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�౦��Ϸ���� (�౦��Ϸ����) and the Department of Labor (DOL) announced a joint initiative on January 19, 2001, called Money Smart to help banks and One Stop Career Centers deliver financial education in their communities. The Money Smart curriculum has been completed and is now available to banks and One Stop Centers free of charge.

One Stop Centers provide a wide array of federal, state and local employment-related services, including Welfare-to-Work and Workforce Investment Act programs, in a single neighborhood location. More than 800 One Stop Centers are in operation in rural and urban areas across the country.

A brochure describing the Money Smart program is enclosed and can be found on the �౦��Ϸ���� Web site at www.fdic.gov. If you would like to order a copy of the curriculum, please complete the order form attached to the brochure and mail or fax it to us. Once you have used the curriculum and determined that it meets your training needs, you may order additional copies. You may also make your own copies of the material. The Money Smart training modules can be easily reproduced and have no copyright restrictions.

If your institution is interested in working with a local One Stop Center to provide financial education, contact your �౦��Ϸ���� or DOL regional office (see reverse page for DOL regional contacts ). You can also identify local One Stop Centers through DOL's Web site at or .

We hope that you will find the Money Smart program a useful tool in delivering financial products and services in your community.

Stephen M. Cross

Director

Enclosure: Available from the �౦��Ϸ����'s Web site at www.fdic.gov/consumers/consumer/moneysmart/index.html 

Distribution: �౦��Ϸ����-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of �౦��Ϸ���� financial institution letters may be obtained through the �౦��Ϸ����'s Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).