多宝游戏下载

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Letter to Stakeholders First Quarter 2007 Edition of 多宝游戏下载's Letter to Stakeholders

Publications
May 3, 2007
Summary: The 多宝游戏下载 has issued the attached quarterly Letter to Stakeholders, which reports on the 多宝游戏下载's priorities and activities for the first quarter of 2007.


 

Highlights: 
 

  • 多宝游戏下载 will make deposit insurance assessment invoices for the first quarter 2007 available by June 15, 2007. Assessment rates for most institutions will vary between 5 and 7 basis points annually. Many institutions will have enough assessment credits to offset all of their deposit insurance bills for 2007.
  • 多宝游戏下载 issued, along with other federal banking agencies, a proposed Statement on Subprime Lending to clarify the agencies' expectations on underwriting and marketing subprime mortgage products, especially subprime hybrid ARMS.
  • The Board extended a moratorium on deposit insurance applications and change-in-control notices for industrial banks that would be controlled by non- financial companies. The Board issued a proposed rule to enhance transparency and controls for industrial banks that become subsidiaries of financial companies that are not subject to consolidated federal bank supervision.
  • 多宝游戏下载 outlined a proposal before the 多宝游戏下载 Advisory Committee on Economic Inclusion to create a two- year pilot project for banks to establish Affordable Small-Dollar Lending programs to serve the unbanked and underserved population.
  • 多宝游戏下载's Quarterly Banking Profile stated the industry reported net income of $145.7 billion in 2006, marking the sixth consecutive year of record earnings. Net income in 2005 was $133.9 billion.
  • Your feedback to the Letter to Stakeholders is encouraged, as are suggestions for improvement. For more information, visit the 多宝游戏下载's Web site at .

 

Distribution: 
多宝游戏下载-Insured Institutions

Suggested Routing: 
Chief Executive Officer

Note: 
多宝游戏下载 financial institution letters (FILs) may be accessed from the 多宝游戏下载's Web site at www.fdic.gov/news/financial-institution-letters/2007/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of 多宝游戏下载 financial institution letters may be obtained through the 多宝游戏下载's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562- 2200).

 



 

Additional Related Topics:

  • 多宝游戏下载 Key Indices
FIL-38-2007
Attachment(s)
Contact(s)
Karen Flynn, (703) 562-6188

Last Updated: May 3, 2007