Money Smart for Older Adults

The Money Smart for Older Adults Program raises awareness among older adults and their caregivers on how to prevent fraud, scams, and other elder financial exploitation. The curriculum encourages advanced planning and informed financial decision-making. Money Smart for Older Adults was developed jointly by the Federal Deposit Insurance Corporation (�౦��Ϸ��) and the Consumer Financial Protection Bureau (CFPB).

The curriculum can be taught in full or by individual topics. The module and topics consist of three-parts, an instructor guide, resource guide, and PowerPoint slides that supplement classroom instruction. The materials are free of charge.

Topics

The free instructor-led curriculum covers ten topics:

Checking In and Getting Started
Common Types of Elder Financial Exploitation
Investment Fraud
Avoiding Telephone and Internet Scams
Avoiding Charity Scams

Computer-Internet Scams
Identity Theft and Medical Identity Theft
Planning for Unexpected Life Events
Scams that Target Homeowners
Scams that Target Veterans

Topics	Descriptions	Available Resources
Checking In and Getting Started	Gain an overview on financial exploitation, while protecting your identify and preparing for financial loss. Find money management resources and learn how to report incidents of financial exploitation to people who can help.
Common Types of Elder Financial Exploitation	Guard against abuse by using trustworthy helpers to manage property and personal finances. Protect yourself from romance ploys.
Investment Fraud	Misleading ads that promise guaranteed investment returns.
Avoiding Telephone and Internet Scams	A fake call or electronic message from someone falsely claiming to represent the government, a company or a grandchild.
Avoiding Charity Scams	Deceptive request to donate towards a charity or non-profit that require or pressure a person to make a quick decision.
Computer-Internet Scams	False assertion from fake computer technicians or information technology companies claiming your computer has been compromised.
Identity Theft and Medical Identity Theft	Request for your Social Security, Medicare or other personal information to use in order to run up unauthorized charges to your accounts.
Planning for Unexpected Life Events	Preparation for unexpected health problems and natural disasters.
Scams that Target Homeowners	Dishonest contact by solicitors offering home improvement and repair services, normally after a weather emergency.
Scams that Target Veterans	A purported fiduciary offering assistance that ultimately negatively affect your eligibility for public benefit programs.	Additional Resources