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The Office of the Superintendent of Financial Institutions of Canada has published the attached "Warning Circular." It contains an updated list of entities that are not licensed chartered banks in Canada and are not registered representative offices of foreign banks in Canada. This list supersedes the list provided in FIL-111-99, dated December 16, 1999. The current list also may be found at .

These entities may be operating in Canada in violation of the Bank Act (Canada) and also may be conducting unauthorized banking transactions in the United States. Any proposed transactions involving these entities should be viewed with extreme caution.

We have been informed that the Bank of North America, Fort Lauderdale, Florida, is not associated in any manner with the Bank of North America (Canada); the United Security Bank, Spokane, Washington, is not associated in any manner with the United Security Bank Limited (Canada); and the First United Bank, Dimmitt, Texas, is not associated in any manner with the First United Bank (Canada) listed on the attached circular.

Any information about these entities should be forwarded to the �౦��Ϸ����'s Special Activities Section, 550 17th Street, NW, Room F-6012, Washington, DC 20429. For your reference, all �౦��Ϸ���� Financial Institution Letters published since January of 1995 may be found on the �౦��Ϸ����'s Web site at under "News, Events & FOIA."

Attachment:

Distribution: �౦��Ϸ����-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of �౦��Ϸ���� financial institution letters may be obtained through the �౦��Ϸ����'s Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).