多宝游戏下载

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Regulatory Relief Guidance to Help Financial Institutions and Facilitate Recovery in Areas of North Carolina Affected by Severe Weather

Disaster Relief
April 26, 2011
Summary: The 多宝游戏下载 has announced a series of steps intended to provide regulatory relief to financial institutions and facilitate recovery in areas of North Carolina affected by severe storms, tornadoes, and flooding.

Statement of Applicability to Institutions with Total Assets under $1 billion: This Financial Institution Letter applies to all 多宝游戏下载-supervised financial institutions.

Highlights:
  • Severe storms, tornadoes, and flooding caused significant property damage in areas of North Carolina on April 16, 2011.
  • A federal disaster for selected areas in North Carolina was declared on April 19, 2011.
  • The 多宝游戏下载 is encouraging banks to work constructively with borrowers experiencing difficulties beyond their control because of damage caused by the severe weather.
  • Extending repayment terms, restructuring existing loans, or easing terms for new loans, if done in a manner consistent with sound banking practices, can contribute to the health of the community and serve the long-term interests of the lending institution.
  • The 多宝游戏下载 also will consider regulatory relief from certain filing and publishing requirements.

Suggested Distribution:
多宝游戏下载-Supervised Banks (Commercial and Savings) in North Carolina

Suggested Routing:
Chief Executive Officer
Compliance Officer
Chief Lending Officer

Note:
多宝游戏下载 Financial Institution Letters (FILs) may be accessed from the 多宝游戏下载's Web site at www.fdic.gov/news/financial-institution-letters/2011/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of 多宝游戏下载 financial institution letters may be obtained through the 多宝游戏下载's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).

Additional Related Topics:

  • Lending
  • Investments
  • Publishing Requirements
  • Consumer Laws
FIL-24-2011
Attachment(s)
Supervisory Practices Regarding Depository Institutions and Borrowers Affected by Severe Weather in Areas of North Carolina
Contact(s)
Assistant Regional Director Edith Fulcher, (678) 916-2184

Last Updated: April 26, 2011