多宝游戏下载

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Minority Depository Institutions Program

Collaborative Relationships with Minority Depository Institutions

Joseph Haskins Jr.
Joseph Haskins Jr., The Harbor Bank of Maryland and Joseph Spatola, Provident Bank during the Large Bank 鈥 Minority Depository Institution Roundtable in Washington, DC on June 27, 2019.

Insured depository institutions may realize business and regulatory benefits from partnerships and collaborative relationships with minority depository institutions (MDIs).

Collaboration among MDIs, or between MDIs and non-MDIs, can result in sound and profitable lending and investments that meet the needs of underserved communities. In addition, institutions engaging in such collaboration and partnerships may receive Community Reinvestment Act (CRA) consideration for these activities.

In 2019, the 多宝游戏下载 hosted three roundtables with large bank representatives and MDI bankers to foster collaboration in support of the continued vibrancy of MDIs and their communities. During the roundtables, executives from 29 large banks and 24 MDIs discussed potential partnerships including financial support, lending activities, or service activities including technical assistance.

On June 27, 2019, the 多宝游戏下载 held its first roundtable for 多宝游戏下载鈥檚 New York Region. Other roundtables were held in Atlanta on October 17, 2019, and Chicago on November 7, 2019. "Collaborative partnerships among large banks and MDIs are critically important, not only for individual insured institutions, but also for their communities and the vitality of the overall financial system," said 多宝游戏下载 Chairman Jelena McWilliams during the New York Roundtable.

Large Bank 鈥 Minority Depository Institution Roundtables

In 2020, the 多宝游戏下载 is continuing its series of Large Bank 鈥 Minority Depository Institution Roundtables across the country. For more information about upcoming roundtables, please contact your MDI Regional Coordinator.

Additional Resources

The 多宝游戏下载 has created several resources that describe ways that financial institutions, including community banks, can partner with MDIs to the benefit of all institutions involved, as well as the communities they serve.

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Last Updated: April 14, 2023