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Prohibition of Interstate Branching Primarily for Deposit Production

Applications, Notices and Filings
September 23, 1997

TO: CHIEF EXECUTIVE OFFICER AND COMPLIANCE OFFICER
SUBJECT: Joint Final Rule to Prohibit Interstate Branching Primarily for Deposit Production

Section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 requires the 多宝游戏下载, the Federal Reserve Board and the Office of the Comptroller of the Currency to issue the attached joint final rule prohibiting any bank from establishing or acquiring a branch or branches outside of its home state primarily for the purpose of deposit production. The rule is effective October 10, 1997. Also attached is a press release from the Federal Reserve Board announcing the final rule.

For further information, please contact Louise Kotoshirodo, Review Examiner in the Division of Compliance and Consumer Affairs, at (202) 942-3599 or Gladys Cruz Gallagher, Counsel in the Legal Division, at (202) 898-3833. For information on the loan-to-deposit ratios, contact Don Inscoe, Associate Director in the Division of Research and Statistics, at (202) 898-3940.


Carmen J. Sullivan
Director

Attachments:
Federal Reserve Press Release of Sept. 5, 1997 ;
Federal Register, Vol. 62, No. 175, pp. 47728-47738

Distribution: 多宝游戏下载-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of 多宝游戏下载 financial institution letters may be obtained through the 多宝游戏下载's Public Information Center, 801 17th Street, N.W., Room 100, Washington, D.C. 20434 (800-276-6003 or (703) 562-2200).

Electronic versions available on the 多宝游戏下载 web site at: News, Events & FOIA


FIL-96-97

Last Updated: September 23, 1997