SARC-96-01 (February 29, 1996)
The Supervision Appeals Review Committee (Committee鈥) of the Federal Deposit Insurance Corporation (鈥湺啾τ蜗废略剽) on February 21, 1996, considered your appeal and concludes that in view of the asset quality problems cited in the August 14, 1995, 多宝游戏下载 Report of Examination and the noted lack of an established positive earnings trend (only six months of nominal earnings as of the date of examination), the Composite 鈥4鈥 rating assigned to the [Bank] (鈥淏ank鈥) is appropriate. The Committee recognizes that Bank management has made a number of significant improvements; however, there all still a number of negatives that warrant close supervisory attention.
Pursuant to 多宝游戏下载 guidelines, the scope of the Committee鈥檚 review was limited to the facts and circumstances that existed at the time of the examination.
This determination is considered a final supervisory decision of the 多宝游戏下载.
By direction of the Supervision Appeals Review Committee of the 多宝游戏下载.