Hk˯,7dr*eˋcy8cyMd+4]7Ujt;z5 ϏK FC]W*_ !>Gik?𹐷L2:` .[papM?q+E>B+ai,8y}p?.#]00?9\F6!yQ%\;bRd]guDnܐ g"(~ Gy dkc$h`~=fVW}sF?î)u#$AJozwW93Ʊ`,aif8P\x`EwP Hu#HW$ޓ6iJO+Ra'nDRVcPFZ&gSa>tgmBNV4zf`91D;y9e!7>FyƑh.K+fl=ec{'6s;azL1bFZABS[{װf|7:v04?Sp Q^nH2QfYô]f2XEWwlNZEvxEh"Fyl/Iø3l*؎'81ESoyE9zX%zAbETs.x `hI j6R9QE⿢? a/8Yu@|/ LcٚzMTw<k{%֖UF(^O<"m;Hk >>-,4ܲ)bj ̼ޔЅ=>J*mV\s]N@"5f sDL.ۓ:~Wշ $D(#.$!Jv Ivqa~y'_p=A {ԝv20TZ8WņVOxӮl/_~a0Ss#:!.dƚH (n. Qy ѫ@dD)j@, pO_Br%:[{n`f( +¾hej,rƇ~M|n@84ht#fVsl+p5 ]Ե#3#@tn~|Ika,qZg <1n=@jxzq3c;ܫ x{LAWK M>/&DchX b,O.<1qt$V!ʕ-ºfRᱝ7 EzD-?6$k}ɍ!r"wrD3g_بW,?OUdEm_I=,WO/ӟ0B{]C IoO^dXL $pX5c*]hbƛ3@#[H‰[:*3oȪ\qBmd&?$VKyM]]af@mF{=awuRTs_NHŗ?+=$T{=tyFL96nYu㚊Ҧyl&S`?~=z䏹4 ܨ{GQo!GOzH~⦨ON` ߸iB|(F$ߏHSWesxe{qx{X"-| 3I@Xq@5y`Ln[*uɜǀkTF$Զr)"7?7 R(vr$f#GN),Ǻ '{3_A^K>stream h246S0P647RA fP JBi1ҦPD endstream endobj 46 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 9/Tabs/S/Thumb 86 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 47 0 obj <>stream HWYo~觀,ɾaֱp y!<%%RE>utpHcyG3}T}UW:_R,6)FW)WOn>lś7_jm۷D38mBM_ks!6ey`~BѼ4.I]Mz+͒ KdߏfپRo +kxT}g;QIh<"马y GҳWt8O4P7xH \0Lzt0XuN'{Gk|q![ߥdvS4wQ)›?d#Dp|Nxٲy > S2 +C67+CB(R%NRR!<+%JN0}HDv0䢻71zXX+vmDI|5M46K(kG"O%k9|Kl7}hFlڲqI\ dR%:XCDŽI0W5,Mn4d"'eTV:߶lIoV>/$pg&.%O~DYqt790 Dq} qk$Z"~4*0̐srtەh"7dA?lD==KpX`0S&",Q@<$$ ށ‡j}k0QZ`T_FqBEN)YYf4}R!xq[a@Їq b9/.1xkl<- ȑ[%@J}OMGAҊ"@2fLlPgUq dM5̙3qZn` XQ`=e&E-Q,Q|q:dɢY{nϪa'UF6xĸQf(LTy{tMVl> -zg/ŸVŌRZHDnXMI*Nʋ}.H\w6<;UBÅ褾x[=?j96qh1|VZd'zSAWVF+TIЇ£&3[#ZD@e/_xxu ,uFS p* ->h*A|&cxH(}B0sj7Jr 5%yӑq@4dEUWn+tM$$8*pA˔eʁnOǓ%ujƔ NN>W|[:4~%eUTU-~(XQ;x kPm@>2S ᑌb2!^ NPOyZò7xY?*zz:lRʔmxs[KbBl&M'"3% 0' ߬@;6 ┋b!P]K d!q$w,R8Ty $<,~KzDYMD\t8!lDeh c!6 /Pø`{L)#>+2"1!hfc~wbg4ɏ{S\PTpQD{p}LM@jdžO>=a4*zℕFd.2ܢ.FC)3~naMg֔ # ;.6|O"6IiݞT!ThB`JJOxKaoYPp aQ0OA3jѪ+Q٠zm#HjuAx.{mYN@ٚImǓy4x*f-Bcy?95&S`'I}y&ϣ}*6Ҙ4kܛT-fBŗR\iY38T v KE'}N.zߣ\*SمZ^b6^m]mLF dجF!2+LBF-cGaYHP> ~/ ,6!i77|sm>k Ns1-b9m5)"eZvA4Ig d99^0|iaPN"YLY|\q-z?MxJĬBЈ#UQE+SnSo 8\rnc wyحg\m8OI<4P @xxт%, +Xi4 ^\ .8_u>:3l(:$p|ſ Ve)IR5ks}?qqԅRq\N)МaqOyڣ"N&dmZ'7~h4o@Rl+ЦʴRLU&7BAۀ k? {gߝjg,)^xF0~Du|zYr%RN7ۓҾc{s\}^5ڗ 5*PCMdH g& #=6TB9@k0<]y- u{B9UF)Uhm3s9)k_7s9Z\66t9_&͙:J?O nפ> J* PV/!Oc`HWKoFW6'r P$EN,B%}w!w)Ѣ%9q{ ,z2IvF4(ˇI@nM#W2?ڲxY#\zߔP腵QX8 /? _~2E_$3fpS'X݈<'Y%}~AdUV\_einqs<-G(@gK7n#7ΡC xrDžχjfFh#W{9vbiN Fp@i*:7b8`d|cj 7zJazq7hp20+Y?Kt~@lMեN,1>,/ձ=>ЂWʄ,E:ϴ-Ք31z-aı7=Ԣ]1E< -8aOp43 jaq2DYkDţǽܵp6lJfi+b S_VZh g#QC@K73zW{ [`'I=ƭG EBlDΟ-C<l:d9&\r"1v+^ gn?u璤D"*s]71Jr'G Z,TE"wN^XFugFp($tGIO? ^Ci(z|V}Vŋ=UL<'ұ݅5耀S-)ᎁz*=;硝kse}j/JOz'z|A)=Cw>u^w5W;p)hZD hMledڷeL(z exiNS:>\F&LKWE9SxQmje]+FJ6-D7zjwbRMH0.ah)qOR;%tzOraH䤦omdžRD!gao:wQ>gAOo_f)E{bǯDžZ M\D`Ũi~bI+\J mNRx/'Ԛ tne3@DIAi/۰J: .îΊŇz,EbiS/)kagk`;yaլT{o^?R1Hy ..|f1j"IN2DsԶ5NJ{8¥ 7-v-M$eX%^]siUj/^T$RBA&qGqSb +?/L<̚¶c] /fϫq ,7i!.fo~% l%XQтmXb{ǗPk.~yvto endstream endobj 48 0 obj <>stream 2018-09-24T18:21:09-04:00 2018-09-04T16:47:18-04:00 2018-09-24T18:21:09-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:f5252d57-8f25-4931-a597-672f9cc701b5 uuid:045e971e-5416-b547-9af0-b78adb0715c5 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:215b5e58-88f3-4ef3-a33e-dabd6e266011 xmp.did:215b5e58-88f3-4ef3-a33e-dabd6e266011 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:f5252d57-8f25-4931-a597-672f9cc701b5 2018-09-04T16:47:18-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.8 Percentage of Banks That Make C&I Loans to Start-Up Small Businesses Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 186.164841 Points UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 3155 C PANTONE 159 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 49 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HTMkA ϯ19X{qBKz( u !__iv&}͓v| _/5tQ֋Fl` /@ ~&؉HOMC.)Цha{0-ȶ9y͍h+2L*Dx":tp]ܚYu7ܞDt}8m_͌!d6bBLM '2XNW 3+!U3^^؞ ` {1oFgXNʥsB/O.~4"ʕXSruNRRܳɵA'%z䘹>lڶ'Kĭ? endstream endobj 50 0 obj <>stream H{PT;.ݻaサ,"PQT|_<|F<dU|F:ib_ HM3hmN&Ng FADЄ"KbNv朝Ϲ~s[zm rg%%-B׶+ݗ^PRPXZZ]ZqI]<7|9%_[,o<_[Z^7^FTH |P^/松$fqL9U'wgkuzHklL0 \>98bpRL t ?.ITr]afƫ6~}=dȤ'`%"L'JÇ$KÆ&J7lhN)6[Fy'JeӤXiQi-Ą}eGT`҄sL#.m@gbJɯĥv9g ң W({'[vȖy,= ^l4J1m([3&ج-Sm21uzLo  l ?5-@ @ @ @ @ @ @ $@0 ϝdE z3?457LNq6TE[i7Csh5=EeFtW5u7I<2x6fa` !!C$AtȀ0 |XyP *a#lTM.Fh*Z1 m92, \p ]I JN/CD 2!ʑ!&T0QG t`>a.ƍkp·4C/QzޠZz::Mfl2M6`,yE3,Ʀl {P)-|elR%<ʧcsTxzq2ʹX@ ' Y\tX+`.$)VJ.5go#tC-cchZ6Qk EڇߵjwNͭ[uчiz>hFi݈3d#7vvɮU{=eB{CrXFN'8%g sqqS&%O<ubn(ѡ^z&"{+^kZN|Z{KH5j=$IOG꣹<ݥW{DH c`֫^UĶDγ^% *czuyswz=?ߙtXSڳ=[δl:<ikgMn4)?M]כ[Zk[kZoy-G[oR2%[^Q4V[T.WO"L6ǛL VAݒ+ ,W,EVǩ9?o'5M?(V~v^Ro{ր/Vk|MUOxd:Hl _}dl}GͤYH-c l K,K ?k7csjszN?!ӽ 9l,̆e^)ʸ*asս=1cVsap'wSſs, a }Da41X'0g@p6 ƅOC 0,X #Rq ĥ0 W,Ǖ0]0W8\Ob%L50 q>Sq3v;`ڰxwC>BŸ E9L< K(÷a% O }X< UP?mx*/ʍUe|M,7 er@)!)([rrH-/W:|We_+rrDFT^UZ=ACrHV)Ǖ۲[ҦVڕ;b0绗{ݡӖlkǶR w-Nqw)PJR}0 =`z1,F#a 2Ƣ8,(0 SS܏U*jxc |G}Fyc-ژu0G> 6 cSx mwh }Cc[Gx@{Di Mi4fLEiͥy4"ZL?ZJh9VZKh=m6Jh;I(vKDBFAECG@DɔBFA:H(0:JtSW^x=opsy3o᭼?x{98C88#88c8hju9999S993 ;C0;܎#;]e߷Gc~f?_xx{t*TfPNGC hyuֹ:_b]H]u{tѵNu~-n-UvSwi=1ޱqA!Y9,j4R5Fc5N4IS4ջJ4C=4K5Gj<-"--ճz^/e;zW}6Clv@`y:@G+t@_a xނa a0z`Sáu0&$ S`L0X`1,eV Xa=lMZX k` viwi3ndl vM6ՅX\w.ED\K6tņ0l3VצhnpBA<$@"B@2a8{!   b   2a?pB.<ȇP'NA㌯3LS05M-S44M̴0Lkִ7Lgt3M2M7UM537}MS5L# 4 Lmtu)(5W쎸+qsgqws4s eW䮸|;v\M-?(w$H~`+!= _$\Kܗq5ʝ7-ʛ`CDs}*uYD\:b$E\!@0v:I'$ oaFaO!"GGqvg3 =Ma89zVzU]8mNC[M)tޠ]tԟnP25I &i0hzK(E4T 1* A#D)$LEc 'f.xт\%e(S,0EkPx&#E(\іē/,vT Ii򉟑_=gHֱ𼄰±--p#,14~%ɯ0ioe**~)/o-yS޶Wۗk+x/r^̏//roMW*ƛ9,?m_i_aw0C|v܍rw{\|Uj) BU&b5EMUӧJ̀Ydj9cffnfYfYeS35ul4of !64/1 6(ю f[`KUEjZTPJ- VUj2\ժjZVGzVXǎ`7 bLT%p#pa:80|ŜqZU3͙t93,ۙQ7fLbC_36@G9^P-\N }D_bk}Dc8`MH53NI0Ң7ت(F4>B О6 i$NE o(FH0㢘4:OF//ZKڥF- W?h-&h?ܺuk"]gi$}2[['l Dpqx,t냉ZK8H_l,H!ɖܲ.Dܰ5plX ;0w#|xpC6Fܘ^p Ñh{N)8 g|.Z߱ܫj ng,YAr"nj%pmaIƎ?h%$H~0vG q*δÔv2E3]A;c7)B!<B! MIxRecd}=y==kD~zWwޢwcqyۻG ߦtN):^\Φ(w-ŬܰKFԦmG?'Ů\1!؏' KǨg|5OuԜ暒oPWl"cssR>7[6,o3Fc~V4XIW1ʞ>/؏g6MdI 8pY)kW+Me 3XM>Gl&:e]flY,d7FY%{c5g,f 6"!< y;_9}=q_dSv0ּ'W<2uuv/=Hk˒d"޴8E =9HUex@Ť ~_S]H7 Qz%oiJA+hi#23FZ`je̶,YhHrCJpc-o71.-C\V\TB9PF?a2yM&J ^x/Ϗ3QWgYUS*0ׄrp^L&8X$.<*1 sF6;PSe742d&QLyB^w[Hj`mp\%$/_ɤ$Jr*X8&sBn d.b A lPwp'j-fw^3y 5R%SwM6TwO}HeXXk2;61 5|ěl@\71).(xdBe$3a;5Q-Y21%T&3f*@*؋\eY8>٧᭨yskZej07C(+Tǘ,3و8xT%Bٰ(!'f˄ɾٲς#ɳ–%rϲCܛ$Io{;)⸧P&݊.Сe+V[,7Ei5~w-H^"{2ZfJ_OB¤U"BG#zPPB急9 /DJPȿM< F9"74m&Y!yʐy'euDw/h3}>_Qܖ+/9GX6:X; Ȩ(T2|7"UiGi7LZE@-íi\ ;{wbYy/TFqIa46Yфx:fxv[^A|$CtWiWOrqA9ko=y\Tǀ)x$k8%l|>;w: }=wvitpz 34=eTvm&j3sǘ7 cܪzKwq M@%;6R|%gD<+b^p.7&π{G|W~YLޟۯWq[\1%]-g%:t}s,?y ۩FµBAg4itlI ^b5jj\ *]bփm 6 _@~\XFST[B} /Yj(C; >uZ]+zz `X3/TqshM1<QF,ƼDK0Q3S qUhCL[+UI|A(_{ιNٻg޳}g| w,Zn)GGD'jmҾyҌ492d)҉6Op},FKr+=/I2-K]IF+\shM"Jh+TZ) ~B@}4uv *[h؆c)ML"oMZ|x?ި%Fo=߬og\VuV+eۀi _ɮҬ Dֳl΁3C{~h/u>!ӸoYB1Wj5Rm@k|ˍTk{#X>^ֲpu}nyjVd&ޝS33c>m-j[O5䈥[h0K~ݑkck ޅY2х/hb7XQIY,WQ4F%*9 /A8S$(G/.]Sd5Pi\%#;P7c5CT>?aqx=Dɍn\ ~JЈ%^*y"*E+FDx/[NNX9Z9 P3{k;q$~sp`z~ex8Y}u5q>k^8A ^kFnxݓ"Sp(5LQHq?wFGZcFgܯs#H~M4g7C| gO䂃qk<Ӥr/:tZ^>oCjEt 7ס;zը?{:Asoc^\Rg=N3c>[7(Z6Qki5X4yІ)|ݩ3N4oF>pXUqȇ(Cǀh3P]=?PQDV4Gʋǘk(IePc'=+sr!ߖ2 n 5ρ6C76O "Uɴ-GPgVNGH 1 ! *L^0 | {\hȫ`,r6A?^:lr"$<@ HB tt*Ǣm% (I,by(JR$? 1EWcT;qAw^ĸ+ CA:BZvX:~QN #ߢ`;GF)h؇wGTb =yZ!W/R{[jkPQ NE?S|sAU ˸p]f0ڄטw)򰜼8= zHz= N桾Qk`N ~:c}IX\%kq`KvqG)O? [b'!io *08AW)I{=bKD jv.Sϊ ;E>*muⳢi12JD*׉񱫌[qEyAW[whj FYvv.ٌonд,J*,lG2vɎg ZMߔ{tUs/ b0<#$PXUMU)JEdZ\EeU (`ThೢȪACyE!sCUm֜{̞=s-ҠLJQ"M }l|kw?LvbdspFX%XZP@+"%pԄA3fϔL}'Р1@33EǬiN0 ء mvjﭬ{>cl-R황O۶Mj_:ovNDR=5c?9k1| h-9p- *li51=b.`J(k]PsA,,{ _:bI$kW2G. Aoz">Luoaא;V?cc@h7a-N)o%v-nSpDOGc=\Y jPP#H HP. TCk$E^+݃K@cnFka5ҟVpXM` sෙ6!U?(bD4t]U)FtuOOORH[`WijM qf.}P]J C^ _8';aGľBtnX#%ŮZKϝ;wwL5qX7|Z^_h~W~[_C䑁+f}/HsѠKl=^^&}}}H}VQSG3y7Bqa#WRGByfuT޲7it_޾.F^Y]ծuwz9 ^aPQwe Mru#1WyrwQfV8l;;z톐F+ܝ+C igfjrl׋twUhr޵ rdAKy-#>jXO$ZuATvFמ~^mɌh xש1 i[9q1x3Ox=yTGԐ;PfLl )_6BqH>HIK;_zoۡ[qsLuilw64e|-GL:Zg6> "ju|jFoz !`I3U~0ޗn>rÔ:èsBۢLJ2c/yF˘^MS{ i]-V:P:aSĪNhndۅ(Qle zn Kb v봏psYĶɌNH47qb\=H}\GJ'$"-YH3:bّmPft}@k2sZꞥZ]rR O$"k a\h|.`ٍa~DI?ѾtmzҍZVߵw,#wqf[S 1mN4WJ~l RtG&`[ȅ<9n>3sy6{x`({n6,BZz-V2+9oJNw ~ouB4ivJ/% x|H&xH; {Yj^(e wh<~*saØ&8M YM_yO2l2e95n9IBh#("d4J1Xo)ɠQ_$w;MЪjZbdՐkP>"`ܳ\/zN}{g}M+Hc*c]n>}Ů- kNB/F5UݑI6j>߮Fߥ;4jZ/Rs=G=6ҳ"S Dh ajB)X_ +{/!Ψ, $[tI>5Xk=zZ=cO$"% a>AX6m`iK4q0s*cچ]n|OX53"c/e~X璷gR}G>ܯcԒ5MN[ߥ64}@y|J|SWZ*0]T̶Rc>(xqjSFc.R^Kɠ6"ԷGV6&g= n`%(2c +a"7x!>.ޠA{3z=Axa|Am`c|`ģa>1A71mU3& 0,b 6A~ſQx%Op{p,)"V p=X;tk ;*UUk e8Wk~ui*/<@cBa M| (]?H PAX-'~ݶZnq`Ʊ`ca&$CbS݉S=O@,?ߟÏusvם8^ɇW2L ?[{u^z_GOx4Ʒ4ʃ\D$|%֍r7*쁽PZ.@+(+6^zW PRS">'v.LϷ(9<9H5WP|R5?z,XOO tMA$?j~ȧLuf&䯐!JU~Abja4e4UchֈrH&U)߱{;ƛ9=~";ʠت~Ѧs<*kH๡bۑGNS';hm7f\ƋT&R=5:/UŽv]ȗ0wt?s%ezǝ0Vp6b7it;u~Xg#a)H}'0B;6`-]u|:-g+0.(}?ck C`؃`- O} ډ0;vu7se== 9fv3CzψKȈ7 Moć1 ZPαyHϭܭS)|gWB]nj-;n_d; PMy'0M)'綫Yf׆ƹB\}{fFk٥G^=\+_xҋRdHYJgDiffZ1`Fk꼚NN|i kX_g4${E=wf*zN/}rQ'R|nzV}ލyUib=**ʨ6ꥴA) uE2oW?y=N7i*ycמżP t{ڦv*IG\uYi7;AN{ w%iy;vo6&9i}UGKGwm=뮿^y2@iMOj?s}=z;~@TGjdұ:()x=yk7@UBx.;̏[͙%TX9 'my6Nrכ;$ibM';/rʦx4} hfiꄳR}3Fq3?\v_a ]s݉)v b8|eg(NuރvJ"?䃼<rAv Uӝhs'3pNI8~cp~#p~p> {`7삟almю pȎl*6@"uvd[jag.)AY(!&xnRlĈA\v<'Cxᤝ88G7cïpHdg, ka:Sa: l}_0C`|Swo -]h`04F0  > be`.Q!rEY 2C&H -Cch2uIL]f)7䂜Af1nW+p.n&d섟 f)'U|̃pca1h =;t> > 笔PJCkRPJ@q(PfCx܅܆[pnuW \Gp .$S %8P A pԐDޅ܆[p58D70> {xffW XaL8A 0$0/-PBa &TJuԄנ"aS[ B!,pfބP ۳$3a,C ^oybwg~Jmc(}]u^KSvjڪ6soQkjeUjZejZEjZyjf'gj)j& j=JT#pjlņ7sаOU¬x+H0V#4gegL;s` f(ig#`8 0Ï P& u6ԂPjjPrC. 9 ;du.ͬ" 3hfm.꾺?YuFVIuBgڬ6j4V'"ќbO,Lv #hgAY(!JAI'RC* jh5+'Y ꪉ[uc?dh.#NK툜b ,# E< s`q0y|އw94C<48h%8X B(  n \`;@SW>Ui,VO-uSP5uU]x^VEuHjڧ=jڥz:V%+8#a:L)0L@Vo~@o7z@w] | +:9| rކֿ-{਍(kw'cLF>$aѸ3D^>,[!IMN偂q".'ǰڲvZ%*=zfO&7cM7wK݄u-u5(CJS,Jqrho~^PZu!T`l2 dFV'S>Sfi[4;5ЈO۰Η<]+mfU+Vk>4҆-.'🸿7昛%ng>stream 2018-09-24T18:21:28-04:00 2018-09-04T16:48:22-04:00 2018-09-24T18:21:28-04:00 Adobe Illustrator CC 22.1 (Macintosh) xmp.did:289919c3-1428-494b-aa4e-2984ac785472 uuid:2462f830-c393-f546-a259-0fdf7d77e054 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf xmp.iid:f5252d57-8f25-4931-a597-672f9cc701b5 xmp.did:f5252d57-8f25-4931-a597-672f9cc701b5 uuid:448e35da-d254-492e-ba12-a12b24482212 proof:pdf saved xmp.iid:2ceb8946-2cba-48f2-9789-a8f87817cea9 2018-08-29T14:09:50-04:00 Adobe Illustrator CC 22.1 (Macintosh) / saved xmp.iid:289919c3-1428-494b-aa4e-2984ac785472 2018-09-04T16:48:22-04:00 Adobe Illustrator CC 22.1 (Macintosh) / application/pdf Lee, Yan Y. Figure 5.9 Percentage of Banks That Underwrite Start-Up Small Businesses Differently from Established Small Businesses, Using a Practice in This Category Adobe PDF library 15.00 ౦Ϸ 1 False False 321.000000 263.058781 Points Calibri-BoldItalic Calibri Bold Italic Open Type Version 5.62 False Calibri Bold Italic.ttf UniversLTStd-Cn Univers LT Std 57 Condensed Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Cn.otf UniversLTStd-Bold Univers LT Std 65 Bold Open Type Version 2.020;PS 002.000;hotconv 1.0.50;makeotf.lib2.0.16970 False UniversLTStd-Bold.otf Black PANTONE 159 C PANTONE 3155 C Default Swatch Group 0 PANTONE 2955 C SPOT 100.000000 LAB 20.784313 -8 -34 PANTONE 159 C SPOT 100.000000 LAB 54.509804 44 59 PANTONE 3155 C SPOT 100.000000 LAB 34.117645 -39 -22 Document endstream endobj 52 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/Subtype/Form>>stream HWnF}WcB_c9 Pԭ CQ d!eYtcj\ΞͶ^@˛U+HkͬeZHRڦrZgƹ6>%Z~0GnHG#'Uw>C$gɧ .\HX0A^,,ÉP(͜IڏbkD~/%bL9>stream hTmo0+BIRackע@V D J4./ nS.>ߋ| `RE,аŰ)&} #Qx A!0>0վ<HS>Py_0Wl-~|'ʍ)l6nc"noJ;3'w7',ij2v yH%%yV&yLd)+SHalL@I*tDe2KnU>x>%LkFD( J)E{#{ѿ!\ZJ ]T9AL̨%FQ\q»[^Q ŤGuhׁܶ/u'__~]j{'䵴-P5XU1Hh%Z?>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 10/Tabs/S/Thumb 87 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 55 0 obj <>stream HWnH}Wd$̓,2,>LE$38Kw["e1SU{rE%nJ?Vf髯_{oip/^}#&7r+*QL௵:x:WTBDi|Q~B3o' 93#Nn' j%^Kw̔8ʩ{W» jxyqf .fqoI_V<59[!Wj~s]UL'Bnl 7X,,5n/ DUA?,7p?7 j]͔c iV4Y!KnR rXQk;X;D滜5k D6ft"*N7Z7nvbrZ<;t*ںVzf[+HEE@<,B*KMЏZAB+qybyh|_^gť+<~!>I_,1[SU87cdeZ/jUe@^7`7:$(ҹZ:=~$ԫ04u-1BTg| mR]Uʘx"/$/Zj+iQ,6?:\v0Y:&¾ ⽓."µ,X1> l|l&9G_4S5oT]0 C 'I04/zb w@TC*J)2O~8c`pJ]! +sH  K}4=@I+,Ƙh&*4Ss̗"<07|VKU8@xu+In6ih[i<{9JB_A)75Rq dv:Cb~=صBQA | ^V@38C3Pll_@A F^rO]LHhCVtgx`HΝGNq(;L$J;05W/Ix9]EhWzVgŠ}C=164*浤_@[H20M\NXz1Qut̎gaIڟ6?$l:8imsue_wxCʕgbvgZ=8R/K˝f< tb/lcG$(?:aB앹V㠙K>zNLhX(4CbZ֡t,!0c%9pۮ/bj"1&ѓy*', U'UgnJ b&>Ӗm9f0ƫ4C^Fb)j,q9o#7n y6zŶ*gBVʜ9DH+jJ4w<$.} 6ZX<<5'7lXSBNԃm+x\Q,œ:c|L`5>8D}m겯IDŽV@ʘM*CHup8oQ̫;i#jn!zC1&&M|1@aMS{oz^bKsD P7Wk&&kߎzrE%nD;lFQ[b/ 8 DTGǀSZ?,V/ߝW\ggg8 #8N^RbBfG aB^J+IJ3눴hfbҹ&15NiC}B[E`j0)ːׇEj9o AgFsݥa ꎪ<9ɧ9zD*t 1; ρ8%h:%&4Q|%Jz= &cX(ҧppFp2>Keئ'Ū@wTx.3=_Rb~{܋#_.}WS -U (KfGʿDxljlL}tN.hW(g6L]鈒R팃&@<.=0U{40 =[nr1..5m`IlOm\ ɀn]ecATs{dJ~q@Y N 9N DP ]wJ|Mdc)rmNWwty~'Vb9#3o&`~AO?"!qD41441(HmDߔl刾+ *ݳ #N֣ ZX-u>]zj6c+ȋH^NUeTo R<>ht ݓdʻ|OtJl1/Gzjs=pa2b]YU{}a$."o5, q{d_LHpYxdGȺ/(?e:`VK$wф:..lNV9$Joq;:u[@0OOnZ4T* YěI݋ֵ$Ҋt <*;R0qkB~3Ti%L3yF,Éچ^m:*:5ܼ9r1VB=YcVwyk_|'ҫqᕸy96f5^T*{3'_ *BDos?ߝu ?/p'9Hs޽"G1*l\r Y-ej};`#ٷ8r vRu5/& j$s$;j+Ow>f1|]eB! 3TB+/s2»E$4U[M}x#}=~pLn/8EQlwsDG*6-SGK^'Etel#g1iŴH:tF]֬ZaE}lr)h˂v3񑷻ǧŏǿݛ7o2<0>QZfp߲|Îc=R0 鲦;7Q#Nq` @Z l4i;`Co?6~a%D+}Ze7HЫy5o]!#Mݛ pLi9 R/D39'a`1x72?AGBV"é@9q. ŽZ+ںk'Cz9at =2 ֔X_w,v |ڊ̩r%ѮCOH]!.NOÍJn@yCnR}]zТ̢M,y}IQGZ'i܍k%4NRL{rlٷ d\'~&682(`5~6lLSb̛Yxh=UxVntS⟵׿үaH9JR/s7S=x|©${dCpBQ/'6.]I\7n1i;%7ޡ()rKZ]?'WO[/*㤙[l% : lZk\^,¥JHG̊a=;L42ϣFcgj' m;?|2 뭓1P*07i3+V dX*կVG WC̞ v= b/*̧ǹn80%DD}UY[(B9E?f t'";/PM2Dwy/,osq-A̶Oڊgz{&? 50}..ARY̎ۜP~`Ʒ(hidz^7BF/ g9 1&!L[4c@CGȝW_L维4su!ɍ?] 辀y69~pa;oh!ȶgن*a?uW nxAlgΪY+?F*nQ4J+ME2@AAg9Ro<7AwAUy]T$JVB +u\Dխ7ĬqvfjUl`䆒>4=+t T=]?f)B@+M0؀(=sE;@#a'~ܬZiukOvV7 h?8CҲ`?@/ə ^L\K۩̱; 7֪'[/7v#J2 ?+9#fo #D0/|DLg;KJ .ȟ@g;!ID޾6/ps Bxs`}f[LH]{GzIRyÅVܾгJ@E([$k,F¿5oN6-Op(l#Mr ɃnO_DusVӚ/}OvgLۙihL5ױl]uZCiOY/q_=b_kת֊!qr@N6(C#FN]x-I4 O{cyS6Mi+J'6MU}v&{&lƷ8,&?/j$CA{f7ȇnZ۱p%j4^B6IM#6bL=3f3ai@{iJZW~'WěMMT&)b &lFyCr98+xzp3TD857"#z L拒@=C(rC󏎑N_rvL g9JJNkFK㌈㡙|ǖ}McbGT_9n2cS~>3J&S+b! &`O ]lE~20jXMQNw^C شx 8䗞Qސ|3~zyK}̥-k@m--w/Q$1:!ƺTh+y\A]ž M|?73K5k| @g*H6l ڔM_`m d2)#hC֣8XmU!DDaߠv+:`mxUe)u2kg^decEƦvX67NrM5Q>28=d6ئ m\vI^,髺ʙkˁ ΐ/hj:m +,bdɰV^%+(v&9.6& S5E=Z׍hوNM2Q\|ѵ($MWgv)!rq{ InDfeQ/;nԨ>jgE'gphCܣBFw0­-*Qnƻ nSwJcEឨAQt2ɽPR,:9pz9DZJPʬ K+?H~eq;A/|ϥ/4Jz*c+Q A'0#GD!#2 dVDU\RDʼn,!+2*!"zΠXIQѯ^:G/>xu`שm6~:7[* =,]0!UJc+|L.s-XTxG0nWJi~PaYdtUoWV7:Q|ĉ#Ot^%,S#}VQ{ cR-p6xO^y+k*C703xZ$jjjCg繛ݛ_72%/8'$oh IJD*rp"En lp<'ļy#CihV;K4x##i`RttQ>6G\ 6 v {`}033@g8=F{H/sW0?<,d?UIx:_ ̇ S[; w |B JAMg FiPfK SǍ`t~<()Qaja*EN84r .b]6u#m(C`&aȲzꮴJ N;ޅMYaU ˞Nsx|-bsaD9E_ mͤ>stream H|TkTSW7^Bīy{"D@P@ޏ!)(jjP,8QViqОKfn?5^E8sCv-ߦP*TJZ"Pk/b(#r9sWgFiWBb6q]xOplP"1IK{zӎmG;uWyxxqX9+GЁ8:MZC:d_DZtl꾋//5Z7_`;GBC$aMjKQ*Οdy"PҬT.-1~K*CU+vt<APv!(E\8Ȝ 4,CwA6HنȐ~t'S}Mswv`|;np,u-:-t28gƑf8/vw>b͚7j˲ޝ)*<:-s-'6X,#$^RkߺL!$%]yeqq܁)M~F@?p/qHAt4mg6Ň|9 a<eH <8< zb".:= Il ^(0+>6ac] +^dž1_" p(gˀ]:vӽ+k& '*<{~LaMWH [ "XwoUX\ICqc9a2Uxp${ZɌzL|׸b';H > LG'($vH>x \g nܨQ N%2K ?^],-)6Q%7%͍JR5$I ɺ#jXcojhjkkn'p{WyԣK?~Ǻ=~nl~Zͩ$+U߀2Zҕё w6I|䗽_%{4=hxczk @,ֲFjIT}z+ӗe.d.?lEaTD Bnphc}璤ٚte*6̦v}snYJY\{NBe0`tqL&,h<~$IfKڻ\@OOoK bwÿ,mЊ@?^c@~<=a(Ā}z[ 1Vhw8oJ+hT&Xe"ۊ-Y\7_"}3s ⬙7uD{[6gDR@SFu2ch7)N"&OxzQХ O < NҒdvjR Kw" *@#pO3gN dc բN|lء6L;K=bC:˪n80eDs&q҇2onT`dAL㖋 nMhg\!D 7 Pp||gɤldyxtfr"[isL{" є k}M:ؑ)s:VYj>)N\X`;gҨjXppaC>/bͻ tPΏܔFX GݳM-͍SM-ݒϣ?[3FRloOYh ebpǘ~fp!Mj|ѻ$3$j6/-&'oOJ_YeBD-1z]IWZh.-e$Sip+WW.{$:xb)!d.]',wNp\"2 W}| pӛ_뿷_/&*;F3Fe }6: 5']LZ&1٪gຨ/$P ÷VZ7~~ `6'czܾ (w\oe5;KR3y9)%KGtG5ugqSly͘UVEȦԅ8*EEY6f{!A[]X .lJq0t_=8=_˻~~׷Mm."#ۯ*/-:K#eE-ۢ6wбN]r\s%ZڣǗZ~:K?7|L`u^@ 5q<3^{rnF!IPZ\DVm=#-`9F='NWmL.5pL?F14cT5ԤV&HH9E~\y&ģj|^ &\7&OZ(. ON~ |f]!`Vd8!9=egEeIWŲB]2>**+Z϶(?J-&Z}d}3*m8;%{8qxمIuMzE,cjSh%|ϒa8AysQQ`ar6UyyVq%hi)6/{ &_F.?kE#|`Z ՁV^"_X"3WыIyfnuA՛풁%Wy<|QJki A3ctLȦ޼2OG5m '-^6uҎR]|qkd' "yIR$Y | Q0C?[vFک Wo+KQZf >!}\Е{g>PWxS*po^w@ħZ%=98PX=?Y%K wz?_ 6#Z6eTg*fq}&Xab,iKѢ&w,Vl b]VA(2F: UlT]u#"NݙcporfT k[u)$2D|+H"g@TEH4:KEtXb.1NRc[)\gpH~&@(z49Tg|z&wpP`'XLV(;_Oa׫rE3W: 'p:KK3f.ȞjUԩ+NJ.08ߕ}0nPMs{Ed)$-P B 3{UޣɡJmoNQ>x{ȘTkrqaSq!hrX$(+x,V@8/),:?ե1jӃ @݄K{mcM1*$xr@e2Iwc0>m,"Շ0籶j4ܲόw}ͰǸ1y>͎ZK_5qK%QlZߟk;nmԷ(yYNj_[)X-G%%SBۺ_7m{K/v-4.mF9xatyƲURxw0M/k6 rO^Xn(+tq?E{cT}-{ttqt77G\`QfS/FVqEΆkЇ[="=05޿S Oa.*Cܤɔ}}v`U6*}*#Zˣ"$=de/RӶN bр(-V5 tS"Mɘp!,/yCV„g:sYHuu.Sh:MdfNGI _/˵R%J:;f-*:{sؔ˃8%ƃeJW6Q qn\@IU}0r+š|̂xe:>B&^cEBAQ, Ac俁"Z'Z9xT3(90BNFѫ1Si킑s(nfƄ U`-)lm]+~B?'9,)O3CbͅEfpc>J Xg*d \,O7TЄL4=oƝd 14*zbZ.>*7XV4i45Em6(ɶ=#| ư^4K &Usip9,cNawvߧtvF(3I8 odU|,'ӻ?'૿ ת~ѵvʇ0>طӣHMan o⷇Bh [xW !1$~6*x /N $@si)ExC@-uru@H'гlJ M$BD[96{KyqQQk(J A&{tEv٤*B*)ND8$Oi= -1?2apRE1;ܐB%(?\T~uKN3>Puix>xq}7fClzBNm`Q `"uRcw4C@şq][425ՂHvD%EB,ň3`)=7o&뚜n(:WOhtrܬFT+?vL~8qFƚˑ# 1io  _3贗b\nj* 5ǻD#ujF62(nUILsMtژWMID>vৌ/ZMvS @ٞWW; $,Wd6 GʚwED*r, ut?G`v22"=?7xPjѕb29q̭ p{ hv,2 Lܤip159b7vEvpl&ϟ ~{wbi*1eZ9A)$++._ \<'X-$н2mR"E|Fv+a2v3oj!gmf INW_;^_/Ϊ':Ai"hQ_]kb(yd<ȹ"DFpB.ƿ.H1xxj xahG A쳆T<)2OD&p3rgQ!C!4摾G~+84y9WhkJ*X H{TR,Wz%Զ !KJw Ŵjx%`1ё,,jfJڔry\FbTr6e;CaL?㦧/ĥJN@Ш~I \s~>K*_ SgV_p~W@dPrQsUH$Sd,I6Ec諝) "7ir" Xdew.݆;m)\dLzr,E)ɵ,vvFQ=5az&Jo9 G#*)VFkK tlluluj jLP=Jeq|Na{;}t84ߦE9c> Pl05++5x=ؤNi3ۦ`$ pwjCVŠ!wFLXLf_tmC%IQ^)K.o}lB#Xy+LjH2ߚnX\KgN 85Jy|y*viUl4[dRV,(e& 4j'?\BKj>EI9tk*1-6vŹ wJ*41+6 Fϊ~T.wV~T :}2ְ uA*;ereyTd(\E2juRY,6W@_k'H F?d-! }J)r}襹X5\<6v,$3WÏ嗹hu^^^@aӌ I3;_Aڝ?S+=`ѣtPD&`چ*6)RהMXO(NM] 2-zIGV䀦qZ65t湦M&EV?9E@fB-z̰Hқ7Ýęߩ\-iO.% #FDҎKuj.!0 oHfI. Bx1 >z蚗xYUwVT0 )LLslwۛ*<Ώ)gO=M\YHQJ%Z5UzQN5md&)EKwVAh)*jb 27pP:\Γd)kh`Xԉ7mܸI-3;lnq_쮃$ eRGWڭ5R^c⦅ ea0ٝp#{]V?{VS/^v8I&Do7%F]Z宍Op endstream endobj 57 0 obj <>stream H\͎@=OQEn&dy! .|1=ɘ@]Rnߵ˿}};]3kvٲpM[OTCŇu}w곲tt:wic|ocǶ;_óa/­׮4K5|.}η%w]1/&^c՝cV.gʏYgk;oeSŋEK3{dadeVWW y˼E1ߙSǽy\04x< 2=ŏLa 2m6*GxGxGxGxGx  ::Naf9π>@?@[- 4(QGُAaPe'N=DщE'N l0l0l0ip90X,W{.lp{cdm?6C? * endstream endobj 58 0 obj <>stream h,QR0aaa& -iHR(C8']8Jgf+ ,4ITY/R+'hjYlkUZlC:nPKOVӖ@጑uEA%W[zl՞Шw4hVa V8c|{ s<`%Vg,^Ϲ'F   ;x4``7;x7;L,q9YKi>b";Fɽ#bi+M","0z|zX:q%{yr9BO]qY`RbhKMd2kա(>f,/kq endstream endobj 59 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/XObject<>>>/Rotate 0/StructParents 11/Tabs/S/Thumb 88 0 R/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 60 0 obj <>stream HWn6}Ẉ DxdHͶ( v̐(vc})j8sftlˠ\/РK7{?[fC 3thh.گYwwoFWbqag$F|<ɔR $Q*ͿyC TJOtTJ D щB2Ox"C>=ƒ(ze/Bft)Yk]2sR[yG&РWhR7iD`J8Q.~9=pyFn(8-a,(E{@萴҅Ye ܼKd!*>;Ѳ@_"ǰ4)"<9q9<蘸rψ:t8[Dkk y")n%T\$VNbc+hAxpGmO ^_ DYLy7n)hs032D!]emSi| ][8Ȕ3JlKz01ߢ>r9 1 ֘EpNPe\ ]06]?[ilO(QkQtHK&ɽ+@2@Uq^nI\йoȺW B=zuP&xT9P C= pԶNGj?MywKNn۰DIlh@]/0*FM/]>fZzٷ_)rM69d! tg,e-ڑ[TAԒn(V;ѵXs7P2CsBr_+G[n){ mRz(=HmwRVg(ߜ]f&bzOWWuSh@KaپlSʪj{{jm6:u *7[*;@ۺAJS+wp^sN8mު`KG y_izg?p!l endstream endobj 61 0 obj <>stream HR[BA ,`X XB,` dz^|qc endstream endobj 62 0 obj <>stream HtT{P%͂(ҒE ,P(Qy**HH&Z$"Uw*PP@> :Uo;Wp`c;wv~1$>I9+WDfY̕Fў0DͷyIMJ%gUϒ(i}~o [LCԒZm5TbgkLoNȸ f BQcwB*ڬa42a.FQ7`,+4&(,+Jh*^pz\/ b!l:jlF|h&3&) "8JB.C'T-Ao1 ^^\l.2N5N"È l7fop?$tU̘~؍/./\^9 c1A!Cӄ Loʉ $qψ4b%%_%u|LYOV#Tkְ͜A|؝²̅ۿkq*.@^-;>ŪT"@`GBKw)4FǼR+S5[U(-P|H(l>tp bѵ#0soh,3燪amP QAr XKȂ7 رoC>pwGp3.+hӇM_Tt;x;.xhd}qKt󈠑\ ͎ f&Si媍@K|ކc0 lG)rd,&#-ATإaGnu`Nͦ#.UH;ay>.6ҸWW'/z2Dh)175]Fun b/;ne~uDJv""-M#E]+-`}Th /0[VAΝx o1Svk%9Q$J'_j\aGȊhHqc$Y ‡wG b [Zrgo d~;_ {/Bs99`3 Wa0q7 JNbpi?C= Y &ӰCP yLȩ@ V%RC t(4XLiǥ3ڮ:e~M)i\okIa$V MfN3RZFoM"UyEZҮW1~}>k?yysߟ^1=` oW,$ݼ^5zybS| M53/g&xG.@&3:_F;`ZjlLr/ Kg0+YJ"'䋼YpΣ =wl^ qԱ-إ1cw0ۢax6ZZ]xNc-QL$Qv8{mg>Jh+tXJX4WNs[XO>_ >GKc Dk`Yu$@YV]Ӕ[Ȩ@TWj% \oT"3FPJn=*cvp ͘;c9" ɡ:HV*X ,0Ck KI7vIn\hp9F̀r׷_a}Oy> 5uEsokYC?` Y`2ck/Q.؇{CB:ou.D/śn{`WU G,Vhz;4;aQ2bG{o#~2YI]49txz[MuYLӒlxG!_|U  !L3 #x)E^vl)}Agɤ҂\`C(K5:L$m(b"|>jQ1wFƊ=X-z_I h w/1:u^/SR]>L?,kg55"DÒhsM 7D?wgEq0c0cܴȡY`ś ʹƇ*e1CMS^.F*B<v8 %I=/9?!8~i!,V 1Cq723o]`UK9EVh[zhBǫJ']>eгݳX˚FG'́"5&+U>stream H\j0 ~ Cq] 9e{V29'ۥl$ƚO<-^!t8%hKc:OL_ay6_v ]m4tыtrDIk4MXw\B}nFMg'zidUҪZ/~ʪW3Qܢ ᘘ Cb2LT99))%%53^nUcWxpY-ӴӘq@c nr@ٯ8 endstream endobj 64 0 obj <>stream H\ݎ@yP]$љċɺC2i·>l$GO}Unwơ9ɝ:b1>[ln.i~eߟ\+]N6p Y#!v=]~G~r ^6Rзz^_eO6]SZ1b>_Rp&ĺ?Zctз]ׂˎ潎YU"$W ޒy~%&.Y"\\Kr Vl`:p(P¡ܐ7|a _/%K<كYWPWXKPKXKPKXKZ/0 p9 /Z!X:o7["\ߚ[i{c]]ati>_` endstream endobj 65 0 obj <>stream HtT PWf7 :#DP 48ՊB8J.Mk U!ٿGԔ￾ b֬nFB]xBmM`վhxg?#M2Ώ&*%v6,daFf^͚7:o:{t;9ӏ d$\O7p }f^m5>\pZ7Jao|w{\KyOKɼ[JLMW7iu ^i 3>]O20.Øɋ!""Y+&5V7\j.BLUg: MGs9щި"Kk mQ3%ש%e9~H3oK9 $#!%B"8K%KHB$l$W"Tdd"$9]Ky}}Ury(աv\6MTV-MqT!͡ơ18q5㞏Nn/!O($ N9)✾rL;/wrމҳY;#;h$ 4،*7bFBm6K1B+ %AJ5p>ޞRj5|6Je:C9Hڋ'vu"߰3zy \aWGE@,5,ޤT1bAeaQpZ0<v),ÎJx.SS1bTՌd0[:$`pk1qxN않ap9JlVA>Q*pON39&* iD{L$D"tJ KhoNZ$\1'Pi 5ƑZ'8` @qadiFxOph4(6[eIP2z>J1| n`c)R!`@*vk&aǎVP%` ,c-_5͗3Ek|,/u Az %p17ɱܲY_)Y Iz9~9Lvrq oĎ .Ď9S1Kk¶9~)U`e161݉TaE{[b1Vu3&Bl0l&^R# Ӱarua@l)4!WyR4OE]tHq:!8`E!^/a@=Cq  &.Ä͛߼?%s/șE^cӁ g@n63b=wиtȮ[j؎L5k[SB[R&8ѫcQ[`AZN[bԵܽҾnxf #~]dΟ{-CL/?&a;ECT$~QY7HaPVaEf2 leЯ25 'DB jA,Jm*x?f sJ![v“fg0b`1D}ՓvW6x/z=8't .4OG46 O%8<0@?HW~V8pO#Z}G NU ]KqPNBu j3F7?rP1_18j b ГM<Ia-IPCJtzDc UR61;ĚD(dM|BFpU8*@ߖv߶jdBH5e8`O-#+BYG$8"?=lm߲ǘ*hɻ)uZ*$c"LGm| uf_@VK=4`Hmt![ E7)/ 7s '9ܿ^0@8LyCPX |VBov2.IqpW@*= XXPKAWÐgLw4( aW!^EЂ=|sȍ(wg ? 4)T1q[@="YBŌ q#Y'ܒrK˩̷K&*y v!'ݴXĖDntv| NSXgQ,Qui (vGfFJl @te 7H A e/hzqؖaHL9!7<VohkPE`n8.#z3Lլie,v K06͒ )B vxav8L'\"HPBo ,;?X7ogls:(si ~7vKlu9RoX,eUn.L b0S\.z0ի;!X!6 }U*ޞp7 I^nBMypڶa.Ƈwo*B{la/s,_N]?ԤQ'mS?6?l'dFǟVm()S;+ic{^b;6tGY<,a6Cvn0۔җХxl|;o<6L [ /1i.V~wW3d#Xc1lLf0A:9&vp,8jIio:m9W3~ߧVf_#c5YWuʰ\7t|/[I=/]7]2nsta%O>=\3ܳ+ٸղ\*<$}r?J˅W^0'-ʲu-zŧI1¨|y t+- e;%4&e~g otSڳg p$(l kIC#zJviO ў^tC@T)>1@1T Y%_BۢM '=Ϣ[v9m`q:ַ|BsF&Z{x#[vA3IZԦBHfӾ$*#7ܳ!>=!9_Wf!Αj&g65%>)E/c!‚li!J3-& B=;r~ÊЊҪ7Kr 6`\6͡.;=wF]w~lܓZG~i^~JRKB"b}jYQ z`H|8` .Vݎ2yХ6!ea2f9}aVȹm2k0?rL)%Zbd/wCJ &D~9GI:aHbZ"!N MNH}r㘼oFrn7j[+RL%<  VH)w\8ro.tc?ve?}@m$ia;Ww07bGh s?dΕ3a# AZ߿X_fyw;\)gfϴYk~wj_Y~,>stream H\n@D|C 3ݱ,mD!j c/颢H<U]=vwM2\S!>no&.v=ۃiq+%4C/cTU ֮zkž_Qv86U^^,l1rf[ r.%ؓ=8%e0:S} 0߸ endstream endobj 67 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Subtype/Form>>stream H, 0ELyP Af'"%Xڊכ9fefZ B g|-(j[Tg((f6Lc2`zD:}SpJ(/t3 FXRZAݓ\qOAS-,hx9F!jPXvu{8?. endstream endobj 68 0 obj <>stream H\j0 ~ Cq] 9e{V29'ۥl$ƚO<-^!t8%hKc:OL_ay6_v ]m4tыtrDIk4MXw\B}nFMg'zidUҪZ/~ʪW3Qܢ ᘘ Cb2LT99))%%53^nUcWxpY-ӴӘq@c nr@ٯ8 endstream endobj 69 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Subtype/Form>>stream H, 0ELyiA Dqav"RJVѯwnf g_0=<^ m;_. 00jUy`kF=X+FK7-ٟE>ጧT=wjBZJKT,rཐM#(k)l*Վ 05B/ endstream endobj 70 0 obj <>stream hXmo8+b _l.iq Vb]m'1dPqs ~8(rH C gp>!S24>Ћ A$$j4Bb1i%x&wX Lz|3$)J\GZ(.͔5LiI˔uuLYA+ײ)/pfRʡ<('SL+K-i-Qg6pipvL{ljRTWC40?àUd8vy3*3hI= ,fMj øs>,E) Y45U) h{hO(Vq=+Wx G8Sxg.a (na %|̡ohw {x?E[q8- *pk`!W(gSѴ䂍8wP ÌM oy?v~S?VogId"pXcxC:k8rPY%uԛ%ףcC},Cv~ ڰgq?g`߃r nG ) H$,o)0ل'_me2 CsM/^J?!&$Ą-&#ӈe|8xY8Z8<_[jrcJ%#iG֣v.9nOʳio̵όϢ"#YmA?1 rM$ жM` a(8);N@zX7xѿ\^!}8^"4YTLd]q܍WNcȠ-f6)u}Y^D8!nҵe?2ބ"3!ŗ.;\}iAFXYc¾x1{gxƤ"&_$/?pͤ] ̹+lA} tN=^3';{ꡤ*42@R&}$K< /sxdY[" (K,G׎N*`Xyb>Y!4z%ƭEت*(PGuEI2ȓ GY endstream endobj 71 0 obj <>stream hmoGrq~|}D0 b$(C<ˢ@+>IUOKR,6ճ]]3=&p&*o|,Yao&zffIYk46$fO6kOfӾkkFSv-,RHrAgK]g=H9Vuh Yeي#4Ufr:[72U9ѷlU1[-5/31[҃uʏzacuYuV}a}4Tͬ3՘Ɗ|:[Mah1Dc1[.:lVte☭$2ي^8(☭mN|ObMPqIF:z EE)G-%ɠf w~ZIӘLcˑlUndB1[ʒqc}M]߱}YgQ9[^/슑Lgy$k9ي&h2f+zeV˘*cMz&IKM.zE7-}45}!7 .m\:ZNQlYcS1[)꘭1[{|y_N_>=><{}zyv6(}s;9ãgS8:=}b2C)'Co7S;I[;ow.֮Ҟy(4C흦vSIҬv2oZ|_((ȑ_# {:\]eluҥy~R(`<:㫍{ro۟Wo_2'?or#Y`1ZSbh婖96Yf,_|5-_|uW,O<Xjy|>ܞj9H{峢}?ȄcVC\ܸN.&1ҫ'|v+b?7z8ܜ}?kٳE˓-<Ȗ/[l+Xb+Xb+ZjwIlXU![L'9Ͻ$1-mem}\NL>Ƽ5O1&q c,z/fO1ڸh㢍7&6|EG|0]ڸU}Y},Z?ob8E|uqS;ޢѢbh#I9|޸-ۣM#k7h1Y SlŢvֿΟ;~]lcnBظ'Đ-d1[,f[?g[ m76߬Վ|lUjTZ:9i܅$qX񯍥XwFGŕ`Y ?ot+kbyލIq*yS])Y}j1|kq5}=>I!n1I?iBݸGbbEob-բue7Fm\?q6m~oy[o{,_|,_|y勖/Zhw1/ q\>ճ1%ٲXְǴ<7Fi6G;mGi橙Yeji֩Y٦fKMM/M?f>;|t{~Ç/4~uqW/yi}f{x|zy7?\WO$ǧIx|wv|웋ghg/^?ϒ4ϟmuV0Nѱ_Sfoq'67B89|,|"'s=wҊ93[ݑ&U+UokR;OЯ>w`_;oro/ 踸i{7nY騤egAQҔ.,Aq=)YA aY$YXY3+zfEϬ]Qt9&sઃ:ŁbSLNt:0(zI7$yN:Ub궺VY+b.Er΢,F%bZl-|y-|y-|,_|{iy`y 7X`y卖7Zwދc͋xmBەoM\n/>{[` DD"i]Ҽcc!͐=lUj vq~{f7`zmBu^w ȶfC9K,k=lio>Ղj<~l,bm<@=4snLۡvhlۡvhlۡvh^ v/ۙvflgۙvf{x}y;ynקqkyÊqEߴo^ѷ[Wm+zW\7ͯn~u+_qV\⺅-{dӗO?|up~ <8sTzߋ_HrֿgߍQ%g:})x=>I>)ӳ%˹ )zH)?(~{黋/Otj{ˋ?eXnʴ >///^Ş셛k ^Lxۋq皵O_݊~Ep__y`}/<מo+x|i:q%l=oywn5M?vĩ=}V흵 ޹݊b.)jwĻ[kmۿ~p3mۮNﲜoQ}}-o^ѷ[Wm+-u-Z?oq}fNoܫ =c/d񞝶iٖӍm޷~7jf @.6vibxҞX뉇i#;B~][ڀjoj{ޯmj[ܺe.WþĺO_VMnE_oX7#q endstream endobj 72 0 obj <>stream h޼Yn7?yj^$(A'CBdɵ6gK,E`h=<\,wS1l YuB%aa+ll4dRȰ٤a/dpzp<\!4Xlh&4q\HKPph7.QwIoXq %2f#\ V]F^e2B  $`8$V fN20|] @!%y`." JFo'!J7a?f,bD+1 J2D-;9G H ^\ q9xTT_`'0#![g4Xj!< EfFo(RvQZCOh@'^ I75~Ѣ!ap X"BHPe:/0G:FrD"ZD59a-trBURsFl(9@DM1PQʜPQmb@RhǏǓzkYn<9\Mg׿ow_unE=t8.u7B/8>֝gk'x45Ζ cM7 : '6 {S^a@~`C aXt3ua:8>h}Ekkbd l+hU6)lΪb:URJݕ;T6*U"DN%y6eQmڜxrFQ-ٍ6$-vlnl83o>ТjUZT}`]gUu rꋷQb]ثݠ "fܮeAL8W.T&hTO^P"h^ȫy6ĤĤĤF*lF*l||7UBͻ d2lv X <`l3o-E8^B9<~ӊP캰~:VrfDby!c-t+ƾFPk[n؂U޴ {Q4>=[>@Qyɍ++UazA*ܫQ>%I.%ջWؠ֠*:D +E/*_T|QEʗ/MG 8zsx3mڡJvhlvhnfkϖkϖkϖkϖkϖkϖkϖkϖkϖkϖoϖoϖoϖߕI4u}N>g^q~CNoQf=M٥ʚw@^s9~ g(!c{kģs}*}č E{ endstream endobj 73 0 obj <>stream hޔn7Qrsc5Yd\,&F H3Wcs$[s {b6͓yJ4ajEMBjmMS,Aޅ'[R2mJ|kcS\8yPfS5ާe 'ͧ2(wiSHqB 4KRxcShHϹ)O1Dzfst=)HLo¬ekt y4HXy#S%ub Rћ$#;ʅ"'>IoW4%2|ZgnS6 ̛L&0mыzXrْxp=cer!I,NIrECHtiT$)l´H:+iQ,IR*i&5bD+T>ˋWW1]\.^)zKz}/{J_{Z-mTǥ_\KFG-r{ջ!ybŢ߯nY|"|V;5ϚfY3Cj]a}-/~zW/ʹɛg^[vs%m~}߷_7ӷsﵼ_H|4οկiz󛾿?~Pq_bn4}2n~ŋ?w6L &gdqj-p˫>/Ż>ճ%N2ě:-]8/ҰMF摢$Qڐ)ʵ0<}cD#˘AI|)8_~ZbZD ,"R!>`;Z'as|t1(- , 'O88j 9>s 'Op!bds1gmu $MHs'8 {?$igHdI0D1NpS%*T J8U©NpS%*T Jx}(IV8.SB(ԈB([! V"ë ,Df!2 YLAD}jWpʽ Cۄl>k CC\c5ưf|ng^eQ\w<>~j!ϲTWcN:l>?Rk}8*z%+^ #ld{%^ Y,dy%kgX?)-gHQ[bNǜx15`CXck v)fn4Y?45-s?iv`m`m!m ;Cl7bǛTJh_K5yȋ*ؼS*ވ֯,F7oe>C X+Tcj2eA6+TcjPiz~]BbZ{"i`ֲ$Er |?bfn@@@4r@rl8bSKt#+`k i!1CYck maԉ -y⌻# &w9;e>kʭѧ|vu{ݗhw럯_߾s9Ci>SK/;;Y}uw̏jnz;nָ>[Gj1{Gݯz*ן9ްsw7W\U2arI8~ayg7g9^` 'yuIC.-kJ钏Tn{<R6/͝lִS4,W.} 1UOfn{ׂIY6;د%Λ+{/w>cso(9-׽qmϞ[>stream hޔWێ4SOr"VZVBBhh5, / >_Nt邏N퉏vNI*-Đ*bb%PS0j`9%H.!BXo1hijFAp&!1lئc̡z aPZ4[1$)4īE":"Q1AL3rpL^-"bK-2%& f^ 5L`9-rFJ\,["J\P ꀝ2,{lU6AYy2pD*&lK-0@A%b"Yd1 1,xY5ûrs f4rar&X!16l?P-EeɁ?lKFQ.̻cޕ1)P&ٖ4Hd`9A줠XV Yj&"BͰ\L  ,W8jF*DHRpY^u`O -B&n JjRLY-6*ōau m80A^:==p<?X _mhM?#P/7F|}亍ӄǧT$?5'G^#l~|><'_W|ӷfZ*5mz6aԴIiKcWў J=!?iԡq :A+Cujʳ6h[ ZFDoevtev[)R)yfڕ60LY*{xgC*i+T[s`W䘦,0Jz)(S8 p"h?d?kT(jV(n5 kkJgYKY+Y֦z'KsE+!}d(%0WhFh^q'n3ŷԗ[f,ۈLʎ|Xg|_KLb"vAy4)!y4I3D o&μ_;;2&"&&7- s[;״2CJyH '~jO|N$SI/Ëy+tDeJN3% /^;|_ xIJ3̥563ߩ e#_+?SO[ڻDj_TiMWcw}y<(>MQ.ܹ+YiiDzOѿ:3-3Mhb4DiTYc@ZylIx~# bPr,W+o¶X;;v`u6ع-X; endstream endobj 75 0 obj <>stream hެWQo7 OHQnö[tO0%5؅{?s9Z"?#?S.fD 3(0QR<1Wt.xK.D.+N, hqkWS+JtjqL.#rW\2lJx"?O}!0Z舄a( $>9bdv0I"!1/fY $C@C@ 1 +X+Ȟ䔰mQ @.g1ꃭ( ;cRd7d.Naiȱǀ V; *N*`@( g5ȨV0   l`rHBJtx"\iL A9aY#3n ٪eEŃFqB#B E%ɶ2EhBCtk=[RMLl@n/ H4&8U g o }Do&EޑRlɃmdK#E^@ESr1Z z˗՛\ TBui{W]:K̫lՖ#|uoGGAߋv OWջ^Ջ뺃7_<_<_<_<_їky~vxdžHomB?֞"_벩T@|np]ڗ3(K% )?r,_ JubJ'OZ==용- qCoz~qߪ},={zէMY)OF mlV&j̗ze;o?T,\gWN~}],WKg~p[淋Mr\:͖gSݖ!thߑ *⚊N*$&ӪvUˆ6Ik#v$w0w \A H_2McƏ?O֝aB&,7^ܗ1;7ľѯxC3珞ı>stream hޤTQJ1\n&L(Bzi],NT4_3ٗ2yYvW {$A+-рf#PfT3N=D$"G^ 4 X0l+I  rz$ #8:k%2-zI$L^w~?&Zۿ(G O1= /qH@^><ϟlj2{֟No6Z6cHd,Z*i"/خr\F)ob曻TkqśS]Ur~nHe[Ԩ[zϽޘ)McqGu* :+ endstream endobj 77 0 obj <>stream HWA #;"afjB@t=x̪+!8x˰$k+yOLD&avmeb|'d[J(,Kx,S`@:{0Ta[-b.g?E|^^ /WWa*WB^ ~ꪡQKYR2kW2J(7Q%SPRUym b`BP+G.G zUj"^c 6zI򲄼x˜je)!H8/K#U35y!ZKG! |ŬCij΂낕]-AiZMLB:٨W)>kֿY淂˾,[q^PHp\zk7 endstream endobj 78 0 obj <>stream HWA u9+z wU{]s 3k73eߟo&XL/ӹQw\]U—^M3p..OJmͦ|U. [{ "jWבq޷O²y6›"-i0&']^/0{q#=Dc+:5pd#gQ\{BNކ]@i0luk`?xb 6pSǓ.VX8KN]wfSk۽&MB<.8Pwqp{G9n֥>stream HWK tDvW +YyC30#b>Uo1* MN#BFho ]+;EUo貸 w`=ڐR?ԏ|?זqvYs՟,3/5fK>"1:vVEb;.Nqܽrʰ8"LjǾlsW_{sw%tuؿ 5k5ׅ&" ~>8z-OuƤ?+c3"7P7rؔ aZ3T1.Ul~x\ƥ7cRa6x;Da1:̸&`)\ͻ/f # 98%BƮH{cI}%_/RJ_@Zf,}]Ҙ`:s`x}QhY_Y}Y"}9ƤDXǕ/-J)=j|JkYOoJŵy ?OIfqwK?ȹVPT%-{/zƚWau!$3å*tcTj:]h|Q;ZiT?F < endstream endobj 80 0 obj <>stream HK \;4QCQ04:  jX|H:z{>yT{2zMrCL_q6|_tcdHX."ެ)+X*VԏrjDIj~k"많 y5]Xv~\ןƔot>mx֧b:U$yHƭ[36>*wwgFMz`V63繭l9IE9-yo~'*pyqRQg 6pQ'!HV·~/rdzW}P5(#z(s](䰂\zǾR筩jhlovbȤTFEpu_wErQQ128"K~ endstream endobj 81 0 obj <>stream HWˑ0 qO74 Ip2lJG2H j;`[6It]u?:Fh\sZ+,ĵSkEwP!\Dbe9\38,WsT34F* +;1MqLa\q=/S;<.2ޙMZehѣ@.fKЗw\ WUGa}HKWR_]OL}G=tF} 4 =#:g}]Jr𾎙o<ヘ^v 4R_E):LX/2P5l!Yٸ/J_/CҪ+0FW>m[_m fp{Z .^|}e6(Wre ׻֣̿}l6xE_|:Uנѳ.kW޷ ~U<&2Wt|4K_Lj+>(N~Wҽb=k̿*\֗1HTUq!|L/{Vo,}Fc`#9r7S裯x'rR=.XẑQI]5pM6L 3p%fnE0q]mG:'}{5G#Fl܎J&[~nӨ~i endstream endobj 82 0 obj <>stream HW0 1'\RDN8QVv#lY)!3|}/'xA=18UL! ֜qF\3)Cp~xǥfh…:Y8:HG:`.K5#1ó"uAb=CǺdi_@+b:LiHoi#1l;Vļ^ |G˸N玺lBj5[eɸ+HU5?2\q]\l yn$#JWljՑp)X13v뿈1+ehc_/d3G|K5:6s"we_cf;U_a9}-]_Ks~+J^?|C endstream endobj 83 0 obj <>stream HM ^;_gd2@#(Rhb 7*RbAr/E Rg=fY\rt#ݟy N3Hںr1dG~zKyocb8bLk䓦Fyֿ.ݣڽzXՋksR\Naqip+{5Uo H Ncи?Yp )hv{ϼsi̴qW!s.s'0/O&|m0%R;G+4_hU 3\m3qx߷GE4>.p-j~XMOg|? endstream endobj 84 0 obj <>stream HWA M?|,e`QH*b ۶(uQ$6DxїA!hD1Dz + Vny`;dG&cz<Sc/׺S˲rc/WyU /'` _/*_a*xBoR_/ b}XkjQՓdF: 0>|/ _ٹ ye/ښqg_D~:CQZա3*xcWy 5TȭSʟ Ώ\e2ΈשPRo$d$^&ܨNO׫;kY)'NI-ђ%)2-i%ZvDJ||^'RY {x58 endstream endobj 85 0 obj <>stream HA E\;_g"e|ۘN#(?~̗CJ)My~Lʵ]ەXT!λy`ͭq+'9ϩ%(yլC|.r\3+\7מ(=?s.q\"V\UQzvh\VW,Wo['R?+ĥԏs_`>V]iiy{Ɏ.o٫D(W;r]o  ԕ b`&t.g|cJ)ˬ3%x2c} 3/KQ`ٺ@32U:6jmp=Θs1]_,vMش^,Pow~7Շ:x endstream endobj 86 0 obj <>stream HWKv0 d\;(Ɨ n@Vuj,Q5K(x<'? 2|"ڄS>ׂdсr,74{diK h&rKfPւYR$ \:}4RZJpODAp.qQ_/[ƍ#@k|(3\4u97Ǘgk6lMcE}S{jW+ =l<:Xc_+Ftɯkov(_\auYMIUS0Ym-Zw㮿!~D}}+_w6.Ub@m#9 endstream endobj 87 0 obj <>stream HWK +q:ͯ}`y%L ?3 QL[`]\+¥'B8Eﰪ6ml?a)r2I*Mտ].Է=%̵M1@6ʲ4TXյ0Ƴ۳8ָ֙׹9 <ƮƝZEnEX) 4۴hg WG61!Q[\eL+3ա*qY54EjK?*jý*]=2%ҹ:ԉC5[܉_eάEAݭԤ*QԲ4E*LQ[RQ]^P endstream endobj 88 0 obj <>stream HA FᖭKgT"`F{ fw@\]Qr.r.]{cԸ-ײ{vyHR>) endstream endobj 89 0 obj <>stream 2018-12-12T15:23:51-05:00 2018-12-12T15:23:39-05:00 2018-12-12T15:23:51-05:00 Adobe InDesign CC 13.1 (Macintosh) application/pdf Small Business Lending Survey 2018 uuid:79ba0c1a-46b5-4485-bca6-23a3030b9df9 uuid:da687ad8-55b5-482b-a9c8-cf47d273c980 Adobe PDF Library 15.0 endstream endobj 90 0 obj <>stream h270V0P070Q01R  66y% Fޙ) y  RYZlgWmSl VlaC)4cCaE `a7bX1L!ƙZ4 9p; endstream endobj 91 0 obj <>stream hlO 0ttS?D(G(v2݋ lm~S<ׇ߆BQC5B>l˲<݊҈|.⃲=z4PU5nMv%$mqZg>/Filter/FlateDecode/ID[<9EDB07E83C41DC468C1C190075DF754C><71DE353CC0455B4BACD890C2994CC412>]/Info 706 0 R/Length 371/Root 708 0 R/Size 707/Type/XRef/W[1 3 1]>>stream hO(DQϛHR1%5%VV6dlE KI6()lxoR_w9s}(yV^^@<ԵFй%Mp!ԣSt0zFXD㹌nU 1q0>"MЋtC<tTء1'牉iLv)%qa֧c'9#~G̫E@^gN U뉏A"ܘ g3 'y~6t7IM+Y#AW'!)%t=rYŒ>Puz¸[K;e Uރ+KWv,-^%?0.IJ endstream endobj startxref 116 %%EOF 89 0 obj <>stream 2022-02-23T13:03:09-05:00 2018-12-12T15:23:39-05:00 2022-02-23T13:03:09-05:00 Adobe InDesign CC 13.1 (Macintosh) application/pdf 2018 Small Business Lending Survey - Loan Products and Underwriting Practices 2018 Small Business Lending Survey uuid:79ba0c1a-46b5-4485-bca6-23a3030b9df9 uuid:9ecbc3bc-d258-4d03-8b5b-7c80188ab27a Adobe PDF Library 15.0 endstream endobj 708 0 obj <>/Metadata 89 0 R/Pages 703 0 R/StructTreeRoot 179 0 R/Type/Catalog/ViewerPreferences<>>> endobj 747 0 obj <> endobj 748 0 obj <>/Filter/FlateDecode/ID[<9EDB07E83C41DC468C1C190075DF754C><8A9D278AD6422B418C558E65C992636A>]/Index[89 1 708 1 747 2]/Info 747 0 R/Length 27/Prev 116/Root 708 0 R/Size 749/Type/XRef/W[1 3 0]>>stream hbbd}2`\ "t (g> endstream endobj startxref 322628 %%EOF