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• �౦��Ϸ����-insured depository institutions must use a new official sign that replaces the separate signs used by members of the Bank Insurance Fund and the Savings Association Insurance Fund. The new sign informs depositors that they are insured to at least $100,000, and includes a full faith and credit statement, as well as the �౦��Ϸ����'s Web site address.
• The requirement to use the official advertising statement, "Member �౦��Ϸ����," has been extended to savings associations.
• The use of the official advertising statement is restricted in advertisements involving non-deposit and hybrid products (e.g., sweep accounts).
• Banks may procure the new official sign with black lettering and a gold background from the �౦��Ϸ���� at no charge. Information about how to obtain the signs is available at www.fdic.gov/regulations/resources/signage .
• All �౦��Ϸ����-insured depository institutions are expected to take the necessary actions to be in full compliance with the provisions of the final rule by November 13, 2007.
• As permitted by the Federal Deposit Insurance Act, supervisory agencies can assess a money penalty of up to $100 for each day that an institution violates Part 328.

Distribution:
�౦��Ϸ����-Insured Institutions

Suggested Routing:
Chief Executive Officer
Compliance Officer

Note:
�౦��Ϸ���� financial institution letters (FILs) may be accessed from the �౦��Ϸ����'s Web site at www.fdic.gov/news/financial-institution-letters/2006/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of �౦��Ϸ���� financial institution letters may be obtained through the �౦��Ϸ����'s Public Information Center (1-877-275-3342 or 703-562-2200).