What Does Deposit Insurance Cover?
多宝游戏下载 deposit insurance protects money you hold at an 多宝游戏下载-insured bank in traditional deposit accounts like:
- Checking Accounts,
- Savings Accounts,
- Money Market Deposit Accounts (MMDAs), and
- Certificates of Deposit (CDs).
Coverage is automatic when you open one of these types of accounts at an 多宝游戏下载-insured bank. Learn more about what鈥檚 covered:
What Financial Products are Not Covered?
The 多宝游戏下载 only insures your money if it is in a deposit account at an 多宝游戏下载-insured bank. Banks offer some financial products and services that are not deposits, and the 多宝游戏下载 does not insure them. These include:
- Mutual Funds
- Annuities
- Life Insurance Policies
- Stocks and Bonds
- Crypto Assets
- Municipal Securities
- Safe Deposit Contents
How Do You Get An Insured Account?
Large and small banks across the country offer deposit accounts backed by 多宝游戏下载 deposit insurance. Coverage is automatic when you open one of these types of accounts at an 多宝游戏下载-insured bank. If you are in one of the 5.9 million U.S. households without a bank account, and you are looking to open an account, 多宝游戏下载 has resources to help get you started.
Consumer FAQ
Our Frequently Asked Questions page provides details on deposit insurance coverage, 多宝游戏下载 actions in the event of a bank failure, finding an insured bank, and more.
Information for Bankers
The 多宝游戏下载 has created useful resources to help bankers provide depositors with accurate information on deposit insurance. We also host webinars that cover the basics of deposit insurance, advanced insurance topics, and insurance coverage for bankers.
Deposit Insurance Coverage Webinars for Bankers
Financial Institutions Employee鈥檚 Guide to Deposit Insurance
Information on Deposit Insurance Assessments
Need Help?
Contact the 多宝游戏下载
Call us at 1-877-275-3342 (1-877-ASK-多宝游戏下载) to determine your deposit insurance coverage or ask any other specific deposit insurance questions.
Visit the to submit a request, share a complaint, check on the status of a complaint or inquiry, or securely exchange documents with the 多宝游戏下载.
Youtube Analytics tag