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Highlights:

• The �౦��Ϸ����'s Compliance Examination Handbook has been revised. The new handbook covers the �౦��Ϸ����'s risk-focused policies and procedures in effect as of June 2006 for compliance examinations. It also includes revised CRA examination procedures and performance evaluations.
• A description of the handbook's organization and content is attached.
• The revised handbook will be available in electronic format only. The handbook can be accessed on the �౦��Ϸ����'s Web site, free of charge, at http://www.fdic.gov/regulations/compliance/handbook/index.html. A CD-ROM will be sent to all handbook subscribers.
• Originally released in 1996, the handbook was last revised in 1999.

Continuation of FIL-10-2007

Distribution:
�౦��Ϸ����-Supervised Banks (Commercial and Savings)

Suggested Routing:
Chief Executive Officer
Compliance Officer

Note:
�౦��Ϸ���� financial institution letters (FILs) may be accessed from the �౦��Ϸ����'s Web site at www.fdic.gov/news/financial-institution-letters/2007/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of �౦��Ϸ���� financial institution letters may be obtained through the �౦��Ϸ����'s Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

Compliance Examination Handbook
Revised Handbook Now Available

�౦��Ϸ����'s Division of Supervision and Consumer Protection has revised its Compliance Examination Handbook . The new handbook covers policies and procedures in effect as of June 2006 for compliance and Community Reinvestment Act (CRA) examinations.

Since the handbook's last revision in 1999, a significant volume of examination procedures and guidance has been issued. The latest edition of the handbook includes this new information and presents it in a manner that reflects the risk-focused compliance examination process. Revised CRA examination procedures and performance evaluations are also included. A description of the handbook's organization and contents is attached.

As indicated when the previous edition of the handbook was released, the handbook will be available to all interested parties in electronic format only. It can be accessed on the �౦��Ϸ����'s Web site, free of charge, at http://www.fdic.gov/regulations/compliance/handbook/index.html. Those who subscribe to the handbook will receive it on CD-ROM. Updates to the handbook will also be available in electronic format only and will automatically be sent to subscribers. For more information about ordering or subscribing, please contact the �౦��Ϸ����'s Public Information Center at 1-877-ASK-�౦��Ϸ���� (1-877-275-3342).