The 多宝游戏下载 understands the critical importance of smaller banking institutions to communities and local economies across the country. As the primary federal regulator for the nation鈥檚 community banks, the 多宝游戏下载 makes it a priority to provide support and technical assistance to these institutions through outreach activities and the development of instructional tools on key risk management and consumer compliance topics. Supervisory Insights is intended to provide timely and useful information and insights on financial institution regulatory issues for bankers, examiners, and supervisors.
鈥淎lternatives to Consultants: Meeting Regulatory Expectations with Internal Resources鈥 highlights tools and information available from the 多宝游戏下载 to assist community banks in managing their regulatory compliance and risk management responsibilities. This article describes how making use of technical assistance and maintaining an open dialogue with 多宝游戏下载 field and regional staff can help banks clarify regulatory expectations and may help economize on the use of outside consulting services. The 多宝游戏下载 believes the institutions we supervise often can use internal resources to maintain a sound risk management framework.
The 多宝游戏下载 Report of Examination includes 鈥淢atters Requiring Board Attention鈥 (MRBAs) to highlight material issues and recommendations requiring prompt or immediate action by the directorate. 鈥淪upervisory Trends: 鈥楳atters Requiring Board Attention鈥 Highlight Evolving Risks in Banking鈥 describes the MRBA categories cited most often during examinations of satisfactorily rated institutions and highlights trends in these categories since 2010.
We hope you take the time to read these articles and find them to be valuable resources. We encourage our readers to provide feedback on the articles and suggestions for topics in future issues. Please e-mail your comments and suggestions to SupervisoryJournal@fdic.gov.
Doreen R. Eberley
Director
Division of Risk Management Supervision