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Summary:

The Summer 2014 issue of Supervisory Insights features two articles of interest to examiners, bankers, and supervisors. These articles discuss the �౦��Ϸ����'s efforts to assist community banks in managing their regulatory responsibilities and trends in "Matters Requiring Board Attention (MRBA)." The publication is available at http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html .

Statement of Applicability to Institutions with Total Assets Under $1 Billion: The information contained in this issue of Supervisory Insights may be of general interest to �౦��Ϸ����-supervised financial institutions, but it is not supervisory guidance.

Highlights:

• "Alternatives to Consultants: Meeting Regulatory Expectations with Internal Resources" highlights information available from the �౦��Ϸ���� to assist community banks in managing their regulatory responsibilities. This article describes how making use of technical assistance and maintaining an open dialogue with �౦��Ϸ���� staff can help banks clarify regulatory expectations and may help economize on the use of outside consulting services. The �౦��Ϸ���� believes the institutions we supervise often can use internal resources to maintain a sound risk management framework.
• "Supervisory Trends: 'Matters Requiring Board Attention' Highlight Evolving Risks in Banking" describes the MRBA categories cited most often at satisfactorily rated institutions and highlights trends in these categories since 2010.
• "Regulatory and Supervisory Roundup" provides an overview of recently released regulations and supervisory guidance.
• Suggestions for article topics and requests for permission to reprint articles should be e-mailed to supervisoryjournal@fdic.gov . Requests for print copies should be e-mailed to publicinfo@fdic.gov .

Distribution:

• �౦��Ϸ����-Supervised Institutions

Suggested Routing:

• Chief Executive Officer
• Compliance Officer

Paper copies may be obtained through the �౦��Ϸ����'s Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

Additional Related Topics:

• Banks' Use of Consultants
• Matters Requiring Board Attention