�౦��Ϸ����

�౦��Ϸ���� (�౦��Ϸ����) has learned that counterfeit cashier's checks drawn on Horizon Bank, Bellingham, Washington , are currently in circulation. The items bear the routing number 325170631. Attached for your information is a copy of one of the counterfeit instruments. Banks should encourage their customers to verify the validity of cashier's checks before releasing any merchandise or before sending a part of the proceeds of the checks to any third party.

Any information you have concerning this matter should be brought to the attention of:

Mr. A.R. "Gus" Ayala
Senior Vice President
Horizon Bank
1500 Cornwall Ave
Bellingham, Washington 98226
Telephone: (360) 733-3050
(360) 733-7019

Information about these instruments also may be forwarded to the �౦��Ϸ����'s Special Activities Section, 550 17th Street, NW, Room F-4040, Washington, DC 20429, or transmitted electronically to alert@fdic.gov .

For your reference, �౦��Ϸ���� Financial Institution Letters may be accessed from the �౦��Ϸ����'s Web site at www.fdic.gov/news/financial-institution-letters/2002/index.html . To learn how to automatically receive �౦��Ϸ���� Financial Institution Letters through e-mail, please visit http://www.fdic.gov/news/news/announcements/index.html .

Attachment (not available electronically)

Distribution: �౦��Ϸ����-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of �౦��Ϸ���� financial institution letters may be obtained through the �౦��Ϸ����'s Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).