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Other Federal Regulators

• – a Federal Reserve System program created to preserve and promote and enhance their ability to thrive in an increasingly competitive banking environment.

US Department of the Treasury Programs

• – The following is a list of CDFI Fund initiatives currently available to CDFI and MDI banks and others that promote access to capital and local economic growth.
  • – provides an incentive for all banks to invest in their communities and in CDFIs
  • – issues bonds to support CDFIs that make investments for eligible community or economic development purposes
  • – directly invests in, supports and trains CDFIs that provide loans, investments, financial services and technical assistance to benefit underserved populations and communities
  • – takes action to provide financial assistance, technical assistance, and training to Native CDFIs and other Native entities proposing to become or create Native CDFIs
  • – provides an allocation of tax credits to Community Development Entities which enable them to attract investment from the private sector, and reinvest these amounts in low-income communities’ businesses and real estate projects
  • – offers competitively awarded grants to finance affordable housing solutions
  • – offers a variety of training and direct technical assistance opportunities to strengthen CDFIs
• – created by the Small Business Jobs Act and was funded with $1.5 billion in order to strengthen state programs that support lending to small businesses and small manufacturers.
• – details benefits for lenders, indicates that funded state programs are also intended to help lenders expand their small business lending base, make their own credit decisions, and support local economic development

Other Government Programs

• – the official export credit agency of the United States, whose mission is to assist in financing the export of U.S. goods and services to international markets
• – encourages commercial lenders to make working capital loans by providing them with a 90 percent loan guarantee, which decreases their risk
• – continues to service its historic target population, insuring 1.2 million single family mortgages worth $213 billion in 2012.
• – to help fill gaps for smaller dollar loans and loans to underserved communities, the SBA has streamlined its programs and opened them up to more lenders.
• – designed to help small businesses meet their short‐term and cyclical working capital needs