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Advisory Committees

多宝游戏下载 Advisory Committee on Economic Inclusion (ComE-IN)

July 16, 2007
At a Glance
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Meeting Minutes
TimeSession Information
9:00 am to 9:30 am

Welcome remarks,

Diana L. Taylor, Chair, Advisory Committee

Update on small dollar loan pilot program; subprime testimony; securitization roundtable 鈥 Sheila C. Bair, Chairman, 多宝游戏下载

9:30 am to 10:30 am

How did we get here? Why high-priced lenders disproportionately lend to low-income and minority home borrowers

William Apgar, Jr.    Harvard University

John Weicher,   Hudson Institute

10:30 am to 10:45 amBreak
10:45 am to 12:15 pmEfforts to Help Troubled Borrowers 

Michael Shea
ACORN

Diane Thompson
Land of Lincoln Legal Assistance Foundation

Kenneth Wade
NeighborWorks America

Michael Desmond
U.S. Department of the Treasury

Moderator: Sandra L. Thompson, 多宝游戏下载
12:15 pm  to 1:15 pmLunch
1:15pm to 2 pmMortgage Brokers

Jack Guttentag
Professor of Finance, Emeritus, Wharton School
University of Pennsylvania
2:00 pm to 4:00 pm

What can we do? Issues for National Standards Involving Congress, Regulators, Consumers, Consumer Groups. Wall Street and Investors

  • Defining subprime.
  • Underwriting to the fully indexed interest rate?
  • Prepayment penalties
  • Mandatory escrow accounts for taxes and insurance?
  • Licensing and standards for mortgage brokers
  • Meaningful disclosures and honest advertising
  • Secondary market liability
  • Stated income/ low doc loans
  • Future ACTION items.

 Legal Introduction:   Sara A. Kelsey, 多宝游戏下载
 Discussion Leader:   Diana Taylor

General Information
ComE-IN Background Definitions 
Various Articles Regarding ComE-IN Issues - PDF 1539k (PDF Help)

NeighborWorks庐 America Information
Fact Sheet - PDF 2341k (PDF Help) 
National Partners - PDF (PDF Help)
Preventing Foreclosure: NeighborWorks庐 America鈥檚 PSA Campaign - PDF (PDF Help) 
Foreclosure Statistics - PDF (PDF Help)

Relevant 多宝游戏下载 Press Releases
- June 29, 2007

- June 19, 2007


 

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Last Updated: July 13, 2007