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• The �౦��Ϸ���� has developed two new resources to help bank employees and depositors understand �౦��Ϸ���� deposit insurance coverage: (1) a large-print version of the brochure Your Insured Deposits and (2) a computer-based, interactive training module called �౦��Ϸ���� Deposit Insurance Coverage for Bankers.
• The large-print brochure is 8.5"x11" in size and uses an 18-point font, the standard font size recommended by the American Printing House for the Blind. Insured institutions may order copies of the new large-print brochure from the �౦��Ϸ���� at no charge. This version of the brochure is available in English only; a Spanish version will be released at a later time.
• The training module, �౦��Ϸ���� Deposit Insurance Coverage for Bankers ,is designed for use by insured institutions to train employees who need a basic understanding of how �౦��Ϸ���� insurance coverage works. It explains the different account ownership categories and the �౦��Ϸ����’s rules for coverage of a depositor’s funds in accounts over $250,000. The module is available in an interactive format, on DVD, and in PDF. English and Spanish versions of the training module are available.
• Insured institutions may access and order the �౦��Ϸ����'s two new deposit insurance resources on the �౦��Ϸ����'s Web site at www.fdic.gov/deposit/deposits/ .
• Insured institutions' use of any �౦��Ϸ���� deposit insurance training materials, including the two new products referenced in this FIL, is voluntary.

Distribution:
All �౦��Ϸ����-Insured Institutions

Suggested Routing:
Chief Executive Officer
Head of Deposit and Branch Operations
Compliance Officer
Training Officer

Note:
�౦��Ϸ���� Financial Institution Letters (FILs) may be accessed from the �౦��Ϸ����'s Web site at http://www.fdic.gov/news/financial-institution-letters/2012/index.html .

To receive FILs electronically, visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies may be obtained through the �౦��Ϸ����'s Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).

The �౦��Ϸ���� is pleased to announce the availability of two new deposit insurance coverage tools:

• Large-Print Version of Your Insured Deposits , the �౦��Ϸ����’s most popular consumer brochure. The brochure is printed following the standards established by the American Printing House for the Blind. It is 8.5” x 11” in size and is printed in 18-point font type. Your Insured Deposits describes coverage for most account ownership categories and includes numerous examples and a Question and Answer section. The large-print brochure is available from the �౦��Ϸ���� in hardcopy or PDF, and is free to insured institutions.
• �౦��Ϸ���� Deposit Insurance Coverage for Bankers , a computer-based training module that insured institutions may use to train bank employees who need a basic understanding of �౦��Ϸ���� insurance coverage. The training module is self-paced, with built-in learning examples. It takes an average of 45 minutes to complete and is offered in English and Spanish. The training is available in an interactive format on �౦��Ϸ����'s Web site, on DVD, and in PDF.

The use of these or any other �౦��Ϸ���� deposit insurance resources is optional for insured institutions.

Additional Deposit Insurance Resources for Bankers Available from the �౦��Ϸ����

The �౦��Ϸ���� offers insured institutions a number of deposit insurance resources, all of which are available at no cost from the �౦��Ϸ����. The �౦��Ϸ���� encourages insured financial institutions to take advantage of these free resources. Information about �౦��Ϸ����'s most popular deposit insurance resources and how to access them is provided below.

• Electronic Deposit Insurance Estimator (EDIE)
  EDIE is a user-friendly Internet application that helps users estimate insurance coverage for their accounts at one insured institution. EDIE uses a step-by-step approach that prompts users to enter information about their accounts and, after the user has answered all questions, generates a printable report showing the amount of insurance coverage for the user's accounts. EDIE is available through the �౦��Ϸ����'s Web site at www.fdic.gov/edie . Financial institutions can place a link to EDIE on their Web site or Intranet to make it available to employees and customers. They can also customize and integrate EDIE into their Web sites, allowing bank customers and staff to access EDIE without leaving the bank's Web site.
• Banker Telephone Deposit Insurance Seminars
  The �౦��Ϸ���� regularly offers 90-minute telephone seminars on deposit insurance coverage that are free and open to employees of insured institutions. The seminars generally provide a comprehensive review of how �౦��Ϸ���� insurance works, including the rules for determining coverage when depositors have funds in different account ownership categories. The telephone seminars generally provide more detailed information than the �౦��Ϸ���� Deposit Insurance Coverage for Bankers training module described previously in this FIL.
• Video: Overview on Deposit Insurance Coverage
  This 27-minute video presents an overview of �౦��Ϸ����'s deposit insurance coverage rules and emphasizes the most common account ownership categories used by individuals and families. It is available on DVD free from the �౦��Ϸ����, on the �౦��Ϸ����'s Web site, and on �౦��Ϸ����'s YouTube Channel. Both English and Spanish versions are available.
• Consumer Brochures: Your Insured Deposits and Deposit Insurance Summary
  �౦��Ϸ����’s most popular resource for bankers and consumers, Your Insured Deposits ( described above) is available in large-print and multi-page pocket versions. The Deposit Insurance Summary is a one-page brochure that provides a high-level overview of the deposit insurance limits for the most common account ownership categories. The Deposit Insurance Summary and Your Insured Deposits are available in hard copy free from the �౦��Ϸ���� and on the �౦��Ϸ����’s Web site in English, Spanish, Korean, Chinese, Vietnamese, and Tagalog.